WNEB / Western New England Bancorp, Inc. - تصريحات هيئة الأوراق المالية والبورصات، التقرير السنوي، بيان الوكيل

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US ˙ NasdaqGS ˙ US9588921018

الإحصائيات الأساسية
LEI 549300Y8QE4EI2LP6B42
CIK 1157647
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Western New England Bancorp, Inc.
SEC Filings (Chronological Order)
توفر هذه الصفحة قائمة كاملة ومرتبة ترتيبًا زمنيًا لتصريحات هيئة الأوراق المالية والبورصات، باستثناء تصريحات الملكية التي نقدمها في مكان آخر.
August 8, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16767 Western New England B

July 22, 2025 EX-99.2

WESTERN NEW ENGLAND BANCORP, INC. 8-K

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.2 Local banking is better than ever. INVESTOR PRESENTATION 2ND QUARTER 2025 FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral “forward - looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commissio

July 22, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2025 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commissi

July 22, 2025 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND SIX MONTHS ENDED JUNE 30, 2025 AND DECLARES QUARTERLY CASH DIVIDEND

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, First Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND SIX MONTHS ENDED JUNE 30, 2025 AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Massachus

June 27, 2025 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549   FORM 11-K   FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934   (Mark One)   ☒ Annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934       For the fiscal year ended December 31, 2024     OR   ☐ Transition report pursuant to Section 15(d) of the Securities Exchange Act of 1934       For the transition period from to   Commission file number 001-16767   A.

June 3, 2025 EX-99.1

Western New England Bancorp, Inc. Announces Completion of 2024 Repurchase Plan

WESTERN NEW ENGLAND BANCORP, INC 8-K Exhibit 99.1 Western New England Bancorp, Inc. Announces Completion of 2024 Repurchase Plan WESTFIELD, Mass., June 3, 2025 (GLOBE NEWSWIRE) - Western New England Bancorp, Inc. (the “Company” or “WNEB”) (NasdaqGS: WNEB), the holding company for Westfield Bank (the “Bank”), announced that on May 30, 2025, the Company completed all repurchases under its existing s

June 3, 2025 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 30, 2025 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporation)

May 19, 2025 EX-FILING FEES

Filing Fee Table

Western New England Bancorp, Inc. S-8 Exhibit 107 Calculation of Filing Fee Tables Form S-8 (Form Type) WESTERN NEW ENGLAND BANCORP, INC. (Exact Name of Registrant as Specified in its Charter) Table 1. Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered(1) Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of

May 19, 2025 S-8

As filed with the Securities and Exchange Commission on May 19, 2025

As filed with the Securities and Exchange Commission on May 19, 2025 Registration No.

May 14, 2025 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. 8-K

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.1 1 2025 Annual Shareholders’ Meeting May 14, 2025 NASDAQ GS: WNEB 2 NASDAQ GS: WNEB Welcome to the Western New England Bancorp 2025 Annual Shareholders’ Meeting James C. Hagan President Chief Executive Officer 2 3 NASDAQ GS: WNEB Board of Directors Western New England Bancorp 3 4 Board of Directors James C. Hagan President & Chief Executive Officer

May 14, 2025 EX-10.1

Western New England Bancorp, Inc. Amended and Restated 2021 Omnibus Incentive Plan.

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 10.1 Western new england bancorp, inc. 2021 OMNIBUS INCENTIVE PLAN Table of Contents Page 1. PURPOSE 2. DEFINITIONS 3. ADMINISTRATION OF THE PLAN 3.1 Committee 3.1.1 Powers and Authorities 3.1.2 Composition of the Committee 3.1.3 Other Committees 3.1.4 Delegation by the Committee. 3.2 Board 3.3 Terms of Awards 3.3.1 Committee Authority 3.3.2 Forfeiture

May 14, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 14, 2025 WESTERN NEW ENGLAND

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 14, 2025 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commissio

May 14, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 14, 2025 WESTERN NEW ENGLAND

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 14, 2025 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporation)

May 9, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16767 Western New England

May 9, 2025 EX-99.CERT

Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

Western New England Bancorp, Inc. 10-Q EXHIBIT 31.1 CERTIFICATION I, James C. Hagan, certify that: 1. I have reviewed this quarterly report on Form 10-Q of Western New England Bancorp, Inc.; 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which

May 9, 2025 EX-99.906 CERT

Certification of Chief Financial Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.

Western New England Bancorp, Inc. 10-Q EXHIBIT 32.2 statement furnished pursuant to section 906 of the sarbanes-oxley act of 2002, 18 u.s.c. section 1350 In connection with the Quarterly Report on Form 10-Q of Western New England Bancorp, Inc. (the “Company”) for the quarter ended March 31, 2025, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), Guida R. Sajda

May 9, 2025 EX-99.906 CERT

Certification of Chief Executive Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.

Western New England Bancorp, Inc. 10-Q EXHIBIT 32.1 statement furnished pursuant to section 906 of the sarbanes-oxley act of 2002, 18 u.s.c. section 1350 In connection with the Quarterly Report on Form 10-Q of Western New England Bancorp, Inc. (the “Company”) for the quarter ended March 31, 2025, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), James C. Hagan

May 9, 2025 EX-99.CERT

Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

Western New England Bancorp, Inc. 10-Q EXHIBIT 31.2 CERTIFICATION I, Guida R. Sajdak, certify that: 1. I have reviewed this quarterly report on Form 10-Q of Western New England Bancorp, Inc.; 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which

April 22, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 22, 2025 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporatio

April 22, 2025 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS ENDED MARCH 31, 2025 AND DECLARES QUARTERLY CASH DIVIDEND THE COMPANY ALSO ANNOUNCES A NEW SHARE REPURCHASE PLAN

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, First Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS ENDED MARCH 31, 2025 AND DECLARES QUARTERLY CASH DIVIDEND THE COMPANY ALSO ANNOUNCES

April 22, 2025 EX-99.2

WESTERN NEW ENGLAND BANCORP, INC. 8-K

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.2 Local banking is better than ever. INVESTOR PRESENTATION 1ST QUARTER 2025 FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral “forward - looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commissio

April 4, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (a

April 4, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (a

March 10, 2025 EX-21.1

Subsidiaries of Western New England Bancorp, Inc.

Western New England Bancorp, Inc. 10-K Exhibit 21.1 SUBSIDIARIES OF THE REGISTRANT Western New England Bancorp, Inc. Subsidiaries: Name Jurisdiction of Incorporation Westfield Bank United States (federally chartered savings bank) WFD Securities, Inc. Massachusetts Westfield Bank Subsidiaries: Name Jurisdiction of Incorporation Elm Street Securities Corporation Massachusetts WB Real Estate Holdings

March 10, 2025 EX-19.1

Western New England Bancorp, Inc. Insider Trading Policy as Adopted by the Board of Directors on February 25, 2025.

Western New England Bancorp, Inc. 10-K Exhibit 19.1 WESTERN NEW ENGLAND BANCORP, INC. INSIDER TRADING POLICY Statement of Policy Western New England Bancorp, Inc. (the “Company”) has adopted this Insider Trading Policy (“Policy”) to promote compliance with relevant securities trading laws, to avoid inadvertent violations of the law and to avoid even the appearance of impropriety on the part of any

March 10, 2025 10-K

Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 Commission File No.: 001-16767 Western New England B

Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 Commission File No.: 001-16767 Western New England Bancorp, Inc. (Exact name of registrant as specified in its charter) Massachusetts 73-1627673 (State or other jurisdiction of incorporation or organiza

March 10, 2025 EX-4.2

Description of Securities Registered Under Section 12 of the Securities Exchange Act of 1934.

