SNV / Synovus Financial Corp. - تصريحات هيئة الأوراق المالية والبورصات، التقرير السنوي، بيان الوكيل

Building The Southeast Growth Champion August 2025 Forward-Looking Statements Forward-Looking Statements This communication contains statements that constitute “forward-looking statements” within the meaning of, and subject to the protections of, Sec

Exhibit 99.1 Building The Southeast Growth Champion August 2025 Forward-Looking Statements Forward-Looking Statements This communication contains statements that constitute “forward-looking statements” within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All statements ot

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 August 27, 2025 Date of Report (Date of earliest event reported) SYNOVUS FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 August 27, 2025 Date of Report (Date of earliest event reported) SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 001-10312 58-1134883 (State or other jurisdiction of incorporation) (Commission F

Building The Southeast Growth Champion August 2025 Forward-Looking Statements Forward-Looking Statements This communication contains statements that constitute “forward-looking statements” within the meaning of, and subject to the protections of, Sec

Exhibit 99.1 Building The Southeast Growth Champion August 2025 Forward-Looking Statements Forward-Looking Statements This communication contains statements that constitute “forward-looking statements” within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All statements ot

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 August 27, 2025 Date of Report (Date of earliest event reported) SYNOVUS FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 August 27, 2025 Date of Report (Date of earliest event reported) SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 001-10312 58-1134883 (State or other jurisdiction of incorporation) (Commission F

PINNACLE FINANCIAL PARTNERS AND SYNOVUS ANNOUNCE EXECUTIVE LEADERSHIP TEAM FOR COMBINED COMPANY

Filed by Synovus Financial Corp. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: Synovus Financial Corp. and Pinnacle Financial Partners, Inc. Commission File No.: 001-10312 Date: August 21, 2025 [The following joint press release was issued by Synovus Financial Corp. and Pinnacle Financial Pa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2025 Commission file number 1-10312 SY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2025 Commission file number 1-10312 SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 58-1134883 (State or other jurisdiction of incorporation or organ

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Filed by Synovus Financial Corp. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Companies: Synovus Financial Corp. Commission File No.: 001-10312 Pinnacle Financial Partners, Inc. Commission File No.: 000-31225 Date: July 31, 2025 [The following joint video recording of the Pinnacle and Synovus chief

FDIC-Insured - Backed by the full faith and credit of the U.S. Government Creating the Southeast Growth Champion Synovus is entering into a merger with Pinnacle Financial Partners to be an even stronger partner-of-choice for clients, further increase

Filed by Synovus Financial Corp. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Companies: Synovus Financial Corp. Commission File No.: 001-10312 Pinnacle Financial Partners, Inc. Commission File No.: 000-31225 Date: July 25, 2025 [The following is a screenshot of the landing page of the website of Sy

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 July 25, 2025 (July 24, 2025) Date of Report (Date of earliest event reported) SYNO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 July 25, 2025 (July 24, 2025) Date of Report (Date of earliest event reported) SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 001-10312 58-1134883 (State or other jurisdiction of incorporation)

Pinnacle-Synovus Merger Conference Call July 24, 2025 5:30pm ET

Filed by Synovus Financial Corp. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Companies: Synovus Financial Corp. Commission File No.: 001-10312 Pinnacle Financial Partners, Inc. Commission File No.: 000-31225 Date: July 25, 2025 The following transcript of the joint conference call by Pinnacle Finan

EMPLOYMENT AGREEMENT

Exhibit 10.1 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this “Agreement”) is entered into as of July 24, 2025 by and among Synovus Financial Corporation, a Georgia Corporation (“Synovus”), Synovus Bank, a Georgia state-chartered bank and wholly owned subsidiary of Synovus, and Kevin Blair (the “Executive”). WHEREAS, Steel Newco Inc., a Georgia Corporation (the “Company”), is a newly formed su

Agreement and Plan of Merger dated as of July 24, 2025 by and among Synovus, Pinnacle Financial Partners, Inc., and Steel Newco Inc., incorporated by reference to Exhibit 2.1 of Synovus’ Current Report on Form 8-K dated July 25, 2025, as filed with the SEC on July 25, 2025.

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER by and among SYNOVUS FINANCIAL CORP., PINNACLE FINANCIAL PARTNERS, INC. and STEEL NEWCO INC. Dated as of July 24, 2025 TABLE OF CONTENTS ARTICLE I GOVERNANCE OF NEWCO 1 1.1 Governance of Newco 1 ARTICLE II THE MERGER 2 2.1 Merger 2 2.2 Time and Place of Closing 2 2.3 Effective Time 2 2.4 Conversion of Common Stock 3 2.5 Cancellation of Newco Common Stock 4

Employment Agreement dated as of July 24, 2025 by and among Synovus, Synovus Bank, and Andrew J. Gregory, Jr., incorporated by reference to Exhibit 10.2 of Synovus’ Current Report on Form 8-K dated July 25, 2025, as filed with the SEC on July 25, 2025.

Exhibit 10.2 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this “Agreement”) is entered into as of July 24, 2025 by and among Synovus Financial Corporation, a Georgia Corporation (“Synovus”), Synovus Bank, a Georgia state-chartered bank and wholly owned subsidiary of Synovus, and Jamie Gregory (the “Executive”). WHEREAS, Steel Newco Inc., a Georgia Corporation (the “Company”), is a newly formed

Employment Agreement dated as of July 24, 2025 by and among Synovus, Synovus Bank, and Kevin Blair, incorporated by reference to Exhibit 10.1 of Synovus’ Current Report on Form 8-K dated July 25, 2025, as filed with the SEC on July 25, 2025.

Exhibit 10.1 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this “Agreement”) is entered into as of July 24, 2025 by and among Synovus Financial Corporation, a Georgia Corporation (“Synovus”), Synovus Bank, a Georgia state-chartered bank and wholly owned subsidiary of Synovus, and Kevin Blair (the “Executive”). WHEREAS, Steel Newco Inc., a Georgia Corporation (the “Company”), is a newly formed su

Pinnacle Financial Partners and Synovus Announce Merger

Filed by Synovus Financial Corp. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Companies: Synovus Financial Corp. Commission File No.: 001-10312 Pinnacle Financial Partners, Inc. Commission File No.: 000-31225 Date: July 25, 2025 [The following FAQs were made available to employees of Synovus Financi

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Filed by Synovus Financial Corp. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Companies: Synovus Financial Corp. Commission File No.: 001-10312 Pinnacle Financial Partners, Inc. Commission File No.: 000-31225 Date: July 25, 2025 [The following are screenshots of social media posts that were posted b

AGREEMENT AND PLAN OF MERGER by and among SYNOVUS FINANCIAL CORP., PINNACLE FINANCIAL PARTNERS, INC. STEEL NEWCO INC. Dated as of July 24, 2025 TABLE OF CONTENTS

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER by and among SYNOVUS FINANCIAL CORP., PINNACLE FINANCIAL PARTNERS, INC. and STEEL NEWCO INC. Dated as of July 24, 2025 TABLE OF CONTENTS ARTICLE I GOVERNANCE OF NEWCO 1 1.1 Governance of Newco 1 ARTICLE II THE MERGER 2 2.1 Merger 2 2.2 Time and Place of Closing 2 2.3 Effective Time 2 2.4 Conversion of Common Stock 3 2.5 Cancellation of Newco Common Stock 4

“Over the last 25 years, we have attracted extraordinary talent to a bank that closely partners with its clients, developing ‘raving fans’ and delivering industry-leading growth. We are pleased to join forces with Synovus in a combination that priori

Filed by Synovus Financial Corp. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Companies: Synovus Financial Corp. Commission File No.: 001-10312 Pinnacle Financial Partners, Inc. Commission File No.: 000-31225 Date: July 24, 2025 [The following is a transaction fact sheet prepared by Synovus Financia

This is an exciting and transformative event in the 137-year history of Synovus. Overview We are combining with Pinnacle Financial Partners to create a leading mid-sized financial institution. With $115B in assets, the combined company will become a S

Filed by Synovus Financial Corp. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Companies: Synovus Financial Corp. Commission File No.: 001-10312 Pinnacle Financial Partners, Inc. Commission File No.: 000-31225 Date: July 25, 2025 [The following key messaging points regarding the proposed transaction

Filed by Synovus Financial Corp.

Filed by Synovus Financial Corp. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Companies: Synovus Financial Corp. Commission File No.: 001-10312 Pinnacle Financial Partners, Inc. Commission File No.: 000-31225 Date: July 25, 2025 [The following is a transcript of a town hall for employees of Synovus

EMPLOYMENT AGREEMENT

Exhibit 10.2 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this “Agreement”) is entered into as of July 24, 2025 by and among Synovus Financial Corporation, a Georgia Corporation (“Synovus”), Synovus Bank, a Georgia state-chartered bank and wholly owned subsidiary of Synovus, and Jamie Gregory (the “Executive”). WHEREAS, Steel Newco Inc., a Georgia Corporation (the “Company”), is a newly formed

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 July 25, 2025 (July 24, 2025) Date of Report (Date of earliest event reported) SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 001-10312 58-1134883 (State or other jurisdiction of incorporation)

Pinnacle Financial Partners and Synovus to Combine to Create the Southeast Growth Champion Builds Fastest-Growing, Highest-Return Regional Bank Positioned to Remain Employer of Choice, with Industry-Leading Customer Service and Deep Roots in Local Co

Exhibit 99.1 Pinnacle Financial Partners and Synovus to Combine to Create the Southeast Growth Champion Builds Fastest-Growing, Highest-Return Regional Bank Positioned to Remain Employer of Choice, with Industry-Leading Customer Service and Deep Roots in Local Communities Complete Alignment on Strategy, Leadership, Brand and Operating Model to Continue Long Track Record of Profitable Growth Compel

Pinnacle Financial Partners and Synovus to Combine to Create the Southeast Growth Champion Builds Fastest-Growing, Highest-Return Regional Bank Positioned to Remain Employer of Choice, with Industry-Leading Customer Service and Deep Roots in Local Co

