PFIS / Peoples Financial Services Corp. - تصريحات هيئة الأوراق المالية والبورصات، التقرير السنوي، بيان الوكيل

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 29, 2025 (Date of earliest event reported) PEOPLES FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 29, 2025 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number) (

Peoples Financial Services Corp. Severance and Change in Control Plan for CEO and Leadership Team

Exhibit 10.1 Peoples Financial Services Corp. Severance and Change in Control Plan for CEO and Leadership Team Section I.               Purpose and Effective Date The Peoples Financial Services Corp. Severance and Change in Control Plan for CEO and Leadership Team (the “Plan”) provides severance benefits under specified conditions to the CEO and Executives who experience a Qualifying Termination o

Peoples Financial Services Corp. Q2 2025 Investor Presentation August 2025 This presentation (this “Presentation”) has been prepared solely for general informational purposes by Peoples Financial Services Corp. (the “Company,” the “holding company,”

Exhibit 99.1 Peoples Financial Services Corp. Q2 2025 Investor Presentation August 2025 This presentation (this “Presentation”) has been prepared solely for general informational purposes by Peoples Financial Services Corp. (the “Company,” the “holding company,” “we” or “our”), a bank holding company registered under the Bank Holding Company Act of 1956, as amended, and 100% owner of Peoples Secur

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 22, 2025 (Date of earliest event reported) PEOPLES FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 22, 2025 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number) (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended June 30, 2025 or ☐ Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) PEOPLES FINANCIAL SERVICES CORP.

Change in Control Severance Agreement dated as of October 24, 2024, by and between Peoples Security Bank and Trust Company and Stephanie A. Westington, CPA

Exhibit 10.4 CHANGE IN CONTROL SEVERANCE AGREEMENT This Change in Control Severance Agreement (the "Agreement"), dated as of October 24th, 2024, is made and entered into by and between Peoples Security Bank and Trust Company, a Pennsylvania state-chartered bank (the "Bank") and Stephanie A. Westington, CPA, an adult individual (the "Employee"). RECITALS WHEREAS, the Bank is the wholly owned subsid

DATED AUGUST 1, 2025 OFFER TO EXCHANGE UP TO $85,000,000 IN AGGREGATE PRINCIPAL AMOUNT OF 7.75% FIXED-TO-FLOATING RATE SUBORDINATED NOTES DUE 2035 THAT HAVE BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, (CUSIP #711040 AC9 / ISIN# US71

TABLE OF CONTENTS  Filed Pursuant to Rule 424(b)(3)  Registration No. 333-2887823 PROSPECTUS DATED AUGUST 1, 2025 OFFER TO EXCHANGE UP TO $85,000,000 IN AGGREGATE PRINCIPAL AMOUNT OF 7.75% FIXED-TO-FLOATING RATE SUBORDINATED NOTES DUE 2035 THAT HAVE BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, (CUSIP #711040 AC9 / ISIN# US711040AC91) FOR ANY AND ALL OUTSTANDING UNREGISTERED 7.75%

Calculation of Filing Fee Tables

Calculation of Filing Fee Tables S-4 PEOPLES FINANCIAL SERVICES CORP. Narrative Disclosure The maximum aggregate offering price of the securities to which the prospectus relates is $85,000,000.00. The prospectus is a final prospectus for the related offering.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 31, 2025 (Date of earliest event reported) PEOPLES FINANCIAL S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 31, 2025 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of

PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Second Quarter and Year to Date 2025 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Second Quarter and Year to Date 2025 Earnings Dunmore, PA, July 31, 2025/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples” or the “Company”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company (the “Bank”), today reported unaudited financial results at and for t

As filed with the Securities and Exchange Commission on July 18, 2025

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on July 18, 2025 Registration No.

Form T-1 Statement of Eligibility under the Trust Indenture Act of 1939, as amended, of U.S. Bank Trust Company, National Association, with respect to the Indenture dated as of June 6 2025 between Peoples Financial Services Corp. and U.S. Bank Trust Company, National Association, as trustee, regarding the 7.75% Fixed-to-Floating Rate Subordinated Notes due 2035

securities and exchange commission Washington, D.C. 20549 FORM T-1 Statement of Eligibility Under The Trust Indenture Act of 1939 of a Corporation Designated to Act as Trustee Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) ¨ U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION (Exact name of Trustee as specified in its charter) 91-1821036 I.R.S. Employer Ident

Filing Fee Table

Exhibit 107 Calculation of Filing Fee Tables Form S-4 (Form Type) Peoples Financial Services Corp.