Western New England Bancorp, Inc. 10-K Exhibit 4.2 DESCRIPTION OF SECURITIES REGISTERED UNDER SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following description is a general summary of the terms of Western New England Bancorp, Inc.’s common stock. The description below does not purport to be complete and is subject to and qualified in its entirety by reference to our Restated Articles of

January 28, 2025 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS AND YEAR ENDED DECEMBER 31, 2024 AND DECLARES QUARTERLY CASH DIVIDEND

Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, First Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS AND YEAR ENDED DECEMBER 31, 2024 AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Mass

January 28, 2025 EX-99.2

Western New England Bancorp, Inc. 8-K

Western New England Bancorp, Inc. 8-K Exhibit 99.2 Local banking is better than ever. INVESTOR PRESENTATION 4TH QUARTER 2024 FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral “forward - looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commissio

January 28, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2025 WESTERN NEW ENGL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2025 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporat

November 8, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16767 Western New Engl

October 23, 2024 EX-99.2

Local banking is better than ever. INVESTOR PRESENTATION 3RD QUARTER 2024 FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral “forward - looking statements” within the meaning of the Private Securities Litigation Reform Act

Western New England Bancorp, Inc. 8-K Exhibit 99.2 Local banking is better than ever. INVESTOR PRESENTATION 3RD QUARTER 2024 FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral “forward - looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commissio

October 23, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 23, 2024 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporat

October 23, 2024 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND NINE MONTHS ENDED SEPTEMBER 30, 2024 AND DECLARES QUARTERLY CASH DIVIDEND

Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, First Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND NINE MONTHS ENDED SEPTEMBER 30, 2024 AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Mas

August 9, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16767 Western New England B

July 23, 2024 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND SIX MONTHS ENDED JUNE 30, 2024 AND DECLARES QUARTERLY CASH DIVIDEND

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, First Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND SIX MONTHS ENDED JUNE 30, 2024 AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Massachus

July 23, 2024 EX-99.2

WESTERN NEW ENGLAND BANCORP, INC. 8-K

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.2 Local banking is better than ever. INVESTOR PRESENTATION 2ND QUARTER 2024 FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral “forward - looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commissio

July 23, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2024 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporation

June 27, 2024 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ☒ Annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2023 OR ☐ Transition report pursuant to Section 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 001-16767 A.

June 10, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 6, 2024 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporation)

June 10, 2024 EX-99.1

Western New England Bancorp, Inc. Announces Completion of 2022 Repurchase Plan

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.1 Western New England Bancorp, Inc. Announces Completion of 2022 Repurchase Plan Westfield, Massachusetts, June 10, 2024: Western New England Bancorp, Inc. (the “Company” or “WNEB”) (NasdaqGS: WNEB), the holding company for Westfield Bank (the “Bank”), announced that on June 6, 2024, the Company completed all repurchases under its existing stock rep

May 22, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2024 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporation)

May 22, 2024 EX-99.1

Western New England Bancorp, Inc. Announces Authorization of Repurchase Plan

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.1 Western New England Bancorp, Inc. Announces Authorization of Repurchase Plan Westfield, Massachusetts, May 22, 2024: Western New England Bancorp, Inc. (the “Company” or “WNEB”) (NasdaqGS: WNEB), the holding company for Westfield Bank (the “Bank”), announced that on May 21, 2024, the Board of Directors authorized a new stock repurchase plan (“2024

May 13, 2024 CORRESP

May 7, 2024

May 7, 2024 Lory Empie, Staff Accountant Securities and Exchange Commission Division of Corporation Finance Office of Finance Washington, D.

May 9, 2024 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. 8-K

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.1 1 2024 Annual Shareholders’ Meeting May 9, 2024 Board of Directors James C . Hagan, President & Chief Executive Officer Lisa G . McMahon , Chairperson of the Board Laura Benoit , Director Donna J . Damon , Director Gary G . Fitzgerald , Director William D . Masse , Director Paul C . Picknelly , Director Steven G . Richter , Director Philip R . Smi

May 9, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 9, 2024 WESTERN NEW ENGLAND B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 9, 2024 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporation)

May 9, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 9, 2024 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporation)

May 7, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16767 Western New England

April 23, 2024 EX-99.2

WESTERN NEW ENGLAND BANCORP, INC. 8-K

WESTERN NEW ENGLAND BANCORP, INC. 8-K EXHIBIT 99.2 Local banking is better than ever. INVESTOR PRESENTATION 1ST QUARTER 2024 FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral “forward - looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commissio

April 23, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 23, 2024 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporatio

April 23, 2024 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS ENDED MARCH 31, 2024 AND DECLARES QUARTERLY CASH DIVIDEND

WESTERN NEW ENGLAND BANCORP, INC. 8-K EXHIBIT 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, First Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS ENDED MARCH 31, 2024 AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Massachusetts, A

March 29, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (a

March 29, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14A-101) SCHEDULE 14a INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14A-101) SCHEDULE 14a INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant  Check the appropriate box:  Preliminary Proxy Statement  Confidential, for Use of the Commission Only (a

March 8, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 Commission File No.: 001-16767 Western

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 Commission File No.: 001-16767 Western New England Bancorp, Inc. (Exact name of registrant as specified in its charter) Massachusetts 73-1627673 (State or other jurisdiction of incorporati

March 8, 2024 EX-10.16

Employment Agreement between John Bonini and Western New England Bancorp dated as of February 22, 2024.

Western New England Bancorp, Inc. 10-K Exhibit 10.16 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (“the Agreement”) is made and entered into as of February 22, 2024 (the “Effective Date”) by and between WESTERN NEW ENGLAND BANCORP, INC., a business corporation organized and existing under the laws of the Commonwealth of Massachusetts and having an office at 141 Elm Street, Westfield, Massachuset

March 8, 2024 EX-99.97

Western New England Bancorp, Inc. Incentive Compensation Recovery Policy as Adopted by the Board of Directors on November 20, 2023.

Western New England Bancorp, Inc. 10-K Exhibit 97 INCENTIVE COMPENSATION RECOVERY POLICY Western New England Bancorp, Inc. Incentive Compensation Recovery Policy Adopted by the Board of Directors of Western New England Bancorp, Inc. (the “Company” or “WNEB”) on November 20, 2023. The Board of Directors of the Company (the “Board”) is adopting this Incentive Compensation Recovery Policy (this “Poli

March 8, 2024 EX-21.1

Subsidiaries of Western New England Bancorp, Inc.

Western New England Bancorp, Inc. 10-K Exhibit 21.1 SUBSIDIARIES OF THE REGISTRANT Western New England Bancorp, Inc. Subsidiaries: Name Jurisdiction of Incorporation Westfield Bank United States (federally chartered savings bank) WFD Securities, Inc. Massachusetts Westfield Bank Subsidiaries: Name Jurisdiction of Incorporation Elm Street Securities Corporation Massachusetts WB Real Estate Holdings

March 8, 2024 EX-10.17

Employment Agreement between John Bonini and Westfield Bank dated as of February 22, 2024.

Western New England Bancorp, Inc. 10-K Exhibit 10.17 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT ("the Agreement") is made and entered into as of February 22, 2024 (the "Effective Date") by and between WESTFIELD BANK, a federally-chartered savings bank having an office at 141 Elm Street, Westfield, Massachusetts 01085 (the "Bank") and JOHN E. BONINI (the "Executive"). W I T N E S S E T H : WHER

March 8, 2024 EX-10.20

Employment Agreement between Christine Phillips and Westfield Bank dated as of February 22, 2024.

Western New England Bancorp, Inc. 10-K Exhibit 10.20 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (“the Agreement”) is made and entered into as of February 22, 2024 (the “Effective Date”) by and between WESTFIELD BANK, a federally-chartered savings bank having an office at 141 Elm Street, Westfield, Massachusetts 01085 (the “Bank”) and CHRISTINE PHILLIPS (the “Executive”). W I T N E S S E T H :

March 8, 2024 EX-10.19

Employment Agreement between Christine Phillips and Western New England Bancorp dated as of February 22, 2024.