Exhibit 99.1 Pinnacle Financial Partners and Synovus to Combine to Create the Southeast Growth Champion Builds Fastest-Growing, Highest-Return Regional Bank Positioned to Remain Employer of Choice, with Industry-Leading Customer Service and Deep Roots in Local Communities Complete Alignment on Strategy, Leadership, Brand and Operating Model to Continue Long Track Record of Profitable Growth Compel

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 July 24, 2025 Date of Report (Date of earliest event reported) SYNOVUS FINANCIAL CO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 July 24, 2025 Date of Report (Date of earliest event reported) SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 001-10312 58-1134883 (State or other jurisdiction of incorporation) (Commission Fil

Pinnacle and Synovus to Combine: Building The Southeast Growth Champion July 24, 2025 Forward-Looking Statements Forward-Looking Statements This communication contains statements that constitute “forward-looking statements” within the meaning of, and

Exhibit 99.2 Pinnacle and Synovus to Combine: Building The Southeast Growth Champion July 24, 2025 Forward-Looking Statements Forward-Looking Statements This communication contains statements that constitute “forward-looking statements” within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 July 24, 2025 Date of Report (Date of earliest event reported) SYNOVUS FINANCIAL CO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 July 24, 2025 Date of Report (Date of earliest event reported) SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 001-10312 58-1134883 (State or other jurisdiction of incorporation) (Commission Fil

Pinnacle and Synovus to Combine: Building The Southeast Growth Champion July 24, 2025 Forward-Looking Statements Forward-Looking Statements This communication contains statements that constitute “forward-looking statements” within the meaning of, and

Exhibit 99.2 Pinnacle and Synovus to Combine: Building The Southeast Growth Champion July 24, 2025 Forward-Looking Statements Forward-Looking Statements This communication contains statements that constitute “forward-looking statements” within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 July 16, 2025 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Nam

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 July 16, 2025 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identification

Earnings Results Second Quarter 2025 Exhibit 99.2 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subjec

Earnings Results Second Quarter 2025 Exhibit 99.2 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Al

Media Contact Investor Contact Audria Belton Jennifer H. Demba, CFA Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for second quarter 2025 Diluted earnings (loss) per share of $1.48 versu

Exhibit 99.1 Media Contact Investor Contact Audria Belton Jennifer H. Demba, CFA Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for second quarter 2025 Diluted earnings (loss) per share of $1.48 versus $(0.16) in 2Q24 Adjusted diluted earnings per share of $1.48 versus $1.16 in 2Q24 COLUMBUS, Ga., July 16, 2025 - Synovus Financial Corp

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2025 Commission file number 1-10312 S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2025 Commission file number 1-10312 SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 58-1134883 (State or other jurisdiction of incorporation or orga

Submission of Matters to a Vote of Security Holders

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 24, 2025 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificatio

Media Contact Investor Contact Audria Belton Jennifer H. Demba, CFA Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for first quarter 2025 Diluted earnings per share of $1.30 versus $0.78

Exhibit 99.1 Media Contact Investor Contact Audria Belton Jennifer H. Demba, CFA Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for first quarter 2025 Diluted earnings per share of $1.30 versus $0.78 in 1Q24 Adjusted diluted earnings per share of $1.30 versus $0.79 in 1Q24 COLUMBUS, Ga., April 16, 2025 - Synovus Financial Corp. (NYSE:

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 16, 2025 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificatio

Earnings Results First Quarter 2025 Exhibit 99.2 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject

Earnings Results First Quarter 2025 Exhibit 99.2 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A/A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A/A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the C

ANNUAL REPORT 2024 1 and trending in more normalized levels. We built our capital ratios to their highest level in over a decade, underscoring our financial resilience and stability. We are pleased with the ongoing progress in fortifying and optimizi

ANNUAL REPORT 2024 1 and trending in more normalized levels. We built our capital ratios to their highest level in over a decade, underscoring our financial resilience and stability. We are pleased with the ongoing progress in fortifying and optimizing our balance sheet, which provides a strong foundation as we transition toward a more constructive growth environment in 2025. Also, we successfully

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2024 Commission file number 1-10312 SYNOVU

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2024 Commission file number 1-10312 SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 58-1134883 (State or other jurisdiction of incorporation or organizat

Synovus Financial Corp. Insider Trading Policy.

Exhibit 19 As approved on December 13, 2024 Synovus Financial Corp. Insider Trading Policy Purpose The Board of Directors of Synovus Financial Corp. (the “Company”) has adopted this policy statement (the “Policy”) both to satisfy the Company's obligation to prevent insider trading by all Company personnel, top to bottom, and to help Company personnel avoid the severe consequences associated with v

Form of Revised Restricted Stock Unit Agreement for restricted stock awards under the Synovus Financial Corp. 2021 Omnibus Plan.*

Exhibit 10.32 REVISED RESTRICTED STOCK UNIT AGREEMENT THIS RESTRICTED STOCK UNIT AGREEMENT (“Agreement”) is made effective as of the grant date set forth below by and between SYNOVUS FINANCIAL CORP., a Georgia corporation (the “Corporation”), and [Participant Name] (“Executive”). WHEREAS, Executive has been awarded Restricted Stock Units (“RSUs”) under the Corporation’s 2021 Omnibus Plan (“Plan”).

Subsidiaries of Synovus Financial Corp.

Exhibit 21.1 SUBSIDIARIES OF SYNOVUS FINANCIAL CORP. Ownership Percentage Name Place of Incorporation 100% Synovus Bank Georgia 100% Synovus Trust Company, National Association National 50% Sterling Place, L.L.C. Alabama 40% Orchid, LLC Alabama 100% The Summerton Inn, Inc. South Carolina 100% Global Financial Distributors, Inc. Georgia 49.99% Azalea Park Partners, LP Maryland 100% CB&T Special Lim

Form of Revised Cash-Settled Restricted Stock Unit Agreement for cash-settled restricted stock awards under the Synovus Financial Corp. 2021 Omnibus Plan.*

Exhibit 10.33 REVISED CASH-SETTLED RESTRICTED STOCK UNIT AGREEMENT THIS CASH-SETTLED RESTRICTED STOCK UNIT AGREEMENT (“Agreement”) is made effective as of the grant date set forth below by and between SYNOVUS FINANCIAL CORP., a Georgia corporation (the “Corporation”), and (“Executive”). WHEREAS, Executive has been awarded Restricted Stock Units (“RSUs”) under the Corporation’s 2021 Omnibus Plan (“

EX-99

Exhibit 99 Pursuant to the instructions in Item 7 of Schedule 13G, the following table lists the identity and Item 3 classification, if applicable, of each relevant entity that beneficially owns shares of the security class being reported on this Schedule 13G.

JOINT FILING AGREEMENT

JOINT FILING AGREEMENT The undersigned hereby agree that this Schedule 13G (the “Schedule 13G”) with respect to the common stock of Synovus Financial Corp.

Media Contact Investor Contact Audria Belton Jennifer H. Demba, CFA Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for the fourth quarter 2024 Diluted earnings per share of $1.25 vs. $0.4

Exhibit 99.1 Media Contact Investor Contact Audria Belton Jennifer H. Demba, CFA Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for the fourth quarter 2024 Diluted earnings per share of $1.25 vs. $0.41 in 4Q23 Adjusted diluted earnings per share of $1.25 vs. $0.80 in 4Q23 COLUMBUS, Ga., Jan. 15, 2025 - Synovus Financial Corp. (NYSE: SN

1 Earnings Results Fourth Quarter 2024 Exhibit 99.3 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subj

1 Earnings Results Fourth Quarter 2024 Exhibit 99.3 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 January 15, 2025 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificat

Synovus INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) 2024 2023 Fourth Quarter Fourth Quarter Third Quarter Second Quarter First Quarter Fourth Quarter '24 vs '23 % Change Interest income $ 799,130 810,507 801,242 78

Synovus Exhibit 99.2 INCOME STATEMENT DATA (Unaudited) Years Ended (Dollars in thousands, except per share data) December 31, 2024 2023 % Change Interest income $ 3,193,589 $ 3,050,358 5 % Interest expense 1,444,012 1,233,703 17 Net interest income 1,749,577 1,816,655 (4) Provision for (reversal of) credit losses 136,685 189,079 (28) Net interest income after provision for credit losses 1,612,892

Exhibit 99.1 Media Contact Audria Belton Media Relations [email protected] Synovus announces election of Greg Montana to its board of directors COLUMBUS, Ga., Dec. 18, 2024 — Synovus Financial Corp. (NYSE: SNV) has appointed Greg Montana, former exec

Exhibit 99.1 Media Contact Audria Belton Media Relations [email protected] Synovus announces election of Greg Montana to its board of directors COLUMBUS, Ga., Dec. 18, 2024 — Synovus Financial Corp. (NYSE: SNV) has appointed Greg Montana, former executive vice president and chief risk officer of Fidelity National Information Services Inc., to its board of directors, effective Jan. 1, 2025. He will

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 December 18, 2024 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identifica

Regulation FD Disclosure, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 December 10, 2024 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identifica

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SNV / Synovus Financial Corp. / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5 )* Synovus Financial Corp. (Name of Issuer) Common Stock (Title of Class of Securities) 87161C501 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriate b

JOINT FILING AGREEMENT

EX-99 2 Rule13DJointFilingAgreement.htm JOINT FILING AGREEMENT JOINT FILING AGREEMENT The undersigned hereby agree that this Schedule 13G (the “Schedule 13G”) with respect to the common stock of Synovus Financial Corp. is, and any additional amendment thereto signed by each of the undersigned shall be, filed on behalf of each undersigned pursuant to and in accordance with the provisions of 13d-1(k

Regulation FD Disclosure, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 November 6, 2024 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificat

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Specimen stock certificate for Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series D.

