SRBK / SR Bancorp, Inc. - تصريحات هيئة الأوراق المالية والبورصات، التقرير السنوي، بيان الوكيل

FORM 8-K Item 2.02 Results of Operations and Financial Condition.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 31, 2025 SR Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) Maryland 001-41808 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File Num

SR BANCORP, INC. ANNOUNCES FOURTH QUARTER AND ANNUAL FINANCIAL RESULTS

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: William P. Taylor Chief Executive Officer SR Bancorp, Inc. (732) 560-1700, ext. 5201 SR BANCORP, INC. ANNOUNCES FOURTH QUARTER AND ANNUAL FINANCIAL RESULTS Bound Brook, New Jersey (July 31, 2025) – SR Bancorp, Inc. (the “Company”) (NASDAQ: SRBK), the holding company for Somerset Regal Bank (the “Bank”), announced net income of $823,000, or $0.10 per basi

SR Bancorp, Inc. Announces Adoption of its Second Stock Repurchase Program

EXHIBIT 99.1 FOR IMMEDIATE RELEASE Contact: William P. Taylor David Orbach Chief Executive Officer Executive Chairman SR Bancorp, Inc. SR Bancorp, Inc. (732) 560-1700, ext. 5201 (973) 716-0600, ext. 1601 SR Bancorp, Inc. Announces Adoption of its Second Stock Repurchase Program Bound Brook, New Jersey, July 8, 2025 — SR Bancorp, Inc. (the “Company”) (NASDAQ: SRBK), the holding company for Somerset

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 8, 2025 SR BANCORP, INC. (Ex

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 8, 2025 SR BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-41808 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File No.) (I.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF TH

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 18, 2025 SR BANCORP, INC. (E

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 18, 2025 SR BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-41808 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File No.) (I

SR BANCORP, INC. ANNOUNCES PAYMENT OF QUARTERLY CASH DIVIDEND OF $0.05 PER SHARE

EXHIBIT 99.1 FOR IMMEDIATE RELEASE Contact: William P. Taylor David Orbach Chief Executive Officer Executive Chairman SR Bancorp, Inc. SR Bancorp, Inc. (732) 560-1700, ext. 5201 (973) 716-0600, ext. 1601 SR BANCORP, INC. ANNOUNCES PAYMENT OF QUARTERLY CASH DIVIDEND OF $0.05 PER SHARE BOUND BROOK, NEW JERSEY, June 20, 2025 – SR Bancorp, Inc. (NASDAQ: SRBK), the holding company for Somerset Regal Ba

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41808 SR Bancorp, Inc.

SR BANCORP, INC. ANNOUNCES QUARTERLY FINANCIAL RESULTS

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: William P. Taylor Chief Executive Officer SR Bancorp, Inc. (732) 560-1700, ext. 5201 SR BANCORP, INC. ANNOUNCES QUARTERLY FINANCIAL RESULTS Bound Brook, New Jersey (April 30, 2025) – SR Bancorp, Inc. (the “Company”) (NASDAQ: SRBK), the holding company for Somerset Regal Bank (the “Bank”), announced net income of $537,000 for the three months ended March

FORM 8-K Item 2.02 Results of Operations and Financial Condition.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2025 SR Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) Maryland 001-41808 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File Nu

SR BANCORP, INC. ANNOUNCES PAYMENT OF INITIAL QUARTERLY CASH DIVIDEND OF $0.05 PER SHARE

EXHIBIT 99.1 FOR IMMEDIATE RELEASE Contact: William P. Taylor David Orbach Chief Executive Officer Executive Chairman SR Bancorp, Inc. SR Bancorp, Inc. (732) 560-1700, ext. 5201 (973) 716-0600, ext. 1601 SR BANCORP, INC. ANNOUNCES PAYMENT OF INITIAL QUARTERLY CASH DIVIDEND OF $0.05 PER SHARE BOUND BROOK, NEW JERSEY, March 20, 2025 – SR Bancorp, Inc. (NASDAQ: SRBK), the holding company for Somerset

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 19, 2025 SR BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-41808 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File No.) (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41808 SR Bancorp, Inc.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2025 SR BANCORP, INC. (Exact name of Registrant as Specified in Its Charter) Maryland 001-41808 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File

SR BANCORP, INC. ANNOUNCES QUARTERLY FINANCIAL RESULTS

EXHIBIT 99.1 FOR IMMEDIATE RELEASE Contact: William P. Taylor Chief Executive Officer SR Bancorp, Inc. (732) 560-1700, ext. 5201 SR BANCORP, INC. ANNOUNCES QUARTERLY FINANCIAL RESULTS Bound Brook, New Jersey (January 31, 2025) – SR Bancorp, Inc. (the “Company”) (NASDAQ: SRBK), the holding company for Somerset Regal Bank (the “Bank”), announced net income of $1.0 million for the three months ended

Filing Fee Table

EXHIBIT 107 Calculation of Filing Fee Tables Form S-8 (Form Type) SR Bancorp, Inc.

Form of Incentive Stock Option Award Agreement

EXHIBIT 10.3 FORM OF INCENTIVE STOCK OPTION AWARD AGREEMENT Granted by SR BANCORP, INC. under the SR BANCORP, INC. 2024 EQUITY INCENTIVE PLAN This Incentive Stock Option Award Agreement (“Option” or “Agreement”) is and will be subject in every respect to the provisions of the SR Bancorp, Inc. 2024 Equity Incentive Plan (the “Plan”), which are incorporated herein by reference and made a part of thi

Form of Restricted Stock Award Agreement

EXHIBIT 10.2 FORM OF RESTRICTED STOCK AWARD AGREEMENT Granted by SR BANCORP, INC. under the SR BANCORP, INC. 2024 EQUITY INCENTIVE PLAN This Restricted Stock Award Agreement (“Restricted Stock Award” or “Agreement”) is and will be subject in every respect to the provisions of the SR Bancorp, Inc. 2024 Equity Incentive Plan (the “Plan”), which are incorporated herein by reference and made a part of

Form of Non-Qualified Stock Option Award Agreement

EXHIBIT 10.4 FORM OF NON-QUALIFIED STOCK OPTION AWARD AGREEMENT Granted by SR BANCORP, INC. under the SR BANCORP, INC. 2024 EQUITY INCENTIVE PLAN This Non-Qualified Stock Option Award Agreement (“Option” or “Agreement”) is and will be subject in every respect to the provisions of the SR Bancorp, Inc. 2024 Equity Incentive Plan (the “Plan”), which are incorporated herein by reference and made a par

As filed with the Securities and Exchange Commission on November 27, 2024 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT THE SECURITIES ACT OF 1933 SR Bancorp, Inc. (Exact Name of Registrant as

Registration No. 333- As filed with the Securities and Exchange Commission on November 27, 2024 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 SR Bancorp, Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 92-2601722 (State or Other Jurisdiction of Incorporation or Organization) (I.R.S. Empl

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 20, 2024 SR BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-41808 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File No.

