BOTJ / Bank of the James Financial Group, Inc. - تصريحات هيئة الأوراق المالية والبورصات، التقرير السنوي، بيان الوكيل

بنك مجموعة جيمس المالية، وشركة
US ˙ NasdaqCM ˙ US4702991088

الإحصائيات الأساسية
LEI 549300XV8D5BHDJZY155
CIK 1275101
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Bank of the James Financial Group, Inc.
SEC Filings (Chronological Order)
توفر هذه الصفحة قائمة كاملة ومرتبة ترتيبًا زمنيًا لتصريحات هيئة الأوراق المالية والبورصات، باستثناء تصريحات الملكية التي نقدمها في مكان آخر.
August 20, 2025 8-K

BANK OF THE JAMES FINANCIAL GROUP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 18, 2025 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporat

August 20, 2025 EX-10.1

 SECOND NOTE MODIFICATION AGREEMENT AND ALLONGE TO SECURED PROMISSORY NOTE

Exhibit 10.1  SECOND NOTE MODIFICATION AGREEMENT AND ALLONGE TO SECURED PROMISSORY NOTE THIS NOTE MODIFICATION AGREEMENT AND ALLONGE TO SECURED PROMISSORY NOTE is made as effective this 1st day of September, 2025 (the “Second Modification Effective Date”), by and between BANK OF THE JAMES FINANCIAL GROUP, INC, a Virginia corporation (the “Borrower”), and THE NATIONAL BANK OF BLACKSBURG (the “Lend

August 13, 2025 10-Q

Item 3. Quantitative and Qualitative Disclosures About Market Risk Item 2. Unregistered Sales of Equity Securities, Use of Proceeds, and Issuer Purchases of Equity Securities

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark one) ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2025 ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from BANK OF THE JAMES FINANCIAL GROUP,

August 5, 2025 8-K/A

BANK OF THE JAMES FINANCIAL GROUP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 4, 2025 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorpora

August 5, 2025 EX-99.1

 CORRECTING and REPLACING “Bank of the James Announces Second Quarter, First Half of 2025 Financial Results”; Corrects Typos in Narrative Related to Total Assets and Loan Balances Loan Growth, Asset Quality, Declaration of Quarterly Dividend

Exhibit 99.1     CORRECTING and REPLACING “Bank of the James Announces Second Quarter, First Half of 2025 Financial Results”; Corrects Typos in Narrative Related to Total Assets and Loan Balances Loan Growth, Asset Quality, Declaration of Quarterly Dividend  LYNCHBURG, VA, August 4, 2025 - Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the

August 4, 2025 8-K

BANK OF THE JAMES FINANCIAL GROUP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 4, 2025 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporati

August 4, 2025 EX-99.1

 Bank of the James Announces Second Quarter, First Half of 2025 Financial Results Loan Growth, Asset Quality, Declaration of Quarterly Dividend

Exhibit 99.1    Bank of the James Announces Second Quarter, First Half of 2025 Financial Results Loan Growth, Asset Quality, Declaration of Quarterly Dividend  LYNCHBURG, VA, August 4, 2025 - Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood & White, Inc. (“

July 28, 2025 8-K

BANK OF THE JAMES FINANCIAL GROUP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 22, 2025 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporatio

May 21, 2025 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 20, 2025 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation

May 15, 2025 10-Q

Item 3. Quantitative and Qualitative Disclosures About Market Risk Item 2. Unregistered Sales of Equity Securities, Use of Proceeds, and Issuer Purchases of Equity Securities

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark one) ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2025 ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from BANK OF THE JAMES FINANCIAL GROUP

April 30, 2025 EX-99.1

 Bank of the James Announces First Quarter of 2025 Financial Results Strong Liquidity, High Asset Quality

Exhibit 99.1   Bank of the James Announces First Quarter of 2025 Financial Results Strong Liquidity, High Asset Quality  LYNCHBURG, VA, April 30, 2025 - Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood & White, Inc. (“PWW”), an SEC-registered investment advi

April 30, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 30, 2025 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporati

April 18, 2025 8-K

BANK OF THE JAMES FINANCIAL GROUP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 15, 2025 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporati

April 8, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. __)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

April 8, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. __)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 26, 2025 EX-19.1

Bank of the James Trading Restrictions Policy (filed herewith)

Exhibit 19.1  Trading Restrictions Policy  I. Introduction. A. Purpose and Background. Federal and state securities law impose responsibilities and potential liabilities with respect to the disclosure and use of confidential information regarding Bank of the James Financial Group, Inc. and its subsidiaries (collectively, the “Company”) and purchases and sales involving the securities of the Comp

March 26, 2025 EX-21.1

List of subsidiaries (filed herewith)

Exhibit 21.1 List of Subsidiaries   Subsidiary Jurisdiction or State of Incorporation Names Under Which Subsidiary Does Business Bank of the James Virginia Bank of the James Bank of the James Mortgage Bank of the James Mortgage, a Division of Bank of the James BOTJ Investment Services BOTJ Insurance, Inc. Virginia BOTJ Insurance, Inc. Pettyjohn, Wood & White, Inc. Virginia Pettyjohn, Wood & Whit

March 26, 2025 10-K

Item 9C.Disclosure Regarding Foreign Jurisdictions that Prevent Inspections Item 16.Form 10–K Summary

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name

March 20, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 18, 2025 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporati

January 31, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 31, 2025 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorpora

January 31, 2025 EX-99.1

 Bank of the James Announces Fourth Quarter, Full Year of 2024 Financial Results and Declaration of Dividend Loan Growth, Deposit Expansion, High Asset Quality

Exhibit 99.1   Bank of the James Announces Fourth Quarter, Full Year of 2024 Financial Results and Declaration of Dividend Loan Growth, Deposit Expansion, High Asset Quality  LYNCHBURG, VA, January 31, 2025 - Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood

January 24, 2025 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 21, 2025 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorpora

November 12, 2024 10-Q

Item 3. Quantitative and Qualitative Disclosures About Market Risk Item 2. Unregistered Sales of Equity Securities, Use of Proceeds, and Issuer Purchases of Equity Securities

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark one) ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2024 ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from BANK OF THE JAMES FINANCIAL G

October 25, 2024 EX-99.1

 Bank of the James Announces Third Quarter, First Nine Months of 2024 Financial Results and Declaration of Dividend Year-Over-Year Loan Growth, Deposit Expansion, High Asset Quality

Exhibit 99.1   Bank of the James Announces Third Quarter, First Nine Months of 2024 Financial Results and Declaration of Dividend Year-Over-Year Loan Growth, Deposit Expansion, High Asset Quality  LYNCHBURG, VA, October 25, 2024 - Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank

October 25, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 25, 2024 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorpora

October 17, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 15, 2024 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorpora

September 23, 2024 CORRESP

September 23, 2024

   September 23, 2024 VIA EDGAR Division of Corporation Finance Office of Finance U.

August 12, 2024 10-Q

Item 3. Quantitative and Qualitative Disclosures About Market Risk Item 2. Unregistered Sales of Equity Securities, Use of Proceeds, and Issuer Purchases of Equity Securities

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark one) ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2024 ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from BANK OF THE JAMES FINANCIAL GROUP,

July 29, 2024 EX-99.1

 Bank of the James Announces Second Quarter, First Half of 2024 Financial Results and Declaration of Dividend Deposit Expansion, Market Share Growth, Asset Quality

Exhibit 99.1   Bank of the James Announces Second Quarter, First Half of 2024 Financial Results and Declaration of Dividend Deposit Expansion, Market Share Growth, Asset Quality  LYNCHBURG, VA, July 26, 2024 - Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood

July 29, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 26, 2024 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporatio

July 17, 2024 8-K

BANK OF THE JAMES FINANCIAL GROUP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 16, 2024 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporatio

May 23, 2024 8-K

BANK OF THE JAMES FINANCIAL GROUP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 21, 2024 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation

May 17, 2024 10-Q

Item 3. Quantitative and Qualitative Disclosures About Market Risk Item 2. Unregistered Sales of Equity Securities, Use of Proceeds, and Issuer Purchases of Equity Securities

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark one) ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2024 ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from BANK OF THE JAMES FINANCIAL GROUP

May 15, 2024 NT 10-Q

 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 12b-25 NOTIFICATION OF LATE FILING

 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 12b-25  NOTIFICATION OF LATE FILING  (Check One)☐ Form 10-K☐ Form 20-F☐ Form 11-K☒ Form 10-Q  For Period Ended: March 31, 2024  ☐ Transition Report on Form 10-K ☐ Transition Report on Form 20-F ☐ Transition Report on Form 11-K ☐ Transition Report on Form 10-Q ☐ Transition Report on Form N-SAR  For the Transition Pe

April 26, 2024 EX-99.1

 Bank of the James Announces First Quarter of 2024 Financial Results and Declaration of Dividend Deposit Expansion, Market Share Growth, Asset Quality

Exhibit 99.1   Bank of the James Announces First Quarter of 2024 Financial Results and Declaration of Dividend Deposit Expansion, Market Share Growth, Asset Quality  LYNCHBURG, VA, April 26, 2024 - Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood & White, In

April 26, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 26, 2024 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporati

April 18, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 16, 2024 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporati

April 8, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. __)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

April 8, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. __)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 27, 2024 EX-21.1

List of subsidiaries (filed herewith)

Exhibit 21.1 List of Subsidiaries   Subsidiary Jurisdiction or State of Incorporation Names Under Which Subsidiary Does Business Bank of the James Virginia Bank of the James Bank of the James Mortgage Bank of the James Mortgage, a Division of Bank of the James BOTJ Investment Services BOTJ Insurance, Inc. Virginia BOTJ Insurance, Inc. Pettyjohn, Wood & White, Inc. Virginia Pettyjohn, Wood & Whit

March 27, 2024 EX-16.1

Letter dated March 27, 2024 from Yount, Hyde & Barbour, P.C. to the Securities and Exchange Commission regarding change in Certifying Accountant of the Company (filed herewith)

 Exhibit 16.1    March 27, 2024  Securities and Exchange Commission Washington, D.C. 20549  Commissioners:  We have read Bank of the James Financial Group, Inc.’s statements included under Item 9 (Changes in and Disagreements with Accountants on Accounting and Financial Disclosure) of its Form 10-K filed on March 27, 2024 and we agree with such statements concerning our firm.       

