الإحصائيات الأساسية
LEI | JJYR6MFKFF6CF8DBZ078 |
CIK | 944695 |
SEC Filings
SEC Filings (Chronological Order)
August 21, 2025 |
The Hanover Insurance Group, Inc. $500,000,000 5.500% Notes Due 2035 Underwriting Agreement EX-1.1 Exhibit 1.1 The Hanover Insurance Group, Inc. $500,000,000 5.500% Notes Due 2035 Underwriting Agreement August 19, 2025 Goldman Sachs & Co. LLC J.P. Morgan Securities LLC Morgan Stanley & Co. LLC As representatives of the several Underwriters named in Schedule I hereto, c/o Goldman Sachs & Co. LLC 200 West Street New York, New York 10282-2198 Ladies and Gentlemen: The Hanover Insurance Grou |
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August 21, 2025 |
EX-4.2 Exhibit 4.2 THE HANOVER INSURANCE GROUP, INC., as Issuer and U.S. Bank Trust Company, National Association, as successor in interest to U.S. Bank National Association, as Trustee THIRD SUPPLEMENTAL INDENTURE Dated as of August 21, 2025 to the Indenture dated as of April 8, 2016 5.500% Notes due 2035 TABLE OF CONTENTS Page Article 1 Application of supplemental indenture 2 Section 1.01. Appli |
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August 21, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 19, 2025 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Co |
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August 21, 2025 |
The Hanover Insurance Group, Inc. Announces Pricing of $500 Million Senior Notes Offering EX-99.1 Exhibit 99.1 The Hanover Insurance Group, Inc. Announces Pricing of $500 Million Senior Notes Offering WORCESTER, Mass., August 19, 2025 - The Hanover Insurance Group, Inc. (NYSE: THG) today announced it has priced a registered offering of $500 million aggregate principal amount of senior, unsecured 5.50% notes due September 1, 2035 (the “Notes”). The company plans to use the net proceeds |
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August 20, 2025 |
Calculation of Filing Fee Tables S-3 HANOVER INSURANCE GROUP, INC. Table 1: Newly Registered and Carry Forward Securities ☐Not Applicable Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forwa |
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August 20, 2025 |
$500,000,000 5.500% Notes due 2035 424B2 Table of Contents Filed Pursuant to Rule 424(b)(2) Registration No. 333-289677 Prospectus Supplement (To Prospectus dated August 18, 2025) $500,000,000 5.500% Notes due 2035 We will pay interest on the notes on March 1 and September 1 of each year, commencing on March 1, 2026. The notes will mature on September 1, 2035. We may redeem the notes in whole or in part at any time at the redemptio |
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August 19, 2025 |
SUBJECT TO COMPLETION PRELIMINARY PROSPECTUS SUPPLEMENT DATED August 19, 2025 424B2 Table of Contents Filed Pursuant to Rule 424(b)(2) Registration No. 333-289677 The information in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supplement and the accompanying prospectus are not an offer to sell these securities and are not soliciting an offer to buy these securities in any jurisdiction where the offer or sale is not p |
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August 19, 2025 |
FWP Issuer Free Writing Prospectus Filed Pursuant to Rule 433 Registration Statement No. |
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August 18, 2025 |
EX-25.1 Exhibit 25.1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ☐ Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION (Exact name of Trustee as specified in its charter) 91-1821036 |
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August 18, 2025 |
As filed with the Securities and Exchange Commission on August 18, 2025 S-3ASR Table of Contents As filed with the Securities and Exchange Commission on August 18, 2025 Registration No. |
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August 18, 2025 |
Calculation of Filing Fee Tables S-3 HANOVER INSURANCE GROUP, INC. Table 1: Newly Registered and Carry Forward Securities ☐Not Applicable Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forwa |
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July 31, 2025 |
Exhibit 99.1 The Hanover Reports Excellent Second Quarter Net Income and Operating Income of $4.30 and $4.35 per Diluted Share, Respectively; Net and Operating Return on Equity of 20.1% and 18.7%, Respectively Second Quarter Highlights • Combined ratio of 92.5%; combined ratio, excluding catastrophes(1), of 85.5% • Catastrophe losses of $107.5 million, or 7.0 points of the combined ratio • Net pre |
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July 31, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1-1 |
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July 31, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2025 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Comm |
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July 31, 2025 |
FINANCIAL SUPPLEMENT SECOND QUARTER 2025 Exhibit 99.2 FINANCIAL SUPPLEMENT SECOND QUARTER 2025 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Segment Descriptions.................................................................................................... 1 Financial Highlights......................................................................................................... 2 Consolidated Financial State |
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July 31, 2025 |
Description of 2025 – 2026 Non-Employee Director Compensation Exhibit 10.1 The Hanover Insurance Group, Inc. Compensation for Non-Employee Directors — For the annual service period beginning on the date of the Annual Meeting of Shareholders — Standard Fees Description Annual Director Retainer - Stock Component - $160,000 valuation - Issued pursuant to the Company’s 2022 Long-Term Incentive Plan (the “2022 Plan”) - Cash Component - $105,000 Committee Chair An |
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May 14, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 13, 2025 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Commi |
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May 1, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1- |
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April 30, 2025 |
Exhibit 99.1 The Hanover Reports Excellent First Quarter Net Income and Operating Income of $3.50 and $3.87 per Diluted Share, Respectively; Net and Operating Return on Equity of 17.4% and 17.2%, Respectively First Quarter Highlights • Combined ratio of 94.1%; combined ratio, excluding catastrophes(1), of 87.8% • Catastrophe losses of $95.6 million, or 6.3 points of the combined ratio • Net premiu |
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April 30, 2025 |
FINANCIAL SUPPLEMENT FIRST QUARTER 2025 Exhibit 99.2 FINANCIAL SUPPLEMENT FIRST QUARTER 2025 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Segment Descriptions.................................................................................................... 1 Financial Highlights......................................................................................................... 2 Consolidated Financial Statem |
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April 30, 2025 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2025 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Com |
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April 3, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 31, 2025 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Com |
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March 27, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin |
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March 27, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin |
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February 25, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 25, 2025 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) ( |
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February 24, 2025 |
Exhibit 21 Direct and Indirect Subsidiaries of the Registrant I. The Hanover Insurance Group, Inc. (Delaware) A. Opus Investment Management, Inc. (Massachusetts) a. The Hanover Insurance Company (New Hampshire) 1. Citizens Insurance Company of America (Michigan) 2. Allmerica Financial Benefit Insurance Company (Michigan) 3. Allmerica Plus Insurance Agency, Inc. (Massachusetts) 4. The Hanover Ameri |
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February 24, 2025 |
The Hanover Insurance Group Retirement Savings Plan, as amended. Exhibit 10.3 THE HANOVER INSURANCE GROUP RETIREMENT SAVINGS PLAN Amended and restated generally effective January 1, 2025 THE HANOVER INSURANCE GROUP RETIREMENT SAVINGS PLAN TABLE OF CONTENTS ARTICLE I NAME, PURPOSE AND EFFECTIVE DATE OF PLAN AND RESTATED PLAN 1 ARTICLE II DEFINITIONS 2 ARTICLE III ELIGIBILITY AND PARTICIPATION 21 ARTICLE IV EMPLOYER CONTRIBUTIONS AND FORFEITURES 23 ARTICLE V EMPL |
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February 24, 2025 |
The Hanover Insurance Group, Inc. Insider Trading Policy. Exhibit 19.1 Company policies Insider Trading Background The Hanover Insurance Group, Inc. (the “Company”) has adopted this Insider Trading Policy for our directors, officers and employees with respect to the trading of the Company's securities, as well as the securities of other publicly traded companies with whom we have a business relationship or with respect to which we have otherwise obtained |
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February 24, 2025 |
The Hanover Insurance Group, Inc. Addendum to Insider Trading Policy. Exhibit 19.2 Addendum to Insider Trading Policy-Pre-Clearance and Blackout Procedures To help prevent inadvertent violations of federal securities laws and to avoid even the appearance of trading on inside information, The Hanover Insurance Group, Inc. (the “Company”) has adopted this Addendum to Insider Trading Policy. This Addendum applies to all directors, members of the Company’s Partner Group |
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February 24, 2025 |
Exhibit 24 POWER OF ATTORNEY We, the undersigned, hereby severally constitute and appoint John C. |
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February 24, 2025 |
Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from: to . Commission file number: 1-13754 THE HA |
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February 4, 2025 |