Agenda • Call to Order – David M. Orbach, Executive Chairman • Introduction of Directors and Senior Officers • Inspector of Election’s Report • Presentation of Proposals • Report to Shareholders • Vote Report • Adjournment Page 2

Exhibit 99.1 Annual Shareholders’ Meeting November 20, 2024 Agenda • Call to Order – David M. Orbach, Executive Chairman • Introduction of Directors and Senior Officers • Inspector of Election’s Report • Presentation of Proposals • Report to Shareholders • Vote Report • Adjournment Page 2 Business of Annual Shareholders Meeting 1. Election of Directors - Elect three directors to serve until the 20

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 20, 2024 SR BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-41808 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41808 SR Bancorp, Inc.

SR BANCORP, INC. ANNOUNCES QUARTERLY FINANCIAL RESULTS

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: William P. Taylor Chief Executive Officer SR Bancorp, Inc. (732) 560-1700, ext. 5201 SR BANCORP, INC. ANNOUNCES QUARTERLY FINANCIAL RESULTS Bound Brook, New Jersey (October 30, 2024) – SR Bancorp, Inc. (the “Company”) (NASDAQ: SRBK), the holding company for Somerset Regal Bank (the “Bank”), announced net income of $1.4 million for the three months ended

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 30, 2024 SR Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) Maryland 001-41808 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ____)

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

Description of Registrant's Securities*

Exhibit 4.1 DESCRIPTION OF SR BANCORP CAPITAL STOCK General SR Bancorp, Inc. (“SR Bancorp”) is authorized to issue 55,000,000 shares, of which 50,000,000 shares are common stock having a par value of $0.01 per share and 5,000,000 shares are preferred stock having a par value of $0.01 per share. Each share of SR Bancorp’s common stock has the same relative rights as, and is identical in all respect

SR Bancorp, Inc. Policy Regarding Insider Trading*

Exhibit 10.6 SR BANCORP, INC. POLICY REGARDING INSIDER TRADING SR Bancorp, Inc. (the “Company”) is a public company, the common stock of which is listed on the Nasdaq Capital Market and registered under the Securities Exchange Act of 1934, as amended. As a public company, the Company files periodic reports and proxy statements with the Securities and Exchange Commission (the “SEC”). Investment by

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-41808 SR Bancorp, Inc. (E

Subsidiaries (Incorporated by reference to the Registrant's Annual Report on Form 10-K (File No. 001-41808) filed on September 28, 2023)

Exhibit 21 Subsidiaries of the Registrant The following is a list of the subsidiaries of SR Bancorp, Inc.: Name State of Incorporation Somerset Regal Bank(1) New Jersey RB Properties, LLC(2) New Jersey Somerset Consumer Service Corporation(2) New Jersey Somerset Investment Company(2) New Jersey (1) Wholly owned by SR Bancorp, Inc. (2) Wholly owned by Somerset Regal Bank.

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 12b-25

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 12b-25 Commission File No. 001-41808 NOTIFICATION OF LATE FILING (Check One): ⌧ Form 10-K ☐ Form 20-F ☐ Form 11-K ☐ Form10-Q ☐ Form 10-D ☐ Form N-CEN ☐ Form N-CSR For Period Ended: June 30, 2024 ☐ Transition Report on Form 10-K ☐ Transition Report on Form 20-F ☐ Transition Report on Form 11-K ☐ Transition Report on Form 10-Q For the Tr

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 19, 2024 SR BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-41808 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File No

SR BANCORP, INC. ANNOUNCES ADOPTION OF INITIAL STOCK REPURCHASE PROGRAM

EXHIBIT 99.1 FOR IMMEDIATE RELEASE Contact: William P. Taylor David Orbach Chief Executive Officer Executive Chairman SR Bancorp, Inc. SR Bancorp, Inc. (732) 560-1700, ext. 5201 (973) 716-0600, ext. 1601 SR BANCORP, INC. ANNOUNCES ADOPTION OF INITIAL STOCK REPURCHASE PROGRAM BOUND BROOK, NEW JERSEY, September 20, 2024 – SR Bancorp, Inc. (NASDAQ: SRBK), the holding company for Somerset Regal Bank,

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2024 SR Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) Maryland 001-41808 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File Num

SR BANCORP, INC. ANNOUNCES QUARTERLY AND ANNUAL FINANCIAL RESULTS

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: William P. Taylor Chief Executive Officer SR Bancorp, Inc. (732) 560-1700, ext. 5201 SR BANCORP, INC. ANNOUNCES QUARTERLY AND ANNUAL FINANCIAL RESULTS Bound Brook, New Jersey (July 30, 2024) – SR Bancorp, Inc. (the “Company”) (NASDAQ: SRBK), the holding company for Somerset Regal Bank (the “Bank”), announced a net loss of $10.9 million for the year ended

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the fiscal year ended December 31, 2023 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) O

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 12b-25

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 12b-25 Commission File No. 001-41808 NOTIFICATION OF LATE FILING (Check One): ☐ Form 10-K ☐ Form 20-F ⌧ Form 11-K ☐ Form10-Q ☐ Form 10-D ☐ Form N-CEN ☐ Form N-CSR For Period Ended: December 31, 2023 ☐ Transition Report on Form 10-K ☐ Transition Report on Form 20-F ☐ Transition Report on Form 11-K ☐ Transition Report on Form 10-Q For th