Exhibit 4.2 Number *0* Shares *0* SYNOVUS FINANCIAL CORP. INCORPORATED UNDER THE LAWS OF THE STATE OF GEORGIA SERIES D PREFERRED STOCK, NO PAR VALUE CUSIP: 87161C 600 SEE REVERSE FOR IMPORTANT NOTICE AND OTHER INFORMATION THIS CERTIFIES THAT **Specimen** IS THE OWNER OF **Zero (0)** FULLY PAID AND NONASSESSABLE SHARES OF FIXED-TO-FLOATING RATE NON-CUMULATIVE PERPETUAL PREFERRED STOCK, SERIES D, LI

pecimen physical stock certificate of Synovus, incorporated by reference to Exhibit 4.1 to Synovus' Quarterly Report on Form 10-Q for the period ended September 30, 2024, as filed with SEC on November 4, 2024.

Exhibit 4.1

Amendment No. 1 to the Synovus Financial Corp. 2021 Director Stock Purchase Plan.

Exhibit 10.1 AMENDMENT NO. 1 TO SYNOVUS FINANCIAL CORP. 2021 DIRECTOR STOCK PURCHASE PLAN THIS AMENDMENT NO. 1 TO SYNOVUS FINANCIAL CORP. 2011 DIRECTOR STOCK PURCHASE PLAN (this “Amendment”) is entered into as of August 30, 2024. Capitalized terms used in this Amendment and not otherwise defined shall have the meaning given to such terms in the Synovus Financial Corp. 2021 Director Stock Purchase

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2024 Commission file number 1-103

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2024 Commission file number 1-10312 SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 58-1134883 (State or other jurisdiction of incorporation or

Inc. and Morgan Stanley & Co. LLC, as representatives of the several underwriters named therein, pertaining to the Offering.

Exhibit 1.1 EXECUTION VERSION SYNOVUS FINANCIAL CORP. $500,000,000 6.168% Fixed Rate / Floating Rate Senior Notes due 2030 Underwriting Agreement October 29, 2024 BofA Securities, Inc. Morgan Stanley & Co. LLC As Representatives of the several Underwriters listed in Schedule I hereto c/o BofA Securities, Inc. One Bryant Park New York, New York 10036 c/o Morgan Stanley & Co. LLC 1585 Broadway New Y

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 October 29, 2024 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificat

Form of Note.

Exhibit 4.2 THIS NOTE IS A REGISTERED GLOBAL SECURITY WHICH IS HELD BY THE DEPOSITARY (AS DEFINED IN THE INDENTURE GOVERNING THIS NOTE) OR ITS NOMINEE IN CUSTODY FOR THE BENEFIT OF THE BENEFICIAL OWNERS HEREOF, AND IS NOT TRANSFERABLE TO ANY PERSON UNDER ANY CIRCUMSTANCES EXCEPT IN THE LIMITED CIRCUMSTANCES PROVIDED BY THE INDENTURE. UNLESS AND UNTIL IT IS EXCHANGED IN WHOLE OR IN PART FOR SECURIT

Table 1: Newly Registered and Carry Forward Securities

Calculation of Filing Fee Tables S-3 SYNOVUS FINANCIAL CORP Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial Effective Date Filing Fee Previously Paid in Connection with Unsold Securities to be Carried Forward Newly Registered Securities Fees to be Paid 1 Debt 6.

Synovus Financial Corp. 6.168% Fixed Rate / Floating Rate Senior Notes due 2030

Filed Pursuant to Rule 424(b)(2) Registration No: 333-266462 Prospectus Supplement (To Prospectus dated August 2, 2022)  $500,000,000 Synovus Financial Corp.

Synovus Financial Corp. 6.168% Fixed Rate / Floating Rate Senior Notes due 2030 Term Sheet

Filed Pursuant to Rule 433 Registration No. 333-266462 October 29, 2024 Synovus Financial Corp. $500,000,000 6.168% Fixed Rate / Floating Rate Senior Notes due 2030 Term Sheet This term sheet supplements the information set forth under the captions “Description of Notes” and “Description of Debt Securities” in the prospectus supplement dated October 29, 2024, and the accompanying prospectus dated

Subject to completion, dated October 29, 2024

Filed Pursuant to Rule 424(b)(5) Registration No: 333-266462 The information in this preliminary prospectus supplement is not complete and may be changed.

SNV / Synovus Financial Corp. / STATE STREET CORP Passive Investment

SC 13G/A 1 SynovusFinancialCorp.htm SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* SYNOVUS FINANCIAL CORP (Name of Issuer) COMMON STOCK (Title of Class of Securities) 87161C501 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate the rule p

Synovus INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) 2024 2023 Third Quarter Third Quarter Second Quarter First Quarter Fourth Quarter Third Quarter '24 vs '23 % Change Interest income $ 810,507 801,242 782,710 788,

Synovus Exhibit 99.2 INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) Nine Months Ended September 30, 2024 2023 '24 vs '23 % Change Interest income $ 2,394,459 $ 2,262,061 6 % Interest expense 1,099,876 882,619 25 Net interest income 1,294,583 1,379,442 (6) Provision for (reversal of) credit losses 103,818 143,607 (28) Net interest income after provision for credit l

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 October 16, 2024 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificat

Media Contact Investor Contact Audria Belton Jennifer H. Demba, CFA Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for third quarter 2024 Diluted earnings per share of $1.18 versus $0.60

Exhibit 99.1 Media Contact Investor Contact Audria Belton Jennifer H. Demba, CFA Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for third quarter 2024 Diluted earnings per share of $1.18 versus $0.60 in 3Q23 Adjusted diluted earnings per share of $1.23 versus $0.84 in 3Q23 COLUMBUS, Ga., Oct. 16, 2024 - Synovus Financial Corp. (NYSE: S

Earnings Results Third Quarter 2024 Exhibit 99.3 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject

Earnings Results Third Quarter 2024 Exhibit 99.3 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All

Filing Fee Table

Calculation of Filing Fee Tables S-3 SYNOVUS FINANCIAL CORP Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial Effective Date Filing Fee Previously Paid in Connection with Unsold Securities to be Carried Forward Newly Registered Securities Fees to be Paid 1 Equity Common Stock, par value $1.

Third Quarter 2024 Investor Conference Presentation September 2024 Exhibit 99.1 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" wit

a3q24printtopdf Third Quarter 2024 Investor Conference Presentation September 2024 Exhibit 99.

As filed with the Securities and Exchange Commission on September 3, 2024

As filed with the Securities and Exchange Commission on September 3, 2024 Registration No.

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 September 3, 2024 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 September 3, 2024 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identifica

Andrew J. Gregory, Jr. Executive Vice President and Chief Financial Officer [email protected] (706) 644-8222 August 13, 2024 VIA EDGAR FILING United States Securities and Exchange Commission Division of Corporation Finance Office of Finance At

Andrew J. Gregory, Jr. Executive Vice President and Chief Financial Officer [email protected] (706) 644-8222 August 13, 2024 VIA EDGAR FILING United States Securities and Exchange Commission Division of Corporation Finance Office of Finance Attention: Shannon Davis John Spitz Re: Synovus Financial Corp. (the “Company”) Form 10-K for Fiscal Year Ended December 31, 2023 File No. 001-10312 Lad

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2024 Commission file number 1-10312 SY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2024 Commission file number 1-10312 SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 58-1134883 (State or other jurisdiction of incorporation or organ

Media Contact Investor Contact Audria Belton Jennifer H. Demba, CFA Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for second quarter 2024 Diluted earnings (loss) per share of $(0.16) vs.

Exhibit 99.1 Media Contact Investor Contact Audria Belton Jennifer H. Demba, CFA Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for second quarter 2024 Diluted earnings (loss) per share of $(0.16) vs. $1.13 in 2Q23 Adjusted diluted earnings per share of $1.16 vs. $1.16 in 2Q23 Securities loss of $257 million impacts 2Q24 EPS, adjusted

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 July 17, 2024 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identification

Synovus INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) 2024 2023 Second Quarter Second Quarter First Quarter Fourth Quarter Third Quarter Second Quarter '24 vs '23 % Change Interest income $ 801,242 782,710 788,297 78

Synovus Exhibit 99.2 INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) Six Months Ended June 30, 2024 2023 '24 vs '23 % Change Interest income $ 1,583,952 $ 1,476,022 7 % Interest expense 730,108 539,739 35 Net interest income 853,844 936,283 (9) Provision for (reversal of) credit losses 80,384 71,035 13 Net interest income after provision for credit losses 773,460 86

1 Earnings Release July 18, 2024 Second Quarter 2024 Results Exhibit 99.3 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within th

1 Earnings Release July 18, 2024 Second Quarter 2024 Results Exhibit 99.3 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act

1 Second Quarter 2024 Investor Meetings Chairman, President & CEO Kevin Blair EVP and Chief Financial Officer Jamie Gregory 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that

1 Second Quarter 2024 Investor Meetings Chairman, President & CEO Kevin Blair EVP and Chief Financial Officer Jamie Gregory 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 May 6, 2024 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identification N

Summary of Board of Directors Compensation.

Exhibit 10.1 SYNOVUS FINANCIAL CORP. Board of Directors Compensation (Effective April 24, 2024) Cash Compensation Annual Board Retainer $75,000 Annual Board Committee Member Retainers: Audit Committee $15,000 Risk Committee $15,000 Compensation and Human Capital Committee $12,500 Corporate Governance and Nominating Committee $10,000 Annual Committee Chair Retainers:** Audit Committee $20,000 Risk

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2024 Commission file number 1-10312 S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2024 Commission file number 1-10312 SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 58-1134883 (State or other jurisdiction of incorporation or orga

Submission of Matters to a Vote of Security Holders

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 24, 2024 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificatio

Regulation FD Disclosure

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 18, 2024 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificatio

1 Earnings Release April 18, 2024 First Quarter 2024 Results Exhibit 99.3 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within th

1 Earnings Release April 18, 2024 First Quarter 2024 Results Exhibit 99.3 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act

Media Contact Investor Contact Audria Belton Jennifer H. Demba, CFA Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for the first quarter 2024 Diluted earnings per share of $0.78 vs. $1.32

Exhibit 99.1 Media Contact Investor Contact Audria Belton Jennifer H. Demba, CFA Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for the first quarter 2024 Diluted earnings per share of $0.78 vs. $1.32 in 1Q23 Adjusted diluted earnings per share of $0.79 vs. $1.33 in 1Q23 $12.8 million FDIC Special Assessment reduced 1Q24 reported and a

Synovus BALANCE SHEET DATA March 31, 2024 December 31, 2023 March 31, 2023 (Unaudited) (In thousands, except share data) ASSETS Interest-earning deposits with banks and other cash and cash equivalents $ 2,379,778 $ 2,414,103 $ 3,329,882 Federal funds

Synovus Exhibit 99.2 INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) 2024 2023 First Quarter First Quarter Fourth Quarter Third Quarter Second Quarter First Quarter '24 vs '23 % Change Interest income $ 782,710 788,297 786,039 759,143 716,879 9 % Interest expense 363,864 351,083 342,880 303,612 236,128 54 Net interest income 418,846 437,214 443,159 455,531 480,751 (

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 17, 2024 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Na

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 17, 2024 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificatio

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A/A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A/A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the C

ANNUAL REPORT 2023 Synovus 2023 A nnual Report Our purpose Enabling people to reach their full potential Shareholder Information Synovus Financial Corp. is a financial services company based in Columbus, Georgia, with approximately $60 billion in ass

ANNUAL REPORT 2023 Synovus 2023 A nnual Report Our purpose Enabling people to reach their full potential Shareholder Information Synovus Financial Corp.