Exhibit 99.1 The Hanover Reports Record Fourth Quarter Net Income and Operating Income of $4.59 and $5.32 per Diluted Share, Respectively; Full Year Net Income and Operating Income of $11.70 and $13.34 per Diluted Share, Respectively Fourth Quarter Highlights • Net and operating return on equity(1) of 23.5% and 24.4%, respectively • Combined ratio of 89.2%; combined ratio, excluding catastrophes(2 |
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February 4, 2025 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 4, 2025 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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February 4, 2025 |
FINANCIAL SUPPLEMENT FOURTH QUARTER 2024 Exhibit 99.2 FINANCIAL SUPPLEMENT FOURTH QUARTER 2024 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Segment Descriptions.................................................................................................... 1 Financial Highlights......................................................................................................... 2 Consolidated Financial State |
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October 31, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Numbe |
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October 30, 2024 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 30, 2024 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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October 30, 2024 |
Exhibit 99.1 The Hanover Reports Excellent Third Quarter Net Income and Operating Income of $2.80 and $3.05 per Diluted Share, Respectively; Net and Operating Return on Equity of 15.0% and 14.4%, Respectively Third Quarter Highlights • Combined ratio of 95.5%; combined ratio, excluding catastrophes(1), of 88.3% • Catastrophe losses of $105.9 million, or 7.2 points of the combined ratio • Net premi |
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October 30, 2024 |
FINANCIAL SUPPLEMENT THIRD QUARTER 2024 Exhibit 99.2 FINANCIAL SUPPLEMENT THIRD QUARTER 2024 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Segment Descriptions.................................................................................................... 1 Financial Highlights......................................................................................................... 2 Consolidated Financial Statem |
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August 14, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 14, 2024 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Co |
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August 6, 2024 |
As filed with the Securities and Exchange Commission on August 6, 2024 As filed with the Securities and Exchange Commission on August 6, 2024 Registration Nos. |
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August 1, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1-13754 THE HANOVER I |
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August 1, 2024 |
Amended and Restated By-laws of The Hanover Insurance Group, Inc. Exhibit 3.2 AMENDED AND RESTATED BY-LAWS OF THE HANOVER INSURANCE GROUP, INC. Section 1. LAW, CERTIFICATE OF INCORPORATION AND BY-LAWS 1.1. These by-laws are subject to the certificate of incorporation of the corporation, as may be amended and restated from time to time (the “Certificate of Incorporation”). In these by-laws, references to law, the Certificate of Incorporation and by-laws mean all |
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July 31, 2024 |
FINANCIAL SUPPLEMENT SECOND QUARTER 2024 Exhibit 99.2 FINANCIAL SUPPLEMENT SECOND QUARTER 2024 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Segment Descriptions.................................................................................................... 1 Financial Highlights......................................................................................................... 2 Consolidated Financial State |
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July 31, 2024 |
Exhibit 99.1 The Hanover Reports Strong Second Quarter Net Income and Operating Income of $1.12 and $1.88 per Diluted Share, Respectively Second Quarter Highlights • Combined ratio of 99.2%; combined ratio, excluding catastrophes(1), of 88.5% • Catastrophe losses of $157.1 million, or 10.7 points of the combined ratio • Net premiums written increase of 5.1%* • Renewal price increases(2) of 18.5% i |
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July 31, 2024 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 31, 2024 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Comm |
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July 18, 2024 |
The Hanover Estimates Second Quarter Catastrophe Losses and Solid Preliminary Results Exhibit 99.1 The Hanover Estimates Second Quarter Catastrophe Losses and Solid Preliminary Results WORCESTER, Mass., Jul. 18, 2024 – The Hanover Insurance Group, Inc. (NYSE: THG) today announced a preliminary estimate for second quarter catastrophe losses(1) of $157.1 million, before taxes, or 10.7 points of net earned premium. The losses primarily resulted from severe convective storm activity an |
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July 18, 2024 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 18, 2024 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Comm |
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May 16, 2024 |
Amended and Restated Certificate of Incorporation of The Hanover Insurance Group, Inc. Exhibit 3.1 State of Delaware Secretary of State Division of Corporations Delivered 11:49 AM 05/15/2024 FILED 11:49 AM 05/15/2024 SR 20242135497 - File Number 2470516 AMENDED AND RESTATED CERTIFICATE OF INCORPORATION of THE HANOVER INSURANCE GROUP, INC. 1. Name. The name of this corporation is THE HANOVER INSURANCE GROUP, INC. 2. Registered Office. The registered office of this corporation in the |
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May 16, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 14, 2024 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Commi |
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May 16, 2024 |
Amended and Restated By-laws of The Hanover Insurance Group, Inc. Exhibit 3.2 AMENDED AND RESTATED BY-LAWS OF THE HANOVER INSURANCE GROUP, INC. Section 1. LAW, CERTIFICATE OF INCORPORATION AND BY-LAWS 1.1. These by-laws are subject to the certificate of incorporation of the corporation, as may be amended and restated from time to time (the “Certificate of Incorporation”). In these by-laws, references to law, the Certificate of Incorporation and by-laws mean all |
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May 2, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1-13754 THE HANOVER |
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May 1, 2024 |
FINANCIAL SUPPLEMENT FIRST QUARTER 2024 Exhibit 99.2 FINANCIAL SUPPLEMENT FIRST QUARTER 2024 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Segment Descriptions.................................................................................................... 1 Financial Highlights......................................................................................................... 2 Consolidated Financial Statem |
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May 1, 2024 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2024 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Commis |
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May 1, 2024 |
Exhibit 99.1 The Hanover Reports Strong First Quarter Net Income and Operating Income of $3.18 and $3.08 per Diluted Share, Respectively; Net and Operating Return on Equity of 18.5% and 15.1%, Respectively First Quarter Highlights • Combined ratio of 95.5%; combined ratio, excluding catastrophes(1), of 89.5% • Catastrophe losses of $86.9 million, or 6.0 points of the combined ratio • Net premiums |
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March 28, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin |
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March 28, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin |
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March 15, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☒ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin |
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February 22, 2024 |
Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from: to . Commission file number: 1-13754 THE HA |
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February 22, 2024 |
The Hanover Insurance Group, Inc. Amended and Restated Non-Employee Director Deferral Plan. Exhibit 10.31 THE HANOVER INSURANCE GROUP, INC. AMENDED AND RESTATED NON-EMPLOYEE DIRECTOR DEFERRAL PLAN ARTICLE 1 NAME AND PURPOSE The Hanover Insurance Group, Inc. (the “Company”) hereby continues The Hanover Insurance Group, Inc. Non-Employee Director Deferral Plan (the “Plan”). The purpose of the Plan is to provide a means for the elective Deferral of Compensation to Non-Employee Directors of |
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February 22, 2024 |
Exhibit 21 Direct and Indirect Subsidiaries of the Registrant I. The Hanover Insurance Group, Inc. (Delaware) A. Opus Investment Management, Inc. (Massachusetts) a. The Hanover Insurance Company (New Hampshire) 1. Citizens Insurance Company of America (Michigan) 2. Allmerica Financial Benefit Insurance Company (Michigan) 3. Allmerica Plus Insurance Agency, Inc. (Massachusetts) 4. The Hanover Ameri |
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February 22, 2024 |
Exhibit 24 POWER OF ATTORNEY We, the undersigned, hereby severally constitute and appoint John C. |
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February 22, 2024 |
The Hanover Insurance Group, Inc. Policy for Recoupment of Incentive Compensation. Exhibit 97.1 THE HANOVER INSURANCE GROUP, INC. POLICY FOR RECOUPMENT OF INCENTIVE COMPENSATION 1. Introduction In accordance with Section 10D of the Securities Exchange Act of 1934, as amended, and the regulations thereunder (the “Exchange Act”), the Compensation and Human Capital Committee (the “CHCC”) of the Board of Directors (the “Board”) of The Hanover Insurance Group, Inc. (the “Company”) ha |
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February 13, 2024 |
THG / The Hanover Insurance Group, Inc. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment SC 13G/A 1 tv01072-hanoverinsurancegrou.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 12)* Name of issuer: Hanover Insurance Group Inc/The Title of Class of Securities: Common Stock CUSIP Number: 410867105 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropria |
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January 31, 2024 |