Form of Letter of Transmittal related to the 7.75% Fixed-to-Floating Rate Subordinated Notes due 2035

Exhibit 99.1 Peoples Financial Services Corp. LETTER OF TRANSMITTAL To Tender for Exchange 7.75% Fixed-to-Floating Rate Subordinated Notes due 2035 Accredited Investor CUSIP: 711040 AB1 / US711040AB19 and QIB CUSIP: 711040 AA3 / US711040AA36 (the “Old Notes”) for 7.75% Fixed-to-Floating Rate Subordinated Notes due 2035 that have been registered under the Securities Act of 1933 (the “Securities Act

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: June 23, 2025 (Date of earliest event reported) PEOPLES FINANCIAL S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: June 23, 2025 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number) (IR

Purchase and Sale Agreement by and between Moosic Holdings, LLC and Peoples Security Bank and Trust Company

Exhibit 10.1 PURCHASE AND SALE AGREEMENT THIS PURCHASE AND SALE AGREEMENT (this “Agreement”) is hereby made and entered into as of June 23, 2025 (the “Effective Date”) by and between Moosic Holdings, LLC (the “Seller”), and Peoples Security Bank and Trust Company (the “Purchaser”). WITNESSETH: WHEREAS, Seller is the owner of a fee simple interest in property located at 30 E.D. Preate Drive, Moosic

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 6, 2025 PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number) (IRS

Form of Subordinated Note Purchase Agreement

Exhibit 10.1 Subordinated Note Purchase Agreement This SUBORDINATED NOTE PURCHASE AGREEMENT (this “Agreement”) is dated as of June 6, 2025, and is made by and among Peoples Financial Services Corp., a Pennsylvania corporation (the “Company”), and the several purchasers of the Subordinated Notes (as defined below) identified on the signature pages hereto (each a “Purchaser” and collectively, the “P

Indenture dated as of June 6, 2025 between Peoples Financial Services Corp. and U.S. Bank Trust Company, National Association, as trustee (incorporated by reference to Exhibit 4.1 to Peoples’ current report on form 8-K filed with the SEC on June 6, 2025)

Exhibit 4.1 Peoples Financial Services Corp. As Issuer, and U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION As Trustee INDENTURE Dated as of June 6, 2025 7.75% Fixed-to-Floating Rate Subordinated Notes due 2035 TABLE OF CONTENTS ARTICLE I DEFINITIONS AND INCORPORATION BY REFERENCE 6 Section 1.01 Definitions 6 Section 1.02 Compliance Certificates and Opinions 15 Section 1.03 Form of Documents Deliver

Form of Registration Rights Agreement

  Exhibit 10.2   Registration Rights Agreement   This REGISTRATION RIGHTS AGREEMENT (this “Agreement”) is dated as of June 6, 2025, and is made by and among Peoples Financial Services Corp., a Pennsylvania corporation (the “Company”), and the several purchasers of the Subordinated Notes (as defined below) identified on the signature pages to the Purchase Agreement (as defined below) (collectively,

Peoples Financial Services Corp. Announces Completion of Private Placement of $85.0 Million of Subordinated Notes Significant Investor Demand Resulted in an Oversubscribed and Upsized Transaction Providing Cost-Effective Capital to Fortify the Compan

Exhibit 99.1 Peoples Financial Services Corp. Announces Completion of Private Placement of $85.0 Million of Subordinated Notes Significant Investor Demand Resulted in an Oversubscribed and Upsized Transaction Providing Cost-Effective Capital to Fortify the Company’s Balance and Support Growth DUNMORE, PA.-(BUSINESS WIRE)—Peoples Financial Services Corp. (Nasdaq: PFIS) (the “Company”), the parent c

Third Amended and Restated Bylaws of Peoples Financial Services Corp., effective May 30, 2025

Exhibit 3.1 THIRD AMENDED AND RESTATED BYLAWS OF PEOPLES FINANCIAL SERVICES CORP. Amended and Restated Effective May 30, 2025 Article 1 CORPORATION OFFICE Section 1.1         The Corporation shall have and continuously maintain in Pennsylvania a registered office which may, but need not, be the same as its place of business and at an address to be designated from time to time by the Board of Direc