March 27, 2024 EX-97.1

Policy relating to recovery of erroneously awarded compensation, as required by applicable listing standards adopted pursuant to 17 CFR 240.10D-1 (filed herewith)

Exhibit 97.1  BANK OF THE JAMES FINANCIAL GROUP, INC. INCENTIVE COMPENSATION RECOUPMENT POLICY  General In the event Bank of the James Financial Group, Inc. (the “Company”) determines it must prepare an accounting restatement due to the material noncompliance of the Company with any financial reporting requirement under the securities laws, including any required accounting restatement to correc

March 27, 2024 10-K

BANK OF THE JAMES FINANCIAL GROUP, INC. AND SUBSIDIARIES

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to BANK OF THE JAMES FINANCIAL GROUP, INC. (

March 27, 2024 CORRESP

CONFIDENTIAL COMMUNICATION

 CONFIDENTIAL COMMUNICATION March 27, 2024 VIA EDGAR UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 15, 2024 8-K

Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 12, 2024 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporati

March 15, 2024 EX-16.1

Letter dated March 15, 2024 from Yount, Hyde & Barbour, P.C. to the Securities and Exchange Commission regarding change in Certifying Accountant of the Company

 Exhibit 16.1    March 15, 2024  Securities and Exchange Commission Washington, D.C. 20549  Commissioners:  We have read Bank of the James Financial Group, Inc.’s statements included under Item 4.01 of its Form 8-K filed on March 15, 2024 and we agree with such statements concerning our firm.                 

February 2, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 2, 2024 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organi

February 2, 2024 EX-99.1

 Bank of the James Announces Fourth Quarter, Full Year of 2023 Financial Results and Declaration of Increased Dividend Loan Growth, Earnings Strength, Enhanced Shareholder Value

Exhibit 99.1   Bank of the James Announces Fourth Quarter, Full Year of 2023 Financial Results and Declaration of Increased Dividend Loan Growth, Earnings Strength, Enhanced Shareholder Value  LYNCHBURG, VA, February 2, 2024 - Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, an

January 19, 2024 EX-99.1

Bank of the James Financial Group, Inc. Announces Quarterly Dividend; Increases Quarterly Dividend by 25%

Exhibit 99.1  Bank of the James Financial Group, Inc. Announces Quarterly Dividend; Increases Quarterly Dividend by 25%  Lynchburg, VA., January 19, 2024 – On January 16, 2024, the Board of Directors of Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood & White

January 19, 2024 8-K

Financial Statements and Exhibits, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 16, 2024 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organi

November 13, 2023 10-Q

Item 3. Quantitative and Qualitative Disclosures About Market Risk Item 2. Unregistered Sales of Equity Securities, Use of Proceeds, and Issuer Purchases of Equity Securities

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark one) ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2023 ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from BANK OF THE JAMES FINANCIAL G

October 20, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 17, 2023 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organi

October 20, 2023 EX-99.1

 Bank of the James Announces Third Quarter, Nine Months of 2023 Financial Results and Declaration of Dividend Positive Earnings, Deposit Growth, Strong Asset Quality

Exhibit 99.1    Bank of the James Announces Third Quarter, Nine Months of 2023 Financial Results and Declaration of Dividend Positive Earnings, Deposit Growth, Strong Asset Quality  LYNCHBURG, VA, October 20, 2023 - Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjoh

August 11, 2023 10-Q

Item 3. Quantitative and Qualitative Disclosures About Market Risk Item 2. Unregistered Sales of Equity Securities and Use of Proceeds

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark one) ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2023 ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from BANK OF THE JAMES FINANCIAL GROUP,

July 21, 2023 8-K

BANK OF THE JAMES FINANCIAL GROUP, INC.

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 18, 2023 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organizat

July 21, 2023 EX-99.1

 Bank of the James Announces Second Quarter, First Half of 2023 Financial Results and Declaration of Dividend Earnings Growth, Mortgage Activity, Strong Asset Quality

Exhibit 99.1   Bank of the James Announces Second Quarter, First Half of 2023 Financial Results and Declaration of Dividend Earnings Growth, Mortgage Activity, Strong Asset Quality  LYNCHBURG, VA, July 21, 2023 - Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, W

May 18, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 16, 2023 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organizati

May 15, 2023 10-Q

Item 3. Quantitative and Qualitative Disclosures About Market Risk Item 2. Unregistered Sales of Equity Securities and Use of Proceeds

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark one) ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2023 ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from BANK OF THE JAMES FINANCIAL GROUP

April 21, 2023 8-K

BANK OF THE JAMES FINANCIAL GROUP, INC.

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 18, 2023 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organiza

April 21, 2023 EX-99.1

 Bank of the James Announces First Quarter of 2023 Financial Results and Declaration of Dividend Loan and Interest Income Growth, Deposit Strength, Superior Asset Quality

 Exhibit 99.1   Bank of the James Announces First Quarter of 2023 Financial Results and Declaration of Dividend Loan and Interest Income Growth, Deposit Strength, Superior Asset Quality  LYNCHBURG, VA, April 21, 2023 - Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Petty

April 5, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. __)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

April 5, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. __)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 31, 2023 10-K

BANK OF THE JAMES FINANCIAL GROUP, INC. AND SUBSIDIARIES

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to BANK OF THE JAMES FINANCIAL GROUP, INC. (

March 31, 2023 EX-21.1

List of subsidiaries (filed herewith)

Exhibit 21.1 List of Subsidiaries   Subsidiary Jurisdiction or State of Incorporation Names Under Which Subsidiary Does Business Bank of the James Virginia Bank of the James Bank of the James Mortgage Bank of the James Mortgage, a Division of Bank of the James BOTJ Investment Services BOTJ Insurance, Inc. Virginia BOTJ Insurance, Inc. Pettyjohn, Wood & White, Inc. Virginia Pettyjohn, Wood & Whit

February 10, 2023 SC 13G/A

BOTJ / Bank of the James Financial Group, Inc. / BASSWOOD CAPITAL MANAGEMENT, L.L.C. - SCHEDULE 13G/A, AMENDMENT #5 Passive Investment

SC 13G/A 1 b60538672a.htm SCHEDULE 13G/A, AMENDMENT #5 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 5)* Bank of the James Financial Group, Inc. (Name of Issuer) Common Stock, $2.14 par value (Title of Class of Securities) 470299108 (CUSIP Number) December 31, 2022 (Date of Event which Requires Filing

February 10, 2023 EX-99.1

EXHIBIT 99.1

EX-99.1 2 b60538672b.htm THE IDENTITY AND THE ITEM 3 CLASSIFICATION OF THE RELEVANT SUBSIDIARY EXHIBIT 99.1 The identity and the Item 3 classification of the relevant subsidiary are: Basswood Capital Management, L.L.C., which is an Investment Adviser in accordance with Rule 13d-1(b)(1)(ii)(E).