Exhibit 99.1 i The Hanover Reports Fourth Quarter Net Income and Operating Income of $2.98 and $3.13 per Diluted Share, Respectively; Net and Operating Return on Equity of 18.8% and 15.7%, Respectively Fourth Quarter Highlights • Combined ratio of 94.2%; combined ratio, excluding catastrophes(1), of 90.2% • Catastrophe losses of $57.7 million, or 4.0 points of the combined ratio • Net premiums wri |
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January 31, 2024 |
FINANCIAL SUPPLEMENT FOURTH QUARTER 2023 Exhibit 99.2 FINANCIAL SUPPLEMENT FOURTH QUARTER 2023 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Segment Descriptions.................................................................................................... 1 Financial Highlights......................................................................................................... 2 Consolidated Financial State |
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January 31, 2024 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2024 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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December 7, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 5, 2023 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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November 2, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Numbe |
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November 1, 2023 |
FINANCIAL SUPPLEMENT THIRD QUARTER 2023 Exhibit 99.2 FINANCIAL SUPPLEMENT THIRD QUARTER 2023 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Segment Descriptions.................................................................................................... 1 Financial Highlights......................................................................................................... 2 Consolidated Financial Statem |
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November 1, 2023 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 1, 2023 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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November 1, 2023 |
The Hanover Reports Third Quarter Results Third Quarter Highlights Exhibit 99.1 The Hanover Reports Third Quarter Results Third Quarter Highlights • Combined ratio of 104.4%; combined ratio, excluding catastrophes(1), of 90.7% • Catastrophe losses of $195.8 million, or 13.7 points of the combined ratio, driven by severe convective storm activity in the Midwestern United States, with hail and wind damage representing the majority of reported losses and primarily i |
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October 18, 2023 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 18, 2023 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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October 18, 2023 |
The Hanover Estimates Third Quarter Catastrophe Losses and Preliminary Results Exhibit 99.1 The Hanover Estimates Third Quarter Catastrophe Losses and Preliminary Results WORCESTER, Mass., Oct. 18, 2023 – The Hanover Insurance Group, Inc. (NYSE: THG) today announced a preliminary estimate for third quarter 2023 catastrophe losses of $195.8 million, before taxes, or 13.7 points of net earned premium. The losses resulted from multiple convective storms across the Midwestern Un |
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September 21, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 19, 2023 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) |
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September 21, 2023 |
Amended and Restated By-laws of The Hanover Insurance Group, Inc. Exhibit 3.1 AMENDED AND RESTATED BY-LAWS OF THE HANOVER INSURANCE GROUP, INC. Section 1. LAW, CERTIFICATE OF INCORPORATION AND BY-LAWS 1.1. These by-laws are subject to the certificate of incorporation of the corporation, as may be amended and restated from time to time (the “Certificate of Incorporation”). In these by-laws, references to law, the certificate of incorporationCertificate of Incorpo |
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August 4, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1-1 |
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August 4, 2023 |
Exhibit 10.1 The Hanover Insurance Group, Inc. Compensation for Non-Employee Directors — For the annual service periods beginning on the date of the Annual Meeting of Shareholders— Standard Fees Description Annual Director Retainer - Stock Component - $150,000 valuation - Issued pursuant to the Company’s 2022 Long-Term Incentive Plan (the “2022 Plan”) - Cash Component - $105,000 Committee Chair An |
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August 2, 2023 |
FINANCIAL SUPPLEMENT SECOND QUARTER 2023 Exhibit 99.2 FINANCIAL SUPPLEMENT SECOND QUARTER 2023 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Segment Descriptions.................................................................................................... 1 Financial Highlights......................................................................................................... 2 Consolidated Financial State |
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August 2, 2023 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 2, 2023 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Com |
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August 2, 2023 |
The Hanover Reports Second Quarter Results Second Quarter Highlights Exhibit 99.1 i The Hanover Reports Second Quarter Results Second Quarter Highlights • Combined ratio of 111.3%; combined ratio, excluding catastrophes(1), of 92.8% • Catastrophe losses of $261.6 million, or 18.5 points of the combined ratio, driven by several convective storms across multiple states, with hail damage representing the majority of reported losses and primarily impacting Personal Lin |
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July 21, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 21, 2023 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Comm |
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July 21, 2023 |
Exhibit 10.1 EXECUTION VERSION CREDIT AGREEMENT dated as of July 21, 2023 among THE HANOVER INSURANCE GROUP, INC. The Lenders Party Hereto JPMORGAN CHASE BANK, N.A. as Administrative Agent PNC BANK, NATIONAL ASSOCIATION and TRUIST BANK as Co-Syndication Agents and MORGAN STANLEY SENIOR FUNDING, INC. and GOLDMAN SACHS BANK USA as Co-Documentation Agents JPMORGAN CHASE BANK, N.A., PNC CAPITAL MARKET |
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July 20, 2023 |
The Hanover Estimates Second Quarter Catastrophe Losses and Preliminary Results Exhibit 99.1 The Hanover Estimates Second Quarter Catastrophe Losses and Preliminary Results WORCESTER, Mass., July 20, 2023 – The Hanover Insurance Group, Inc. (NYSE: THG) today announced a preliminary estimate for second quarter catastrophe losses of approximately $262 million, before taxes, or 18.5 points of net earned premium. Second quarter catastrophe losses stemmed from 19 convective storms |
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July 20, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 20, 2023 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Comm |
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June 22, 2023 |
Exhibit 107 Calculation of Filing Fee Tables Form S-8 (Form Type) The Hanover Insurance Group, Inc. |
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June 22, 2023 |
As filed with the Securities and Exchange Commission on June 22, 2023 As filed with the Securities and Exchange Commission on June 22, 2023 Registration No. |
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May 9, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 9, 2023 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Commis |
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May 3, 2023 |
Exhibit 10.3 THE HANOVER INSURANCE GROUP, INC. NON-QUALIFIED STOCK OPTION AGREEMENT This Non-Qualified Stock Option Agreement (the “Agreement”) is effective as of (the “Grant Date”), by and between The Hanover Insurance Group, Inc., a Delaware corporation (the “Company”), and (“Participant” or “you”). Capitalized terms used without definition herein shall have the meanings set forth in The Hanover |
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May 3, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1- |
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May 3, 2023 |
Exhibit 10.1 THE HANOVER INSURANCE GROUP, INC. RESTRICTED STOCK UNIT AGREEMENT This Restricted Stock Unit Agreement (the “Agreement”) is effective as of (the “Grant Date”) by and between The Hanover Insurance Group, Inc., a Delaware corporation (the “Company”), and (“Participant” or “you”). Capitalized terms used without definition herein shall have the meanings set forth in The Hanover Insurance |
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May 3, 2023 |
Exhibit 10.2 THE HANOVER INSURANCE GROUP, INC. PERFORMANCE-BASED RESTRICTED STOCK UNIT AGREEMENT This Performance-Based Restricted Stock Unit Agreement (the “Agreement”) is effective as of (the “Grant Date”) by and between The Hanover Insurance Group, Inc., a Delaware corporation (the “Company”), and (“Participant” or “you”). Capitalized terms used without definition herein shall have the meanings |
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May 2, 2023 |
The Hanover Reports First Quarter Results First Quarter Highlights Exhibit 99.1 The Hanover Reports First Quarter Results First Quarter Highlights • Combined ratio of 104.4%; combined ratio, excluding catastrophes(1), of 91.7% • Catastrophe losses of $175.0 million, or 12.7 points of the combined ratio, driven by severe freeze events in the Northeast and Midwest, as well as widespread wind and tornadic activity across the U.S. • Net premiums written increase of 8 |
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May 2, 2023 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 2, 2023 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Commis |
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May 2, 2023 |
FINANCIAL SUPPLEMENT FIRST QUARTER 2023 Exhibit 99.2 FINANCIAL SUPPLEMENT FIRST QUARTER 2023 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Segment Descriptions.................................................................................................... 1 Financial Highlights......................................................................................................... 2 Consolidated Financial Statem |