Marked Third Amended and Restated Bylaws of Peoples Financial Services Corp., effective May 30, 2025

Exhibit 3.2 SECONDTHIRD AMENDED AND RESTATED BYLAWS OF PEOPLES FINANCIAL SERVICES CORP. Amended and Restated Effective October 27 May 30, 20235 As Amended Effective July 1, 2024 Article 1 CORPORATION OFFICE Section 1.1              The Corporation shall have and continuously maintain in Pennsylvania a registered office which may, but need not, be the same as its place of business and at an address

Q1 2025 Investor Presentation Peoples Financial Services Corp. Holding Company for: CONFIDENTIAL 2 This presentation (this “Presentation”) has been prepared solely for general informational purposes by Peoples Financial Services Corp. (the “Company,”

Exhibit 99.1 Q1 2025 Investor Presentation Peoples Financial Services Corp. Holding Company for: CONFIDENTIAL 2 This presentation (this “Presentation”) has been prepared solely for general informational purposes by Peoples Financial Services Corp. (the “Company,” the “holding company,” “we” or “our”), a bank holding company registered under the Bank Holding Company Act of 1956, as amended, and 100

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: June 3, 2025 (Date of earliest event reported) PEOPLES FINANCIAL SE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: June 3, 2025 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number) (IRS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 30, 2025 (Date of earliest event reported) PEOPLES FINANCIAL SE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 30, 2025 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number) (IRS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 29, 2025 (Date of earliest event reported) PEOPLES FINANCIAL SE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 29, 2025 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number) (IRS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 9, 2025 (Date of earliest event reported) PEOPLES FINANCIAL SER

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 9, 2025 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number) (IRS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended March 31, 2025 or ☐ Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) PEOPLES FINANCIAL SERVICES CORP.

May 5, 2025

May 5, 2025 VIA EDGAR United States Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.

As filed with the Securities and Exchange Commission on May 5, 2025.

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on May 5, 2025.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 1, 2025 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of in

PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited First Quarter 2025 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited First Quarter 2025 Earnings Dunmore, PA, May 1, 2025/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples” or the “Company”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company (the “Bank”), today reported unaudited financial results at and for the three months ende

Form of Senior Debt Securities Indenture.

Exhibit 4.3 PEOPLES FINANCIAL SERVICES CORP. SENIOR DEBT INDENTURE DATED AS OF             , 20 [·], AS TRUSTEE TABLE OF CONTENTS Page Number Article I DEFINITIONS AND INCORPORATION BY REFERENCE 1 Section 1.1 Definitions 1 Section 1.2 Other Definitions 4 Section 1.3 Incorporation by Reference of Trust Indenture Act 4 Section 1.4 Rules Of Construction 4 Article II THE SECURITIES 4 Section 2.1 Issua

As filed with the Securities and Exchange Commission on 18, 2025.

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on 18, 2025.

Filing Fee Table.

Exhibit 107 Calculation of Filing Fee Tables S-3 Peoples Financial Services Corp. Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to be Paid Equity Common Stock, par value $2.00 per share 457(o) (1) (2) (

Form of Subordinated Debt Securities Indenture.

Exhibit 4.5 PEOPLES FINANCIAL SERVICES CORP. SUBORDINATED DEBT INDENTURE DATED AS OF                 , 20 [·], AS TRUSTEE TABLE OF CONTENTS Page Number Article I DEFINITIONS AND INCORPORATION BY REFERENCE 1 Section 1.1 Definitions 1 Section 1.2 Other Definitions 4 Section 1.3 Incorporation by Reference of Trust Indenture Act 5 Section 1.4 Rules Of Construction 5 Article II THE SECURITIES 5 Section

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: March 28, 2025 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number) (I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin

Form of Endorsement Split-Dollar Life Insurance Agreement

Exhibit 10.44 FORM OF ENDORSEMENT SPLIT-DOLLAR LIFE INSURANCE AGREEMENT THIS ENDORSEMENT SPLIT-DOLLAR LIFE INSURANCE AGREEMENT (the “Agreement”) is adopted this day of , 20 , by and between Peoples Security Bank and Trust Company, a state-charted bank organized and existing under the laws of the Commonwealth of Pennsylvania (successor to FNCB Bank and First National Community Bank), located in Dun