SR BANCORP, INC. ANNOUNCES BALANCE SHEET REPOSITIONING

EXHIBIT 99.1 FOR IMMEDIATE RELEASE Contact: William P. Taylor Chief Executive Officer SR Bancorp, Inc. (732) 560-1700, ext. 5201 SR BANCORP, INC. ANNOUNCES BALANCE SHEET REPOSITIONING Bound Brook, New Jersey (May 23, 2024) – SR BANCORP, INC. (the “Company”) (NASDAQ: SRBK), the holding company for Somerset Regal Bank (the “Bank”), announced the completion of a balance sheet repositioning strategy r

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 23, 2024 SR BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-41808 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File No.) (I.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41808 SR Bancorp, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2024 SR Bancorp, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2024 SR Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) Maryland 001-41808 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File Nu

SR BANCORP, INC. ANNOUNCES QUARTERLY FINANCIAL RESULTS

EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: William P. Taylor Chief Executive Officer SR Bancorp, Inc. (732) 560-1700, ext. 5201 SR BANCORP, INC. ANNOUNCES QUARTERLY FINANCIAL RESULTS Bound Brook, New Jersey (April 30, 2024) – SR BANCORP, INC. (the “Company”) (NASDAQ: SRBK), the holding company for Somerset Regal Bank (the “Bank”), announced net income of $1.1 million for the three months

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 25, 2024 SR BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-41808 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File No.) (

Somerset Regal Bank Supplemental Executive Retirement Plan (Incorporated by reference to the Registrant’s Current Report on Form 8-K (File No. 001-41808) as filed on April 26, 2024)

EXHIBIT 10.1 SOMERSET REGAL BANK SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN THIS SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN (the “Plan”) is adopted by Somerset Regal Bank (the “Bank”) on April 25, 2024, and is effective as of May 1, 2023 (the “Effective Date”). WHEREAS, the purpose of the Plan is to provide deferred compensation benefits to certain Participants, who, as members of senior management, have

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41808 SR Bancorp, Inc.

SRBK / SR Bancorp, Inc. / PRINCIPAL FINANCIAL GROUP INC - 13G SR BANCORP, INC. 123123 Passive Investment

SC 13G 1 a13gsrbancorpinc123123.htm 13G SR BANCORP, INC. 123123 CUSIP No. 85227J106 13G Page 1 of 5 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 SR Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 85227J106 (CUSIP Number) December 31, 2023 (Date of Event Which Requ

SR BANCORP, INC. ANNOUNCES QUARTERLY FINANCIAL RESULTS

EXHIBIT 99.1 FOR IMMEDIATE RELEASE Contact: William P. Taylor Chief Executive Officer SR Bancorp, Inc. (732) 560-1700, ext. 5201 SR BANCORP, INC. ANNOUNCES QUARTERLY FINANCIAL RESULTS Bound Brook, New Jersey (January 31, 2024) – SR BANCORP, INC. (the “Company”) (NASDAQ: SRBK), the holding company for Somerset Regal Bank (the “Bank”), announced today net income of $1.6 million for the three months

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 31, 2024 SR BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-41808 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File No.)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41808 SR Bancorp, Inc.

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 12b-25

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 12b-25 Commission File No. 001-41808 NOTIFICATION OF LATE FILING (Check One): ☐ Form 10-K ☐ Form 20-F ☐ Form 11-K ⌧ Form10-Q ☐ Form 10-D ☐ Form N-CEN ☐ Form N-CSR For Period Ended: September 30, 2023 ☐ Transition Report on Form 10-K ☐ Transition Report on Form 20-F ☐ Transition Report on Form 11-K ☐ Transition Report on Form 10-Q For t

As filed with the United States Securities and Exchange Commission on October 20, 2023

As filed with the United States Securities and Exchange Commission on October 20, 2023 Registration No.

Amended and Restated Bylaws of SR Bancorp, Inc. (Incorporated by reference to the Registrant's Annual Report on Form 10-K (File No. 001-41808) filed on September 28, 2023)

Exhibit 3.2 SR BANCORP, INC. AMENDED AND RESTATED BYLAWS ARTICLE I STOCKHOLDERS Section 1. Annual Meeting. SR Bancorp, Inc. (the “Corporation”) shall hold an annual meeting of its stockholders to elect directors and to transact any other business within its powers, at such place, on such date and at such time as the Board of Directors (or the “Board”) of the Corporation shall fix. Failure to hold

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-41808 SR Bancorp, Inc. (E

Subsidiaries of the Registrant

Exhibit 21 Subsidiaries of the Registrant The following is a list of the subsidiaries of SR Bancorp, Inc.: Name State of Incorporation Somerset Regal Bank(1) New Jersey RB Properties, LLC(2) New Jersey Somerset Consumer Service Corporation(2) New Jersey Somerset Investment Company(2) New Jersey (1) Wholly owned by SR Bancorp, Inc. (2) Wholly owned by Somerset Regal Bank.

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 27, 2023 SR BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-41808 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File No

Somerset Regal Bank Hires James Castelletti as Senior Commercial Lending Officer

EXHIBIT 99.1 FOR IMMEDIATE RELEASE Contact: William P. Taylor Chairman and Chief Executive Officer Somerset Regal Bank 220 West Union Avenue Bound Brook, New Jersey 08805 (732) 560-1700, ext. 5201 Somerset Regal Bank Hires James Castelletti as Senior Commercial Lending Officer BOUND BROOK, NJ – September 27, 2023 – SR Bancorp, Inc. (“SR Bancorp”), the holding company for Somerset Regal Bank (the “

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 19, 2023 SR BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-41808 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File No

SOMERSET SAVINGS BANK, SLA ANNOUNCES YEAR END FINANCIAL RESULTS

EXHIBIT 99.1 FOR IMMEDIATE RELEASE Contact: William P. Taylor Chairman and Chief Executive Officer Somerset Savings Bank 220 West Union Avenue Bound Brook, New Jersey 08805 (732) 560-1700, ext. 5201 SOMERSET SAVINGS BANK, SLA ANNOUNCES YEAR END FINANCIAL RESULTS Bound Brook, New Jersey (September 19, 2023) – SOMERSET SAVINGS BANK, SLA (the “Bank”), announced today net income of $1.6 million for th

SR Bancorp Announces Completion of Conversion, $90.6 million Initial Public Offering and Merger