Form of Revised Cash-Settled Restricted Stock Unit Agreement for cash-settled restricted stock awards under the Synovus Financial Corp. 2021 Omnibus Plan.*

Exhibit 10.43 REVISED CASH-SETTLED RESTRICTED STOCK UNIT AGREEMENT THIS CASH-SETTLED RESTRICTED STOCK UNIT AGREEMENT (“Agreement”) is made effective as of the grant date set forth below by and between SYNOVUS FINANCIAL CORP., a Georgia corporation (the “Corporation”), and (“Executive”). WHEREAS, Executive has been awarded Restricted Stock Units (“RSUs”) under the Corporation’s 2021 Omnibus Plan (“

Code of Business Conduct and Ethics.

Exhibit 14 Synovus Financial Corp. Code of Business Conduct and Ethics Table of Contents Purpose 1 Scope 1 Policy 1 Responsibilities 9 Enforcement 9 Review and Revision 9 Purpose Pursuant to the Sarbanes-Oxley Act of 2002 and Compliance Standards of the New York Stock Exchange and the Securities and Exchange Commission, Synovus Financial Corp. and its subsidiaries (the “Company”) have established

Amendment No. 1 to the Synovus Financial Corp. 2021 Omnibus Plan dated October 23, 2023.*

Exhibit 10.34 AMENDMENT NO. 1 TO SYNOVUS FINANCIAL CORP. 2021 OMNIBUS PLAN THIS AMENDMENT NO. 1 TO SYNOVUS FINANCIAL CORP. 2021 OMNIBUS PLAN (this “Amendment”) is entered into as of October 23, 2023. Capitalized terms used in this Amendment and not otherwise defined shall have the meaning given to such terms in the Synovus Financial Corp. 2021 Omnibus Plan, effective as of April 21, 2021 (the “Pla

Form of Revised Restricted Stock Unit Agreement for restricted stock awards under the Synovus Financial Corp. 2021 Omnibus Plan.*

Exhibit 10.44 REVISED RESTRICTED STOCK UNIT AGREEMENT THIS RESTRICTED STOCK UNIT AGREEMENT (“Agreement”) is made effective as of the grant date set forth below by and between SYNOVUS FINANCIAL CORP., a Georgia corporation (the “Corporation”), and (“Executive”). WHEREAS, Executive has been awarded Restricted Stock Units (“RSUs”) under the Corporation’s 2021 Omnibus Plan (“Plan”). NOW, THEREFORE, in

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2023 Commission file number 1-10312 SYNOVU

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2023 Commission file number 1-10312 SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 58-1134883 (State or other jurisdiction of incorporation or organizat

of Synovus' Annual Report on Form 10-K for the period en

Exhibit 97 SYNOVUS FINANCIAL CORP. MANDATORY CLAWBACK POLICY A.OVERVIEW In accordance with the applicable rules of The New York Stock Exchange Listed Company Manual (the “NYSE Rules”), Section 10D and Rule 10D-1 (“Rule 10D-1”) of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), the Board of Directors (the “Board”) of Synovus Financial Corp. (the “Company”) has adopted this Pol

Amendment No. 2 to the Synovus Financial Corp. 2013 Omnibus Plan dated October 23, 2023.*

Exhibit 10.9 AMENDMENT NO. 2 TO SYNOVUS FINANCIAL CORP. 2013 OMNIBUS PLAN THIS AMENDMENT NO. 2 TO SYNOVUS FINANCIAL CORP. 2013 OMNIBUS PLAN (this “Amendment”) is entered into as of October 23, 2023. Capitalized terms used in this Amendment and not otherwise defined shall have the meaning given to such terms in the Synovus Financial Corp. 2013 Omnibus Plan, effective as of April 25, 2013 and as ame

Subsidiaries of Synovus Financial Corp.

Exhibit 21.1 SUBSIDIARIES OF SYNOVUS FINANCIAL CORP. Ownership Percentage Name Place of Incorporation 100% Synovus Bank Georgia 100% Synovus Trust Company, National Association National 50% Sterling Place, L.L.C. Alabama 40% Orchid, LLC Alabama 100% The Summerton Inn, Inc. South Carolina 100% Global Financial Distributors, Inc. Georgia 49.99% Azalea Park Partners, LP Maryland 100% CB&T Special Lim

SNV / Synovus Financial Corp. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv02030-synovusfinancialcorp.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 12)* Name of issuer: Synovus Financial Corp Title of Class of Securities: Common Stock CUSIP Number: 87161C501 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to

SNV / Synovus Financial Corp. / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4 )* Synovus Financial (Name of Issuer) Common Stock (Title of Class of Securities) 87161C501 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to d

Media Contact Investor Contact Audria Belton Jennifer H. Demba, CFA Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for the fourth quarter 2023 Diluted earnings per share of $0.41 vs. $1.3

Exhibit 99.1 Media Contact Investor Contact Audria Belton Jennifer H. Demba, CFA Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for the fourth quarter 2023 Diluted earnings per share of $0.41 vs. $1.35 in 4Q22 Adjusted diluted earnings per share of $0.80 vs. $1.35 in 4Q22 $51 million FDIC Special Assessment Reduced 4Q23 Reported and Ad

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 January 17, 2024 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificat

Synovus INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) 2023 2022 Fourth Quarter Fourth Quarter Third Quarter Second Quarter First Quarter Fourth Quarter '23 vs '22 % Change Interest income $ 788,297 786,039 759,143 71

Synovus Exhibit 99.2 INCOME STATEMENT DATA (Unaudited) Years Ended (Dollars in thousands, except per share data) December 31, 2023 2022 % Change Interest income $ 3,050,358 $ 2,075,787 47 % Interest expense 1,233,703 278,887 342 Net interest income 1,816,655 1,796,900 1 Provision for (reversal of) credit losses 189,079 84,553 124 Net interest income after provision for credit losses 1,627,576 1,71

1 Fourth Quarter 2023 Results Earnings Release January 18, 2024 Exhibit 99.3 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within

1 Fourth Quarter 2023 Results Earnings Release January 18, 2024 Exhibit 99.3 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange

1 2023 Goldman Sachs U.S. Financial Services Conference December 6, 2023 Exhibit 99.1 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statement

gsdeck12523final003 1 2023 Goldman Sachs U.S. Financial Services Conference December 6, 2023 Exhibit 99.1 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21

Regulation FD Disclosure, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 December 5, 2023 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificat

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2023 Commission file number 1-103

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2023 Commission file number 1-10312 SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 58-1134883 (State or other jurisdiction of incorporation or

1 BancAnalysts Association of Boston Conference November 2, 2023 Exhibit 99.1 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" withi

1 BancAnalysts Association of Boston Conference November 2, 2023 Exhibit 99.1 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange

Regulation FD Disclosure, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 November 1, 2023 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificat

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 October 18, 2023 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificat

Earnings Release October 19, 2023 Third Quarter 2023 Results Exhibit 99.3 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within th

Earnings Release October 19, 2023 Third Quarter 2023 Results Exhibit 99.3 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act

Synovus INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) 2023 2022 Third Quarter Third Quarter Second Quarter First Quarter Fourth Quarter Third Quarter '23 vs '22 % Change Interest income $ 786,039 759,143 716,879 654,

Synovus Exhibit 99.2 INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) Nine Months Ended September 30, 2023 2022 '23 vs '22 % Change Interest income $ 2,262,061 $ 1,421,133 59 % Interest expense 882,619 125,578 603 Net interest income 1,379,442 1,295,555 6 Provision for (reversal of) credit losses 143,607 49,669 189 Net interest income after provision for credit losse

Media Contact Investor Contact Audria Belton Jennifer Demba Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for the third quarter 2023 Diluted earnings per share of $0.60 vs. $1.33 in 3Q22

Exhibit 99.1 Media Contact Investor Contact Audria Belton Jennifer Demba Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for the third quarter 2023 Diluted earnings per share of $0.60 vs. $1.33 in 3Q22 Adjusted diluted earnings per share of $0.84 vs. $1.34 in 3Q22 COLUMBUS, Ga., Oct. 18, 2023 - Synovus Financial Corp. (NYSE: SNV) today

Financial Statements and Exhibits, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 September 18, 2023 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identific

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2023 Commission file number 1-10312 SY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2023 Commission file number 1-10312 SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 58-1134883 (State or other jurisdiction of incorporation or organ

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 July 19, 2023 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Nam

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 July 19, 2023 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identification

Earnings Release July 20, 2023 Second Quarter 2023 Results Exhibit 99.3 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the

snv06302023xex993xfilin Earnings Release July 20, 2023 Second Quarter 2023 Results Exhibit 99.