Insider Trading Policy

Exhibit 19.1 Date Initially Approved by Board of Directors: July 2014 Date Last Revised: August 2024 Date Last Approved by Board of Directors: August 2024 SECURITIES TRADING POLICY Background The board of directors of Peoples Financial Services Corp. (together with its subsidiaries, including Peoples Security Bank and Trust Company, the “Company”) has adopted this Securities Trading Policy (“Polic

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-36388 P

List of Subsidiaries

Exhibit 21.1 LIST OF SUBSIDIARIES OF THE REGISTRANT Peoples Security Bank and Trust Company, a Pennsylvania bank and trust company First National Community Statutory Trust I - Delaware Statutory Trust

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING SEC FILE NUMBER: 001-36388 CUSIP NUMBER: 711040105 (Check one): x Form 10-K ¨ Form 20-F ¨ Form 11-K ¨ Form 10-Q ¨ Form 10-D ¨ Form N-CEN ¨ Form N-CSR For Period Ended: December 31, 2024 o Transition Report on Form 10-K o Transition Report on Form 20-F o Transition Report on Form 11-K o T

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☒ Preliminary Proxy Statement ☐ Confidential, for use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Fourth Quarter and Year to Date 2024 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Fourth Quarter and Year to Date 2024 Earnings Scranton, PA, February 6, 2025/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples” or the “Company”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: February 6, 2025 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction

PEOPLES FINANCIAL SERVICES CORP. ANNOUNCES OFFICER APPOINTMENTS

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR PEOPLES FINANCIAL SERVICES CORP. ANNOUNCES OFFICER APPOINTMENTS Scranton, PA, February 4, 2025/PRNEWSWIRE/ – The Board of Directors of Peoples Financial Services Corp. (“PFIS”) (NASDAQ: PFIS) announced today that James M. Bone, Jr., CPA, Executive Vice President and Chief Operations Officer of PFIS and its banking subsidiary, Peoples Security Bank and T

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 31, 2025 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number)

Amended and Restated Employment Agreement, entered into as of November 27, 2024 by and among Peoples Security Bank and Trust Company, Peoples Financial Services Corp. and James M. Bone, Jr.

Exhibit 10.1 amended and restated Employment Agreement THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT (“Agreement”) is made and entered into as of the 27th day of November, 2024, by and among Peoples Security Bank and Trust Company (the “Bank”), Peoples Financial Services Corp. (the “Company”), the parent of the Bank, and James M. Bone, Jr., CPA (“Officer”). Recital WHEREAS, the Bank is successor

Third Amendment to the Peoples Security Bank and Trust Company (formerly FNCB Bank) Supplemental Executive Retirement Plan dated June 26, 2024

Exhibit 10.7 Third Amendment To the FNCB Bank Supplemental Executive Retirement Plan This Third Amendment to the FNCB Bank Supplemental Executive Retirement Plan (the “Plan”) is made June 26, 2024, by FNCB Bank (the “Bank”), a state-chartered bank organized and existing under the laws of the Commonwealth of Pennsylvania. RECITALS: WHEREAS, the Plan was adopted by the Bank on October 1, 2015, and w

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended September 30, 2024 or ☐ Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) PEOPLES FINANCIAL SERVICES CORP.

Peoples Financial Services Corp. Second Amended and Restated Bylaws, as amended (incorporated by reference to Exhibit 3.1 to the registrant’s quarterly report on Form 10-Q filed with the Commission on November 14, 2024)

Exhibit 3.1 SECOND AMENDED AND RESTATED BYLAWS OF PEOPLES FINANCIAL SERVICES CORP. Amended and Restated Effective October 27, 2023 As Amended Effective July 1, 2024 Article 1 CORPORATION OFFICE Section 1.1The Corporation shall have and continuously maintain in Pennsylvania a registered office which may, but need not, be the same as its place of business and at an address to be designated from time

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING SEC FILE NUMBER: 001-36388 CUSIP NUMBER: 711040105 (Check one): ¨ Form 10-K ¨ Form 20-F ¨ Form 11-K x Form 10-Q ¨ Form 10-D ¨ Form N-CEN ¨ Form N-CSR For Period Ended: September 30, 2024 o Transition Report on Form 10-K o Transition Report on Form 20-F o Transition Report on Form 11-K o

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 7, 2024 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number)