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April 19, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 19, 2023 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Com |
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April 19, 2023 |
The Hanover Estimates First Quarter Catastrophe Losses Exhibit 99.1 The Hanover Estimates First Quarter Catastrophe Losses WORCESTER, Mass., April 19, 2023 – The Hanover Insurance Group, Inc. (NYSE: THG) today announced a preliminary estimate for first quarter catastrophe losses of approximately $175 million, before taxes, or 12.7 points of net earned premium. First quarter catastrophe losses stemmed from over 20 weather events, including severe freez |
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March 29, 2023 |
Entry into a Material Definitive Agreement, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 24, 2023 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Com |
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March 29, 2023 |
Exhibit 10.1 EXECUTION COPY AMENDMENT NO. 1 Dated as of March 24, 2023 to CREDIT AGREEMENT Dated as of April 30, 2019 THIS AMENDMENT NO. 1 (this “Amendment”) is made as of March 24, 2023 by and among The Hanover Insurance Group, Inc., a Delaware corporation (the “Borrower”), the Lenders party hereto and JPMorgan Chase Bank, N.A., in its capacity as administrative agent for the Lenders (the “Admini |
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March 24, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin |
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March 24, 2023 |
DEFA14A 1 thg-defa14a20230509.htm DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only |
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February 23, 2023 |
Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from: to . Commission file number: 1-13754 THE HA |
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February 23, 2023 |
Exhibit 21 Direct and Indirect Subsidiaries of the Registrant I. The Hanover Insurance Group, Inc. (Delaware) A. Opus Investment Management, Inc. (Massachusetts) a. The Hanover Insurance Company (New Hampshire) 1. Citizens Insurance Company of America (Michigan) 2. Allmerica Financial Benefit Insurance Company (Michigan) 3. Allmerica Plus Insurance Agency, Inc. (Massachusetts) 4. The Hanover Ameri |
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February 23, 2023 |
Exhibit 24 POWER OF ATTORNEY We, the undersigned, hereby severally constitute and appoint John C. |
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February 9, 2023 |
THG / Hanover Insurance Group Inc / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment SC 13G/A 1 tv01037-hanoverinsurancegrou.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 11)* Name of issuer: Hanover Insurance Group Inc. Title of Class of Securities: Common Stock CUSIP Number: 410867105 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate |
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February 2, 2023 |
FINANCIAL SUPPLEMENT FOURTH QUARTER 2022 Exhibit 99.2 FINANCIAL SUPPLEMENT FOURTH QUARTER 2022 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Segment Descriptions.................................................................................................... 1 Financial Highlights......................................................................................................... 2 Consolidated Financial State |
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February 2, 2023 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 1, 2023 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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February 2, 2023 |
The Hanover Reports Fourth Quarter and Full Year Results Full Year Highlights Exhibit 99.1 The Hanover Reports Fourth Quarter and Full Year Results Full Year Highlights • Combined ratio of 99.8%; Combined ratio, excluding catastrophes(1), of 92.1% • Net premiums written of $5.5 billion, an increase of 9.7%* from the prior year • Current accident year loss and loss adjustment expense (“LAE”) ratio, excluding catastrophes(2), increased from the prior-year reflecting the impac |
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January 19, 2023 |
Exhibit 99.1 The Hanover Estimates Fourth Quarter Catastrophe Losses; Full-Year Combined Ratio, Excluding Catastrophes in Line with Guidance WORCESTER, Mass., January 19, 2023 – The Hanover Insurance Group, Inc. (NYSE: THG) today announced a preliminary estimate for fourth quarter catastrophe losses of approximately $190 million, before taxes, or 13.9 points of net earned premiums. The estimate is |
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January 19, 2023 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 19, 2023 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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November 2, 2022 |
The Hanover Reports Third Quarter Results Third Quarter Highlights Exhibit 99.1 The Hanover Reports Third Quarter Results Third Quarter Highlights • Combined ratio of 101.0%; combined ratio, excluding catastrophes(1), of 94.2% • Catastrophe losses of $90.1 million, or 6.8 points of the combined ratio, including the impact from Hurricane Ian of $28.0 million • Net premiums written increase of 9.5%*, with contributions from each segment • Renewal price change(2) of |
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November 2, 2022 |
FINANCIAL SUPPLEMENT THIRD QUARTER 2022 Exhibit 99.2 FINANCIAL SUPPLEMENT THIRD QUARTER 2022 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Segment Descriptions.................................................................................................... 1 Financial Highlights......................................................................................................... 2 Consolidated Financial Statem |
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November 2, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Table of Contents / UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. |
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November 2, 2022 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 1, 2022 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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October 20, 2022 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 20, 2022 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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October 20, 2022 |
The Hanover Estimates Third Quarter Catastrophe Losses and Preliminary Results Exhibit 99.1 The Hanover Estimates Third Quarter Catastrophe Losses and Preliminary Results WORCESTER, Mass., October 20, 2022 ? The Hanover Insurance Group, Inc. (NYSE: THG) today announced a preliminary estimate for third quarter catastrophe losses of approximately $90 million, before taxes, or 6.8 points of net earned premiums. The estimate is approximately $22 million above the company?s pre-t |
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August 3, 2022 |
Exhibit 10.2 THE HANOVER INSURANCE GROUP, INC. RESTRICTED STOCK UNIT AGREEMENT This Restricted Stock Unit Agreement (the ?Agreement?) is effective as of (the ?Grant Date?) by and between The Hanover Insurance Group, Inc., a Delaware corporation (the ?Company?), and (?Participant? or ?you?). Capitalized terms used without definition herein shall have the meanings set forth in The Hanover Insurance |
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August 3, 2022 |
Exhibit 10.4 THE HANOVER INSURANCE GROUP, INC. PERFORMANCE-BASED RESTRICTED STOCK UNIT AGREEMENT This Performance-Based Restricted Stock Unit Agreement (the ?Agreement?) is effective as of (the ?Grant Date?) by and between The Hanover Insurance Group, Inc., a Delaware corporation (the ?Company?), and (?Participant? or ?you?). Capitalized terms used without definition herein shall have the meanings |
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August 3, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1-1 |
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August 3, 2022 |
Exhibit 10.1 THE HANOVER INSURANCE GROUP, INC. NON-QUALIFIED STOCK OPTION AGREEMENT This Non-Qualified Stock Option Agreement (the ?Agreement?) is effective as of (the ?Grant Date?), by and between The Hanover Insurance Group, Inc., a Delaware corporation (the ?Company?), and (?Participant? or ?you?). Capitalized terms used without definition herein shall have the meanings set forth in The Hanover |
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August 3, 2022 |
Supplemental Retainer for Theodore H. Bunting, Jr. Exhibit 10.5 Based upon the recommendation of the Compensation and Human Capital Committee, on July 20, 2022, the Board of Directors granted a one-time supplemental cash retainer in the amount of $10,000 to Theodore Bunting in recognition of his contributions to the Nominating and Corporate Governance Committee?s director recruitment efforts. |
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August 3, 2022 |
Exhibit 10.3 THE HANOVER INSURANCE GROUP, INC. RESTRICTED STOCK UNIT AGREEMENT This Restricted Stock Unit Agreement (the ?Agreement?) is effective as of (the ?Grant Date?) by and between The Hanover Insurance Group, Inc., a Delaware corporation (the ?Company?), and (?Participant? or ?you?). Capitalized terms used without definition herein shall have the meanings set forth in The Hanover Insurance |
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August 2, 2022 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 2, 2022 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Com |
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August 2, 2022 |
Exhibit 99.1 The Hanover Reports Second Quarter Net Income and Operating Income of $0.63 and $2.32 per Diluted Share, Respectively; Combined Ratio of 96.2%; Combined Ratio, Excluding Catastrophes, of 90.2% Second Quarter Highlights • Net premiums written increase of 10.4%*, with strong growth from each segment • Rate increases(1) of 6.9% in Core Commercial, 8.0% in Specialty and 3.2% in Personal L |
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August 2, 2022 |
FINANCIAL SUPPLEMENT SECOND QUARTER 2022 Exhibit 99.2 FINANCIAL SUPPLEMENT SECOND QUARTER 2022 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Segment Descriptions........................................................................................................................ 1 Financial Highlights.................................................................................................................... |