February 6, 2023 EX-99.1

 Bank of the James Announces Fourth Quarter, Full Year of 2022 Financial Results and Declaration of Dividend Record Annual Earnings, Strong Financial Ratios, Asset Quality

Exhibit 99.1   Bank of the James Announces Fourth Quarter, Full Year of 2022 Financial Results and Declaration of Dividend Record Annual Earnings, Strong Financial Ratios, Asset Quality  LYNCHBURG, VA, February 6, 2023 - Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pett

February 6, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 6, 2023 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organi

January 20, 2023 8-K

Financial Statements and Exhibits, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 17, 2023 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organi

January 6, 2023 8-K/A

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 1, 2022 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organi

January 6, 2023 EX-10.1

Salary Continuation Agreement dated effective as of January 1, 2023 by and between the Bank and Eric J. Sorenson, Jr. (incorporated by reference to Exhibit 10.1 to Form 8-K filed on January 6, 2023)

EX-10.1 2 botj-20220801xex101.htm EX-10.1 Exhibit 10.1 Salary continuation Agreement This Salary Continuation Agreement (the “Agreement”), by and between Bank of the James, located in Lynchburg, Virginia (the “Employer”), and Eric J. Sorenson, Jr. (the “Executive”), made this 1st day of January 2023, formalizes the agreements and understanding between the Employer and the Executive. WITNESSETH: WH

November 10, 2022 10-Q

Item 3. Quantitative and Qualitative Disclosures About Market Risk Item 2. Unregistered Sales of Equity Securities and Use of Proceeds

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark one) ?QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2022 ?TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from BANK OF THE JAMES FINANCIAL G

October 21, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 18, 2022 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organi

October 21, 2022 EX-99.1

 Bank of the James Announces Third Quarter, Nine Months of 2022 Financial Results and Declaration of Dividend Record Quarterly Earnings, Strong Financial Ratios, Asset Quality

Exhibit 99.1 ? ? Bank of the James Announces Third Quarter, Nine Months of 2022 Financial Results and Declaration of Dividend Record Quarterly Earnings, Strong Financial Ratios, Asset Quality ? LYNCHBURG, VA, October 21, 2022 - Bank of the James Financial Group, Inc. (the ?Company?) (NASDAQ:BOTJ), the parent company of Bank of the James (the ?Bank?), a full-service commercial and retail bank, and

August 19, 2022 8-K

Financial Statements and Exhibits, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 18, 2022 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organiz

August 12, 2022 10-Q

Item 3. Quantitative and Qualitative Disclosures About Market Risk Item 2. Unregistered Sales of Equity Securities and Use of Proceeds

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark one) ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2022 ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from BANK OF THE JAMES FINANCIAL GROUP,

August 4, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 1, 2022 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organiza

July 22, 2022 EX-99.1

 Bank of the James Announces Second Quarter, First Half 2022 Financial Results and Declaration of Dividend Record Earnings, Organic Loan Growth, Strong Asset Quality

Exhibit 99.1 ? ? Bank of the James Announces Second Quarter, First Half 2022 Financial Results and Declaration of Dividend Record Earnings, Organic Loan Growth, Strong Asset Quality ? LYNCHBURG, VA, July 22, 2022 - Bank of the James Financial Group, Inc. (the ?Company?) (NASDAQ:BOTJ), the parent company of Bank of the James (the ?Bank?), a full-service commercial and retail bank, and Pettyjohn, Wo

July 22, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 19, 2022 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organizat

May 18, 2022 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 17, 2022 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organizati

May 12, 2022 10-Q

Item 3. Quantitative and Qualitative Disclosures About Market Risk Item 2. Unregistered Sales of Equity Securities and Use of Proceeds

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark one) ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2022 ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from BANK OF THE JAMES FINANCIAL GROUP

April 22, 2022 EX-99.1

Bank of the James Announces First Quarter 2022 Financial Results and Declaration of Dividend Strong Earnings, High Asset Quality, Expense Management

Exhibit 99.1 ? ? Bank of the James Announces First Quarter 2022 Financial Results and Declaration of Dividend Strong Earnings, High Asset Quality, Expense Management ? LYNCHBURG, VA, April 22, 2022 - Bank of the James Financial Group, Inc. (the ?Company?) (NASDAQ:BOTJ), the parent company of Bank of the James (the ?Bank?), a full-service commercial and retail bank, and Pettyjohn, Wood & White, Inc

April 22, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 19, 2022 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organiza

April 7, 2022 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. __)

DEFA14A 1 botj-20220407xdefa14a.htm DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )  Filed by the Registrant ☒Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only

April 7, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. __)

DEF 14A 1 botj-20220407xdef14a.htm DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (a

March 29, 2022 10-K

BANK OF THE JAMES FINANCIAL GROUP, INC. AND SUBSIDIARIES

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ? Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to BANK OF THE JAMES FINANCIAL GROUP, INC. (

March 29, 2022 EX-4.1

Description of Registrant’s Securities (filed herewith)

Exhibit 4.1 ? DESCRIPTION OF REGISTRANT?S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 (Exhibit pursuant to Item 601(b)(4)(vi) of Regulation S-K) ? As of December 31, 2021, the Common Stock (as defined below) of Bank of the James Financial Group, Inc., a Virginia corporation (?Financial,? the ?Company,? ?we,? ?us? or ?our?), is the only class of our securitie

March 29, 2022 EX-21.1

List of subsidiaries (filed herewith)

Exhibit 21.1 List of Subsidiaries ? ? Subsidiary Jurisdiction or State of Incorporation Names Under Which Subsidiary Does Business Bank of the James Virginia Bank of the James Bank of the James Mortgage Bank of the James Mortgage, a Division of Bank of the James BOTJ Investment Services BOTJ Insurance, Inc. Virginia BOTJ Insurance, Inc. Pettyjohn, Wood & White, Inc. Virginia Pettyjohn, Wood & Whit

March 29, 2022 EX-10.10

Salary Continuation Agreement dated effective as of January 29, 2013 by and between the Bank and Michael A. Syrek (incorporated by reference to Exhibit 10.10 to Form 10-K filed on March 29, 2022)

Exhibit 10.10 Bank of the James Salary Continuation Agreement BANK OF THE JAMES SALARY CONTINUATION AGREEMENT ? This SALARY CONTINUATION AGREEMENT (this ?Agreement?) is adopted this 27th day of January, 2013, by and between BANK OF THE JAMES, a state-chartered commercial bank located in Lynchburg, Virginia (the ?Bank?), and MICHAEL A. SYREK (the ?Executive?). The purpose of this Agreement is to pr

February 15, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 11, 2022 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organ

February 15, 2022 EX-99.1

 Bank of the James Announces Fourth Quarter, Full Year of 2021 Financial Results and Declaration of Dividend Strong Earnings, High Asset Quality, Expense Management

Exhibit 99.1 ? ? Bank of the James Announces Fourth Quarter, Full Year of 2021 Financial Results and Declaration of Dividend Strong Earnings, High Asset Quality, Expense Management ? LYNCHBURG, Va., February 11, 2022 - Bank of the James Financial Group, Inc. (the ?Company?) (NASDAQ:BOTJ), the parent company of Bank of the James (the ?Bank?), a full-service commercial and retail bank serving Region

February 14, 2022 EX-99.1

EXHIBIT 99.1

EXHIBIT 99.1 The identity and the Item 3 classification of the relevant subsidiary are: Basswood Capital Management, L.L.C., which is an Investment Adviser in accordance with Rule 13d-1(b)(1)(ii)(E).

February 14, 2022 SC 13G/A

BOTJ / Bank of the James Financial Group, Inc. / BASSWOOD CAPITAL MANAGEMENT, L.L.C. - SCHEDULE 13G/A, AMENDMENT #4 Passive Investment

SC 13G/A 1 b50316019a.htm SCHEDULE 13G/A, AMENDMENT #4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 4)* Bank of the James Financial Group, Inc. (Name of Issuer) Common Stock, $2.14 par value (Title of Class of Securities) 470299108 (CUSIP Number) December 31, 2021 (Date of Event which Requires Filing

January 21, 2022 8-K

Financial Statements and Exhibits, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 18, 2022 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organi

January 4, 2022 8-K

Financial Statements and Exhibits, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 31, 2021 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organ

December 15, 2021 EX-99.1

Bank of the James Announces Agreement to Acquire Pettyjohn, Wood & White, Inc.

Exhibit 99.1 ? Bank of the James Announces Agreement to Acquire Pettyjohn, Wood & White, Inc. ? LYNCHBURG, Va., December 15, 2021 - Bank of the James Financial Group, Inc. (the ?Company?) (NASDAQ:BOTJ), the parent company of Bank of the James (the ?Bank?), is a full-service commercial and retail bank serving Region 2000 (the greater Lynchburg MSA), and the Blacksburg, Charlottesville, Harrisonburg

December 15, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 15 2021 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organi

November 12, 2021 10-Q

Item 3. Quantitative and Qualitative Disclosures About Market Risk Item 2. Unregistered Sales of Equity Securities and Use of Proceeds

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark one) ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2021 ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from BANK OF THE JAMES FINANCIAL G

October 22, 2021 EX-99.1

Bank of the James Announces Third Quarter, Nine Months of 2021 Financial Results and Declaration of Dividend Earnings Growth, Asset Quality, Commercial Banking Momentum, Active Mortgage Lending

Exhibit 99.1 Bank of the James Announces Third Quarter, Nine Months of 2021 Financial Results and Declaration of Dividend ? Earnings Growth, Asset Quality, Commercial Banking Momentum, Active Mortgage Lending ? LYNCHBURG, Va., October 22, 2021 - Bank of the James Financial Group, Inc. (the ?Company?) (NASDAQ:BOTJ), the parent company of Bank of the James (the ?Bank?), a full-service commercial and

October 22, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 19, 2021 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organi

October 13, 2021 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 13, 2021 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organi

October 13, 2021 EX-99.1

Bank of the James Financial Group Announces Promotion of Michael A. Syrek to President of Bank of the James