Nasdaq: PFIS INVESTOR PRESENTATION 2024 Third Quarter Earnings psbt.com

Exhibit 99.1 Nasdaq: PFIS INVESTOR PRESENTATION 2024 Third Quarter Earnings psbt.com Nasdaq: PFIS 2 CAUTIONARY NOTE ABOUT FORWARD - LOOKING STATEMENTS: We make statements in this presentation, and we may from time to time make other statements regarding our outlook or expectat ion s for future financial or operating results and/or other matters regarding or affecting Peoples Financial Services Cor

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 5, 2024 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction

PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Third Quarter and Year to Date 2024 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Third Quarter and Year to Date 2024 Earnings Scranton, PA, November 5, 2024/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples” or the “Company”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three a

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 25, 2024 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number)

PEOPLES FINANCIAL SERVICES CORP. Announces Update to Succession Plans

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR PEOPLES FINANCIAL SERVICES CORP. Announces Update to Succession Plans Scranton, PA, October 25, 2024/PRNEWSWIRE/ – On October 25, 2024, the board of directors of Peoples Financial Services Corp. (the “Company”) and Craig W. Best mutually agreed that Mr. Best would cease serving as Chief Executive Officer and director of the Company and its banking subsi

Separation Agreement, dated as of October 25, 2024 by and between Craig W. Best, Peoples Security Bank and Trust Company, and Peoples Financial Services Corp.

Exhibit 10.1 separation Agreement THIS SEPARATION AGREEMENT (this “Agreement”) is made October 25, 2024, by and between Craig W. Best (the “Executive”), Peoples Security Bank and Trust Company, successor-by-merger to Penn Security Bank and Trust Company (the “Bank”), and Peoples Financial Services Corp., successor-by-merger to Penseco Financial Services Corporation (the “Parent” and, together with

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 1, 2024 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission

UNAUDITED PRO FORMA COMBINED FINANCIAL STATEMENTS

Exhibit 99.3 UNAUDITED PRO FORMA COMBINED FINANCIAL STATEMENTS The unaudited pro forma combined condensed consolidated financial information has been prepared using the acquisition method of accounting under the provisions of the Financial Accounting Standards Board Accounting Standards Codification 805, “Business Combinations”, giving effect to the merger of FNCB Bancorp, Inc. (“FNCB”) with and i

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended June 30, 2024 or ☐ Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) PEOPLES FINANCIAL SERVICES CORP.

Employment Agreement, dated as of July 26, 2024 by and among Peoples Security Bank and Trust Company, Peoples Financial Services Corp. and Gerard A. Champi

Exhibit 10.1 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (“Agreement”) is made and entered into as of the 26th day of July, 2024, by and among Peoples Security Bank and Trust Company (“Peoples Bank”), Peoples Financial Services Corp. (“PFIS” and together with Peoples Bank, the “Bank”), the parent of Peoples Bank, and Gerard A. Champi (“Executive”). Peoples Bank, PFIS and Executive will be refer

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 26, 2024 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number) (IR

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 25, 2024 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of

PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Second Quarter and Year to Date 2024 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Second Quarter and Year to Date 2024 Earnings Scranton, PA, July 25, 2024/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples” or the “Company”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three and

As filed with the Securities and Exchange Commission on July 1, 2024

As filed with the Securities and Exchange Commission on July 1, 2024 Registration No.

Calculation of Filing Fee Table

Exhibit 107 Calculation of Filing Fee Tables Form S-8 (Form Type) Peoples Financial Services Corp.

Peoples Financial Services Corp. and FNCB Bancorp, Inc. Complete Merger

Exhibit 99.1 Peoples Financial Services Corp. and FNCB Bancorp, Inc. Complete Merger Scranton and Dunmore, Pa., July 1, 2024 /PRNewswire/ - Peoples Financial Services Corp. (“Peoples”) (Nasdaq: PFIS) today announced the completion of the merger of FNCB Bancorp, Inc. (“FNCB”) with and into Peoples, and the merger of FNCB Bank with and into Peoples Security Bank and Trust Company (“Peoples Bank”), e

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 1, 2024 (Date of earliest event reported) PEOPLES FINANCIAL SE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 1, 2024 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number) (IRS

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: June 20, 2024 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number) (IR