Western New England Bancorp, Inc. 10-K Exhibit 10.19 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT ("the Agreement") is made and entered into as of February 22, 2024 (the "Effective Date") by and between WESTERN NEW ENGLAND BANCORP, INC., a business corporation organized and existing under the laws of the Commonwealth of Massachusetts and having an office at 141 Elm Street, Westfield, Massachuset

February 14, 2024 SC 13G/A

WNEB / Western New England Bancorp, Inc. / Strategic Value Investors LP - AMENDMENT TO FORM SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 2)* Western New England Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 958892101 (CUSIP Number) December 31, 2023 (Date of Event which Requires Filing of this Statement) Check the appropriate box to de

February 9, 2024 SC 13G/A

WNEB / Western New England Bancorp, Inc. / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 11 )* Western New England Bancorp Inc (Name of Issuer) Common Stock (Title of Class of Securities) 958892101 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appro

February 7, 2024 SC 13G/A

WNEB / Western New England Bancorp, Inc. / Western New England Bancorp, Inc. - AMENDMENT NO. 13 Passive Investment

SC 13G/A 1 wneb-sc13ga020724.htm AMENDMENT NO. 13 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G/A UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 13)* Western New England Bancorp, Inc. (Name of Issuer) Common Stock, $.01 par value per share (Title of Class of Securities) 958892101 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statemen

January 23, 2024 EX-99.2

WESTERN NEW ENGLAND BANCORP, INC. 8-K

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.2 Local banking is better than ever. INVESTOR PRESENTATION FOURTH QUARTER 2023 FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral “forward - looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commis

January 23, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 23, 2024 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporat

January 23, 2024 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS AND YEAR ENDED DECEMBER 31, 2023 AND DECLARES QUARTERLY CASH DIVIDEND

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, First Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS AND YEAR ENDED DECEMBER 31, 2023 AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Mass

November 3, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16767 Western New Engl

October 24, 2023 EX-99.2

Western New England Bancorp, Inc. 8-K

Western New England Bancorp, Inc. 8-K Exhibit 99.2

October 24, 2023 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND NINE MONTHS ENDED SEPTEMBER 30, 2023 AND DECLARES QUARTERLY CASH DIVIDEND

Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND NINE MONTHS ENDED SEPTEMBER 30, 2023 AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Massachus

October 24, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 24, 2023 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporat

October 2, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 02, 2023 WESTERN NEW ENGL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 02, 2023 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporat

September 29, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 26, 2023 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorpor

September 29, 2023 EX-10.1

Westfield Bank Non-Qualified Deferred Compensation Plan

Western New England Bancorp, Inc. 8-K Exhibit 10.1 THE NONQUALIFIED DEFERRED COMPENSATION PLAN PLAN DOCUMENT THE NONQUALIFIED DEFERRED COMPENSATION PLAN Section 1. Purpose By execution of the Adoption Agreement, the Company has adopted the Plan set forth herein, and in the Adoption Agreement, to provide a means by which certain management Employees or Independent Contractors of the Employer may el

August 4, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16767 Western New England B

July 25, 2023 EX-99.2

WESTERN NEW ENGLAND BANCORP, INC. 8-K

WESTERN NEW ENGLAND BANCORP, INC. 8-K EXHIBIT 99.2 Local banking is better than ever. INVESTOR PRESENTATION SECOND QUARTER 2023 FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral “forward - looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commis

July 25, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2023 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporation

July 25, 2023 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND SIX MONTHS ENDED JUNE 30, 2023 AND DECLARES QUARTERLY CASH DIVIDEND

WESTERN NEW ENGLAND BANCORP, INC. 8-K EXHIBIT 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND SIX MONTHS ENDED JUNE 30, 2023 AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Massachusetts,

June 29, 2023 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ☒ Annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2022 OR ☐ Transition report pursuant to Section 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 001-16767 A.

May 11, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 11, 2023 WESTERN NEW ENGLAND

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 11, 2023 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporation)

May 11, 2023 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 11, 2023 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporation)

May 11, 2023 EX-99.1

1 2023 Annual Shareholders’ Meeting May 11 , 2023 Board of Directors James C . Hagan, President & Chief Executive Officer Lisa G . McMahon , Chairperson of the Board Laura Benoit , Director Donna J . Damon , Director Gary G . Fitzgerald , Director Wi

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.1 1 2023 Annual Shareholders’ Meeting May 11 , 2023 Board of Directors James C . Hagan, President & Chief Executive Officer Lisa G . McMahon , Chairperson of the Board Laura Benoit , Director Donna J . Damon , Director Gary G . Fitzgerald , Director William D . Masse , Director Gregg F . Orlen , Director Paul C . Picknelly , Director Steven G . Rich

May 5, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16767 Western New England

April 25, 2023 EX-99.2

WESTERN NEW ENGLAND BANCORP, INC. 8-K

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.2 Local banking is better than ever. INVESTOR PRESENTATION FIRST QUARTER 2023 FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral “forward - looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commiss

April 25, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2023 WESTERN NEW ENGLAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2023 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commiss

April 25, 2023 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS ENDED MARCH 31, 2023 AND DECLARES QUARTERLY CASH DIVIDEND

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS ENDED MARCH 31, 2023 AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Massachusetts, April 2

March 31, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (a

March 31, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (a

March 21, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 21, 2023 WESTERN NEW ENGLAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 21, 2023 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commiss

March 10, 2023 EX-10.19

Employment Agreement between Filipe B. Goncalves and Western New England Bancorp dated as of January 1, 2021 (incorporated by reference to Exhibit 10.19 of the Form 10-K filed with the SEC on March 10, 2023).

Exhibit 10.19 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (“the Agreement”) is made and entered into as of January 1, 2021 (the “Effective Date”) by and between WESTERN NEW ENGLAND BANCORP, INC., a business corporation organized and existing under the laws of the Commonwealth of Massachusetts and having an office at 141 Elm Street, Westfield, Massachusetts 01085 (the “Company”) and FILIPE B. GO

March 10, 2023 EX-21.1

Subsidiaries of Western New England Bancorp, Inc

Western New England Bancorp, Inc. 10-K Exhibit 21.1 SUBSIDIARIES OF THE REGISTRANT Western New England Bancorp, Inc. Subsidiaries: Name Jurisdiction of Incorporation Westfield Bank United States (federally chartered savings bank) WFD Securities, Inc. Massachusetts Westfield Bank Subsidiaries: Name Jurisdiction of Incorporation Elm Street Securities Corporation Massachusetts WB Real Estate Holdings

March 10, 2023 EX-10.20

Employment Agreement between Filipe B. Goncalves and Westfield Bank dated as of January 1, 2021 (incorporated by reference to Exhibit 10.20 of the Form 10-K filed with the SEC on March 10, 2023).

Exhibit 10.20 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (“the Agreement”) is made and entered into as of January 1, 2021 (the “Effective Date”) by and between WESTFIELD BANK, federally-chartered savings bank having an office at 141 Elm Street, Westfield, Massachusetts 01085 (the “Bank”) and FILIPE B. GONCALVES (the “Executive”). WITNESSETH: WHEREAS, the Executive currently serves as Senior Vi

March 10, 2023 10-K

Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 Commission File No.: 001-16767 Western New England B

Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 Commission File No.: 001-16767 Western New England Bancorp, Inc. (Exact name of registrant as specified in its charter) Massachusetts 73-1627673 (State or other jurisdiction of incorporation or organiza

March 10, 2023 EX-10.21

Change of Control Agreement between Daniel A. Marini, Westfield Bank and Western New England Bancorp, Inc. dated as of January 1, 2022 (incorporated by reference to Exhibit 10.21 of the Form 10-K filed with the SEC on March 10, 2023).