Exhibit 99.1 Bank of the James Financial Group Announces Promotion of Michael A. Syrek to President of Bank of the James LYNCHBURG, Va., October 13, 2021 - Bank of the James Financial Group, Inc. (the ?Company?) (NASDAQ:BOTJ), the parent company of Bank of the James (the ?Bank?), a full-service commercial and retail bank serving Region 2000 (the greater Lynchburg MSA), and the Blacksburg, Charlott

August 12, 2021 10-Q

Item 3. Quantitative and Qualitative Disclosures About Market Risk Item 2. Unregistered Sales of Equity Securities and Use of Proceeds

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark one) ?QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2021 ?TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from BANK OF THE JAMES FINANCIAL GROUP,

July 26, 2021 EX-99.1

Bank of the James Announces Second Quarter, First Half 2021 Financial Results and Declaration of Dividend Asset Quality, Commercial Banking Momentum, Active Mortgage Lending

Exhibit 99.1 ? Bank of the James Announces Second Quarter, First Half 2021 Financial Results and Declaration of Dividend Asset Quality, Commercial Banking Momentum, Active Mortgage Lending ? LYNCHBURG, Va., July 23, 2021 - Bank of the James Financial Group, Inc. (the ?Company?) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving Region 2000 (th

July 26, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

? SECURITIES AND EXCHANGE COMMISSION ? Washington, D.C. 20549 ? ? FORM 8-K ? Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 ? Date of Report (Date of Earliest Event Reported): July 23, 2021 BANK OF THE JAMES FINANCIAL GROUP, INC. ? (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporatio

May 20, 2021 8-K

Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 18, 2021 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organizati

May 20, 2021 EX-99.1

Bank of the James Declares 10% Stock Dividend

Exhibit 99.1 Bank of the James Declares 10% Stock Dividend LYNCHBURG, Va., May 20, 2021 ? At its Annual Meeting of Shareholders held on May 18, 2021, Bank of the James Financial Group, Inc. (the ?Company?) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving Region 2000 (the greater Lynchburg MSA), and the Blacksburg, Charlottesville, Harrisonbu

May 18, 2021 8-K

Financial Statements and Exhibits, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 18, 2021 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organizati

May 12, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly Period Ended March 31, 2021 BANK OF THE JAMES FINANCIAL GROUP,

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly Period Ended March 31, 2021 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorpora

April 23, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 20, 2021 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organiza

April 23, 2021 EX-99.1

Bank of the James Announces First Quarter 2021 Financial Results and Declaration of Dividend Asset Quality, Stable Commercial Lending, Strong Residential Mortgage Activity

Exhibit 99.1 Bank of the James Announces First Quarter 2021 Financial Results and Declaration of Dividend Asset Quality, Stable Commercial Lending, Strong Residential Mortgage Activity LYNCHBURG, Va., April 23, 2021 ? Bank of the James Financial Group, Inc. (the ?Company?) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving Region 2000 (the gre

April 12, 2021 DEF 14A

- DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 29, 2021 EX-21.1

List of subsidiaries (filed herewith)

Exhibit 21.1 List of Subsidiaries Subsidiary Jurisdiction or State of Incorporation Names Under Which Subsidiary Does Business Bank of the James Virginia Bank of the James Bank of the James Mortgage Bank of the James Mortgage, a Division of Bank of the James BOTJ Investment Services BOTJ Insurance, Inc. Virginia BOTJ Insurance, Inc. BOTJ Investment Group, Inc. Virginia Inactive

March 29, 2021 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2020 BANK OF THE JAMES FINANCIAL GROUP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2020 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Commission file number 001-35402 Virginia 20-0500300 (State or Other Jurisdiction of Incorpora

February 19, 2021 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 16, 2021 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorpor

February 19, 2021 EX-3.2

Bylaws of Bank of the James Financial Group, Inc. (incorporated by reference to Exhibit 3.2 to Form 8-K filed February 19, 2021)

Exhibit 3.2 AMENDED AND RESTATED BYLAWS OF BANK OF THE JAMES FINANCIAL GROUP, INC. TABLE OF CONTENTS Page ARTICLE I - SHARES 1 Section 1. Certificates 1 Section 2. Signatures 1 Section 3. Duplicate Certificates 1 Section 4. Transfer of Shares 1 Section 5. Restrictions on Transfer 1 ARTICLE II - SHAREHOLDERS 2 Section 1. Holders of Shares 2 Section 2. Meetings Generally 2 Section 3. Annual Meetings

February 12, 2021 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 3)* Bank of the James Financial Group, Inc. (Name of Issuer) Common Stock, $2.14 par value (Title of Class

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 3)* Bank of the James Financial Group, Inc. (Name of Issuer) Common Stock, $2.14 par value (Title of Class of Securities) 470299108 (CUSIP Number) December 31, 2020 (Date of Event which Requires Filing of this Statement) Check the appropriate box to design

February 12, 2021 EX-99.1

EXHIBIT 99.1

EXHIBIT 99.1 The identity and the Item 3 classification of the relevant subsidiary are: Basswood Capital Management, L.L.C., which is an Investment Adviser in accordance with Rule 13d-1(b)(1)(ii)(E).

January 22, 2021 EX-99.1

Bank of the James Announces Fourth Quarter, Full Year 2020 Financial Results and Declaration of Dividend Preserving Asset Quality, Maintaining Safe Operations, Strong Residential Mortgage Activity

EX-99.1 Exhibit 99.1 Bank of the James Announces Fourth Quarter, Full Year 2020 Financial Results and Declaration of Dividend Preserving Asset Quality, Maintaining Safe Operations, Strong Residential Mortgage Activity LYNCHBURG, Va., January 22, 2021 — Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retai

January 22, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 19, 2021 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incor

November 12, 2020 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q

10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

October 23, 2020 EX-99.1

Bank of the James Announces Third Quarter, Nine Months of 2020 Financial Results and Declaration of Dividend Commercial Banking Stability, Active Mortgage Origination, Strong Asset Quality

EX-99.1 Exhibit 99.1 Bank of the James Announces Third Quarter, Nine Months of 2020 Financial Results and Declaration of Dividend Commercial Banking Stability, Active Mortgage Origination, Strong Asset Quality LYNCHBURG, Va., October 23, 2020 — Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank s

October 23, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 20, 2020 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incor

August 12, 2020 10-Q

Quarterly Report - 10-Q

10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly Period Ended June 30, 2020 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organi

July 24, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 21, 2020 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorpor

July 24, 2020 EX-99.1

Bank of the James Announces Second Quarter, First Half 2020 Financial Results and Declaration of Dividend PPP Loan Closings, Robust Mortgage Origination, Completed Unregistered Debt Offering

EX-99.1 Exhibit 99.1 Bank of the James Announces Second Quarter, First Half 2020 Financial Results and Declaration of Dividend PPP Loan Closings, Robust Mortgage Origination, Completed Unregistered Debt Offering LYNCHBURG, Va., July 24, 2020 — Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank se

July 9, 2020 EX-99.1

Bank of the James Announces Completion of Private Placement of Debt

EX-99.1 Exhibit 99.1 Bank of the James Announces Completion of Private Placement of Debt LYNCHBURG, Va., July 9, 2020 — Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving the greater Lynchburg area (Region 2000), and the Charlottesville, Harrisonburg, and Roanoke, Virginia markets, today

July 9, 2020 8-K

Financial Statements and Exhibits, Other Events

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 8, 2020 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organi

May 21, 2020 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 19, 2020 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorpora

May 13, 2020 10-Q

Quarterly Report - 10-Q

10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 24, 2020 EX-3.2

Amended and Restated Bylaws of Bank of the James Financial Group, Inc. as of April 21, 2020

EX-3.2 Exhibit 3.2 AMENDED AND RESTATED BYLAWS OF BANK OF THE JAMES FINANCIAL GROUP, INC. TABLE OF CONTENTS Page ARTICLE I — SHARES 1 Section 1. Certificates 1 Section 2. Signatures 1 Section 3. Duplicate Certificates 1 Section 4. Transfer of Shares 1 Section 5. Restrictions on Transfer 1 ARTICLE II — SHAREHOLDERS 2 Section 1. Holders of Shares 2 Section 2. Meetings Generally 2 Section 3. Annual M

April 24, 2020 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 21, 2020 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or orga

April 24, 2020 EX-99.1

Bank of the James Announces First Quarter 2020 Financial Results and Declaration of Dividend

EX-99.1 Exhibit 99.1 Bank of the James Announces First Quarter 2020 Financial Results and Declaration of Dividend LYNCHBURG, Va., April 24, 2020 — Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving Region 2000 (Greater Lynchburg MSA), and the Blacksburg, Charlottesville, Harrisonburg, Lex

April 13, 2020 DEF 14A

BOTJ / Bank of the James Financial Group, Inc. DEF 14A - - DEF 14A

DEF 14A Table of Contents SCHEDULE 14A (Rule 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

April 13, 2020 8-K

Financial Statements and Exhibits, Costs Associated with Exit or Disposal Activities

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 4, 2020 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organ

March 20, 2020 10-K

BOTJ / Bank of the James Financial Group, Inc. 10-K - Annual Report - 10-K

10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2019 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Commission file number 001-35402 Virginia 20-0500300 (State or Other Jurisdiction of (I.R

March 20, 2020 EX-21.1

List of subsidiaries (filed herewith)