EXHIBIT 99.1 FOR IMMEDIATE RELEASE Contact: William P. Taylor Chairman and Chief Executive Officer Somerset Regal Bank 220 West Union Avenue Bound Brook, New Jersey 08805 (732) 560-1700, ext. 5201 SR Bancorp Announces Completion of Conversion, $90.6 million Initial Public Offering and Merger BOUND BROOK, NJ – September 20, 2023 – SR Bancorp, Inc. (“SR Bancorp”), the holding company for Somerset Re

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 20, 2023 SR BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-41808 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File No

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 SR Bancorp, Inc. (Exact Name of Registrant as S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 SR Bancorp, Inc. (Exact Name of Registrant as Specified in Its Charter) Maryland 92-2601722 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) 220 W

Filing Fee Table

EXHIBIT 107 Calculation of Filing Fee Tables Form S-8 (Form Type) SR Bancorp, Inc.

As filed with the Securities and Exchange Commission on September 19, 2023 UNITED STATE SSECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT THE SECURITIES ACT OF 1933 SR Bancorp, Inc. (Exact Name of Registrant a

Registration No. 333- As filed with the Securities and Exchange Commission on September 19, 2023 UNITED STATE SSECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 SR Bancorp, Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 92-2601722 (State or Other Jurisdiction of Incorporation or Organization) (I.R.S. Emp

SR Bancorp Announces Expected Closing Date of Conversion and Merger Transactions

EXHIBIT 99.1 FOR IMMEDIATE RELEASE Contact: William P. Taylor Chairman and Chief Executive Officer Somerset Savings Bank, SLA 220 West Union Avenue Bound Brook, New Jersey 08805 732-560-1700, ext. 5201 SR Bancorp Announces Expected Closing Date of Conversion and Merger Transactions BOUND BROOK, NJ – September 11, 2023 – SR Bancorp, Inc. (the “Company”), the proposed holding company for Somerset Sa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 11, 2023 SR BANCORP, IN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 11, 2023 SR BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 333-270489 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File N

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 21, 2023 SR BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 333-270489 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File No.) (

Interests in SOMERSET SAVINGS BANK, SLA 401(k) SAVINGS AND INVESTMENT PLAN Offering of Participation Interests of up to 1,140,277 Shares of Common Stock

424B3 Table of Contents Filed Pursuant to Rule 424(b)3 Registration No. 333-270489 Prospectus Supplement Interests in SOMERSET SAVINGS BANK, SLA 401(k) SAVINGS AND INVESTMENT PLAN Offering of Participation Interests of up to 1,140,277 Shares of Common Stock In connection with the mutual to stock conversion of Somerset Savings Bank, SLA, a New Jersey-chartered mutual savings association (the “Somer

Somerset Savings Bank Announces Commencement of Stock Offering

EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: William P. Taylor Chairman and Chief Executive Officer Somerset Savings Bank, SLA 220 West Union Avenue Bound Brook, New Jersey 08805 732-560-1700, ext. 5201 Somerset Savings Bank Announces Commencement of Stock Offering BOUND BROOK, NJ – July 21, 2023 – Somerset Savings Bank, SLA (the “Bank”) announced today that SR Bancorp, Inc. (the “Company”)

(Proposed Holding Company for Somerset Savings Bank, SLA) Up to 9,200,000 Shares of Common Stock Offered to the Public (Subject to Increase of up to 10,580,000 Shares)

424B3 Table of Contents Filed Pursuant to Rule 424(b)3 Registration No. 333-270489 PROSPECTUS (Proposed Holding Company for Somerset Savings Bank, SLA) Up to 9,200,000 Shares of Common Stock Offered to the Public (Subject to Increase of up to 10,580,000 Shares) This is the initial public offering of shares of common stock of SR Bancorp, Inc., a Maryland corporation. SR Bancorp is offering its shar

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 13, 2023 SR BANCORP, INC. (E

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 13, 2023 SR BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 333-270489 92-2601722 (State or Other Jurisdiction of Incorporation) (Commission File No.) (

Agency Agreement dated July 13, 2023, by and among the SR Bancorp, Inc., Somerset Savings Bank, SLA and Keefe, Bruyette & Woods, Inc. (exhibit omitted)

EX-1.1 Exhibit 1.1 SR Bancorp Inc. (a Maryland corporation) Up to 9,200,000 Shares (Subject to Increase Up to 10,580,000 Shares) COMMON STOCK (Par Value $0.01 Per Share) Subscription Price $10.00 Per Share AGENCY AGREEMENT July 13, 2023 KEEFE, BRUYETTE & WOODS, INC. 787 Seventh Avenue, 4th Floor New York, New York 10019 Ladies and Gentlemen: SR Bancorp, Inc. (the “Company”), a newly formed Marylan

As filed with the United States Securities and Exchange Commission on July 12, 2023

S-1/A As filed with the United States Securities and Exchange Commission on July 12, 2023 Registration No.

July 11, 2023

CORRESP July 11, 2023 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance 100 F Street, NE Washington, D.

SR BANCORP, INC. 220 West Union Avenue Bound Brook, New Jersey 08805

CORRESP SR BANCORP, INC. 220 West Union Avenue Bound Brook, New Jersey 08805 July 11, 2023 VIA EDGAR Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549 Re: SR Bancorp, Inc. Registration Statement on Form S-1 (Registration Number 333-270489) Request for Acceleration of Effectiveness Ladies and Gentlemen: SR Bancorp, Inc., a Maryland corporation (the “Company”), hereby requ

As filed with the United States Securities and Exchange Commission on July 10, 2023

S-1/A Table of Contents As filed with the United States Securities and Exchange Commission on July 10, 2023 Registration No.