Exhibit 10.21 ONE-YEAR CHANGE OF CONTROL AGREEMENT This CHANGE OF CONTROL AGREEMENT (the “Agreement”) is made and entered into as of January 1, 2022 by and among WESTFIELD BANK, a federally chartered savings bank having an office at 141 Elm Street, Westfield, Massachusetts 01085 (the “Bank”), WESTERN NEW ENGLAND BANCORP, INC., a business corporation organized and existing under the laws of the Com

February 10, 2023 SC 13G/A

WNEB / Western New England Bancorp Inc / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 10 )* Western New England Bancorp Inc (Name of Issuer) Common Stock (Title of Class of Securities) 958892101 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to

February 10, 2023 SC 13G/A

WNEB / Western New England Bancorp Inc / Western New England Bancorp, Inc. - AMENDMENT TO FORM SC 13G Passive Investment

SC 13G/A 1 wneb-13ga123122.htm AMENDMENT TO FORM SC 13G SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G/A UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 12)* Western New England Bancorp, Inc. (Name of Issuer) Common Stock, $.01 par value per share (Title of Class of Securities) 958892101 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this St

January 31, 2023 SC 13G/A

WNEB / Western New England Bancorp Inc / Strategic Value Bank Partners LLC - STRATEGIC VALUE BANK - 13G/A Passive Investment

SC 13G/A 1 WNEB13g.htm STRATEGIC VALUE BANK - 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Western New England Bancorp, Inc (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 958892101 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing o

January 24, 2023 EX-99.2

WESTERN NEW ENGLAND BANCORP, INC. 8-K

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.2 Local banking is better than ever. INVESTOR PRESENTATION FOURTH QUARTER 2022 FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral “forward - looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commis

January 24, 2023 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THE THREE MONTHS AND YEAR ENDED DECEMBER 31, 2022 AND ANNOUNCES 17% INCREASE IN QUARTERLY CASH DIVIDEND

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THE THREE MONTHS AND YEAR ENDED DECEMBER 31, 2022 AND ANNOUNCES 17% INCREASE IN QUARTERLY CASH DIVIDEND

January 24, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 24, 2023 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commi

November 4, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16767 Western New Engl

October 25, 2022 EX-99.2

Western New England Bancorp, Inc. 8-K

Western New England Bancorp, Inc. 8-K Exhibit 99.2 Local banking is better than ever. INVESTOR PRESENTATION THIRD QUARTER 2022 FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral ?forward - looking statements? within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commiss

October 25, 2022 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND NINE MONTHS ENDED SEPTEMBER 30, 2022 AND DECLARES QUARTERLY CASH DIVIDEND

Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND NINE MONTHS ENDED SEPTEMBER 30, 2022 AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Massachus

October 25, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2022 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commi

October 17, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 13, 2022 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commi

October 17, 2022 EX-99.1

Western New England Bancorp, Inc. Announces Completion of 2021 Repurchase Plan

Western New England Bancorp, Inc. 8-K Exhibit 99.1 Western New England Bancorp, Inc. Announces Completion of 2021 Repurchase Plan Westfield, Massachusetts, October 17, 2022: Western New England Bancorp, Inc. (the ?Company? or ?WNEB?) (NasdaqGS: WNEB), the holding company for Westfield Bank (the ?Bank?), announced that on October 13, 2022, the Company completed its 2.4 million stock repurchase plan

September 15, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 15, 2022 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Com

August 5, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16767 Western New England B

July 26, 2022 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND SIX MONTHS ENDED JUNE 30, 2022 AND DECLARES QUARTERLY CASH DIVIDEND THE COMPANY ALSO ANNOUNCES A NEW 5% SHARE REPURCHASE PLAN

Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND SIX MONTHS ENDED JUNE 30, 2022 AND DECLARES QUARTERLY CASH DIVIDEND THE COMPANY ALSO ANNOUNCES

July 26, 2022 EX-99.2

Western New England Bancorp, Inc. 8-K

Western New England Bancorp, Inc. 8-K Exhibit 99.2 Local banking is better than ever. INVESTOR PRESENTATION SECOND QUARTER 2022 FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral ?forward - looking statements? within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commis

July 26, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2022 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commissi

June 29, 2022 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ? Annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2021 OR ? Transition report pursuant to Section 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 001-16767 A.

May 11, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 11, 2022 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporation)

May 11, 2022 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. 8-K

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.1 1 2022 Annual Shareholders? Meeting May 11, 2022 Board of Directors James C . Hagan, President & Chief Executive Officer Lisa G . McMahon , Chairperson of the Board Laura Benoit , Director Donna J . Damon , Director Gary G . Fitzgerald , Director William D . Masse , Director Gregg F . Orlen , Director Paul C . Picknelly , Director Steven G . Richt

May 11, 2022 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 11, 2022 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporation)

May 6, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16767 Western New England

April 26, 2022 EX-99.2

WESTERN NEW ENGLAND BANCORP, INC. 8-K

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.2 Local banking is better than ever. INVESTOR PRESENTATION FIRST QUARTER 2022 FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral ?forward - looking statements? within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commiss

April 26, 2022 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS ENDED MARCH 31, 2022 AND DECLARES QUARTERLY CASH DIVIDEND

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS ENDED MARCH 31, 2022 AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Massachusetts, April 2

April 26, 2022 8-K

Regulation FD Disclosure, Results of Operations and Financial Condition, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2022 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporatio

March 30, 2022 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (a

March 30, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (a

March 11, 2022 10-K

Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 Commission File No.: 001-16767 Western New England B

Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 Commission File No.: 001-16767 Western New England Bancorp, Inc. (Exact name of registrant as specified in its charter) Massachusetts 73-1627673 (State or other jurisdiction of incorporation or organiza

March 11, 2022 EX-21.1

Subsidiaries of Western New England Bancorp, Inc.

Western New England Bancorp, Inc. 10-K Exhibit 21.1 SUBSIDIARIES OF THE REGISTRANT Western New England Bancorp, Inc. Subsidiaries: Name Jurisdiction of Incorporation Westfield Bank United States (federally chartered savings bank) WFD Securities, Inc. Massachusetts Westfield Bank Subsidiaries: Name Jurisdiction of Incorporation Elm Street Securities Corporation Massachusetts WB Real Estate Holdings

February 14, 2022 EX-99.II

to Schedule 13G Joint Filing Agreement

Exhibit II to Schedule 13G Joint Filing Agreement The undersigned persons agree and consent to the joint filing on their behalf of this Schedule 13G dated February 14, 2022 in connection with their beneficial ownership of Western New England Bancorp, Inc.

February 14, 2022 EX-99.I

to Schedule 13G

Exhibit I to Schedule 13G Ameriprise Financial, Inc., a Delaware Corporation, is a parent holding company. The classification and identity of the relevant subsidiaries is as follows: Investment Adviser ? Columbia Management Investment Advisers, LLC is an investment adviser registered under section 203 of the Investment Advisers Act of 1940.

February 14, 2022 SC 13G/A

WNEB / Western New England Bancorp Inc / AMERIPRISE FINANCIAL INC - SC 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities and Exchange Act of 1934 Amendment #1 Western New England Bancorp, Inc (Name of Issuer) Common Stock (Title of Class of Securities) 958892101 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedu

February 11, 2022 SC 13G

WNEB / Western New England Bancorp Inc / Strategic Value Bank Partners LLC - STRATEGIC VALUE BANK - 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Western New England Bancorp, Inc (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 958892101 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to design

February 10, 2022 SC 13G/A

WNEB / Western New England Bancorp Inc / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 1)* Name of issuer: Western New England Bancorp Inc. Title of Class of Securities: Common Stock CUSIP Number: 958892101 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedul

February 8, 2022 SC 13G/A

WNEB / Western New England Bancorp Inc / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 9 )* Western New England Bancorp Inc (Name of Issuer) Common Stock (Title of Class of Securities) 958892101 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to w

February 4, 2022 SC 13G/A

WNEB / Western New England Bancorp Inc / Western New England Bancorp, Inc. - AMENDMENT NO. 11 Passive Investment

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G/A UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No.