EX-21.1 Exhibit 21.1 List of Subsidiaries Subsidiary Jurisdiction or State of Incorporation Names Under Which Subsidiary Does Business Bank of the James Virginia Bank of the James Bank of the James Mortgage Bank of the James Mortgage, a Division of Bank of the James BOTJ Investment Services BOTJ Insurance, Inc. Virginia BOTJ Insurance, Inc. BOTJ Investment Group, Inc. Virginia Inactive

March 10, 2020 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 5, 2020 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organ

March 10, 2020 EX-10.1

Amended and Restated Deed of Lease effective as of June 1, 2019 by and between Bank of the James and Jamesview Investments LLC (incorporated by reference to Exhibit 10.1 to Form 8-K filed on March 10, 2020

EX-10.1 Exhibit 10.1 AMENDED AND RESTATED DEED OF LEASE This AMENDED AND RESTATED DEED OF LEASE dated as of June 19, 2019 is entered into by and between JAMESVIEW INVESTMENTS LLC, a Virginia limited liability company, and its successors and assigns (“Landlord”), and BANK OF THE JAMES, a Virginia banking corporation, and its successors and assigns (“Tenant”). WHEREAS, Landlord owns an office buildi

February 11, 2020 SC 13G/A

BOTJ / Bank of the James Financial Group, Inc. / BASSWOOD CAPITAL MANAGEMENT, L.L.C. - SCHEDULE 13G/A (AMENDMENT NO. 2) Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 2)* Bank of the James Financial Group, Inc. (Name of Issuer) Common Stock, $2.14 par value (Title of Class of Securities) 470299108 (CUSIP Number) December 31, 2019 (Date of Event which Requires Filing of this Statement) Check the appropriate box to design

February 11, 2020 EX-99.1

EXHIBIT 99.1

EXHIBIT 99.1 The identity and the Item 3 classification of the relevant subsidiary are: Basswood Capital Management, L.L.C., which is an Investment Adviser in accordance with Rule 13d-1(b)(1)(ii)(E).

January 24, 2020 EX-99.1

Bank of the James Announces Fourth Quarter, Full Year 2019 Financial Results and Declaration of Dividend Commercial Loan Growth, Mortgage Originations, Asset Quality Support Record Earnings

EX-99.1 Exhibit 99.1 Bank of the James Announces Fourth Quarter, Full Year 2019 Financial Results and Declaration of Dividend Commercial Loan Growth, Mortgage Originations, Asset Quality Support Record Earnings LYNCHBURG, Va., January 24, 2020 — Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank

January 24, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 21, 2020 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or or

November 22, 2019 8-K

Financial Statements and Exhibits, Other Events

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 19, 2019 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or o

November 22, 2019 EX-99.1

Bank of the James Announces Declaration of Special Dividend

EX-99.1 Exhibit 99.1 Bank of the James Announces Declaration of Special Dividend LYNCHBURG, Va., November 22, 2019 — Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving Region 2000 (Greater Lynchburg MSA), and the Charlottesville, Harrisonburg, Roanoke, Blacksburg, and Lexington, Virginia

November 8, 2019 10-Q

BOTJ / Bank of the James Financial Group, Inc. 10-Q - Quarterly Report - 10-Q

10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

October 18, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 15, 2019 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia (State or other jurisdiction of incorporation or organization) 001-35402

October 18, 2019 EX-99.1

Bank of the James Announces Third Quarter, Nine Months of 2019 Financial Results and Declaration of Dividend

EX-99.1 Exhibit 99.1 Bank of the James Announces Third Quarter, Nine Months of 2019 Financial Results and Declaration of Dividend LYNCHBURG, Va., October 18, 2019 — Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving Region 2000 (Greater Lynchburg MSA), and the Charlottesville, Harrisonbur

August 13, 2019 10-Q

BOTJ / Bank of the James Financial Group, Inc. 10-Q - Quarterly Report - 10-Q

10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

August 1, 2019 8-K

Financial Statements and Exhibits, Other Events

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 30, 2019 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organ

July 19, 2019 EX-99.1

Bank of the James Announces Second Quarter, First Half 2019 Financial Results Commercial Loan Growth, Robust Mortgage Origination, Expanded Market Presence

EX-99.1 Exhibit 99.1 Bank of the James Announces Second Quarter, First Half 2019 Financial Results Commercial Loan Growth, Robust Mortgage Origination, Expanded Market Presence LYNCHBURG, Va., July 19, 2019 — Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving Region 2000 (Greater Lynchbur

July 19, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 19, 2019 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organ

May 22, 2019 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

8-K 1 d742091d8k.htm 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 21, 2019 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of in

May 10, 2019 10-Q

BOTJ / Bank of the James Financial Group, Inc. 10-Q Quarterly Report 10-Q

10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 26, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K 1 d615753d8k.htm 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 23, 2019 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of

April 26, 2019 EX-99.1

Bank of the James Announces First Quarter 2019 Financial Results and Declaration of Dividend Commercial Loan Growth, Strong Mortgage Production, Record First Quarter EPS

EX-99.1 2 d615753dex991.htm EX-99.1 Exhibit 99.1 Bank of the James Announces First Quarter 2019 Financial Results and Declaration of Dividend Commercial Loan Growth, Strong Mortgage Production, Record First Quarter EPS LYNCHBURG, Va., April 26, 2019 — Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail

April 12, 2019 DEF 14A

BOTJ / Bank of the James Financial Group, Inc. DEF 14A

DEF 14A 1 d699350ddef14a.htm DEF 14A Table of Contents SCHEDULE 14A (Rule 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, For Use of the Board Only (as permitted by Rule 14

March 22, 2019 10-K

BOTJ / Bank of the James Financial Group, Inc. 10-K (Annual Report)

10-K 1 d698724d10k.htm 10-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2018 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Commission file number 001-35402 Virginia 20-050

March 22, 2019 EX-21.1

List of subsidiaries (filed herewith)

EX-21.1 Exhibit 21.1 List of Subsidiaries Subsidiary Jurisdiction or State of Incorporation Names Under Which Subsidiary Does Business Bank of the James Virginia Bank of the James Bank of the James Mortgage Bank of the James Mortgage, a Division of Bank of the James BOTJ Investment Services BOTJ Insurance, Inc. Virginia BOTJ Insurance, Inc. BOTJ Investment Group, Inc. Virginia Inactive

February 13, 2019 SC 13G/A

BOTJ / Bank of the James Financial Group, Inc. / BANC FUNDS CO LLC - NONE Passive Investment

SC 13G/A 1 doc1.htm NONE UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* BANK OF THE JAMES FINANCIAL GROUP, INC. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 470299108 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to

February 11, 2019 SC 13G/A

BOTJ / Bank of the James Financial Group, Inc. / BASSWOOD CAPITAL MANAGEMENT, L.L.C. - SCHEDULE 13G (AMENDMENT NO. 1) Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* Bank of the James Financial Group, Inc. (Name of Issuer) Common Stock, $2.14 par value (Title of Class of Securities) 470299108 (CUSIP Number) December 31, 2018 (Date of Event which Requires Filing of this Statement) Check the appropriate box to design

February 11, 2019 EX-99.1

EXHIBIT 99.1

EXHIBIT 99.1 The identity and the Item 3 classification of the relevant subsidiary are: Basswood Capital Management, L.L.C., which is an Investment Adviser in accordance with Rule 13d-1(b)(1)(ii)(E).

January 25, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

Form 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 25, 2019 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation

January 25, 2019 EX-99.1

Bank of the James Announces Fourth Quarter, Full Year 2018 Financial Results and Declaration of Dividend Strong Quarterly, Yearly Earnings Growth, Commercial Lending Leads Loan Expansion

EX-99.1 Exhibit 99.1 Bank of the James Announces Fourth Quarter, Full Year 2018 Financial Results and Declaration of Dividend Strong Quarterly, Yearly Earnings Growth, Commercial Lending Leads Loan Expansion LYNCHBURG, Va., January 25, 2019 — Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank ser

January 17, 2019 8-K

Financial Statements and Exhibits, Other Events

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 15, 2019 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or or

December 21, 2018 EX-99.1

Bank of the James Announces Stock Repurchase Program

EX-99.1 Exhibit 99.1 Bank of the James Announces Stock Repurchase Program LYNCHBURG, Va., December 21, 2018 — Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving the greater Lynchburg area (Region 2000), and the Charlottesville, Harrisonburg, and Roanoke, Virginia markets, today announced

December 21, 2018 8-K

Financial Statements and Exhibits, Other Events

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 21, 2018 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or o

November 9, 2018 10-Q

BOTJ / Bank of the James Financial Group, Inc. FORM 10-Q (Quarterly Report)

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

October 19, 2018 EX-99.1

Bank of the James Announces Third Quarter, Nine Months of 2018 Financial Results and Declaration of Dividend Strong Year-Over-Year Earnings Growth, Loan and Deposit Expansion

Exhibit 99.1 Bank of the James Announces Third Quarter, Nine Months of 2018 Financial Results and Declaration of Dividend Strong Year-Over-Year Earnings Growth, Loan and Deposit Expansion LYNCHBURG, Va., October 19, 2018 — Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving the greater Lyn