Agreement and Plan of Merger, and Amendment thereto, By and Among SR Bancorp, Inc., Somerset Savings Bank, SLA, Regal Bancorp, Inc., and Regal Bank

EX-2.2 EXHIBIT 2.2 AGREEMENT AND PLAN OF MERGER BY AND AMONG SR BANCORP, INC., SOMERSET SAVINGS BANK, SLA AND REGAL BANCORP, INC. AND REGAL BANK JULY 25, 2022 TABLE OF CONTENTS ARTICLE I CERTAIN DEFINITIONS 1 1.1. Certain Definitions 1 ARTICLE II THE MERGER 11 2.1. Merger 11 2.2. Effective Time 11 2.3. Articles of Incorporation and Bylaws 12 2.4. Directors and Officers of Surviving Corporation 12

Amended and Restated Articles of Incorporation of SR Bancorp, Inc. (Incorporated by reference to the Registrant's Registration Statement on Form S-1/A (File No. 333-270489) as filed on July 10, 2023)

EX-3.1 Exhibit 3.1 ARTICLES OF AMENDMENT AND RESTATEMENT OF ARTICLES OF INCORPORATION OF SR BANCORP, INC. SR Bancorp, Inc., a Maryland corporation (the “Corporation”), hereby certifies to the State Department of Assessments and Taxation of Maryland that: FIRST: The Corporation desires to, and does hereby, amend and restate in its entirety the Articles of Incorporation of the Corporation (the “Arti

Amended and Restated Plan of Conversion of Somerset Savings Bank, SLA

EX-2.1 Exhibit 2.1 Adopted: July 25, 2022 Amended: March 7, 2023, June 30, 2023 and July 10, 2023 SOMERSET SAVINGS BANK, SLA BOUND BROOK, NEW JERSEY AMENDED AND RESTATED PLAN OF CONVERSION FROM MUTUAL TO STOCK FORM OF ORGANIZATION TABLE OF CONTENTS Page 1. General 1 2. Definitions 2 3. Regulatory and Member Approvals 8 4. Conversion Procedures 9 5. Stock Offering 11 6. Stock Certificate of Incorpo

Amended and Restated Bylaws of SR Bancorp, Inc.

EX-3.2 Exhibit 3.2 SR BANCORP, INC. AMENDED AND RESTATED BYLAWS ARTICLE I STOCKHOLDERS Section 1. Annual Meeting. SR Bancorp, Inc. (the “Corporation”) shall hold an annual meeting of its stockholders to elect directors and to transact any other business within its powers, at such place, on such date and at such time as the Board of Directors (or the “Board”) of the Corporation shall fix. Failure t

As filed with the United States Securities and Exchange Commission on June 9, 2023

S-1/A 1 d352312ds1a.htm S-1/A Table of Contents As filed with the United States Securities and Exchange Commission on June 9, 2023 Registration No. 333-270489 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 PRE-EFFECTIVE AMENDMENT NO. 1 TO THE FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 SR Bancorp, Inc. (Exact Name of Registrant as Specified in Its Char

Form of Agency Agreement between Somerset Savings Bank, SLA, SR Bancorp, Inc. and Keefe Bruyette & Woods, Inc.*

EX-1.2 2 d352312dex12.htm EX-1.2 Exhibit 1.2 SR Bancorp Inc. (a Maryland corporation) Up to 11,500,000 Shares (Subject to Increase Up to 13,225,000 Shares) COMMON STOCK (Par Value $0.01 Per Share) Subscription Price $10.00 Per Share AGENCY AGREEMENT [•], 2023 KEEFE, BRUYETTE & WOODS, INC. 787 Seventh Avenue, 4th Floor New York, New York 10019 Ladies and Gentlemen: SR Bancorp, Inc. (the “Company”),

LUSE GORMAN, PC ATTORNEYS AT LAW 5335 WISCONSIN AVENUE, N.W., SUITE 780 WASHINGTON, D.C. 20015 TELEPHONE (202) 274-2000 FACSIMILE (202) 362-2902 WRITER’S DIRECT DIAL NUMBER WRITER’S E-MAIL (202) 274-2009 [email protected] June 9, 2023

LUSE GORMAN, PC ATTORNEYS AT LAW 5335 WISCONSIN AVENUE, N.W., SUITE 780 WASHINGTON, D.C. 20015 TELEPHONE (202) 274-2000 FACSIMILE (202) 362-2902 www.luselaw.com WRITER’S DIRECT DIAL NUMBER WRITER’S E-MAIL (202) 274-2009 [email protected] June 9, 2023 Madeleine Mateo Division of Corporation Finance Office of Finance U.S. Securities and Exchange Commission 100 F Street, NE Washington, D.C. 20549 Re:

Stock Order and Certification Form*

EX-99.5 Exhibit 99.5 STOCK ORDER FORM For Internal Use Only BATCH # ORDER # CATEGORY # REC’D C ORDER DEADLINE & DELIVERY: A Stock Order Form, properly completed and with full payment, must be received (not postmarked) before 2:00 p.m., Eastern time, on , 2023. Subscription rights will become void after the deadline. Stock Order Forms can be delivered by paying for overnight courier to the Stock In

Marketing Materials *

EX-99.4 Exhibit 99.4 Dear Valued Depositor: I am pleased to tell you about an investment opportunity and, just as importantly, to request your vote. Pursuant to a plan of conversion, Somerset Savings Bank, SLA (“Somerset Savings Bank”) will convert from the mutual (meaning no stockholders) to the stock form of organization. To accomplish the conversion, SR Bancorp, Inc. (“SR Bancorp”), a newly for

Update to Appraisal Report*

EX-99.7 Exhibit 99.7 PRO FORMA VALUATION UPDATE REPORT STANDARD CONVERSION SR Bancorp, Inc. Bound Brook, New Jersey HOLDING COMPANY FOR: Somerset Savings Bank, SLA Bound Brook, New Jersey Dated as of May 8, 2023 May 8, 2023 Board of Directors SR Bancorp, Inc. Somerset Savings Bank, SLA 220 West Union Avenue Bound Brook, New Jersey 08805 Members of the Boards of Directors: We have completed and her

Filing Fee Table

EX-FILING FEES 8 d352312dexfilingfees.htm EX-FILING FEES Exhibit 107 Calculation of Filing Fee Tables Form S-1 (Form Type) SR Bancorp, Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Aggregate Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate A

Appraisal Report of RP Financial, LC. *

EX-99.3 23 d352312dex993.htm EX-99.3 Exhibit 99.3 PRO FORMA VALUATION REPORT STANDARD CONVERSION SR Bancorp, Inc. Bound Brook, New Jersey HOLDING COMPANY FOR: Somerset Savings Bank, SLA Bound Brook, New Jersey Dated as of February 21, 2023 1311-A Dolley Madison Boulevard Suite 2A McLean, Virginia 22101 703.528.1700 rpfinancial.com Exhibit 99.3 February 21, 2023 Board of Directors SR Bancorp, Inc.