January 25, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2022 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commi

January 25, 2022 EX-99.2

Western New England Bancorp Form 8-K

Western New England Bancorp Form 8-K Exhibit 99.2 Local banking is better than ever. INVESTOR PRESENTATION FOURTH QUARTER 2021 FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral ?forward - looking statements? within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commiss

January 25, 2022 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS AND YEAR ENDED DECEMBER 31, 2021 AND ANNOUNCES 20% INCREASE IN QUARTERLY CASH DIVIDEND

Western New England Bancorp Form 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS AND YEAR ENDED DECEMBER 31, 2021 AND ANNOUNCES 20% INCREASE IN QUARTERLY CASH DIVIDEND Westf

November 5, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16767 Western New Engl

October 26, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 26, 2021 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commi

October 26, 2021 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND NINE MONTHS ENDED SEPTEMBER 30, 2021 AND DECLARES QUARTERLY CASH DIVIDEND

Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND NINE MONTHS ENDED SEPTEMBER 30, 2021 AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Massachus

October 26, 2021 EX-99.2

Western New England Bancorp, Inc. 8-K

Western New England Bancorp, Inc. 8-K Exhibit 99.2

August 6, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 6, 2021 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commiss

August 6, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16767 Western New England B

August 6, 2021 EX-99.1

Western New England Bancorp 8-K

Western New England Bancorp 8-K Exhibit 99.1 Local banking is better than ever. INVESTOR PRESENTATION FORWARD - LOOKING STATEMENTS 1 We may, from time to time, make written or oral ?forward - looking statements? within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commission (the ?SEC?), our repo

July 27, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 27, 2021 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commissi

July 27, 2021 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND SIX MONTHS ENDED JUNE 30, 2021 AND DECLARES QUARTERLY CASH DIVIDEND

Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND SIX MONTHS ENDED JUNE 30, 2021 AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Massachusetts,

June 25, 2021 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ? Annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2020 OR ? Transition report pursuant to Section 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 001-16767 A.

May 26, 2021 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 20, 2021 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporation)

May 26, 2021 EX-99.1

Western New England Bancorp, Inc. Announces Completion of 2020 Repurchase Plan

Western New England Bancorp, Inc. 8-K Exhibit 99.1 Western New England Bancorp, Inc. Announces Completion of 2020 Repurchase Plan Westfield, Massachusetts, May 25, 2021: Western New England Bancorp, Inc. (the ?Company? or ?WNEB?) (NasdaqGS: WNEB), the holding company for Westfield Bank (the ?Bank?), announced the completion of its current stock repurchase plan (the ?2020 Plan?) on May 20, 2021, pr

May 19, 2021 EX-10.5

Form of Restricted Stock Award Agreement under the Western New England Bancorp, Inc. 2021 Omnibus Incentive Plan (incorporated by reference to Exhibit 10.5 of the Form S-8 filed with the SEC on May 19, 2021).

Western New England Bancorp, Inc. S-8 Exhibit 10.5 Grant No.: WESTERN NEW ENGLAND BANCORP, INC. 2021 OMNIBUS INCENTIVE PLAN RESTRICTED STOCK AGREEMENT COVER SHEET Western New England Bancorp, Inc., a Massachusetts corporation (the ?Company?), hereby grants restricted shares (the ?Restricted Stock?) of the Company?s common stock, $0.01 par value per share (the ?Stock?), to the Grantee named below,

May 19, 2021 EX-10.3

Form of Non-Qualified Stock Option Agreement under the Western New England Bancorp, Inc. 2021 Omnibus Incentive Plan (incorporated by reference to Exhibit 10.3 of the Form S-8 filed with the SEC on May 19, 2021).

Western New England Bancorp, Inc. S-8 Exhibit 10.3 Option No.: WESTERN NEW ENGLAND BANCORP, INC. 2021 OMNIBUS INCENTIVE PLAN NON-QUALIFIED STOCK OPTION AGREEMENT COVER SHEET Western New England Bancorp, Inc., a Massachusetts corporation (the ?Company?), hereby grants an option (the ?Option?) to purchase shares of the Company?s common stock, $0.01 par value per share (the ?Stock?), to the Optionee

May 19, 2021 EX-10.4

Form of Director Incentive Award Agreement under the Western New England Bancorp, Inc. 2021 Omnibus Incentive Plan (incorporated by reference to Exhibit 10.4 of the Form S-8 filed with the SEC on May 19, 2021).

Western New England Bancorp, Inc. S-8 Exhibit 10.4 Grant No.: WESTERN NEW ENGLAND BANCORP, INC. 2021 OMNIBUS INCENTIVE PLAN Director Incentive Award AGREEMENT COVER SHEET Western New England Bancorp, Inc., a Massachusetts corporation (the ?Company?), hereby grants restricted shares (the ?Restricted Stock?) of the Company?s common stock, $0.01 par value per share (the ?Stock?), to the Grantee named

May 19, 2021 S-8

As filed with the Securities and Exchange Commission on May 19, 2021

As filed with the Securities and Exchange Commission on May 19, 2021 Registration No.

May 19, 2021 EX-10.6

Form of Long-Term Incentive and Retention Equity Award Agreement under the Western New England Bancorp, Inc. 2021 Omnibus Incentive Plan (incorporated by reference to Exhibit 10.6 of the Form S-8 with the SEC on May 19, 2021).

Western New England Bancorp, Inc. S-8 Exhibit 10.6 WESTERN NEW ENGLAND BANCORP, INC. 2021 OMNIBUS INCENTIVE PLAN Long-Term Incentive and Retention Equity Award Agreement Cover Sheet Western New England Bancorp, Inc., a Massachusetts corporation (the ?Company?), hereby grants shares of the Company?s common stock, $0.01 par value per share (the ?Stock?), to the Grantee named below, subject to the te

May 19, 2021 EX-10.1

Western New England Bancorp, Inc. 2021 Omnibus Incentive Plan (incorporated by reference to Exhibit 10.1 of the Form S-8 filed with the SEC on May 19, 2021).

Western New England Bancorp, Inc. S-8 Exhibit 10.1 Western new england bancorp, inc. 2021 OMNIBUS INCENTIVE PLAN Table of Contents Page 1. PURPOSE 1 2. DEFINITIONS 1 3. ADMINISTRATION OF THE PLAN 9 3.1 Committee 9 3.1.1 Powers and Authorities 9 3.1.2 Composition of the Committee 10 3.1.3 Other Committees 10 3.1.4 Delegation by the Committee. 10 3.2 Board 10 3.3 Terms of Awards 11 3.3.1 Committee A

May 19, 2021 EX-10.2

Form of Incentive Stock Option Agreement under the Western New England Bancorp, Inc. 2021 Omnibus Incentive Plan (incorporated by reference to Exhibit 10.2 of the Form S-8 filed with the SEC on May 19, 2021).