Media Contact Investor Contact Audria Belton Jennifer Demba Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for the second quarter 2023 Diluted earnings per share of $1.13 vs. $1.16 in 2Q2

Exhibit 99.1 Media Contact Investor Contact Audria Belton Jennifer Demba Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for the second quarter 2023 Diluted earnings per share of $1.13 vs. $1.16 in 2Q22 Adjusted diluted earnings per share of $1.16 vs. $1.17 in 2Q22 COLUMBUS, Ga., July 19, 2023 - Synovus Financial Corp. (NYSE: SNV) today

Synovus INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) 2023 2022 Second Quarter Second Quarter First Quarter Fourth Quarter Third Quarter Second Quarter '23 vs '22 % Change Interest income $ 759,143 716,879 654,654 55

Synovus Exhibit 99.2 INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) Six Months Ended June 30, 2023 2022 23 vs '22 % Change Interest income $ 1,476,022 $ 869,834 70 % Interest expense 539,739 52,199 934 Net interest income 936,283 817,635 15 Provision for (reversal of) credit losses 71,035 24,088 195 Net interest income after provision for credit losses 865,248 793,

London, UK – June 5, 2023 KBW US Regional Leaders Bank Conference Exhibit 99.1 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within

kbwuk London, UK – June 5, 2023 KBW US Regional Leaders Bank Conference Exhibit 99.

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 June 2, 2023 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 June 2, 2023 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identification

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2023 Commission file number 1-10312 S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2023 Commission file number 1-10312 SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 58-1134883 (State or other jurisdiction of incorporation or orga

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 26, 2023 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Na

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 26, 2023 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificatio

Earnings Release April 20, 2023 First Quarter 2023 Results Exhibit 99.3 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the

a1q23earningspresentatio Earnings Release April 20, 2023 First Quarter 2023 Results Exhibit 99.

Synovus BALANCE SHEET DATA March 31, 2023 December 31, 2022 March 31, 2022 (Unaudited) (In thousands, except share data) ASSETS Cash and due from banks $ 638,150 $ 624,097 $ 557,178 Interest-bearing funds with Federal Reserve Bank 2,656,953 1,280,684

Synovus Exhibit 99.2 INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) 2023 2022 First Quarter First Quarter Fourth Quarter Third Quarter Second Quarter First Quarter '23 vs '22 % Change Interest income $ 716,879 654,654 551,299 453,772 416,062 72 % Interest expense 236,128 153,308 73,380 28,384 23,814 892 Net interest income 480,751 501,346 477,919 425,388 392,248 23

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 19, 2023 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Na

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 19, 2023 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificatio

Media Contact Investor Contact Audria Belton Cal Evans Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for the first quarter 2023 Diluted earnings per share of $1.32 vs. $1.11 in 1Q22 Adju

Exhibit 99.1 Media Contact Investor Contact Audria Belton Cal Evans Media Relations Investor Relations [email protected] [email protected] Synovus announces earnings for the first quarter 2023 Diluted earnings per share of $1.32 vs. $1.11 in 1Q22 Adjusted diluted earnings per share of $1.33 vs. $1.08 in 1Q22 COLUMBUS, Ga., April 19, 2023 - Synovus Financial Corp. (NYSE: SNV) today repo

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A/A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A/A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the C

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 March 13, 2023 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Na

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 March 13, 2023 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificatio

Atlanta, GA - March 13-14, 2023 Piper Sandler Bank Investor Conference Exhibit 99.1 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" w

psc3-14vfinal Atlanta, GA - March 13-14, 2023 Piper Sandler Bank Investor Conference Exhibit 99.

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 March 7, 2023 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Nam

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 March 7, 2023 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identification

March 7, 2023 Raymond James 44th Annual Institutional Investor Conference Exhibit 99.1 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements

raymondjames3620231100bf March 7, 2023 Raymond James 44th Annual Institutional Investor Conference Exhibit 99.

Subsidiaries of Synovus Financial Corp.

Exhibit 21.1 SUBSIDIARIES OF SYNOVUS FINANCIAL CORP. Ownership Percentage Name Place of Incorporation 100% Synovus Bank Georgia 100% Synovus Trust Company, National Association National 50% Sterling Place, L.L.C. Alabama 40% Orchid, LLC Alabama 100% The Summerton Inn, Inc. South Carolina 100% Global Financial Distributors, Inc. Georgia 49.99% Azalea Park Partners, LP Maryland 100% CB&T Special Lim

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2022 Commission file number 1-10312 SYNOVU

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2022 Commission file number 1-10312 SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 58-1134883 (State or other jurisdiction of incorporation or organizat

Form of Revised Restricted Stock Unit Agreement for restricted stock awards under the Synovus Financial Corp. 2021 Omnibus Plan, incorporated by reference to Exhibit 10.47 of Synovus' Annual Report on Form 10-K for the fiscal year ended December 31, 2022, as filed with the SEC on February 24, 2023.*

Exhibit 10.47 REVISED RESTRICTED STOCK UNIT AGREEMENT THIS RESTRICTED STOCK UNIT AGREEMENT (“Agreement”) is made effective as of the grant date set forth below by and between SYNOVUS FINANCIAL CORP., a Georgia corporation (the “Corporation”), and (“Executive”). WHEREAS, Executive has been awarded Restricted Stock Units (“RSUs”) under the Corporation’s 2021 Omnibus Plan (“Plan”). NOW, THEREFORE, in

Form of Revised Cash-Settled Restricted Stock Unit Agreement for cash-settled restricted stock awards under the Synovus Financial Corp. 2021 Omnibus Plan, incorporated by reference to Exhibit 10.50 of Synovus' Annual Report on Form 10-K for the fiscal year ended December 31, 2022, as filed with the SEC on February 24, 2023.*

Exhibit 10.50 REVISED CASH-SETTLED RESTRICTED STOCK UNIT AGREEMENT THIS CASH-SETTLED RESTRICTED STOCK UNIT AGREEMENT (“Agreement”) is made effective as of the grant date set forth below by and between SYNOVUS FINANCIAL CORP., a Georgia corporation (the “Corporation”), and (“Executive”). WHEREAS, Executive has been awarded Restricted Stock Units (“RSUs”) under the Corporation’s 2021 Omnibus Plan (“

Code of Business Conduct and Ethics.

Exhibit 14 Synovus Financial Corp. Code of Business Conduct and Ethics Table of Contents Purpose 1 Scope 1 Policy 1 Responsibilities 8 Enforcement 9 Review and Revision 9 Purpose Pursuant to the Sarbanes-Oxley Act of 2002 and compliance standards of the New York Stock Exchange and the Securities and Exchange Commission, Synovus Financial Corp. and its subsidiaries (the “Company”) have established

5.625% Senior Bank Notes due 2028, incorporated by reference to Exhibit 4.1 of Synovus’ Current Report on Form 8-K dated February 16, 2023, as filed with the SEC on February 16, 2023.

Exhibit 4.1 GLOBAL SENIOR NOTE SYNOVUS BANK 5.625% Senior Bank Note due 2028 THIS OBLIGATION IS NOT A DEPOSIT AND IS NOT INSURED BY OR GUARANTEED BY THE UNITED STATES OR ANY AGENCY OR INSTRUMENTALITY OF THE UNITED STATES, INCLUDING THE FEDERAL DEPOSIT INSURANCE CORPORATION (THE “FDIC”). THIS NOTE IS A DIRECT, UNCONDITIONAL, UNSECURED AND UNSUBORDINATED GENERAL OBLIGATION OF THE ISSUER. THE OBLIGAT

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 February 16, 2023 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identifica

SNV / Synovus Financial Corp. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv02000-synovusfinancialcorp.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 11)* Name of issuer: Synovus Financial Corp. Title of Class of Securities: Common Stock CUSIP Number: 87161C501 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box t

SNV / Synovus Financial Corp. / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3 )* Synovus Financial (Name of Issuer) Common Stock (Title of Class of Securities) 87161C501 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sche

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 January 18, 2023 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificat

Synovus INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) 2022 2021 Fourth Quarter Fourth Quarter Third Quarter Second Quarter First Quarter Fourth Quarter '22 vs '21 % Change Interest income $ 654,654 551,299 453,772 41

Synovus Exhibit 99.2 INCOME STATEMENT DATA (Unaudited) Years Ended (Dollars in thousands, except per share data) December 31, 2022 2021 % Change Interest income $ 2,075,787 $ 1,653,343 26 % Interest expense 278,887 120,396 132 Net interest income 1,796,900 1,532,947 17 Provision for (reversal of) credit losses 84,553 (106,251) nm Net interest income after provision for credit losses 1,712,347 1,63

Media Contact Investor Contact Audria Belton Cal Evans Media Relations Investor Relations [email protected] [email protected] Synovus Announces Earnings for the Fourth Quarter 2022 Diluted Earnings per Share of $1.35 vs. $1.33 in 3Q22 Adj

Exhibit 99.1 Media Contact Investor Contact Audria Belton Cal Evans Media Relations Investor Relations [email protected] [email protected] Synovus Announces Earnings for the Fourth Quarter 2022 Diluted Earnings per Share of $1.35 vs. $1.33 in 3Q22 Adjusted Diluted Earnings per Share of $1.35 vs. $1.34 in 3Q22 COLUMBUS, Ga., Jan. 18, 2023 - Synovus Financial Corp. (NYSE: SNV) today repo

Fourth Quarter 2022 Results January 19, 2023 Exhibit 99.3 2 Forward Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements

Fourth Quarter 2022 Results January 19, 2023 Exhibit 99.3 2 Forward Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities E

Kevin Blair to Succeed Kessel Stelling as Synovus Board Chair

Exhibit 99.1 For Immediate Release Contact: Audria Belton [email protected] Kevin Blair to Succeed Kessel Stelling as Synovus Board Chair COLUMBUS, Ga., Dec. 15, 2022 ? Synovus Financial Corp. (NYSE:SNV) today announced the appointment of President and Chief Executive Officer Kevin Blair to chairman of the board, effective Jan. 1, 2023. Blair succeeds Kessel D. Stelling, who is retiring as chairma

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 December 15, 2022 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identifica

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 December 6, 2022 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 December 6, 2022 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificat

©2022 Synovus. All Rights Reserved. 1 Goldman Sachs 2022 US Financial Services Conference Kevin Blair – President and CEO December 7, 2022 Exhibit 99.1 ©2022 Synovus. All Rights Reserved. 2 This slide presentation and certain of our other filings wit

goldmanconferencev612062 ©2022 Synovus. All Rights Reserved. 1 Goldman Sachs 2022 US Financial Services Conference Kevin Blair – President and CEO December 7, 2022 Exhibit 99.1 ©2022 Synovus. All Rights Reserved. 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning o

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 November 3, 2022 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 November 3, 2022 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificat

©2022 Synovus. All Rights Reserved. 1 BancAnalysts Association of Boston Conference Kevin Blair - President and CEO November 3, 2022 Exhibit 99.1 ©2022 Synovus. All Rights Reserved. 2 This slide presentation and certain of our other filings with the

baabconferencev24hm3 ©2022 Synovus. All Rights Reserved. 1 BancAnalysts Association of Boston Conference Kevin Blair - President and CEO November 3, 2022 Exhibit 99.1 ©2022 Synovus. All Rights Reserved. 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and sub

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2022 Commission file number 1-103

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2022 Commission file number 1-10312 SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 58-1134883 (State or other jurisdiction of incorporation or

October 20, 2022 Third Quarter 2022 Results Exhibit 99.3 Forward-Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" w

October 20, 2022 Third Quarter 2022 Results Exhibit 99.3 Forward-Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exch

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 October 20, 2022 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificat

Synovus INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) 2022 2021 Third Quarter Third Quarter Second Quarter First Quarter Fourth Quarter Third Quarter '22 vs '21 % Change Interest income $ 551,299 453,772 416,062 418,

Synovus Exhibit 99.2 INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) Nine Months Ended September 30, 2022 2021 22 vs '21 % Change Interest income $ 1,421,133 $ 1,235,064 15 % Interest expense 125,578 94,430 33 Net interest income 1,295,555 1,140,634 14 Provision for (reversal of) credit losses 49,669 (51,041) nm Net interest income after provision for credit losses

Media Contact Investor Contact Audria Belton Cal Evans Media Relations Investor Relations [email protected] [email protected] Synovus Announces Earnings for the Third Quarter 2022 Diluted Earnings per Share of $1.33 vs. $1.21 in 3Q21 Adju

Exhibit 99.1 Media Contact Investor Contact Audria Belton Cal Evans Media Relations Investor Relations [email protected] [email protected] Synovus Announces Earnings for the Third Quarter 2022 Diluted Earnings per Share of $1.33 vs. $1.21 in 3Q21 Adjusted Diluted Earnings per Share of $1.34 vs. $1.20 in 3Q21 COLUMBUS, Ga., Oct. 20, 2022 - Synovus Financial Corp. (NYSE: SNV) today repor

5.200% Senior Note due 2025, incorporated by reference to Exhibit 4.2 of Synovus' Current Report on Form 8-K dated August 11, 2022, as filed with the SEC on August 11, 2022.

Exhibit 4.2 THIS NOTE IS A REGISTERED GLOBAL SECURITY WHICH IS HELD BY THE DEPOSITARY (AS DEFINED IN THE INDENTURE GOVERNING THIS NOTE) OR ITS NOMINEE IN CUSTODY FOR THE BENEFIT OF THE BENEFICIAL OWNERS HEREOF, AND IS NOT TRANSFERABLE TO ANY PERSON UNDER ANY CIRCUMSTANCES EXCEPT IN THE LIMITED CIRCUMSTANCES PROVIDED BY THE INDENTURE. UNLESS AND UNTIL IT IS EXCHANGED IN WHOLE OR IN PART FOR SECURIT

Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 August 11, 2022 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificati

$350,000,000 Synovus Financial Corp. 5.200% Senior Notes due 2025

TABLE OF CONTENTS Filed Pursuant to Rule 424(b)(2) Registration No: 333-266462 Prospectus Supplement (To Prospectus dated August 2, 2022) ? $350,000,000 Synovus Financial Corp.

Calculation of Filing Fee Tables (Form Type) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

EX-FILING FEES 2 ny20004926x2ex107.htm FILING FEES TABLE EXHIBIT 107 EX-FILING FEES Calculation of Filing Fee Tables 424(B)(2) (Form Type) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per

Synovus Financial Corp. 5.200% Senior Notes due 2025 Term Sheet

Filed Pursuant to Rule 433 Registration No. 333-266462 August 4, 2022 Synovus Financial Corp. $350,000,000 5.200% Senior Notes due 2025 Term Sheet This term sheet supplements the information set forth under the captions ?Description of Notes? and ?Description of Debt Securities? in the prospectus supplement dated August 4, 2022 and the accompanying prospectus dated August 2, 2022. Issuer: Synovus

among the Company and Morgan Stanley & Co. LLC and Goldman Sachs Co. LLC, as representatives of the several underwriters named therein, pertaining to the offer and sale of the Notes.

EX-1.1 2 finalexhibit1.htm EX-1.1 Execution Version SYNOVUS FINANCIAL CORP. $350,000,000 5.200% Senior Notes due 2025 Underwriting Agreement August 4, 2022 Morgan Stanley & Co. LLC Goldman Sachs & Co. LLC As Representatives of the Several Underwriters listed in Schedule I hereto c/o Morgan Stanley & Co. LLC 1585 Broadway New York, New York 10036 c/o Goldman Sachs & Co. LLC 200 West Street New York

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 August 4, 2022 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificatio

The information in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supplement and the accompanying base prospectus do not constitute an offer to sell these securities and are not soliciting an of

TABLE OF CONTENTS Filed Pursuant to Rule 424(b)(5) Registration No: 333-266462 The information in this preliminary prospectus supplement is not complete and may be changed.

Statement of Eligibility of Trustee on Form T-1 for Junior Subordinated Debt Indenture.

Exhibit 25.3 = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) || THE BANK OF NE

As filed with the Securities and Exchange Commission on August 2, 2022

As filed with the Securities and Exchange Commission on August 2, 2022 Registration No.

Filing Fee Table

Exhibit 107 Calculation of Filing Fee Tables Form S-3ASR (Form Type) Synovus Financial Corp.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2022 Commission file number 1-10312 SY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2022 Commission file number 1-10312 SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 58-1134883 (State or other jurisdiction of incorporation or organ

Statement of Eligibility of Trustee on Form T-1 for Senior Debt Indenture.

Exhibit 25.1 = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) || THE BANK OF NE

Statement of Eligibility of Trustee on Form T-1 for Subordinated Debt Indenture.

Exhibit 25.2 = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) || THE BANK OF NE

Synovus INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) 2022 2021 Second Quarter Second Quarter First Quarter Fourth Quarter Third Quarter Second Quarter '22 vs '21 % Change Interest income $ 453,772 416,062 418,279 41

Synovus Exhibit 99.2 INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) Six Months Ended June 30, 2022 2021 22 vs '21 % Change Interest income $ 869,834 $ 822,560 6 % Interest expense 52,199 66,844 (22) Net interest income 817,635 755,716 8 Provision for (reversal of) credit losses 24,088 (43,173) nm Net interest income after provision for credit losses 793,547 798,889

July 21, 2022 Second Quarter 2022 Results Exhibit 99.3 Forward-Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" wit

July 21, 2022 Second Quarter 2022 Results Exhibit 99.3 Forward-Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchan

Media Contact Investor Contact Audria Belton Cal Evans Media Relations Investor Relations (706) 644-0528 (706) 641-6500 Synovus Announces Earnings for the Second Quarter 2022 Diluted Earnings per Share of $1.16 vs. $1.19 in 2Q21 Adjusted Diluted Earn

Exhibit 99.1 Media Contact Investor Contact Audria Belton Cal Evans Media Relations Investor Relations (706) 644-0528 (706) 641-6500 Synovus Announces Earnings for the Second Quarter 2022 Diluted Earnings per Share of $1.16 vs. $1.19 in 2Q21 Adjusted Diluted Earnings per Share of $1.17 vs. $1.20 in 2Q21 COLUMBUS, Ga., July 21, 2022 - Synovus Financial Corp. (NYSE: SNV) today reported financial res

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 July 21, 2022 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identification

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 June 22, 2022 (June 16, 2022) Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employe

Synovus Announces Two Additions to Board of Directors

Exhibit 99.1 For Immediate Release Contact: Audria Belton Media Relations [email protected] Synovus Announces Two Additions to Board of Directors COLUMBUS, GA., June 22, 2022 ? Synovus Financial Corp. (NYSE: SNV) has appointed John H. Irby and Alexandra Villoch to its board of directors, effective July 1, 2022. Irby is a commercial real estate investor and attorney with Atlanta-based Wilson

Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 June 9, 2022 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identification

Summary of Board of Directors Compensation.