October 19, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 16, 2018 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or or

September 6, 2018 EX-99.1

FORWARD-LOOKING STATEMENTS This presentation contains statements that constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. The words "believe," "estimate," "expect," "intend," "anticipate

EX-99.1 NASDAQ: BOTJ Exhibit 99.1 FORWARD-LOOKING STATEMENTS This presentation contains statements that constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. The words "believe," "estimate," "expect," "intend," "anticipate," "plan" and similar expressions and variations thereof identify certain of such forward-looking statements which s

September 6, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): September 6, 2018 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or o

August 9, 2018 10-Q

BOTJ / Bank of the James Financial Group, Inc. FORM 10-Q (Quarterly Report)

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

July 20, 2018 EX-99.1

Bank of the James Announces Second Quarter, First Half 2018 Financial Results and Declaration of Dividend Strong Year-Over-Year Net Income Growth, Loan Growth, Asset Quality Stability

EX-99.1 Exhibit 99.1 Bank of the James Announces Second Quarter, First Half 2018 Financial Results and Declaration of Dividend Strong Year-Over-Year Net Income Growth, Loan Growth, Asset Quality Stability LYNCHBURG, Va., July 20, 2018 — Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving t

July 20, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K 1 d565724d8k.htm 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 17, 2018 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of i

July 18, 2018 S-8

BOTJ / Bank of the James Financial Group, Inc. S-8

S-8 As filed with the Securities and Exchange Commission on July 18, 2018 Registration No.

May 17, 2018 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

Form 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 15, 2018 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or o

May 10, 2018 10-Q

BOTJ / Bank of the James Financial Group, Inc. 10-Q (Quarterly Report)

10-Q 1 d567298d10q.htm 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly Period Ended March 31, 2018 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or oth

April 20, 2018 EX-99.1

Bank of the James Announces First Quarter 2018 Financial Results and Declaration of Dividend Record Assets and Deposits; Commercial Lending Drives Interest Income

EX-99.1 Exhibit 99.1 Bank of the James Announces First Quarter 2018 Financial Results and Declaration of Dividend Record Assets and Deposits; Commercial Lending Drives Interest Income LYNCHBURG, Va., April 20, 2018 — Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving the greater Lynchburg

April 20, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 20, 2018 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or orga

April 9, 2018 DEF 14A

2018 Bank of the James Financial Group, Inc. Employee Stock Purchase Plan (incorporated by reference to Schedule 14A Proxy Statement Pursuant to Section 14(a) filed on April 9, 2018).

Definitive Proxy Statement Table of Contents SCHEDULE 14A (Rule 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 21, 2018 EX-21.1

List of subsidiaries (filed herewith)

EX-21.1 Exhibit 21.1 List of Subsidiaries Subsidiary Jurisdiction or State of Incorporation Names Under Which Subsidiary Does Business Bank of the James Virginia Bank of the James Bank of the James Mortgage Bank of the James Mortgage, a Division of Bank of the James BOTJ Investment Services BOTJ Insurance, Inc. Virginia BOTJ Insurance, Inc. BOTJ Investment Group, Inc. Virginia Inactive

March 21, 2018 10-K

BOTJ / Bank of the James Financial Group, Inc. 10-K (Annual Report)

10-K 1 d532202d10k.htm 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2017 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Commission file number 001-35402 Virginia 20-0500300 (State or Oth

February 14, 2018 SC 13G/A

BOTJ / Bank of the James Financial Group, Inc. / BANC FUNDS CO LLC - NONE Passive Investment

Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 01)* BANK OF THE JAMES FINANCIAL GROUP, INC. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 470299108 (CUSIP Number) December 31, 2017 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate t

February 9, 2018 EX-99.1

EXHIBIT 99.1

EXHIBIT 99.1 The identity and the Item 3 classification of the relevant subsidiary are: Basswood Capital Management, L.L.C., which is an Investment Adviser in accordance with Rule 13d-1(b)(1)(ii)(E).

February 9, 2018 SC 13G

BOTJ / Bank of the James Financial Group, Inc. / BASSWOOD CAPITAL MANAGEMENT, L.L.C. - SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Bank of the James Financial Group, Inc. (Name of Issuer) Common Stock, $2.14 par value (Title of Class of Securities) 470299108 (CUSIP Number) December 31, 2017 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate

February 9, 2018 EX-99.2

AGREEMENT OF REPORTING PERSONS

EXHIBIT 99.2 AGREEMENT OF REPORTING PERSONS The undersigned acknowledge and agree that the foregoing statement on Schedule 13G is filed on behalf of each of the undersigned and that all subsequent amendments to this statement on Schedule 13G shall be filed on behalf of each of the undersigned without the necessity of filing additional joint filing agreements. The undersigned acknowledge that each

January 29, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 26, 2018 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or or

January 29, 2018 EX-99.1

Bank of the James Announces Fourth Quarter, 12 Months 2017 Financial Results and Declaration of Dividend Record Assets and Deposits; Commercial Lending Drives Interest Income

EX-99.1 Exhibit 99.1 Bank of the James Announces Fourth Quarter, 12 Months 2017 Financial Results and Declaration of Dividend Record Assets and Deposits; Commercial Lending Drives Interest Income LYNCHBURG, Va., January 26, 2018 ? Bank of the James Financial Group, Inc. (the ?Company?) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving the gre

November 8, 2017 10-Q

BOTJ / Bank of the James Financial Group, Inc. FORM 10-Q (Quarterly Report)

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

October 20, 2017 EX-99.1

Bank of the James Announces Third Quarter, Nine Months 2017 Financial Results and Declaration of Dividend Solid Year-Over-Year Growth in Loans, Net Interest Income, Interest Earning Assets

EX-99.1 Exhibit 99.1 Bank of the James Announces Third Quarter, Nine Months 2017 Financial Results and Declaration of Dividend Solid Year-Over-Year Growth in Loans, Net Interest Income, Interest Earning Assets LYNCHBURG, Va., October 20, 2017 ? Bank of the James Financial Group, Inc. (the ?Company?) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank s

October 20, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K 1 d478454d8k.htm FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 17, 2017 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdict

September 7, 2017 EX-99.1

FORWARD-LOOKING STATEMENTS This presentation contains statements that constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. The words "believe," "estimate," "expect," "intend," "anticipate

EX-99.1 NASDAQ: BOTJ Exhibit 99.1 FORWARD-LOOKING STATEMENTS This presentation contains statements that constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. The words "believe," "estimate," "expect," "intend," "anticipate," "plan" and similar expressions and variations thereof identify certain of such forward-looking statements which s

September 7, 2017 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

8-K 1 d438594d8k.htm FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): September 7, 2017 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdic

August 21, 2017 S-3D

Dividend Reinvestment Plan (Incorporated by reference to Registration Statement on Form S-3, filed with the SEC on August 21, 2017)

S-3D Table of Contents As filed with the Securities and Exchange Commission on August 21, 2017 Registration No.

August 4, 2017 10-Q

BOTJ / Bank of the James Financial Group, Inc. FORM 10-Q (Quarterly Report)

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

July 21, 2017 EX-99.1

Bank of the James Announces Second Quarter, First Half 2017 Financial Results and Declaration of Dividend Market Expansion Drives Continued Commercial Lending, Relationship Growth

EX-99.1 Exhibit 99.1 Bank of the James Announces Second Quarter, First Half 2017 Financial Results and Declaration of Dividend Market Expansion Drives Continued Commercial Lending, Relationship Growth LYNCHBURG, Va., July 21, 2017 ? Bank of the James Financial Group, Inc. (the ?Company?) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving the g

July 21, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 18, 2017 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or organizat

May 19, 2017 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

Form 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 16, 2017 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or o

May 10, 2017 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly Period Ended March 31, 2017 BANK OF THE JAMES FINANCIAL GROUP,

10-Q 1 d396878d10q.htm FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly Period Ended March 31, 2017 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State o

April 21, 2017 EX-99.1

Bank of the James Announces First Quarter 2017 Financial Results and Declaration of Dividend Revenue Growth, Record Assets, Loans

EX-99.1 Exhibit 99.1 Bank of the James Announces First Quarter 2017 Financial Results and Declaration of Dividend Revenue Growth, Record Assets, Loans LYNCHBURG, Va., April 21, 2017 ? Bank of the James Financial Group, Inc. (the ?Company?) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving the greater Lynchburg area (Region 2000), and the Char

April 21, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

Form 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 18, 2017 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or

April 12, 2017 DEF 14A

Bank of the James Financial Group DEFINITIVE PROXY STATEMENT

Definitive Proxy Statement Table of Contents SCHEDULE 14A (Rule 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 21, 2017 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2016 BANK OF THE JAMES FINANCIAL GROUP, INC.