Amended and Restated Plan of Conversion of Somerset Savings Bank, SLA

EX-2.1 Exhibit 2.1 Adopted: July 25, 2022 Amended: March 7, 2023 SOMERSET SAVINGS BANK, SLA BOUND BROOK, NEW JERSEY AMENDED AND RESTATED PLAN OF CONVERSION FROM MUTUAL TO STOCK FORM OF ORGANIZATION TABLE OF CONTENTS Page 1. General 1 2. Definitions 2 3. Regulatory and Member Approvals 8 4. Conversion Procedures 9 5. Stock Offering 11 6. Stock Certificate of Incorporation and Bylaws 22 7. Holding C

Letter of RP Financial, LC. with respect to liquidation rights

Exhibit 99.6 RP® FINANCIAL, LC. Advisory | Planning | Valuation March 13, 2023 Boards of Directors SR Bancorp, Inc. Somerset Savings Bank, SLA 220 West Union Avenue Bound Brook, New Jersey 08805 Re: Plan of Conversion Somerset Savings Bank, SLA Members of the Boards of Directors: All capitalized terms not otherwise defined in this letter have the meanings given such terms in the Plan of Conversion

Articles of Incorporation of SR Bancorp, Inc.

Exhibit 3.1 ARTICLES OF INCORPORATION SR BANCORP, INC. The undersigned, Marc P. Levy, whose address is 5335 Wisconsin Avenue, N.W., Suite 780, Washington, D.C. 20015, being at least eighteen years of age, acting as incorporator, does hereby form a corporation under the general laws of the State of Maryland, having the following Articles of Incorporation (the “Articles”): ARTICLE 1. Name. The name

LUSE GORMAN, PC ATTORNEYS AT LAW 5335 WISCONSIN AVENUE, N.W., SUITE 780 WASHINGTON, D.C. 20015 TELEPHONE (202) 274-2000 FACSIMILE (202) 362-2902 WRITER’S DIRECT DIAL NUMBER (202) 274-2009 WRITER’S E-MAIL [email protected] March 13, 2023

LUSE GORMAN, PC ATTORNEYS AT LAW 5335 WISCONSIN AVENUE, N.W., SUITE 780 WASHINGTON, D.C. 20015 TELEPHONE (202) 274-2000 FACSIMILE (202) 362-2902 www.luselaw.com WRITER’S DIRECT DIAL NUMBER (202) 274-2009 WRITER’S E-MAIL [email protected] March 13, 2023 Madeleine Mateo, Staff Attorney Division of Corporation Finance U.S. Securities and Exchange Commission 100 F Street, NE Washington, D.C. 20549 Re:

Subsidiaries of SR Bancorp, Inc.

Exhibit 21 Subsidiaries of the Registrant The following is a list of the subsidiaries of SR Bancorp, Inc.: Name State of Incorporation Somerset Savings Bank, SLA SRB Interim Corporation New Jersey Maryland

Agreement and Plan of Merger, and Amendment thereto, By and Among SR Bancorp, Inc., Somerset Savings Bank, SLA, Regal Bancorp, Inc., and Regal Bank

EX-2.2 EXHIBIT 2.2 AGREEMENT AND PLAN OF MERGER BY AND AMONG SR BANCORP, INC., SOMERSET SAVINGS BANK, SLA AND REGAL BANCORP, INC. AND REGAL BANK JULY 25, 2022 TABLE OF CONTENTS ARTICLE I CERTAIN DEFINITIONS 1 1.1. Certain Definitions 1 ARTICLE II THE MERGER 11 2.1. Merger 11 2.2. Effective Time 11 2.3. Articles of Incorporation and Bylaws 12 2.4. Directors and Officers of Surviving Corporation 12

Engagement Letter with RP Financial, LC. to serve as appraiser

Exhibit 99.1 May 27, 2022 Mr. William Taylor Chairman and Chief Executive Officer Somerset Savings Bank, SLA 220 West Union Avenue I Bound Brook, NJ 08805 Dear Mr. Taylor: This letter sets forth the agreement between Somerset Savings Bank, SLA, Bound Brook, New Jersey (the “Company”) and RP® Financial, LC. (“RP Financial”), whereby the Company has engaged RP Financial to provide conversion apprais

Employment Agreement, dated July 25, 2022, by and between Somerset Savings Bank, SLA and William P. Taylor

EX-10.1 Exhibit 10.1 EXECUTION VERSION EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made and entered into as of the 25th day of July, 2022, to be effective as of the Effective Date as defined in Section 19 below, by and between Somerset Savings Bank, SLA, a New Jersey-chartered savings association (the “Bank”) and William P. Taylor (the “Executive”). Any reference to the “Co

Form of Common Stock Certificate of SR Bancorp, Inc.

EX-4 Exhibit 4 The Board of Directors of SR Bancorp, Inc. (the “Company”) is authorized by resolution or resolutions, from time to time adopted, to provide for the issuance of more than one class of stock, including preferred stock in series, and to fix and state the voting powers, designations, preferences, limitations and restrictions thereof. The Company will furnish to any stockholder upon req

Power of Attorney (set forth on the signature page to this Registration Statement)

S-1 Table of Contents As filed with the United States Securities and Exchange Commission on March 13, 2023 Registration No.

Engagement Letters between Somerset Savings Bank, SLA and Keefe Bruyette & Woods, Inc.