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July 19, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 19, 2022 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Comm |
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June 13, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 13, 2022 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Comm |
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May 12, 2022 |
Exhibit 107 Calculation of Filing Fee Tables Form S-8 (Form Type) The Hanover Insurance Group, Inc. |
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May 12, 2022 |
The Hanover Insurance Group 2022 Long-Term Incentive Plan. Exhibit 10.1 THE HANOVER INSURANCE GROUP 2022 LONG-TERM INCENTIVE PLAN 1. DEFINED TERMS Exhibit A, which is incorporated by reference, defines the terms used in the Plan and sets forth certain operational rules related to those terms. 2. PURPOSE The Plan has been established to provide for the grant to Participants of Stock-based and other incentive Awards. 3. ADMINSTRATION The Plan will be admini |
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May 12, 2022 |
As filed with the Securities and Exchange Commission on May 12, 2022 As filed with the Securities and Exchange Commission on May 12, 2022 Registration No. |
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May 11, 2022 |
Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 10, 2022 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Commi |
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May 4, 2022 |
Exhibit 10.2 THE HANOVER INSURANCE GROUP, INC. RESTRICTED STOCK UNIT AGREEMENT This Restricted Stock Unit Agreement (the ?Agreement?) is effective as of (the ?Grant Date?) by and between The Hanover Insurance Group, Inc., a Delaware corporation (the ?Company?), and (?Participant? or ?you?). Capitalized terms used without definition herein shall have the meanings set forth in The Hanover Insurance |
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May 4, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1-13754 THE HANOVER |
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May 4, 2022 |
Exhibit 10.1 THE HANOVER INSURANCE GROUP, INC. NON-QUALIFIED STOCK OPTION AGREEMENT This Non-Qualified Stock Option Agreement (the ?Agreement?) is effective as of (the ?Grant Date?), by and between The Hanover Insurance Group, Inc., a Delaware corporation (the ?Company?), and (?Participant? or ?you?). Capitalized terms used without definition herein shall have the meanings set forth in The Hanover |
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May 4, 2022 |
Exhibit 10.3 THE HANOVER INSURANCE GROUP, INC. PERFORMANCE-BASED RESTRICTED STOCK UNIT AGREEMENT This Performance-Based Restricted Stock Unit Agreement (the ?Agreement?) is effective as of (the ?Grant Date?) by and between The Hanover Insurance Group, Inc., a Delaware corporation (the ?Company?), and (?Participant? or ?you?). Capitalized terms used without definition herein shall have the meanings |
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May 3, 2022 |
Exhibit 99.1 The Hanover Reports Strong First Quarter Net Income and Operating Income of $2.90 and $3.26 per Diluted Share, Respectively; Net and Operating Return on Equity of 14.0% and 15.7%, Respectively First Quarter Highlights ? Operating income(1) of $117.7 million increased 91.6% from $61.4 million in the prior-year quarter ? Combined ratio of 93.4%; combined ratio, excluding catastrophes(2) |
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May 3, 2022 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 3, 2022 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Commis |
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May 3, 2022 |
FINANCIAL SUPPLEMENT FIRST QUARTER 2022 Exhibit 99.2 FINANCIAL SUPPLEMENT FIRST QUARTER 2022 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Segment Descriptions.................................................................................................... 1 Financial Highlights........................................................................................................ 2 Consolidated Financial Stateme |
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March 28, 2022 |
Select Historical Financial Information 2019 - 2021 Exhibit 99.2 Select Historical Financial Information 2019 - 2021 THE HANOVER INSURANCE GROUP SELECT HISTORICAL FINANCIAL INFORMATION TABLE OF CONTENTS Segment Descriptions.................................................................................................... 1 Pre-tax Operating Results and Related Metrics Consolidated Eight Quarter Trending............................................. |
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March 28, 2022 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 28, 2022 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Com |
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March 28, 2022 |
Exhibit 99.1 The Hanover Publishes Select Historical Financial Information Reflecting Planned Changes in Business Segment Reporting; Expects to Issue First Quarter Financial Results Under New Segment Reporting on May 3 WORCESTER, Mass., March 28, 2022 - The Hanover Insurance Group, Inc. (NYSE: THG) today published select historical quarterly and annual financial information reflecting the planned |
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March 25, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defin |
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March 25, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defin |
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February 25, 2022 |
Exhibit 24 POWER OF ATTORNEY We, the undersigned, hereby severally constitute and appoint John C. |
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February 25, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from: to Commission file number: 1-13754 THE HANOVER INSURANCE GROU |
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February 25, 2022 |
Exhibit 10.3 THE HANOVER INSURANCE GROUP RETIREMENT SAVINGS PLAN Amended and restated generally effective January 1, 2015 TABLE OF CONTENTS THE HANOVER INSURANCE GROUP RETIREMENT SAVINGS PLAN ARTICLE I NAME, PURPOSE AND EFFECTIVE DATE OF PLAN AND RESTATED PLAN 1 ARTICLE II DEFINITIONS 1 ARTICLE III ELIGIBILITY AND PARTICIPATION 20 ARTICLE IV EMPLOYER CONTRIBUTIONS AND FORFEITURES 22 ARTICLE V EMPL |
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February 25, 2022 |
Exhibit 21 Direct and Indirect Subsidiaries of the Registrant I. The Hanover Insurance Group, Inc. (Delaware) A. Opus Investment Management, Inc. (Massachusetts) a. The Hanover Insurance Company (New Hampshire) 1. Citizens Insurance Company of America (Michigan) 2. Allmerica Financial Benefit Insurance Company (Michigan) 3. Allmerica Plus Insurance Agency, Inc. (Massachusetts) 4. The Hanover Ameri |
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February 25, 2022 |
Exhibit 4.12 DESCRIPTION OF SECURITIES REGISTERED UNDER SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The Hanover Insurance Group, Inc. has two classes of securities registered under Section 12 of the Securities Exchange Act of 1934, as amended (the ?Exchange Act?): (1) our common stock, par value $0.01 per share (the ?Common Stock?) and (2) our 7 5/8% Senior Debentures due 2025 (the ?Senior D |
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February 10, 2022 |
THG / Hanover Insurance Group Inc / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 10)* Name of issuer: Hanover Insurance Group Inc. Title of Class of Securities: Common Stock CUSIP Number: 410867105 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule i |
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February 9, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 8, 2022 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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February 2, 2022 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 2, 2022 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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February 2, 2022 |
FINANCIAL SUPPLEMENT FOURTH QUARTER 2021 Exhibit 99.2 FINANCIAL SUPPLEMENT FOURTH QUARTER 2021 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Business Descriptions................................................................................................... 1 Financial Highlights........................................................................................................ 2 Consolidated Financial Statem |
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February 2, 2022 |
Exhibit 99.1 The Hanover Reports Record Fourth Quarter Net Income and Operating Income of $4.53 and $3.38 per Diluted Share, Respectively; Full Year Net Income and Operating Income of $11.49 and $8.73 per Diluted Share, Respectively Fourth Quarter Highlights ? Combined ratio of 92.9%; combined ratio, excluding catastrophes(1) of 89.8% ? Net premiums written increase of 9.2%* ? Rate increases(2) of |
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October 28, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1-13754 THE HANO |
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October 27, 2021 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2021 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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October 27, 2021 |
FINANCIAL SUPPLEMENT THIRD QUARTER 2021 Exhibit 99.2 FINANCIAL SUPPLEMENT THIRD QUARTER 2021 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Business Descriptions................................................................................................... 1 Financial Highlights........................................................................................................ 2 Consolidated Financial Stateme |
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October 27, 2021 |
Exhibit 99.1 The Hanover Reports Third Quarter Net Income and Operating Income of $0.94 and $0.85 per Diluted Share, Respectively; Combined Ratio of 102.3%; Combined Ratio, Excluding Catastrophes, of 89.4% WORCESTER, Mass., October 27, 2021 - The Hanover Insurance Group, Inc. (NYSE: THG) today reported net income of $34.0 million, or $0.94 per diluted share, in the third quarter of 2021, compared |
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September 22, 2021 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 22, 2021 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) |
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September 22, 2021 |