10-K 1 d334912d10k.htm 10-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2016 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Commission file number 001-35402 Virginia 20-050

March 21, 2017 EX-21.1

List of Subsidiaries Subsidiary Jurisdiction or State of Incorporation Names Under Which Subsidiary Does Business Bank of the James Virginia Bank of the James Bank of the James Mortgage Bank of the James Mortgage, a Division of Bank of the James BOTJ

Exhibit 21.1 List of Subsidiaries Subsidiary Jurisdiction or State of Incorporation Names Under Which Subsidiary Does Business Bank of the James Virginia Bank of the James Bank of the James Mortgage Bank of the James Mortgage, a Division of Bank of the James BOTJ Investment Services BOTJ Insurance, Inc. Virginia BOTJ Insurance, Inc. BOTJ Investment Group, Inc. Virginia Inactive

February 3, 2017 8-K

Financial Statements and Exhibits, Other Events

Form 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 3, 2017 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation

February 3, 2017 EX-99.1

Bank of the James Announces Completion of Private Placement of Debt

EX-99.1 2 d332150dex991.htm EX-99.1 Exhibit 99.1 Bank of the James Announces Completion of Private Placement of Debt Lynchburg, VA., February 3, 2017 - Bank of the James Financial Group, Inc. (NASDAQ: BOTJ) (the “Company”), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail lender, today announced it completed a private placement of an unregistered debt offe

January 23, 2017 8-K

Financial Statements and Exhibits, Material Impairments, Results of Operations and Financial Condition, Other Events

8-K 1 d332542d8k.htm FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 17, 2017 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdict

January 23, 2017 EX-99.1

Bank of the James Announces Fourth Quarter, Full Year 2016 Financial Results and Declaration of Dividend Revenue Growth, Record Assets, Deposits, Loans

EX-99.1 Exhibit 99.1 Bank of the James Announces Fourth Quarter, Full Year 2016 Financial Results and Declaration of Dividend Revenue Growth, Record Assets, Deposits, Loans LYNCHBURG, Va., January 23, 2017 ? Bank of the James Financial Group, Inc. (the ?Company?) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving the greater Lynchburg area (Re

November 14, 2016 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly Period Ended September 30, 2016 BANK OF THE JAMES FINANCIAL GR

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly Period Ended September 30, 2016 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incor

October 27, 2016 EX-24

EX-24

POWER OF ATTORNEY The undersigned (the "Reporting Person") hereby constitutes and appoints each of J.

October 27, 2016 EX-24

EX-24

POWER OF ATTORNEY The undersigned (the "Reporting Person") hereby constitutes and appoints each of J.

October 21, 2016 EX-10.4

2016 Salary Continuation Agreement dated effective as of October 1, 2016 by and between the Bank and Harry P. Umberger (incorporated by reference to Exhibit 10.4 to Form 8-K filed on October 21, 2016)

EX-10.4 Exhibit 10.4 2016 SALARY CONTINUATION AGREEMENT This Salary Continuation Agreement (the ?Agreement?), by and between Bank of the James, located in Lynchburg, Virginia (the ?Employer?), and Harry P. Umberger (the ?Executive?), made this 1st day of October, 2016, formalizes the agreements and understanding between the Employer and the Executive. WITNESSETH: WHEREAS, the Executive is employed

October 21, 2016 EX-99.1

Bank of the James Announces Third Quarter, Nine Months of 2016 Financial Results and Declaration of Dividend Record Third Quarter Net Income; Consistent Loan Growth Throughout Expanded Market

EX-99.1 Exhibit 99.1 Bank of the James Announces Third Quarter, Nine Months of 2016 Financial Results and Declaration of Dividend Record Third Quarter Net Income; Consistent Loan Growth Throughout Expanded Market LYNCHBURG, Va., October 21, 2016 ? Bank of the James Financial Group, Inc. (the ?Company?) (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail ban

October 21, 2016 EX-10.1

First Amended Salary Continuation Agreement dated effective as of October 1, 2016 by and between the Bank and Robert R. Chapman III (incorporated by reference to Exhibit 10.1 to Form 8-K filed on October 21, 2016)

EX-10.1 Exhibit 10.1 FIRST AMENDMENT TO THE BANK OF THE JAMES SALARY CONTINUATION AGREEMENT THIS AMENDMENT (the ?Amendment?) is adopted October 1st, 2016, by and between Bank of the James (the ?Bank?), and Robert R. Chapman III (the ?Executive?). The Bank and the Executive executed a Salary Continuation Agreement August 6, 2009 (the ?Agreement?) which provides deferred compensation benefits to the

October 21, 2016 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K 1 d239503d8k.htm FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 18, 2016 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdict

October 21, 2016 EX-10.3

First Amended Salary Continuation Agreement dated effective as of October 1, 2016 by and between the Bank and Harry P. Umberger (incorporated by reference to Exhibit 10.3 to Form 8-K filed on October 21, 2016)

EX-10.3 Exhibit 10.3 FIRST AMENDMENT TO THE BANK OF THE JAMES SALARY CONTINUATION AGREEMENT THIS AMENDMENT (the ?Amendment?) is adopted October 1st, 2016, by and between Bank of the James (the ?Bank?), and Harry P. Umberger (the ?Executive?). The Bank and the Executive executed a Salary Continuation Agreement August 6, 2009 (the ?Agreement?), which provides deferred compensation benefits to the Ex

October 21, 2016 EX-10.2

First Amended Salary Continuation Agreement dated effective as of October 1, 2016 by and between the Bank and J. Todd Scruggs (incorporated by reference to Exhibit 10.2 to Form 8-K filed on October 21, 2016)

EX-10.2 Exhibit 10.2 FIRST AMENDMENT TO THE BANK OF THE JAMES SALARY CONTINUATION AGREEMENT THIS AMENDMENT (the ?Amendment?) is adopted October 1st, 2016, by and between Bank of the James (the ?Bank?), and J. Todd Scruggs (the ?Executive?). The Bank and the Executive executed a Salary Continuation Agreement August 6, 2009 (the ?Agreement?) which provides deferred compensation benefits to the Execu

September 6, 2016 EX-99.1

FORWARD-LOOKING STATEMENTS This presentation contains statements that constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. The words "believe," "estimate," "expect," "intend," "anticipate

EX-99.1 NASDAQ: BOTJ Exhibit 99.1 FORWARD-LOOKING STATEMENTS This presentation contains statements that constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. The words "believe," "estimate," "expect," "intend," "anticipate," "plan" and similar expressions and variations thereof identify certain of such forward-looking statements which s

September 6, 2016 EX-99.2

BANK OF THE JAMES FINANCIAL GROUP, INC. TO PRESENT AT THE RAYMOND JAMES 2016 U.S. BANK CONFERENCE

EX-99.2 Exhibit 99.2 BANK OF THE JAMES FINANCIAL GROUP, INC. TO PRESENT AT THE RAYMOND JAMES 2016 U.S. BANK CONFERENCE LYNCHBURG, VA, September 6, 2016 ? Bank of the James Financial Group, Inc. (NASDAQ CM: BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving the Greater Lynchburg MSA, commonly known as ?Region 2000? and other markets in Central Virginia

September 6, 2016 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

8-K 1 d252380d8k.htm FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): September 6, 2016 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdic

August 5, 2016 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly Period Ended June 30, 2016 BANK OF THE JAMES FINANCIAL GROUP,

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly Period Ended June 30, 2016 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporat

July 22, 2016 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K 1 d211820d8k.htm FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 19, 2016 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction

July 22, 2016 EX-99.1

Bank of the James Announces Second Quarter, First Half 2016 Financial Results and Declaration of Dividend Record Net Loans, Deposits, Total Assets; Investments Drive Growth; Interest Income Expands

EX-99.1 Exhibit 99.1 Bank of the James Announces Second Quarter, First Half 2016 Financial Results and Declaration of Dividend Record Net Loans, Deposits, Total Assets; Investments Drive Growth; Interest Income Expands Lynchburg, VA ? July 22, 2016 ? Bank of the James Financial Group, Inc. (the ?Company?) (NASDAQ: BOTJ), the parent company of Bank of the James, a full-service commercial and retail

July 21, 2016 8-K/A

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

Form 8-K Amendment No. 1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 17, 2016 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or othe

May 20, 2016 424B3

PROSPECTUS SUPPLEMENT NO. 4 DATED MAY 20, 2016 PROSPECTUS DATED DECEMBER 23, 2015 BANK OF THE JAMES FINANCIAL GROUP, INC. 1,000,000 Shares of Common Stock

424B3 Filed Pursuant to Rule 424(b)(3) File No. 333-208561 PROSPECTUS SUPPLEMENT NO. 4 DATED MAY 20, 2016 TO PROSPECTUS DATED DECEMBER 23, 2015 BANK OF THE JAMES FINANCIAL GROUP, INC. PROSPECTUS 1,000,000 Shares of Common Stock This Prospectus Supplement No. 4 supplements the prospectus of Bank of the James Financial Group, Inc. (?the ?Company?, ?we?, ?us?, or ?our?) dated December 23, 2015 (as su

May 19, 2016 8-K

Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders

Form 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 17, 2016 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or o