Exhibit 10.1 SYNOVUS FINANCIAL CORP. Board of Directors Compensation (Effective April 27, 2022) Cash Compensation Annual Board Retainer $ 70,000 Annual Board Committee Member Retainers: Audit Committee $ 15,000 Risk Committee $ 15,000 Compensation and Human Capital Committee $ 12,500 Corporate Governance and Nominating Committee $ 10,000 Annual Committee Chair Retainers:** Audit Committee $ 20,000

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2022 Commission file number 1-10312 S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2022 Commission file number 1-10312 SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 58-1134883 (State or other jurisdiction of incorporation or orga

Submission of Matters to a Vote of Security Holders

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of April 29, 2022 (April 27, 2022) Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer I

April 21, 2022 First Quarter 2022 Results Exhibit 99.3 Forward-Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" wit

April 21, 2022 First Quarter 2022 Results Exhibit 99.3 Forward-Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchan

Synovus BALANCE SHEET DATA March 31, 2022 December 31, 2021 March 31, 2021 (Unaudited) (In thousands, except share data) ASSETS Cash and due from banks $ 557,178 $ 432,925 $ 493,645 Interest-bearing funds with Federal Reserve Bank 941,272 2,479,006 2

Synovus Exhibit 99.2 INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) 2022 2021 First Quarter First Quarter Fourth Quarter Third Quarter Second Quarter First Quarter '22 vs '21 % Change Interest income $ 416,062 418,279 412,504 412,743 409,817 2 % Interest expense 23,814 25,966 27,587 30,883 35,960 (34) Net interest income 392,248 392,313 384,917 381,860 373,857 5 Pr

Media Contact Investor Contact Alison Dowe Cal Evans Media Relations Investor Relations (706) 641-3781 (706) 641-6500 Synovus Announces Earnings for the First Quarter 2022 Diluted Earnings per Share of $1.11 vs. $1.19 in 1Q21 Adjusted Diluted Earning

Exhibit 99.1 Media Contact Investor Contact Alison Dowe Cal Evans Media Relations Investor Relations (706) 641-3781 (706) 641-6500 Synovus Announces Earnings for the First Quarter 2022 Diluted Earnings per Share of $1.11 vs. $1.19 in 1Q21 Adjusted Diluted Earnings per Share of $1.08 vs. $1.21 in 1Q21 COLUMBUS, Ga., April 21, 2022 - Synovus Financial Corp. (NYSE: SNV) today reported financial resul

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 21, 2022 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificatio

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR o TRANSITION REPORT PURSUANT TO SECTION 1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR o TRANSITION REPORT PURSUANT TO SECTION 1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A/A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A/A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.?) Filed by the Registrant ? Filed by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the C

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 March 15, 2022 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificatio

Schedule 14A

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.?) Filed by the Registrant ? Filed by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential,

SNV / Synovus Financial Corp. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 10)* Name of issuer: Synovus Financial Corp. Title of Class of Securities: Common Stock CUSIP Number: 87161C501 Date of Event Which Requires Filing of this Statement: February 28, 2022 Check the appropriate box to designate the rule pursuant to which this Schedule is fil

Summary of Annual Base Salaries of Synovus' Named Executive Officers.*

Exhibit 10.34 SYNOVUS FINANCIAL CORP. Annual Base Salaries for Named Executive Officers Set forth below are the base salaries for persons identified as ?named executive officers? of Synovus Financial Corp. for the year ended December 31, 2021, as approved by the Compensation Committee of the Board of Directors: Name Title Base Salary Kessel D. Stelling Executive Chairman of the Board $ 1,125,000 K

Form of Cash-Settled Restricted Stock Unit Agreement for cash-settled restricted stock awards under the Synovus Financial Corp. 2021 Omnibus Plan, incorporated by reference to Exhibit 10.49 of Synovus' Annual Report on Form 10-K for the fiscal year ended December 31, 2021, as filed with the SEC on February 25, 2022.*

Exhibit 10.49 CASH-SETTLED RESTRICTED STOCK UNIT AGREEMENT THIS CASH-SETTLED RESTRICTED STOCK UNIT AGREEMENT (?Agreement?) is made effective as of the grant date set forth below by and between SYNOVUS FINANCIAL CORP., a Georgia corporation (the ?Corporation?), and (?Executive?). WHEREAS, Executive has been awarded Restricted Stock Units (?RSUs?) under the Corporation?s 2021 Omnibus Plan (?Plan?).

Subsidiaries of Synovus Financial Corp.

Exhibit 21.1 SUBSIDIARIES OF SYNOVUS FINANCIAL CORP. Ownership Percentage Name Place of Incorporation 100% Synovus Bank Georgia 100% Synovus Trust Company, National Association National 50% Sterling Place, L.L.C. Alabama 40% Orchid, LLC Alabama 100% The Summerton Inn, Inc. South Carolina 100% Global Financial Distributors, Inc. Georgia 49.99% Azalea Park Partners, LP Maryland 100% CB&T Special Lim

Form of Restricted Stock Unit Agreement for restricted stock awards under the Synovus Financial Corp. 2021 Omnibus Plan, incorporated by reference to Exhibit 10.48 of Synovus' Annual Report on Form 10-K for the fiscal year ended December 31, 2021, as filed with the SEC on February 25, 2022.*

Exhibit 10.48 RESTRICTED STOCK UNIT AGREEMENT THIS RESTRICTED STOCK UNIT AGREEMENT (?Agreement?) is made effective as of the grant date set forth below by and between SYNOVUS FINANCIAL CORP., a Georgia corporation (the ?Corporation?), and (?Executive?). WHEREAS, Executive has been awarded Restricted Stock Units (?RSUs?) under the Corporation?s 2021 Omnibus Plan (?Plan?). NOW, THEREFORE, in accorda

Form of Performance Stock Unit Agreement for performance-based restricted stock awards under the Synovus Financial Corp. 2021 Omnibus Plan, incorporated by reference to Exhibit 10.50 of Synovus' Annual Report on Form 10-K for the fiscal year ended December 31, 2021, as filed with the SEC on February 25, 2022.*

Exhibit 10.50 PERFORMANCE STOCK UNIT AGREEMENT THIS PERFORMANCE STOCK UNIT AGREEMENT (?Agreement?) is made effective as of the grant date set forth below by and between SYNOVUS FINANCIAL CORP., a Georgia corporation (the ?Corporation?), and (?Executive?). WHEREAS, Executive has been awarded Performance Stock Units (?PSUs?) under the Corporation?s 2021 Omnibus Plan (?Plan?). NOW, THEREFORE, in acco

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2021 Commission file number 1-10312 SYNOVU

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? Annual report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2021 Commission file number 1-10312 SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 58-1134883 (State or other jurisdiction of incorporation or organizat

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 February 18, 2022 (February 17, 2022) Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS

SNV / Synovus Financial Corp. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 9)* Name of issuer: Synovus Financial Corp. Title of Class of Securities: Common Stock CUSIP Number: 87161C501 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule is file

©2022 Synovus. All Rights Reserved. 1 Welcome to Inspired Banking Synovus Investor Day 2022 February 8, 2022 Exhibit 99.1 ©2022 Synovus. All Rights Reserved. 2 This slide presentation and certain of our other filings with the Securities and Exchange

?2022 Synovus. All Rights Reserved. 1 Welcome to Inspired Banking Synovus Investor Day 2022 February 8, 2022 Exhibit 99.1 ?2022 Synovus. All Rights Reserved. 2 This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of th

Regulation FD Disclosure, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 February 8, 2022 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificat

SNV / Synovus Financial Corp. / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* Synovus Financial (Name of Issuer) Common Stock (Title of Class of Securities) 87161C501 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sche

Fourth Quarter 2021 Results January 20, 2022 Exhibit 99.3 Forward Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements"

Fourth Quarter 2021 Results January 20, 2022 Exhibit 99.3 Forward Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exc

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 January 20, 2022 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificat

Media Contact Investor Contact Alison Dowe Cal Evans Media Relations Investor Relations (706) 644-3781 (706) 641-6500 Synovus Announces Earnings for the Fourth Quarter 2021 Diluted Earnings per Share of $1.31 vs. $1.21 in 3Q21 Adjusted Diluted Earnin

EX-99.1 2 snvex991x12312021newsrele.htm EX-99.1 Exhibit 99.1 Media Contact Investor Contact Alison Dowe Cal Evans Media Relations Investor Relations (706) 644-3781 (706) 641-6500 Synovus Announces Earnings for the Fourth Quarter 2021 Diluted Earnings per Share of $1.31 vs. $1.21 in 3Q21 Adjusted Diluted Earnings per Share of $1.35 vs. $1.20 in 3Q21 COLUMBUS, Ga., January 20, 2022 - Synovus Financi

Synovus INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) 2021 2020 Fourth Quarter Fourth Quarter Third Quarter Second Quarter First Quarter Fourth Quarter '21 vs '20 % Change Interest income $ 418,279 412,504 412,743 40

Synovus Exhibit 99.2 INCOME STATEMENT DATA (Unaudited) Years Ended (Dollars in thousands, except per share data) December 31, 2021 2020 % Change Interest income $ 1,653,343 $ 1,804,495 (8) % Interest expense 120,396 291,747 (59) Net interest income 1,532,947 1,512,748 1 (Reversal of) provision for credit losses (106,251) 355,022 nm Net interest income after provision for credit losses 1,639,198 1,

Regulation FD Disclosure, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 December 6, 2021 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificat

Building the bank of the future Goldman Sachs U.S. Financial Services Conference Kevin Blair President and Chief Executive Officer December 7, 2021 Exhibit 99.1 ©2021 Synovus. All Rights Reserved. 2 Forward-Looking Statements This slide presentation

Building the bank of the future Goldman Sachs U.S. Financial Services Conference Kevin Blair President and Chief Executive Officer December 7, 2021 Exhibit 99.1 ?2021 Synovus. All Rights Reserved. 2 Forward-Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within th

First Amendment to the Synovus Financial Corp. Directors' Deferred Compensation Plan.

EX-10.1 2 snv09302021xfilingxex101.htm EX-10.1 Exhibit 10.1 First Amendment to the Synovus Financial Corp. Directors’ Deferred Compensation Plan The Synovus Financial Corp. Directors’ Deferred Compensation Plan is hereby amended, pursuant to Section 8 thereof, effective November 1, 2021 as follows, to provide Directors the opportunity to defer the payment, in shares of Synovus Financial Corp. comm

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2021 Commission file number 1-103

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2021 Commission file number 1-10312 SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 58-1134883 (State or other jurisdiction of incorporation or

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of November 2, 2021 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identification N

Synovus INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) 2021 2020 Third Quarter Third Quarter Second Quarter First Quarter Fourth Quarter Third Quarter '21 vs '20 % Change Interest income $ 412,504 412,743 409,817 433,

Exhibit 99.2 INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) Nine Months Ended 2021 2020 21 vs '20 % Change Interest income $ 1,235,064 $ 1,371,016 (10) % Interest expense 94,430 244,200 (61) Net interest income 1,140,634 1,126,816 1 (Reversal of) provision for credit losses (51,041) 343,956 nm Net interest income after provision for credit losses 1,191,675 782,860

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 October 19, 2021 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificat

Third Quarter 2021 Results October 19, 2021 Exhibit 99.3 Forward-Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" w

Third Quarter 2021 Results October 19, 2021 Exhibit 99.3 Forward-Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exch