Exhibit 99.1 The Hanover Estimates Third Quarter Catastrophe Losses; To Host Investor Day September 23 and Issue Third Quarter Results October 27 WORCESTER, Mass., September 22, 2021 ? The Hanover Insurance Group, Inc. (NYSE: THG) today announced its preliminary estimate for third quarter catastrophe losses, based on information available to date, to be in the range of $150 to $165 million before |
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July 28, 2021 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 27, 2021 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Comm |
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July 28, 2021 |
Exhibit 99.1 The Hanover Reports Second Quarter Net Income and Operating Income of $3.52 and $2.85 per Diluted Share, Respectively; Combined Ratio of 94.4%; Combined Ratio, Excluding Catastrophes, of 87.9% WORCESTER, Mass., July 27, 2021 - The Hanover Insurance Group, Inc. (NYSE: THG) today reported net income of $128.5 million, or $3.52 per diluted share, in the second quarter of 2021, compared t |
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July 28, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1-13754 THE HANOVER I |
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July 28, 2021 |
FINANCIAL SUPPLEMENT SECOND QUARTER 2021 Exhibit 99.2 FINANCIAL SUPPLEMENT SECOND QUARTER 2021 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Business Descriptions................................................................................................... 1 Financial Highlights........................................................................................................ 2 Consolidated Financial Statem |
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May 11, 2021 |
The Hanover Increases Share Repurchase Authorization by $400 Million Exhibit 99.1 The Hanover Increases Share Repurchase Authorization by $400 Million WORCESTER, Mass., May 11, 2021 - The Hanover Insurance Group, Inc. (NYSE: THG) today announced its board of directors has increased the company's existing share repurchase authorization by $400 million, to $1.3 billion. After accounting for shares previously repurchased, and the $35 million that was still available u |
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May 11, 2021 |
Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 11, 2021 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Commi |
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April 30, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1-13754 THE HANOVER |
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April 29, 2021 |
Exhibit 99.1 The Hanover Reports First Quarter Net Income and Operating Income of $2.51 and $1.66 per Diluted Share, Respectively; Combined Ratio of 98.8%; Combined Ratio, Excluding Catastrophes, of 87.3% WORCESTER, Mass., April 29, 2021 - The Hanover Insurance Group, Inc. (NYSE: THG) today reported net income of $92.7 million, or $2.51 per diluted share, in the first quarter of 2021, compared to |
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April 29, 2021 |
FINANCIAL SUPPLEMENT FIRST QUARTER 2021 Exhibit 99.2 FINANCIAL SUPPLEMENT FIRST QUARTER 2021 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Business Descriptions................................................................................................... 1 Financial Highlights........................................................................................................ 2 Consolidated Financial Stateme |
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April 29, 2021 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 29, 2021 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Com |
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April 15, 2021 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 15, 2021 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Com |
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April 15, 2021 |
The Hanover Announces First Quarter Catastrophe Losses Exhibit 99.1 The Hanover Announces First Quarter Catastrophe Losses WORCESTER, Mass., April 15, 2021 – The Hanover Insurance Group, Inc. (NYSE: THG) today announced it expects its first quarter catastrophe losses to be approximately $133 million, before taxes, or $105 million after taxes, driven primarily by the severe winter freeze events that spread throughout the Southern United States in Febru |
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March 26, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defin |
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March 26, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defin |
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March 1, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 26, 2021 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) ( |
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February 24, 2021 |
EX-21 4 thg-ex218.htm EX-21 Exhibit 21 Direct and Indirect Subsidiaries of the Registrant I. The Hanover Insurance Group, Inc. (Delaware) A. Opus Investment Management, Inc. (Massachusetts) a. The Hanover Insurance Company (New Hampshire) 1. Citizens Insurance Company of America (Michigan) 2. Allmerica Financial Benefit Insurance Company (Michigan) 3. Allmerica Plus Insurance Agency, Inc. (Massach |
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February 24, 2021 |
Exhibit 24 POWER OF ATTORNEY We, the undersigned, hereby severally constitute and appoint John C. |
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February 24, 2021 |
Offer Letter, dated December 2, 2019, by and between Dennis F. Kerrigan and the Registrant. Exhibit 10.29 December 2, 2019 Dennis Kerrigan [Address] [Address] Dear Dennis, I am pleased to confirm the details of our offer of employment to join The Hanover Insurance Group, Inc. (the "Company" or "The Hanover"). As we discussed, you will join The Hanover on or about January 6, 2020, with the title Executive Vice President, Deputy General Counsel, reporting to Mr. Jack Roche, President and C |
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February 24, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from: to Commission file number: 1-13754 THE HANOVER INSURANCE GROU |
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February 24, 2021 |
Description of Registrant’s Securities. Exhibit 4.12 DESCRIPTION OF SECURITIES REGISTERED UNDER SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 As of December 31, 2020, The Hanover Insurance Group, Inc. had two classes of securities registered under Section 12 of the Securities Exchange Act of 1934, as amended (the ?Exchange Act?): (1) our common stock, par value $0.01 per share (the ?Common Stock?) and (2) our 7 5/8% Senior Debenture |
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February 10, 2021 |
SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 9)* Name of issuer: Hanover Insurance Group Inc. Title of Class of Securities: Common Stock CUSIP Number: 410867105 Date of Event Which Requires Filing of this Statement: December 31, 2020 Check the appropriate box to designate the rule pursuant to which this Schedule is |
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February 3, 2021 |
FINANCIAL SUPPLEMENT FOURTH QUARTER 2020 Exhibit 99.2 FINANCIAL SUPPLEMENT FOURTH QUARTER 2020 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Business Descriptions................................................................................................... 1 Financial Highlights........................................................................................................ 2 Consolidated Financial Statem |
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February 3, 2021 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 3, 2021 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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February 3, 2021 |
Exhibit 99.1 The Hanover Reports Fourth Quarter Net Income and Operating Income of $4.43 and $3.02 per Diluted Share, Respectively; Full Year Net Income and Operating Income of $9.42 and $9.32 per Diluted Share, Respectively; Full Year Combined Ratio of 94.4%; Full Year Combined Ratio, Excluding Catastrophes, of 88.1% WORCESTER, Mass., February 3, 2021 - The Hanover Insurance Group, Inc. (NYSE: TH |
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October 29, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2020 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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October 29, 2020 |
Exhibit 10.1 October 27, 2020 From: Wells Fargo Bank, National Association 30 Hudson Yards New York, NY 10001-2170 Email: [email protected] To: The Hanover Insurance Group, Inc. 440 Lincoln Street, Worcester, MA 01653 Attention: Ann K. Tripp, Executive Vice President, Chief Investment Officer & Treasurer Telephone No.: (508) 855-3856 Re: Master Confirmation—Uncollared |
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October 28, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1-13754 THE HANO |
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October 28, 2020 |
Exhibit 10.1 THE HANOVER INSURANCE GROUP SECOND AMENDED AND RESTATED 2014 EMPLOYEE STOCK PURCHASE PLAN Section 1. Defined Terms Exhibit A, which is incorporated by reference, defines the terms used in the Plan and sets forth certain operational rules related to those terms. Section 2. Purpose of Plan The Plan is intended to enable Eligible Employees of the Company and its Designated Subsidiaries t |
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October 27, 2020 |
Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2020 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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October 27, 2020 |
Exhibit 99.1 The Hanover Reports Third Quarter Net Income and Operating Income of $3.13 and $2.46 per Diluted Share, Respectively; Combined Ratio of 94.2%; Combined Ratio, Excluding Catastrophes, of 88.4%; Enters into a $100 Million Accelerated Share Repurchase Agreement WORCESTER, Mass., October 27, 2020 - The Hanover Insurance Group, Inc. (NYSE: THG) today reported net income of $118.9 million, |
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October 27, 2020 |
FINANCIAL SUPPLEMENT THIRD QUARTER 2020 Exhibit 99.2 FINANCIAL SUPPLEMENT THIRD QUARTER 2020 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Business Descriptions................................................................................................ 1 Financial Highlights..................................................................................................... 2 Consolidated Financial Statements In |