EX-10.2 4 ex10-2.htm FORM OF INCENTIVE STOCK OPTION AGREEMENT Western New England Bancorp, Inc. S-8 Exhibit 10.2 Option No.: WESTERN NEW ENGLAND BANCORP, INC. 2021 OMNIBUS INCENTIVE PLAN Incentive Stock OPTION AGREEMENT COVER SHEET Western New England Bancorp, Inc., a Massachusetts corporation (the “Company”), hereby grants an option (the “Option”) to purchase shares of the Company’s common stock,

May 11, 2021 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 11, 2021 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commissio

May 11, 2021 EX-99.1

1 2021 Annual Shareholders’ Meeting May 11, 2021

Exhibit 99.1 1 2021 Annual Shareholders? Meeting May 11, 2021 Board of Directors James C . Hagan, President & Chief Executive Officer Lisa G . McMahon , Chairperson of the Board Laura Benoit , Director Donna J . Damon , Director Gary G . Fitzgerald , Director William D . Masse , Director Gregg F . Orlen , Director Paul C . Picknelly , Director Steven G . Richter , Director Philip R . Smith , Direc

May 11, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 11, 2021 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commissio

May 6, 2021 10-Q

Quarterly Report - QUARTERLY REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16767 Western New England

May 6, 2021 EX-99.1

Western New England Bancorp, Inc. 8-K

Western New England Bancorp, Inc. 8-K Exhibit 99.1 Local banking is better than ever. INVESTOR PRESENTATION FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral ?forward - looking statements? within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commission (the ?SEC?), ou

May 6, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 6, 2021 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporation)

April 27, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2021 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commiss

April 27, 2021 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS ENDED MARCH 31, 2021 AND DECLARES QUARTERLY CASH DIVIDEND THE COMPANY ALSO ANNOUNCES A NEW SHARE REPURCHASE PLAN AND COMPLETION OF A $20 MILLION PRIVATE PLACEMENT OF SUBORDINATED DEBT

Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS ENDED MARCH 31, 2021 AND DECLARES QUARTERLY CASH DIVIDEND THE COMPANY ALSO ANNOUNCES A NEW

April 20, 2021 EX-99.1

Western New England Bancorp, Inc. Announces Closing of $20 Million of Fixed-to-Floating Rate Subordinated Notes

Western New England Bancorp. Inc. - 8-K Exhibit 99.1 Western New England Bancorp, Inc. Announces Closing of $20 Million of Fixed-to-Floating Rate Subordinated Notes Westfield, Massachusetts, April 20, 2021 ? Western New England Bancorp. Inc. (the ?Company? or ?WNEB?) (NasdaqGS: WNEB), the holding company for Westfield Bank (the ?Bank?), announced that it has completed a private placement of $20 mi

April 20, 2021 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 20, 2021 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commiss

April 20, 2021 EX-10.1

You’ve Exceeded the SEC’s Traffic Limit

EX-10.1 2 ex10-1.htm FORM OF SUBORDINATED NOTE PURCHASE AGREEMENT Western New England Bancorp. Inc. - 8-K Exhibit 10.1 EXecution Version SUBORDINATED NOTE PURCHASE AGREEMENT This SUBORDINATED NOTE PURCHASE AGREEMENT (this “Agreement”) is dated as of April 20, 2021, and is made by and among Western New England Bancorp, Inc. (“Issuer”), and each of the noteholders named on Schedule I hereto (each a

March 30, 2021 DEF 14A

- DEFINITIVE PROXY STATEMENT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (a

March 30, 2021 DEFA14A

- DEFINITIVE ADDITIONAL MATERIALS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (a

March 11, 2021 EX-10.24

Amended and Restated Change of Control Agreement dated October 25, 2007 between Deborah J. McCarthy and Western New England Bancorp, Inc. (f/k/a Westfield Financial, Inc.).

Western New England Bancorp, Inc. 10-K Exhibit 10.24

March 11, 2021 EX-21.1

Subsidiaries of Western New England Bancorp, Inc.

EX-21.1 7 ex21-1.htm SUBSIDIARIES OF WESTERN NEW ENGLAND BANCORP, INC. Western New England Bancorp, Inc. 10-K Exhibit 21.1 SUBSIDIARIES OF THE REGISTRANT Western New England Bancorp, Inc. Subsidiaries: Name Jurisdiction of Incorporation Westfield Bank United States (federally chartered savings bank) WFD Securities, Inc. Massachusetts Westfield Bank Subsidiaries: Name Jurisdiction of Incorporation

March 11, 2021 EX-10.20

Employment Agreement between Kevin C. O’Connor and Westfield Bank dated February 17, 2017 (incorporated by reference to Exhibit 10.20 of the Form 10-K filed with the SEC on March 11, 2021).

Western New England Bancorp, Inc. 10-K Exhibit 10.20

March 11, 2021 10-K

Annual Report - ANNUAL REPORT

Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 Commission File No.: 001-16767 Western New England Bancorp, Inc. (Exact name of registrant as specified in its charter) Massachusetts 73-1627673 (State or other jurisdiction of incorporation or organiza

March 11, 2021 EX-10.23

Change of Control Agreement between Christine Phillips and Western New England Bancorp, Inc. dated as of January 1, 2021(incorporated by reference to Exhibit 10.23 of the Form 10-K filed with the SEC on March 11, 2021).

Western New England Bancorp, Inc. 10-K Exhibit 10.23

March 11, 2021 EX-10.21

Employment Agreement between Kevin C. O’Connor and Western New England Bancorp, Inc. dated February 17, 2017 (incorporated by reference to Exhibit 10.21 of the Form 10-K filed with the SEC on March 11, 2021).

Western New England Bancorp, Inc. 10-K Exhibit 10.21

March 11, 2021 EX-10.22

Change of Control Agreement between John Bonini and Western New England Bancorp, Inc. dated as of January 1, 2021 (incorporated by reference to Exhibit 10.22 of the Form 10-K filed with the SEC on March 11, 2021).

Western New England Bancorp, Inc. 10-K Exhibit 10.22

February 16, 2021 SC 13G/A

SCHEDULE 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 8 )* Western New England Bancorp Inc (Name of Issuer) Common Stock (Title of Class of Securities) 958892101 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to w

February 12, 2021 EX-99.I

to Schedule 13G

EX-99.I Exhibit I to Schedule 13G Ameriprise Financial, Inc., a Delaware Corporation, is a parent holding company. The classification and identity of the relevant subsidiaries is as follows: Investment Adviser – Columbia Management Investment Advisers, LLC is an investment adviser registered under section 203 of the Investment Advisers Act of 1940.

February 12, 2021 EX-99.II

to Schedule 13G Joint Filing Agreement

EX-99.II Exhibit II to Schedule 13G Joint Filing Agreement The undersigned persons agree and consent to the joint filing on their behalf of this Schedule 13G dated February 12, 2021 in connection with their beneficial ownership of Western New England Bancorp, Inc. Columbia Management Investment Advisers, LLC authorizes Ameriprise Financial, Inc. to execute the Schedule 13G to which this Exhibit is

February 12, 2021 SC 13G

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities and Exchange Act of 1934 Western New England Bancorp, Inc (Name of Issuer) Common Stock (Title of Class of Securities) (CUSIP Number) December 31, 2020 (Date

SC 13G SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities and Exchange Act of 1934 Western New England Bancorp, Inc (Name of Issuer) Common Stock (Title of Class of Securities) 958892101 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is

February 10, 2021 SC 13G

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 Name of issuer: Western New England Bancorp Inc. Title of Class of Securities: Common Stock CUSIP Number: 958892101 Date of Event Which Requires Filing of this Statement: December 31, 2020 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ☒ Rule 1

February 8, 2021 SC 13G/A

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G/A UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 10)*

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G/A UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No.