Media Contact Investor Contact Alison Dowe Kevin Brown Media Relations Investor Relations (706) 641-3781 (706) 641-6500 Synovus Announces Earnings for the Third Quarter 2021 Diluted Earnings per Share of $1.21 vs. $0.56 in 3Q20 Adjusted Diluted Earni

EX-99.1 2 snv09302021xex991xfilingx.htm EX-99.1 Exhibit 99.1 Media Contact Investor Contact Alison Dowe Kevin Brown Media Relations Investor Relations (706) 641-3781 (706) 641-6500 Synovus Announces Earnings for the Third Quarter 2021 Diluted Earnings per Share of $1.21 vs. $0.56 in 3Q20 Adjusted Diluted Earnings per Share of $1.20 vs. $0.89 in 3Q20 COLUMBUS, Ga., October 19, 2021 - Synovus Financ

Regulation FD Disclosure, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of October 12, 2021 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identification N

A Statement from President and CEO Kevin Blair

Exhibit 99.1 A Statement from President and CEO Kevin Blair The Synovus family deeply mourns the loss of our treasured team members ? Specialty Finance Division CEO Jonathan Rosen and his longtime assistant Lauren Harrington ? as well as Jonathan?s daughter, Allie, and her friend, who were killed in a plane crash in Atlanta Friday afternoon. Jonathan and Lauren became part of Synovus in 2016 when

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2021 Commission file number 1-10312 SY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2021 Commission file number 1-10312 SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 58-1134883 (State or other jurisdiction of incorporation or organ

Media Contact Investor Contact Lee Underwood Kevin Brown Media Relations Investor Relations (706) 644-0528 (706) 641-6500 Synovus Announces Earnings for the Second Quarter 2021 Diluted Earnings per Share of $1.19 vs. $0.57 in 2Q20 Adjusted Diluted Ea

Exhibit 99.1 Media Contact Investor Contact Lee Underwood Kevin Brown Media Relations Investor Relations (706) 644-0528 (706) 641-6500 Synovus Announces Earnings for the Second Quarter 2021 Diluted Earnings per Share of $1.19 vs. $0.57 in 2Q20 Adjusted Diluted Earnings per Share of $1.20 vs. $0.23 in 2Q20 COLUMBUS, Ga., July 20, 2021 - Synovus Financial Corp. (NYSE: SNV) today reported financial r

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 July 20, 2021 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identification

Second Quarter 2021 Results July 20, 2021 Exhibit 99.3 Forward-Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" wit

Second Quarter 2021 Results July 20, 2021 Exhibit 99.3 Forward-Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchan

Synovus INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) 2021 2020 Second Quarter Second Quarter First Quarter Fourth Quarter Third Quarter Second Quarter '21 vs '20 % Change Interest income $ 412,743 409,817 433,479 43

Exhibit 99.2 INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) Six Months Ended 2021 2020 '21 vs '20 % Change Interest income $ 822,560 $ 935,466 (12) % Interest expense 66,844 185,640 (64) Net interest income 755,716 749,826 1 (Reversal of) provision for credit losses (43,173) 300,573 nm Net interest income after provision for credit losses 798,889 449,253 78 Non-int

As filed with the Securities and Exchange Commission on May 17, 2021

As filed with the Securities and Exchange Commission on May 17, 2021 Registration No.

Summary of Board of Directors Compensation.

Exhibit 10.1 SYNOVUS FINANCIAL CORP. Board of Directors Compensation (Effective April 21, 2021) Cash Compensation Annual Board Retainer $ 65,000 Annual Board Committee Member Retainers: Audit Committee $ 15,000 Compensation Committee $ 12,500 Corporate Governance and Nominating Committee $ 10,000 Risk Committee $ 15,000 Annual Committee Chair Retainers:** Audit Committee $ 20,000 Compensation Comm

Form of Director Restricted Stock Unit Agreement for restricted stock awards to directors under the Synovus Financial Corp. Omnibus Plan.

Exhibit 10.5 DIRECTOR RESTRICTED STOCK UNIT AGREEMENT THIS DIRECTOR RESTRICTED STOCK UNIT AGREEMENT (?Agreement?) is made effective as of the grant date set forth below by and between SYNOVUS FINANCIAL CORP., a Georgia corporation (the ?Corporation?), and [Participant Name] (?Director?). WHEREAS, Director has been awarded Restricted Stock Units (?RSUs?) under the Corporation?s 2021 Omnibus Plan (?

Synovus Financial Corp. 2021 Omnibus Plan.

Exhibit 10.2 As approved by Synovus? shareholders Effective April 21, 2021 Synovus Financial Corp. 2021 Omnibus Plan Article 1. Establishment, Purpose, and Duration 1.1 Establishment. Synovus Financial Corp. (hereinafter referred to as the ?Company?) hereby establishes an incentive compensation plan to be known as Synovus Financial Corp. 2021 Omnibus Plan (hereinafter referred to as the ?Plan?), a

Synovus Financial Corp. 2021 Director Stock Purchase Plan.

Exhibit 10.3 As approved by Synovus? shareholders on April 21, 2021 SYNOVUS FINANCIAL CORP. 2021 DIRECTOR STOCK PURCHASE PLAN (EFFECTIVE AS OF JUNE 1, 2021) The name of this plan is the Synovus Financial Corp. 2021 Director Stock Purchase Plan (the ?Plan?). The purpose of the Plan is to enable Synovus Financial Corp. (?Synovus?) to promote interest in its success, growth and development by providi

Synovus Financial Corp. 2021 Employee Stock Purchase Plan.

Exhibit 10.4 As approved by Synovus? shareholders on April 21, 2021 . SYNOVUS FINANCIAL CORP. 2021 EMPLOYEE STOCK PURCHASE PLAN (EFFECTIVE AS OF JULY 1, 2021) The name of this plan is the Synovus Financial Corp. 2021 Employee Stock Purchase Plan (the "Plan"). The purpose of the Plan is to enable Synovus and its subsidiaries to provide their employees a convenient means of purchasing, by means of v

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? Quarterly report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2021 Commission file number 1-10312 SYNOVUS FINANCIAL CORP. (Exact name of registrant as specified in its charter) Georgia 58-1134883 (State or other jurisdiction of incorporation or orga

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Submission of Matters to a Vote of Security Holders

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of April 23, 2021 (April 21, 2021) Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer I

- S-8

As filed with the Securities and Exchange Commission on April 23, 2021 Registration No.

First Quarter 2021 Results April 20, 2021 Exhibit 99.3 Forward Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" wit

First Quarter 2021 Results April 20, 2021 Exhibit 99.3 Forward Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchan

Media Contact Investor Contact Lee Underwood Kevin Brown Media Relations Investor Relations (706) 644-0528 (706) 644-0948 Synovus Announces Earnings for the First Quarter 2021 Diluted Earnings per Share of $1.19 vs. $0.20 in 1Q20 Adjusted Diluted Ear

Exhibit 99.1 Media Contact Investor Contact Lee Underwood Kevin Brown Media Relations Investor Relations (706) 644-0528 (706) 644-0948 Synovus Announces Earnings for the First Quarter 2021 Diluted Earnings per Share of $1.19 vs. $0.20 in 1Q20 Adjusted Diluted Earnings per Share of $1.21 vs. $0.21 in 1Q20 COLUMBUS, Ga., April 20, 2021 - Synovus Financial Corp. (NYSE: SNV) today reported financial r

Synovus BALANCE SHEET DATA March 31, 2021 December 31, 2020 March 31, 2020 (Unaudited) (In thousands, except share data) ASSETS Cash and due from banks $ 493,645 $ 531,625 $ 652,451 Interest-bearing funds with Federal Reserve Bank 2,722,100 3,586,565

Synovus Exhibit 99.2 INCOME STATEMENT DATA (Unaudited) (Dollars in thousands, except per share data) 2021 2020 First Quarter First Quarter Fourth Quarter Third Quarter Second Quarter First Quarter '21 vs '20 % Change Interest income $ 409,817 433,479 435,550 451,569 483,897 (15) % Interest expense 35,960 47,547 58,560 75,003 110,637 (67) Net interest income 373,857 385,932 376,990 376,566 373,260

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 20, 2021 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identificatio

- 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR o TRANSITION REPORT PURSUANT TO SECTION 1

- 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR o TRANSITION REPORT PURSUANT TO SECTION 1

- DEF 14A

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.?) Filed by the Registrant ? ???????Filed by a party other than the Registrant ?? Check the appropriate box: ?? Preliminary Proxy Statement ?? Conf

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.?) Filed by the Registrant ????????Filed by a party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of t

2021 Raymond James Institutional Investors Conference March 2, 2021 Kevin Blair President and COO Exhibit 99.1 Forward Looking Statements 2 This slide presentation and certain other Synovus Financial Corp.’s filings with the Securities and Exchange C

2021 Raymond James Institutional Investors Conference March 2, 2021 Kevin Blair President and COO Exhibit 99.

Regulation FD Disclosure, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 March 1, 2021 Date of Report (Date of Earliest Event Reported) Synovus Financial Corp. (Exact Name of Registrant as Specified in its Charter) Georgia 1-10312 58-1134883 (State of Incorporation) (Commission File Number) (IRS Employer Identification

Summary of Annual Base Salaries of Synovus' Named Executive Officers.*

Exhibit 10.25 SYNOVUS FINANCIAL CORP. Annual Base Salaries for Named Executive Officers Set forth below are the base salaries for persons identified as ?named executive officers? of Synovus Financial Corp. for the year ended December 31, 2020, as approved by the Compensation Committee of the Board of Directors: Name Title Base Salary Kessel D. Stelling Chairman and Chief Executive Officer $ 1,125,

Subsidiaries of Synovus Financial Corp.

Exhibit 21.1 SUBSIDIARIES OF SYNOVUS FINANCIAL CORP. Ownership Percentage Name Place of Incorporation 100% Synovus Bank Georgia 100% Synovus Trust Company, National Association National 50% Sterling Place, L.L.C. Alabama 40% Orchid, LLC Alabama 100% The Summerton Inn, Inc. South Carolina 100% BNG Beltline, LLC Georgia 100% Global Financial Distributors, Inc. Georgia 49.99% Azalea Park Partners, LP