Nasdaq: PFIS I. Corporate Profile II. Investor Thesis A. Transformational Strategic Transaction B. Consistently High Performance Even During the Great Recession C. Effective Growth Strategy D. High Dividend Payer III. Appendix A. Financials B. Asset

Exhibit 99.1 Nasdaq: PFIS INVESTOR PRESENTATION 2024 First Quarter Earnings psbt.com Nasdaq: PFIS CAUTIONARY NOTE ABOUT FORWARD-LOOKING STATEMENTS: We make statements in this presentation, and we may from time to time make other statements regarding our outlook or expectations for future financial or operating results and/or other matters regarding or affecting Peoples Financial Services Corp., Pe

Peoples Financial Services Corp. and FNCB Bancorp, Inc. Announce Receipt of Regulatory Approvals for Merger

Exhibit 99.1 Peoples Financial Services Corp. and FNCB Bancorp, Inc. Announce Receipt of Regulatory Approvals for Merger Scranton and Dunmore, Pa., June 14, 2024 /PRNewswire/ - Peoples Financial Services Corp. (“Peoples”) (Nasdaq: PFIS) and FNCB Bancorp, Inc. (“FNCB”) (Nasdaq: FNCB) today announced receipt of all required regulatory approvals or waivers necessary to complete the previously announc

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: June 14, 2024 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number) (IR

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 11, 2024 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of i

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended March 31, 2024 or ☐ Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) PEOPLES FINANCIAL SERVICES CORP.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 25, 2024 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of

PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited First Quarter 2024 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited First Quarter 2024 Earnings Scranton, PA, April 25, 2024/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three months ended March 31, 2024. Peoples

United States Securities and Exchange Commission Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

United States Securities and Exchange Commission Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy State

Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: March 22, 2024 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number) (I

Peoples Financial Services Corp. and FNCB Bancorp, Inc. Announce Receipt of Shareholder Approval for Merger

Exhibit 99.1 Peoples Financial Services Corp. and FNCB Bancorp, Inc. Announce Receipt of Shareholder Approval for Merger Scranton and Dunmore, Pa., March 22, 2024 /PRNewswire/ - Peoples Financial Services Corp. (“Peoples”) (Nasdaq: PFIS) and FNCB Bancorp, Inc. (“FNCB”) (Nasdaq: FNCB) today announced that at special meetings of their respective shareholders held on March 22, 2024, Peoples and FNCB

List of Subsidiaries

Exhibit 21.1 LIST OF SUBSIDIARIES OF THE REGISTRANT Peoples Security Bank and Trust Company, a Pennsylvania bank and trust company

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-36388 P

Policy Relating to Recovery of Erroneously Awarded Compensation

Peoples Financial Services Corp. DODD-FRANK CLAWBACK POLICY The Compensation Committee (the “Compensation Committee”) of the Board of Directors (the “Board”) of Peoples Financial Services Corp. (the “Company”) has adopted the following Dodd-Frank Clawback Policy (this “Policy”) on November 28, 2023, effective as of October 2, 2023 (the “Effective Date”). 1.Purpose. The purpose of this Policy is to

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: March 13, 2024 (Date of earliest event reported) PEOPLES FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: March 13, 2024 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number) (I

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: March 13, 2024 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number) (I

Filed by Peoples Financial Services Corp.

Filed by Peoples Financial Services Corp. (Commission File No. 001-36388) pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Form S-4, File No. 333-275722 Subject Company: FNCB Bancorp, Inc. (Commission File No. 001-38408) Date: February 13, 2024 February 13, 2024 Dear Shareholder: We recently mailed you proxy ma

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 25, 2024 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction

PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Fourth Quarter and Year to Date 2023 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Fourth Quarter and Year to Date 2023 Earnings Scranton, PA, January 25, 2024/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three and twelve months

To the Shareholders of Peoples Financial Services Corp. and FNCB Bancorp, Inc. MERGER PROPOSED — YOUR VOTE IS VERY IMPORTANT

TABLE OF CONTENTS  Filed Pursuant to Rule 424(b)(3)  Registration No. 333-275722 To the Shareholders of Peoples Financial Services Corp. and FNCB Bancorp, Inc. MERGER PROPOSED — YOUR VOTE IS VERY IMPORTANT On behalf of the boards of directors of Peoples Financial Services Corp. (“Peoples”) and FNCB Bancorp, Inc. (“FNCB”), we are pleased to enclose the accompanying joint proxy statement/prospectus

As filed with the Securities and Exchange Commission on January 22, 2024

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on January 22, 2024 Registration No.