February 2, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 2, 2021 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporat

February 2, 2021 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. 8-K

WESTERN NEW ENGLAND BANCORP, INC. 8-K EXHIBIT 99.1 Local banking is better than ever. INVESTOR PRESENTATION FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral “forward - looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commission (the “SEC”), ou

January 26, 2021 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS AND YEAR ENDED DECEMBER 31, 2020 AND DECLARES QUARTERLY CASH DIVIDEND

EX-99.1 2 ex99-1.htm PRESS RELEASE Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS AND YEAR ENDED DECEMBER 31, 2020 AND DECLARES QUARTERLY

January 26, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2021 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation or organization)

November 16, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 16, 2020 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Comm

November 16, 2020 EX-99.1

Western New England Bancorp, Inc. 8-K

EX-99.1 2 ex99-1.htm INVESTOR PRESENTATION MATERIALS DATED NOVEMBER 16, 2020 Western New England Bancorp, Inc. 8-K Exhibit 99.1 Local banking is better than ever. INVESTOR PRESENTATION FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral “forward - looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contain

November 6, 2020 10-Q

Quarterly Report - QUARTERLY REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16767 Western New Engl

October 27, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events - CURRENT REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2020 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation or organization)

October 27, 2020 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND NINE MONTHS ENDED SEPTEMBER 30, 2020, DECLARES QUARTERLY CASH DIVIDEND AND ANNOUNCES A NEW 5% SHARE REPURCHASE PLAN

Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND NINE MONTHS ENDED SEPTEMBER 30, 2020, DECLARES QUARTERLY CASH DIVIDEND AND ANNOUNCES A NEW 5%

October 19, 2020 EX-99.1

Western New England Bancorp, Inc. Announces Completion of 2019 Repurchase Plan

Western New England Bancorp, Inc. 8-K Exhibit 99.1 Western New England Bancorp, Inc. Announces Completion of 2019 Repurchase Plan Westfield, Massachusetts, October 19, 2020: Western New England Bancorp, Inc. (the “Company” or “WNEB”) (NasdaqGS: WNEB), the holding company for Westfield Bank (the “Bank”), announced that the Company completed its current stock repurchase program on October 15, 2020 (

October 19, 2020 8-K

Other Events, Financial Statements and Exhibits - CURRENT REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 15, 2020 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commi

August 12, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 12, 2020 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commis

August 12, 2020 EX-99.1

Western New England Bancorp, Inc. 8-K

Western New England Bancorp, Inc. 8-K Exhibit 99.1 Local banking is better than ever. INVESTOR PRESENTATION FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral “forward - looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commission (the “SEC”), ou

August 7, 2020 10-Q

Quarterly Report - QUARTERLY REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16767 Western New England B

July 28, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2020 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation or organization) 001

July 28, 2020 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND SIX MONTHS ENDED JUNE 30, 2020 AND DECLARES QUARTERLY CASH DIVIDEND

Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND SIX MONTHS ENDED JUNE 30, 2020 AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Massachusetts,

June 29, 2020 11-K

Western New England Bancorp, Inc. 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ☒ Annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2019 OR ☐ Transition report pursuant to Section 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 001-16767 A.

June 11, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 11, 2020 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commissi

June 11, 2020 EX-99.1

Western New England Bancorp, Inc. 8-K

Western New England Bancorp, Inc. 8-K Exhibit 99.1 Local banking is better than ever. INVESTOR PRESENTATION FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral “forward - looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commission (the “SEC”), ou

May 19, 2020 EX-99.1

Western New England Bancorp, Inc. 8-K

Western New England Bancorp, Inc. 8-K Exhibit 99.1 Local banking is better than ever. FIRST QUARTER 2020 INVESTOR PRESENTATION FORWARD - LOOKING STATEMENTS 2 We may, from time to time, make written or oral “forward - looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 , including statements contained in our filings with the Securities and Exchange Commiss

May 19, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2020 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation) 001-16767 (Commissio

May 12, 2020 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 12, 2020 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation or organization) 001-

May 11, 2020 10-Q

Quarterly Report - QUARTERLY REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16767 Western New England

April 28, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2020 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation or organization) 00

April 28, 2020 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS ENDED MARCH 31, 2020 AND DECLARES QUARTERLY CASH DIVIDEND

Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS ENDED MARCH 31, 2020 AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Massachusetts, April 2

April 1, 2020 DEF 14A

WNEB / Western New England Bancorp, Inc. DEF 14A - - DEFINITIVE PROXY STATEMENTS

wneb-def14a040120 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the

April 1, 2020 DEFA14A

WNEB / Western New England Bancorp, Inc. DEFA14A - - ADDITIONAL DEFINITIVE PROXY SOLICITING MATERIALS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (a

March 11, 2020 10-K

WNEB / Western New England Bancorp, Inc. 10-K - Annual Report - ANNUAL REPORT

United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 Commission File No.: 001-16767 Western New England Bancorp, Inc. (Exact name of registrant as specified in its charter) Massachusetts 73-1627673 (State or other jurisdiction of incorporatio

March 11, 2020 EX-4.2

Description of Securities Registered Under Section 12 of the Securities Exchange Act of 1934.

Western New England Bancorp, Inc. 10-K Exhibit 4.2 DESCRIPTION OF SECURITIES REGISTERED UNDER SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following description is a general summary of the terms of Western New England Bancorp, Inc.’s common stock. The description below does not purport to be complete and is subject to and qualified in its entirety by reference to our Restated Articles of

March 11, 2020 EX-21.1

You’ve Exceeded the SEC’s Traffic Limit

Western New England Bancorp, Inc. 10-K Exhibit 21.1 SUBSIDIARIES OF THE REGISTRANT Western New England Bancorp, Inc. Subsidiaries: Name Jurisdiction of Incorporation Westfield Bank United States (federally chartered savings bank) WFD Securities, Inc. Massachusetts Westfield Bank Subsidiaries: Name Jurisdiction of Incorporation Elm Street Securities Corporation Massachusetts WB Real Estate Holdings

February 14, 2020 SC 13G/A

WNEB / Western New England Bancorp, Inc. / RMB Capital Management, LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No.

February 12, 2020 SC 13G/A

WNEB / Western New England Bancorp, Inc. / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 7)* WESTERN NEW ENGLAND BANCORP (Name of Issuer) Common Stock (Title of Class of Securities) 958892101 (CUSIP Number) December 31, 2019 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

February 12, 2020 SC 13G/A

WNEB / Western New England Bancorp, Inc. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 1)* Name of issuer: Western New England Bancorp Inc Title of Class of Securities: Common Stock CUSIP Number: 958892101 Date of Event Which Requires Filing of this Statement: December 31, 2019 Check the appropriate box to designate the rule pursuant to which this Schedule

February 7, 2020 SC 13G/A

WNEB / Western New England Bancorp, Inc. / WESTFIELD FINANCIAL INC - AMENDED SC 13G/A - NO. 9 Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G/A UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No.

January 28, 2020 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS YEAR END 2019 RESULTS AND DECLARES QUARTERLY CASH DIVIDEND

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS YEAR END 2019 RESULTS AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Massachusetts, January 28, 2020: Western New E

January 28, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2020 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation or organization)

December 19, 2019 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. NON-EMPLOYEE DIRECTOR STOCK ELECTION PROGRAM

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 99.1 WESTERN NEW ENGLAND BANCORP, INC. NON-EMPLOYEE DIRECTOR STOCK ELECTION PROGRAM 1. Purpose of Program The purpose of this Non-Employee Director Stock Election Program (the “Program”) is to enable non-employee directors (as defined below) of Western New England Bancorp, Inc. (the “Company”) to elect to receive shares of common stock of the Company (

December 19, 2019 8-K

Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 17, 2019 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation or organization)

November 7, 2019 10-Q

WNEB / Western New England Bancorp, Inc. 10-Q - Quarterly Report - QUARTERLY REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16767 Western New Engl

October 30, 2019 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 30, 2019 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation or organization)

October 30, 2019 EX-99.1

WESTFIELD BANK ANNOUNCES BLOOMFIELD CONNECTICUT LOCATION New Offices in Bloomfield and West Hartford to Open in 2020

Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: Kevin C. O’Connor – EVP Chief Banking Officer 413-564-2641 [email protected] WESTFIELD BANK ANNOUNCES BLOOMFIELD CONNECTICUT LOCATION New Offices in Bloomfield and West Hartford to Open in 2020 Westfield, Massachusetts, October 30, 2019: James C. Hagan, President and CEO of Westfield Bank (the “Bank”), a w

October 25, 2019 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 22, 2019 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorporat

October 25, 2019 EX-99.1

FIRST AMENDMENT TO EMPLOYMENT AGREEMENT

WESTERN NEW ENGLAND BANCORP, INC. 8-K Exhibit 10.1 FIRST AMENDMENT TO EMPLOYMENT AGREEMENT This First Amendment to the Employment Agreement (the “First Amendment”), dated October 22, 2019 (the “Effective Date”), is entered into by and between WESTFIELD BANK, a federally chartered savings bank (the “Bank”) and William J. Wagner (the “Executive”). WHEREAS, the Bank and Executive are parties to an Em

October 22, 2019 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND NINE MONTHS ENDED SEPTEMBER 30, 2019 AND DECLARES QUARTERLY CASH DIVIDEND

Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND NINE MONTHS ENDED SEPTEMBER 30, 2019 AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Massachus

October 22, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 22, 2019 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation or organization)

September 24, 2019 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 19, 2019 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts 001-16767 73-1627673 (State or other jurisdiction of incorpor

August 7, 2019 10-Q

WNEB / Western New England Bancorp, Inc. 10-Q - Quarterly Report - CURRENT REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2019 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16767 Western New England B

July 23, 2019 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND SIX MONTHS ENDED JUNE 30, 2019 AND DECLARES QUARTERLY CASH DIVIDEND

Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND SIX MONTHS ENDED JUNE 30, 2019 AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Massachusetts,

July 23, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2019 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation or organization) 001

June 21, 2019 11-K

WNEB / Western New England Bancorp, Inc. 11-K - - ANNUAL REPORT OF EMPLOYEE STOCK PURCHASE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ☒ Annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2018 OR ☐ Transition report pursuant to Section 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 001-16767 A.

May 14, 2019 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 14, 2019 Western New England Bancorp, Inc.

May 14, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 14, 2019 Western New England Bancorp, Inc.

May 14, 2019 EX-99.1

Western New England Bancorp, Inc. 8-K

Western New England Bancorp, Inc. 8-K Exhibit 99.1 1 2019 Annual Shareholders’ Meeting May 14, 2019 Welcome to the 2019 Annual Shareholders’ Meeting James C. Hagan President Chief Executive Officer 2 Board of Directors James C . Hagan, President & Chief Executive Officer Christos A . Tapases , Chairman of the Board William J . Wagner , Vice Chairman of the Board Laura Benoit , Director Donna J . D

May 8, 2019 10-Q

WNEB / Western New England Bancorp, Inc. 10-Q Quarterly Report QUARTERLY REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-16767 Western New England B

April 23, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 23, 2019 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation or organization) 00

April 23, 2019 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS ENDED MARCH 31, 2019 AND DECLARES QUARTERLY CASH DIVIDEND

Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE MONTHS ENDED MARCH 31, 2019 AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Massachusetts, April 2

April 22, 2019 EX-99.1

WESTFIELD BANK ANNOUNCES PLANS TO EXPAND ITS CONNECTICUT FOOTPRINT Two New Banking Offices to Open in the Greater Hartford Area in 2019 and 2020

Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: Kevin C. O’Connor – EVP Chief Banking Officer 413-564-2641 [email protected] WESTFIELD BANK ANNOUNCES PLANS TO EXPAND ITS CONNECTICUT FOOTPRINT Two New Banking Offices to Open in the Greater Hartford Area in 2019 and 2020 Westfield, Massachusetts, April 22, 2019: Westfield Bank (the “Bank”), a wholly-owned

April 22, 2019 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 22, 2019 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation or organization) 00

April 2, 2019 DEFA14A

WNEB / Western New England Bancorp, Inc. ADDITIONAL DEFINITIVE PROXY SOLICITING MATERIALS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (a

April 2, 2019 DEF 14A

WNEB / Western New England Bancorp, Inc. DEFINITIVE PROXY STATEMENT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (a

March 13, 2019 EX-21.1

You’ve Exceeded the SEC’s Traffic Limit

Western New England Bancorp, Inc. 10-K Exhibit 21.1 SUBSIDIARIES OF THE REGISTRANT Western New England Bancorp, Inc. Subsidiaries: Name Jurisdiction of Incorporation Westfield Bank United States (federally chartered savings bank) WFD Securities, Inc. Massachusetts Westfield Bank Subsidiaries: Name Jurisdiction of Incorporation Elm Street Securities Corporation Massachusetts WB Real Estate Holdings

March 13, 2019 10-K

WNEB / Western New England Bancorp, Inc. ANNUAL REPORT (Annual Report)

United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 Commission File No.: 001-16767 Western New England Bancorp, Inc. (Exact name of registrant as specified in its charter) Massachusetts 73-1627673 (State or other jurisdiction of incorporatio

March 1, 2019 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 1, 2019 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation or organization) 001

March 1, 2019 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. Announces Completion of 2017 Repurchase Plan

Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. Announces Completion of 2017 Repurchase Plan Westfield, Massachusetts, March 1, 2019: Western New England Bancorp, Inc. (the

February 14, 2019 SC 13G/A

WNEB / Western New England Bancorp, Inc. / RMB Capital Management, LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No.

February 12, 2019 SC 13G

WNEB / Western New England Bancorp, Inc. / VANGUARD GROUP INC Passive Investment

westernnewenglandbancorpinc.htm - Generated by SEC Publisher for SEC Filing SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 0 )* Name of issuer: Western New England Bancorp Inc Title of Class of Securities: Common Stock CUSIP Number: 958892101 Date of Event Which Requires Filing of this Statement: December 31, 2018 Ch

February 8, 2019 SC 13G/A

WNEB / Western New England Bancorp, Inc. / WESTFIELD FINANCIAL INC - AMENDED SC 13G/A - NO. 8 Passive Investment

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G/A UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No.

February 8, 2019 SC 13G/A

WNEB / Western New England Bancorp, Inc. / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 6)* WESTERN NEW ENGLAND BANCORP (Name of Issuer) Common Stock (Title of Class of Securities) 958892101 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

January 29, 2019 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS YEAR END 2018 RESULTS Announces a 25% increase in the quarterly common stock dividend and a new 10% share repurchase plan

Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS YEAR END 2018 RESULTS Announces a 25% increase in the quarterly common stock dividend and a new 10% share repurchase

January 29, 2019 8-K

Results of Operations and Financial Condition, Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 29, 2019 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation or organization)

November 7, 2018 10-Q

WNEB / Western New England Bancorp, Inc. QUARTERLY REPORT (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2018 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 001-16767 Western New En

October 23, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 23, 2018 WESTERN NEW ENGLAND BANCORP, INC. (Exact name of registrant as specified in its charter) Massachusetts (State or other jurisdiction of incorporation or organization)

October 23, 2018 EX-99.1

WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND NINE MONTHS ENDED SEPTEMBER 30, 2018 AND DECLARES QUARTERLY CASH DIVIDEND

Western New England Bancorp, Inc. 8-K Exhibit 99.1 For further information contact: James C. Hagan, President and CEO Guida R. Sajdak, Executive Vice President and CFO Meghan Hibner, Vice President and Investor Relations Officer 413-568-1911 WESTERN NEW ENGLAND BANCORP, INC. REPORTS RESULTS FOR THREE AND NINE MONTHS ENDED SEPTEMBER 30, 2018 AND DECLARES QUARTERLY CASH DIVIDEND Westfield, Massachus

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