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October 13, 2020 |
Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 13, 2020 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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October 13, 2020 |
The Hanover Estimates Catastrophe Losses in the Third Quarter to be Slightly Above Expectations Exhibit 99.1 The Hanover Estimates Catastrophe Losses in the Third Quarter to be Slightly Above Expectations WORCESTER, Mass., October 13, 2020 – The Hanover Insurance Group, Inc. (NYSE: THG) today announced it expects its third quarter catastrophe losses to be approximately $66 million, before taxes, or $52 million after taxes, driven primarily by Hurricane Isaias and wildfires in California and |
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September 22, 2020 |
NOTIFICATION OF THE REMOVAL FROM LISTING AND REGISTRATION OF THE STATED SECURITIES The New York Stock Exchange hereby notifies the SEC of its intention to remove the entire class of the stated securities from listing and registration on the Exchange at the opening of business on October 05, 2020, pursuant to the provisions of Rule 12d2-2 (a). |
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September 1, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 31, 2020 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Co |
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August 24, 2020 |
EX-4.2 Exhibit 4.2 THE HANOVER INSURANCE GROUP, INC., as Issuer and U.S. Bank National Association, as Trustee SECOND SUPPLEMENTAL INDENTURE Dated as of August 24, 2020 to the Indenture dated as of April 8, 2016 2.500% Notes due 2030 TABLE OF CONTENTS Page Article 1 Application of supplemental indenture 1 Section 1.01. Application of Second Supplemental Indenture 1 Article 2 Definitions 2 Section |
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August 24, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 19, 2020 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Co |
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August 24, 2020 |
EX-1.1 Exhibit 1.1 The Hanover Insurance Group, Inc. $300,000,000 2.500% Notes Due 2030 Underwriting Agreement August 19, 2020 Morgan Stanley & Co. LLC Wells Fargo Securities, LLC J.P. Morgan Securities LLC As representatives of the several Underwriters named in Schedule I hereto, c/o Morgan Stanley & Co. LLC 1585 Broadway New York, New York 10019 Ladies and Gentlemen: The Hanover Insurance Group, |
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August 24, 2020 |
EX-99.1 Exhibit 99.1 The Hanover Insurance Group, Inc. Announces Pricing of $300 Million Senior Notes Offering and Intention to Redeem Its 2053 Subordinated Debentures WORCESTER, Mass., August 19, 2020 /PRNewswire/ — The Hanover Insurance Group, Inc. (NYSE: THG) today announced it has priced a registered offering of $300 million aggregate principal amount of senior, unsecured 2.50% notes due Septe |
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August 20, 2020 |
EX-99.1 Exhibit 99.1 NOTICE OF FULL OPTIONAL REDEMPTION THE HANOVER INSURANCE GROUP, INC. 6.35% Subordinated Debenture Due 2053 NOTICE IS HEREBY GIVEN pursuant to the terms of the governing document dated as of March 27, 2013, between The Hanover Insurance Group, Inc., as Issuer, and U.S. Bank National Association, as Trustee or Agent, that the bonds listed below have been selected for Full Redemp |
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August 20, 2020 |
424B2 Table of Contents Filed Pursuant to Rule 424(b)(2) Registration No. 333-247958 CALCULATION OF REGISTRATION FEE Title of each class of securities offered Maximum Aggregate Offering Price Amount of Registration Fee(1) 2.500% Notes due 2030 $300,000,000 $38,940 (1) Calculated in accordance with Rule 457(r) of the Securities Act of 1933, as amended, and relates to the Registration Statement on F |
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August 20, 2020 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 20, 2020 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Co |
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August 19, 2020 |
SUBJECT TO COMPLETION PRELIMINARY PROSPECTUS SUPPLEMENT DATED August 19, 2020 424B2 Table of Contents Filed Pursuant to Rule 424(b)(2) Registration No. 333-247958 The information in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supplement and the accompanying prospectus are not an offer to sell these securities and are not soliciting an offer to buy these securities in any jurisdiction where the offer or sale is not p |
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August 19, 2020 |
FWP Issuer Free Writing Prospectus Filed Pursuant to Rule 433 Registration Statement No. |
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August 17, 2020 |
S-3ASR Table of Contents As filed with the Securities and Exchange Commission on August 17, 2020 Registration No. |
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July 30, 2020 |
July 30, 2020 Mr. Amit Pande, Accounting Branch Chief Mr. Michael Volley, Staff Accountant Division of Corporation Finance Office of Finance United States Securities and Exchange Commission 100 F Street N.E Washington, D.C. 20549 Re: The Hanover Insurance Group, Inc. Form 10-K for the Fiscal Year Ended December 31, 2019 Filed February 24, 2020 File No. 001-13754 Dear Mr. Pande and Mr. Volley: This |
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July 29, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1-13754 THE HANOVER I |
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July 28, 2020 |
Exhibit 99.1 The Hanover Reports Second Quarter Net Income and Operating Income of $3.01 and $1.63 per Diluted Share, Respectively; Combined Ratio of 96.2%; Combined Ratio, Excluding Catastrophes, of 82.7%; Book Value Per Share Increased 12.6% to $81.10 WORCESTER, Mass., July 28, 2020 - The Hanover Insurance Group, Inc. (NYSE: THG) today reported net income of $115.2 million, or $3.01 per diluted |
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July 28, 2020 |
FINANCIAL SUPPLEMENT SECOND QUARTER 2020 Exhibit 99.2 FINANCIAL SUPPLEMENT SECOND QUARTER 2020 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Business Descriptions................................................................................................... 1 Financial Highlights........................................................................................................ 2 Consolidated Financial Statem |
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July 28, 2020 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2020 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Comm |
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July 14, 2020 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 14, 2020 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Comm |
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July 14, 2020 |
The Hanover Announces Second Quarter Catastrophe Losses Exhibit 99.1 The Hanover Announces Second Quarter Catastrophe Losses WORCESTER, Mass., July 14, 2020 – The Hanover Insurance Group, Inc. (NYSE: THG) today announced it expects its second quarter catastrophe losses to be approximately $148 million, before taxes, or $117 million after taxes, driven primarily by hail and wind storms in the Midwest in April and, to a lesser extent, property losses fro |
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May 14, 2020 |
Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 12, 2020 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Commi |
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April 29, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1-13754 THE HANOVER |
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April 28, 2020 |
The Hanover Reports First Quarter Results Exhibit 99.1 The Hanover Reports First Quarter Results WORCESTER, Mass., April 28, 2020 - The Hanover Insurance Group, Inc. (NYSE: THG) today reported a net loss of $40.0 million, or $1.04 per basic share*, in the first quarter of 2020, compared to net income of $122.4 million, or $2.97 per diluted share, in the prior-year quarter. Operating income (1) was $86.8 million, or $2.23 per diluted share |
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April 28, 2020 |
FINANCIAL SUPPLEMENT FIRST QUARTER 2020 Exhibit 99.2 FINANCIAL SUPPLEMENT FIRST QUARTER 2020 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Business Descriptions........................................................................................... 1 Financial Highlights............................................................................................... 2 Consolidated Financial Statements Income Statem |
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April 28, 2020 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2020 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Com |
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April 17, 2020 |
THG / Hanover Insurance Group, Inc. (The) DEFA14A - - DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin |
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April 17, 2020 |
The Hanover Insurance Group, Inc. Moves to Virtual Annual Meeting of Shareholders Exhibit 99.1 The Hanover Insurance Group, Inc. Moves to Virtual Annual Meeting of Shareholders WORCESTER, Mass., April 17, 2020 - The Hanover Insurance Group, Inc. (NYSE: THG) today announced a change in the location of its 2020 Annual Meeting of Shareholders. Due to the ongoing public health crisis and related social distancing guidelines, and in consideration of the health and well-being of meet |
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April 17, 2020 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 17, 2020 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Com |
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April 10, 2020 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 10, 2020 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Com |
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April 10, 2020 |
Exhibit 99.1 The Hanover Responds to Coronavirus Pandemic with Initiatives to Support Policyholders and Local Communities Company announces 15% auto premium giveback, other customer relief measures, and a charitable commitment in community support WORCESTER, Mass., April 10, 2020 – The Hanover Insurance Group, Inc. (NYSE: THG) today announced it has created The Hanover CARES Refund, through which |