EX-1.1 2 d352312dex11.htm EX-1.1 Exhibit 1.1 June 6, 2022 Somerset Savings Bank, SLA 220 West Union Avenue Bound Brook, NJ 08805 Attention: Mr. William P. Taylor Chairman and Chief Executive Officer Ladies and Gentlemen: This letter confirms the engagement of Keefe, Bruyette & Woods, Inc. (“KBW”) to act as the exclusive financial advisor to Somerset Savings Bank, SLA’s (the “Bank”) proposed conver

Somerset Savings Bank Supplemental Executive Retirement Plan

Exhibit 10.4 SOMERSET SAVINGS BANK SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN Amended and Restated as of January 1, 2005 (Originally effective as of May 1, 1994) December 10, 2007 TABLE OF CONTENTS Page ARTICLE I 2 DEFINITIONS 2 1.1 “Account” 2 1.2 “Bank” 2 1.3 “Beneficiary” 2 1.4 “Board” 2 1.5 “Code” 2 1.6 “Committee” 2 1.7 “Compensation” 2 1.8 “Disability” 3 1.9 “Effective Date” 3 1.10 “Highly Compe

Letter of RP Financial, LC. with respect to subscription rights

Exhibit 99.2 RP® FINANCIAL, LC. Advisory | Planning | Valuation March 13, 2023 Boards of Directors SR Bancorp, Inc. Somerset Savings Bank, SLA 220 West Union Avenue Bound Brook, New Jersey 08805 Re: Plan of Conversion Somerset Savings Bank, SLA Members of the Boards of Directors: All capitalized terms not otherwise defined in this letter have the meanings given such terms in the Plan of Conversion

Bylaws of SR Bancorp, Inc.

Exhibit 3.2 SR BANCORP, INC. BYLAWS ARTICLE I STOCKHOLDERS Section 1. Annual Meeting. SR Bancorp, Inc. (the “Corporation”) shall hold an annual meeting of its stockholders to elect directors and to transact any other business within its powers, at such place, on such date and at such time as the Board of Directors (or the “Board”) of the Corporation shall fix. Failure to hold an annual meeting doe

Employment Agreement, dated July 25, 2022, by and between Somerset Savings Bank, SLA and Christopher J. Pribula

Exhibit 10.2 EXEUCTION VERSION EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made and entered into as of the 25th day of July, 2022, to be effective as of the Effective Date as defined in Section 19 below, by and between Somerset Savings Bank, SLA, a New Jersey-chartered savings association (the “Bank”) and Christopher J. Pribula (the “Executive”). Any reference to the “Compa

Filing Fee Table

EX-FILING FEES Exhibit 107 Calculation of Filing Fee Tables Form S-1 (Form Type) SR Bancorp, Inc.

Somerset Savings Bank, SLA Deferred Compensation Plan

EX-10.5 Exhibit 10.5 SOMERSET SAVINGS BANK, SLA DEFERRED COMPENSATION PLAN Amended and Restated as of January 1, 2019 (Originally effective as of February 1, 1988) December, 2018 TABLE OF CONTENTS Page ARTICLE I 2 DEFINITIONS 2 1.1   “Account” 2 1.2   “Bank” 2 1.3   “Beneficiary” 2 1.4   “Benefit Commencement Date” 2 1.5   “Board” 3 1.6   “Code” 3 1.7   “Committee” 3 1.8   “Compensation” 3 1.9   “

Employment Agreement, dated July 25, 2022, by and between Somerset Savings Bank, SLA and David Orbach

Exhibit 10.3 EXECUTION VERSION EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made and entered into as of the 25111 day of July, 2022, to be effective as of the Effective Date as defined in Section 19 below, by and between Somerset Savings Bank, SLA, a New Jersey-chartered savings association (the “Bank”) and David Orbach (the “Executive”). Any reference to the “Company” shall

October 28, 2022

Exhibit 99.6 October 28, 2022 Boards of Directors SR Bancorp, Inc. Somerset Savings Bank, SLA 220 West Union Avenue Bound Brook, New Jersey 08805 Re: Plan of Conversion Somerset Savings Bank, SLA Members of the Boards of Directors: All capitalized terms not otherwise defined in this letter have the meanings given such terms in the Plan of Conversion (the “Plan”) adopted by the Board of Directors o

EMPLOYMENT AGREEMENT

Exhibit 10.3 EXECUTION VERSION EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made and entered into as of the 25111 day of July, 2022, to be effective as of the Effective Date as defined in Section 19 below, by and between Somerset Savings Bank, SLA, a New Jersey-chartered savings association (the “Bank”) and David Orbach (the “Executive”). Any reference to the “Company” shall

Subsidiaries of the Registrant

Exhibit 21 Subsidiaries of the Registrant The following is a list of the subsidiaries of SR Bancorp, Inc.: Name State of Incorporation Somerset Savings Bank, SLA New Jersey

May 27, 2022

EX-99.1 15 filename15.htm Exhibit 99.1 May 27, 2022 Mr. William Taylor Chairman and Chief Executive Officer Somerset Savings Bank, SLA 220 West Union Avenue I Bound Brook, NJ 08805 Dear Mr. Taylor: This letter sets forth the agreement between Somerset Savings Bank, SLA, Bound Brook, New Jersey (the “Company”) and RP® Financial, LC. (“RP Financial”), whereby the Company has engaged RP Financial to

Keefe, Bruyette & Woods • 18 Columbia Turnpike, Suite 100 • Florham Park, NJ 07932 973.549.4036 • Fax 973.549.4034 • www.kbw.com

Exhibit 1.1 June 6, 2022 Somerset Savings Bank, SLA 220 West Union Avenue Bound Brook, NJ 08805 Attention: Mr. William P. Taylor Chairman and Chief Executive Officer Ladies and Gentlemen: This letter confirms the engagement of Keefe, Bruyette & Woods, Inc. (“KBW”) to act as the exclusive financial advisor to Somerset Savings Bank, SLA’s (the “Bank”) proposed conversion from the mutual to stock for

ARTICLES OF INCORPORATION SR BANCORP, INC.