May 19, 2016 EX-99.1

BANK OF THE JAMES FINANCIAL GROUP, INC. RANKED AMONG TOP 200 U.S. COMMUNITY BANKS BY AMERICAN BANKER MAGAZINE

EX-99.1 Exhibit 99.1 BANK OF THE JAMES FINANCIAL GROUP, INC. RANKED AMONG TOP 200 U.S. COMMUNITY BANKS BY AMERICAN BANKER MAGAZINE LYNCHBURG, VIRGINIA ? May 19, 2016 ? Bank of the James Financial Group, Inc. (NASDAQ Capital Market-BOTJ), parent holding company for Bank of the James, was ranked 118th among the 200 top performing community bank holding companies, banks, and thrifts in the nation by

May 9, 2016 424B3

PROSPECTUS SUPPLEMENT NO. 3 DATED MAY 9, 2016 PROSPECTUS DATED DECEMBER 23, 2015 BANK OF THE JAMES FINANCIAL GROUP, INC. 1,000,000 Shares of Common Stock

424B3 Table of Contents Filed Pursuant to Rule 424(b)(3) File No. 333-208561 PROSPECTUS SUPPLEMENT NO. 3 DATED MAY 9, 2016 TO PROSPECTUS DATED DECEMBER 23, 2015 BANK OF THE JAMES FINANCIAL GROUP, INC. PROSPECTUS 1,000,000 Shares of Common Stock This Prospectus Supplement No. 3 supplements the prospectus of Bank of the James Financial Group, Inc. (?the ?Company?, ?we?, ?us?, or ?our?) dated Decembe

May 9, 2016 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly Period Ended March 31, 2016 BANK OF THE JAMES FINANCIAL GROUP,

10-Q 1 d153769d10q.htm FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly Period Ended March 31, 2016 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State o

April 22, 2016 EX-99.1

Bank of the James Announces First Quarter 2016 Financial Results Year-Over-Year Loan, Asset, Interest Income Growth; Shareholder Value Measures Increase

EX-99.1 Exhibit 99.1 Bank of the James Announces First Quarter 2016 Financial Results Year-Over-Year Loan, Asset, Interest Income Growth; Shareholder Value Measures Increase LYNCHBURG, VA?April 22, 2016 - Bank of the James Financial Group, Inc. (NASDAQ:BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving the greater Lynchburg area (Region 2000), and the

April 22, 2016 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 22, 2016 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia (State or other jurisdiction of incorporation or organization) 001-35402 (Comm

April 19, 2016 8-K

Bank of the James Financial Group FORM 8-K (Current Report/Significant Event)

Form 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 19, 2016 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or

April 19, 2016 EX-99.1

Bank of the James Announces First Quarter 2016 Dividend

EX-99.1 Exhibit 99.1 Bank of the James Announces First Quarter 2016 Dividend Lynchburg, VA., April 19, 2016 ? On April 19, 2016, the Board of Directors of Bank of the James Financial Group, Inc. (NASDAQ: BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving Lynchburg, Charlottesville, Harrisonburg, Roanoke and other markets in Virginia, declared a cash d

April 11, 2016 DEF 14A

Bank of the James Financial Group DEF 14A

DEF 14A Table of Contents SCHEDULE 14A (Rule 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 18, 2016 424B3

PROSPECTUS SUPPLEMENT NO. 2 DATED MARCH 17, 2016 PROSPECTUS DATED DECEMBER 23, 2015 BANK OF THE JAMES FINANCIAL GROUP, INC. 1,000,000 Shares of Common Stock

424B3 1 d151515d424b3.htm 424B3 Filed Pursuant to Rule 424(b)(3) File No. 333-208561 PROSPECTUS SUPPLEMENT NO. 2 DATED MARCH 17, 2016 TO PROSPECTUS DATED DECEMBER 23, 2015 BANK OF THE JAMES FINANCIAL GROUP, INC. PROSPECTUS 1,000,000 Shares of Common Stock This Prospectus Supplement No. 2 supplements the prospectus of Bank of the James Financial Group, Inc. (“the “Company”, “we”, “us”, or “our”) da

March 17, 2016 424B3

PROSPECTUS SUPPLEMENT NO. 1 DATED MARCH 17, 2016 PROSPECTUS DATED DECEMBER 23, 2015 BANK OF THE JAMES FINANCIAL GROUP, INC. 1,000,000 Shares of Common Stock

424B3 Table of Contents Filed Pursuant to Rule 424(b)(3) File No. 333-208561 PROSPECTUS SUPPLEMENT NO. 1 DATED MARCH 17, 2016 TO PROSPECTUS DATED DECEMBER 23, 2015 BANK OF THE JAMES FINANCIAL GROUP, INC. PROSPECTUS 1,000,000 Shares of Common Stock This Prospectus Supplement No. 1 supplements the prospectus of Bank of the James Financial Group, Inc. (?the ?Company?, ?we?, ?us?, or ?our?) dated Dece

March 17, 2016 EX-21.1

List of Subsidiaries Subsidiary Jurisdiction or State of Incorporation Names Under Which Subsidiary Does Business Bank of the James Virginia Bank of the James Bank of the James Mortgage Bank of the James Mortgage, a Division of Bank of the James BOTJ

EX-21.1 2 d128172dex211.htm EX-21.1 Exhibit 21.1 List of Subsidiaries Subsidiary Jurisdiction or State of Incorporation Names Under Which Subsidiary Does Business Bank of the James Virginia Bank of the James Bank of the James Mortgage Bank of the James Mortgage, a Division of Bank of the James BOTJ Investment Services BOTJ Insurance, Inc. Virginia BOTJ Insurance, Inc. BOTJ Investment Group, Inc. V

March 17, 2016 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2015 BANK OF THE JAMES FINANCIAL GROUP, INC.

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2015 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Commission file number 001-35402 Virginia 20-0500300 (State or Other Jurisdi

March 16, 2016 8-K

Bank of the James Financial Group 8-K (Current Report/Significant Event)

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 16, 2016 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation or orga

March 16, 2016 EX-99.1

FORWARD-LOOKING STATEMENTS This presentation contains statements that constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. The words "believe," "estimate," "expect," "intend," "anticipate

EX-99.1 NASDAQ: BOTJ Exhibit 99.1 FORWARD-LOOKING STATEMENTS This presentation contains statements that constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. The words "believe," "estimate," "expect," "intend," "anticipate," "plan" and similar expressions and variations thereof identify certain of such forward-looking statements which s

February 9, 2016 EX-24

EX-24

POWER OF ATTORNEY The undersigned (the "Reporting Person") hereby constitutes and appoints each of J.

January 29, 2016 EX-99.1

Bank of the James Announces Fourth Quarter, Full Year 2015 Financial Results Record Operating Results, Asset Growth, Market Expansion

EX-99.1 Exhibit 99.1 Bank of the James Announces Fourth Quarter, Full Year 2015 Financial Results Record Operating Results, Asset Growth, Market Expansion LYNCHBURG, VA?January 29, 2016 - Bank of the James Financial Group, Inc. (NASDAQ: BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving the greater Lynchburg area (Region 2000), Charlottesville, Harris

January 29, 2016 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

Form 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 29, 2016 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia (State or other jurisdiction of incorporation or organization) 001-

January 20, 2016 8-K

Bank of the James Financial Group FORM 8-K (Current Report/Significant Event)

Form 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 19, 2016 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of incorporation

January 20, 2016 EX-99.1

Bank of the James Announces Fourth Quarter 2015 Dividend

EX-99.1 Exhibit 99.1 Bank of the James Announces Fourth Quarter 2015 Dividend Lynchburg, VA., January 20, 2016 – On January 19, 2016, the Board of Directors of Bank of the James Financial Group, Inc. (NASDAQ: BOTJ), the parent company of Bank of the James, a full-service commercial and retail bank serving Lynchburg, Charlottesville, Harrisonburg, Roanoke and other markets in Virginia, declared a c

December 23, 2015 424B3

BANK OF THE JAMES FINANCIAL GROUP, INC. 1,000,000 Shares of Common Stock

424B3 Table of Contents Filed Pursuant to Rule 424(b)(3) File No. 333-208561 BANK OF THE JAMES FINANCIAL GROUP, INC. 1,000,000 Shares of Common Stock This prospectus relates to the offer and sale by the selling shareholders identified in this prospectus of up to an aggregate of 1,000,000 shares of our common stock, par value $2.14 per share (the ?Securities?), issued to the selling shareholders in

December 21, 2015 CORRESP

Bank of the James Financial Group ESP

CORRESP 1 filename1.htm December 21, 2015 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance 100 F Street, NE Washington, D.C. 20549 Attention: Era Anagnosti, Legal Branch Chief Office of Financial Services Christopher Dunham Re: Bank of the James Financial Group, Inc. (the “Company”) Registration Statement on Form S-1 Filed December 15, 2015 File No. 333-208561 Dear Ms.

December 15, 2015 S-1

Bank of the James Financial Group FORM S-1

Table of Contents As filed with the Securities and Exchange Commission on December 15, 2015 Registration No.

December 3, 2015 8-K

Financial Statements and Exhibits, Other Events

8-K 1 d95058d8k.htm 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 3, 2015 BANK OF THE JAMES FINANCIAL GROUP, INC. (Exact Name of Registrant as Specified in Its Charter) Virginia 001-35402 20-0500300 (State or other jurisdiction of

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