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March 27, 2020 |
THG / Hanover Insurance Group, Inc. (The) DEFA14A - - DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin |
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March 27, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 26, 2020 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Com |
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March 27, 2020 |
Exhibit 10.1 March 26, 2020 J. Kendall Huber Executive Vice President, General Counsel & Assistant Secretary The Hanover Insurance Group, Inc. 440 Lincoln Street Worcester, MA 01653 Dear Jay: Let me first express, both personally and on behalf of the Board of Directors and the entire organization, our profound gratitude for all you have done for The Hanover. While we look forward to the future und |
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March 27, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin |
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February 24, 2020 |
Description of Registrant’s Securities. Exhibit 4.13 DESCRIPTION OF SECURITIES REGISTERED UNDER SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 As of December 31, 2019, The Hanover Insurance Group, Inc. had three classes of securities registered under Section 12 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”): (1) our common stock, par value $0.01 per share (the “Common Stock”), (2) our 7 5/8% Senior Debentures |
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February 24, 2020 |
Exhibit 24 POWER OF ATTORNEY We, the undersigned, hereby severally constitute and appoint John C. |
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February 24, 2020 |
EX-21 5 thg-ex2114.htm EX-21 Exhibit 21 Direct and Indirect Subsidiaries of the Registrant I. The Hanover Insurance Group, Inc. (Delaware) A. Opus Investment Management, Inc. (Massachusetts) a. The Hanover Insurance Company (New Hampshire) 1. Citizens Insurance Company of America (Michigan) 2. Allmerica Financial Benefit Insurance Company (Michigan) 3. Allmerica Plus Insurance Agency, Inc. (Massac |
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February 24, 2020 |
Exhibit 10.16 THE HANOVER INSURANCE GROUP, INC. NON-QUALIFIED STOCK OPTION AGREEMENT This Non-Qualified Stock Option Agreement (the “Agreement”) is effective as of (the “Grant Date”), by and between The Hanover Insurance Group, Inc., a Delaware corporation (the “Company”), and (“Participant” or “you”). Capitalized terms used without definition herein shall have the meanings set forth in The Hanove |
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February 24, 2020 |
The Hanover Insurance Group Retirement Savings Plan, as amended. Exhibit 10.3 THE HANOVER INSURANCE GROUP RETIREMENT SAVINGS PLAN Amended and restated generally effective January 1, 2015 TABLE OF CONTENTS THE HANOVER INSURANCE GROUP RETIREMENT SAVINGS PLAN ARTICLE I NAME, PURPOSE AND EFFECTIVE DATE OF PLAN AND RESTATED PLAN 1 ARTICLE II DEFINITIONS 1 ARTICLE III ELIGIBILITY AND PARTICIPATION 20 ARTICLE IV EMPLOYER CONTRIBUTIONS AND FORFEITURES 22 ARTICLE V EMPL |
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February 24, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from: to Commission file number: 1-13754 THE HANOVER INSURANCE GROU |
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February 12, 2020 |
THG / Hanover Insurance Group, Inc. (The) / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 8)* Name of issuer: Hanover Insurance Group Inc/The Title of Class of Securities: Common Stock CUSIP Number: 410867105 Date of Event Which Requires Filing of this Statement: December 31, 2019 Check the appropriate box to designate the rule pursuant to which this Schedule |
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February 5, 2020 |
FINANCIAL SUPPLEMENT FOURTH QUARTER 2019 Exhibit 99.2 FINANCIAL SUPPLEMENT FOURTH QUARTER 2019 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Business Descriptions................................................................................................... 1 Financial Highlights........................................................................................................ 2 Consolidated Financial Statem |
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February 5, 2020 |
Exhibit 99.1 The Hanover Reports Fourth Quarter Net Income and Operating Income of $2.76 and $2.01 per Diluted Share, Respectively; Full Year Net Income and Operating Income of $10.46 and $8.16 per Diluted Share, Respectively; Full Year Combined Ratio of 95.6%; Full Year Combined Ratio, Excluding Catastrophes, of 91.8% WORCESTER, Mass., February 4, 2020 - The Hanover Insurance Group, Inc. (NYSE: T |
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February 5, 2020 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 4, 2020 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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January 16, 2020 |
The Hanover Comments on Fourth Quarter Results Exhibit 99.1 The Hanover Comments on Fourth Quarter Results WORCESTER, Mass., January 16, 2020 – The Hanover Insurance Group, Inc. (NYSE: THG) today announced it expects its fourth quarter non-catastrophe property losses to exceed expectations by approximately $20 million before taxes. The loss experience was driven primarily by non-catastrophe weather activity in homeowners, as well as large prop |
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January 16, 2020 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 16, 2020 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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December 6, 2019 |
Exhibit 10.1 Wells Fargo Bank, N.A. (“Dealer”) 375 Park Avenue New York, NY 10152 Email: [email protected] December 5, 2019 To: The Hanover Insurance Group, Inc. 440 Lincoln Street, Worcester, MA 01653 Attention: Ann K. Tripp, Executive Vice President, Chief Investment Officer & Treasurer Re: Master Confirmation—Uncollared Accelerated Share Repurchase This master conf |
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December 6, 2019 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 5, 2019 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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December 6, 2019 |
Exhibit 99.1 The Hanover Insurance Group, Inc. Announces $150 Million ASR and $100 Million Special Cash Dividend; Raises Regular Quarterly Dividend Company completes deployment of $850 million of capital generated through the sale of its Lloyd’s business WORCESTER, Mass., December 5, 2019 – The Hanover Insurance Group, Inc. (NYSE: THG) announced today it has entered into an accelerated share repur |
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October 31, 2019 |
Exhibit 10.1 THE HANOVER INSURANCE GROUP CASH BALANCE PENSION PLAN PART I (As amended and restated generally effective January 1, 2016) THE HANOVER INSURANCE GROUP CASH BALANCE PENSION PLAN PART I TABLE OF CONTENTS PAGE ARTICLE I NAME, PURPOSE AND EFFECTIVE DATE OF PLAN 1 1.01 General Statement 1 1.02 Name of Plan 1 1.03 Purpose 2 1.04 Restated Plan Effective Date 2 ARTICLE II DEFINITIONS 2 ARTICL |
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October 31, 2019 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1-13754 THE HANO |
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October 30, 2019 |
Exhibit 99.1 The Hanover Reports Third Quarter Net Income and Operating Income of $2.96 and $2.31 per Diluted Share, Respectively; Combined Ratio of 94.4%; Combined Ratio, Excluding Catastrophes, of 91.3% WORCESTER, Mass., October 30, 2019 - The Hanover Insurance Group, Inc. (NYSE: THG) today reported net income of $118.9 million, or $2.96 per diluted share, in the third quarter of 2019, compared |
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October 30, 2019 |
FINANCIAL SUPPLEMENT THIRD QUARTER 2019 Exhibit 99.2 FINANCIAL SUPPLEMENT THIRD QUARTER 2019 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Business Descriptions................................................................................................... 1 Financial Highlights........................................................................................................ 2 Consolidated Financial Stateme |
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October 30, 2019 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 30, 2019 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (C |
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August 1, 2019 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2019 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1-13754 THE HANOVER I |
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August 1, 2019 |
Exhibit 10.1 The Hanover Insurance Group, Inc. 2019-2020 Compensation of Non-Employee Directors — For the annual service period beginning on May 14, 2019, the date of the 2019 Annual Meeting of Shareholders— Standard Fees Description Annual Director Retainer - Stock Component - $135,000 valuation - Granted on May 14, 2019. Issued pursuant to the Company’s 2014 Long-Term Incentive Plan (the “2014 P |
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July 31, 2019 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 31, 2019 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) (Comm |
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July 31, 2019 |
FINANCIAL SUPPLEMENT SECOND QUARTER 2019 Exhibit 99.2 FINANCIAL SUPPLEMENT SECOND QUARTER 2019 THE HANOVER INSURANCE GROUP FINANCIAL SUPPLEMENT TABLE OF CONTENTS Business Descriptions....................................................................................... 1 Financial Highlights........................................................................................... 2 Consolidated Financial Statements Income Statements... |
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July 31, 2019 |
Exhibit 99.1 The Hanover Reports Second Quarter Net Income and Operating Income of $1.79 and $1.88 per Diluted Share, Respectively; Combined Ratio of 96.1%; Combined Ratio, Excluding Catastrophes, of 90.7% WORCESTER, Mass., July 31, 2019 - The Hanover Insurance Group, Inc. (NYSE: THG) today reported net income of $74.0 million, or $1.79 per diluted share, in the second quarter of 2019, compared to |
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July 1, 2019 |
8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2019 THE HANOVER INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdiction of incorporation) ( |