Exhibit 3.1 ARTICLES OF INCORPORATION SR BANCORP, INC. The undersigned, Marc P. Levy, whose address is 5335 Wisconsin Avenue, N.W., Suite 780, Washington, D.C. 20015, being at least eighteen years of age, acting as incorporator, does hereby form a corporation under the general laws of the State of Maryland, having the following Articles of Incorporation (the “Articles”): ARTICLE 1. Name. The name

SOMERSET SAVINGS BANK, SLA DEFERRED COMPENSATION PLAN Amended and Restated as of January 1, 2019 (Originally effective as of February 1, 1988)

EX-10.5 12 filename12.htm Exhibit 10.5 SOMERSET SAVINGS BANK, SLA DEFERRED COMPENSATION PLAN Amended and Restated as of January 1, 2019 (Originally effective as of February 1, 1988) December, 2018 TABLE OF CONTENTS Page ARTICLE I 2 DEFINITIONS 2 1.1   “Account” 2 1.2   “Bank” 2 1.3   “Beneficiary” 2 1.4   “Benefit Commencement Date” 2 1.5   “Board” 3 1.6   “Code” 3 1.7   “Committee” 3 1.8   “Compe

AGREEMENT AND PLAN OF MERGER BY AND AMONG SR BANCORP, INC., SOMERSET SAVINGS BANK, SLA REGAL BANCORP, INC. AND REGAL BANK JULY 25, 2022

EX-2.2 4 filename4.htm Exhibit 2.2 EXECUTION VERSION AGREEMENT AND PLAN OF MERGER BY AND AMONG SR BANCORP, INC., SOMERSET SAVINGS BANK, SLA AND REGAL BANCORP, INC. AND REGAL BANK JULY 25, 2022 TABLE OF CONTENTS ARTICLE I CERTAIN DEFINITIONS 1 1.1. Certain Definitions 1 ARTICLE II THE MERGER 11 2.1. Merger 11 2.2. Effective Time 11 2.3. Articles of Incorporation and Bylaws 12 2.4. Directors and Off

TABLE OF CONTENTS SR BANCORP, INC. SOMERSET SAVINGS BANK, SLA Bound Brook, New Jersey DESCRIPTION PAGE NUMBER CHAPTER ONE OVERVIEW AND FINANCIAL ANALYSIS Introduction I.1 Plan of Conversion I.1 Acquisition of Regal Bancorp, Inc. 1.2 Strategic Overvie

Exhibit 99.3 PRO FORMA VALUATION REPORT STANDARD CONVERSION SR Bancorp, Inc. Bound Brook, New Jersey HOLDING COMPANY FOR: Somerset Savings Bank, SLA Bound Brook, New Jersey Dated as of September 19, 2022 1311-A Dolley Madison Boulevard Suite 2A McLean, Virginia 22101 703.528.1700 rpfinancial.com September 19, 2022 Boards of Directors SR Bancorp, Inc. Somerset Savings Bank, SLA 220 West Union Avenu

EMPLOYMENT AGREEMENT

Exhibit 10.1 EXECUTION VERSION EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made and entered into as of the 25th day of July, 2022, to be effective as of the Effective Date as defined in Section 19 below, by and between Somerset Savings Bank, SLA, a New Jersey-chartered savings association (the “Bank”) and William P. Taylor (the “Executive”). Any reference to the “Company” s

SOMERSET SAVINGS BANK SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN Amended and Restated as of January 1, 2005 (Originally effective as of May 1, 1994)

Exhibit 10.4 SOMERSET SAVINGS BANK SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN Amended and Restated as of January 1, 2005 (Originally effective as of May 1, 1994) December 10, 2007 TABLE OF CONTENTS Page ARTICLE I 2 DEFINITIONS 2 1.1 “Account” 2 1.2 “Bank” 2 1.3 “Beneficiary” 2 1.4 “Board” 2 1.5 “Code” 2 1.6 “Committee” 2 1.7 “Compensation” 2 1.8 “Disability” 3 1.9 “Effective Date” 3 1.10 “Highly Compe

As confidentially submitted to the United States Securities and Exchange Commission on October 28, 2022. This draft registration statement has not been publicly filed with the United States Securities and Exchange Commission and all information herei

DRS 1 filename1.htm Table of Contents As confidentially submitted to the United States Securities and Exchange Commission on October 28, 2022. This draft registration statement has not been publicly filed with the United States Securities and Exchange Commission and all information herein remains strictly confidential. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGT

SOMERSET SAVINGS BANK, SLA BOUND BROOK, NEW JERSEY PLAN OF CONVERSION FROM MUTUAL TO STOCK FORM OF ORGANIZATION

Exhibit 2.1 SOMERSET SAVINGS BANK, SLA BOUND BROOK, NEW JERSEY PLAN OF CONVERSION FROM MUTUAL TO STOCK FORM OF ORGANIZATION TABLE OF CONTENTS Page 1. General 1 2. Definitions 2 3. Regulatory and Member Approvals 8 4. Conversion Procedures 9 5. Stock Offering 11 6. Stock Certificate of Incorporation and Bylaws 22 7. Holding Company Articles of Incorporation 22 8. Directors of the Bank 23 9. Stock B

(please print or typewrite name and address including postal zip code of assignee)

Exhibit 4 The Board of Directors of SR Bancorp, Inc. (the “Company”) is authorized by resolution or resolutions, from time to time adopted, to provide for the issuance of more than one class of stock, including preferred stock in series, and to fix and state the voting powers, designations, preferences, limitations and restrictions thereof. The Company will furnish to any stockholder upon request

October 28, 2022

EX-99.2 16 filename16.htm Exhibit 99.2 October 28, 2022 Boards of Directors SR Bancorp, Inc. Somerset Savings Bank, SLA 220 West Union Avenue Bound Brook, New Jersey 08805 Re: Plan of Conversion Somerset Savings Bank, SLA Members of the Boards of Directors: All capitalized terms not otherwise defined in this letter have the meanings given such terms in the Plan of Conversion (the “Plan”) adopted b

EMPLOYMENT AGREEMENT

EX-10.2 9 filename9.htm Exhibit 10.2 EXEUCTION VERSION EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made and entered into as of the 25th day of July, 2022, to be effective as of the Effective Date as defined in Section 19 below, by and between Somerset Savings Bank, SLA, a New Jersey-chartered savings association (the “Bank”) and Christopher J. Pribula (the “Executive”). Any

SR BANCORP, INC. ARTICLE I

EX-3.2 6 filename6.htm Exhibit 3.2 SR BANCORP, INC. BYLAWS ARTICLE I STOCKHOLDERS Section 1. Annual Meeting. SR Bancorp, Inc. (the “Corporation”) shall hold an annual meeting of its stockholders to elect directors and to transact any other business within its powers, at such place, on such date and at such time as the Board of Directors (or the “Board”) of the Corporation shall fix. Failure to hol