Peoples Financial Services Corp. 150 N. Washington Ave. Scranton, PA 18503

Peoples Financial Services Corp. 150 N. Washington Ave. Scranton, PA 18503 January 22, 2024 via EDGAR Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, DC 20549 RE: Peoples Financial Services Corp. Registration Statement on Form S-4 (Registration No. 333-275722) Request for Acceleration of Effectiveness Ladies and Gentlemen: Pursuant to Rule 461 of t

Form of Proxy of Peoples Financial Services Corp.

Exhibit 99.1 Signature [PLEASE SIGN WITHIN BOX] Date Signature (Joint Owners) Date TO VOTE, MARK BLOCKS BELOW IN BLUE OR BLACK INK AS FOLLOWS: KEEP THIS PORTION FOR YOUR RECORDS DETACH AND RETURN THIS PORTION ONLY THIS PROXY CARD IS VALID ONLY WHEN SIGNED AND DATED. ! ! ! V27335-S76724 For Against Abstain ! ! ! PEOPLES FINANCIAL SERVICES CORP. 150 N. WASHINGTON AVENUE SCRANTON, PA 18503 VOTE BY IN

Form of Proxy of FNCB Bancorp, Inc.

Exhibit 99.2 Signature [PLEASE SIGN WITHIN BOX] Date Signature (Joint Owners) Date TO VOTE, MARK BLOCKS BELOW IN BLUE OR BLACK INK AS FOLLOWS: KEEP THIS PORTION FOR YOUR RECORDS DETACH AND RETURN THIS PORTION ONLY THIS PROXY CARD IS VALID ONLY WHEN SIGNED AND DATED. V29014-S77255-S82664 FNCB BANCORP, INC. C/O BROADRIDGE CORPORATE ISSUER SOLUTIONS PO BOX 1342 BRENTWOOD, NY 11717 FNCB BANCORP, INC.

Consent of Stephens Inc.

Exhibit 99.4 CONSENT OF STEPHENS INC. We hereby consent to the inclusion of our opinion letter to the Board of Directors of FNCB Bancorp, Inc. (the “Company”) as Annex C to the Proxy Statement/Prospectus relating to the proposed merger of the Company with and into Peoples Financial Services Corp. contained in Amendment No. 1 to the Registration Statement on Form S-4, as filed with the Securities a

Consent of Kathleen M. Lambert

Exhibit 99.11 Consent of Person Named as About to Become Director In accordance with Rule 438 under the Securities Act of 1933, as amended, the undersigned hereby consents to being named as a person who is anticipated to become a director of Peoples Financial Services Corp. (“Peoples”) following the consummation of the merger of FNCB Bancorp, Inc. (“FNCB”) with and into Peoples in accordance with

Consent of Stephens Inc.

Exhibit 99.4 CONSENT OF STEPHENS INC. We hereby consent to the inclusion of our opinion letter to the Board of Directors of FNCB Bancorp, Inc. (the “Company”) as Annex C to the Proxy Statement/Prospectus relating to the proposed merger of the Company with and into Peoples Financial Services Corp. contained in the Registration Statement on Form S-4, as filed with the Securities and Exchange Commiss

Consent of D.A. Davidson & Co.

EXHIBIT 99.3 November 22, 2023 Board of Directors Peoples Financial Services Corp. 150 North Washington Avenue Scranton, PA 18503 Members of the Board: We hereby consent to the inclusion of our opinion letter, dated September 27, 2023, to the Board of Directors of Summit Financial Group, Inc. as Annex B to the Joint Proxy Statement/Prospectus, which forms a part of the Registration Statement on Fo

Filing Fee Table

Exhibit 107 Calculation of Filing Fee Tables Form S-4 (Form Type) Peoples Financial Services Corp.

Consent of William G. Bracey

Exhibit 99.6 Consent of Person Named as About to Become Director In accordance with Rule 438 under the Securities Act of 1933, as amended, the undersigned hereby consents to being named as a person who is anticipated to become a director of Peoples Financial Services Corp. (“Peoples”) following the consummation of the merger of FNCB Bancorp, Inc. (“FNCB”) with and into Peoples in accordance with t

Consent of Joseph Coccia

Exhibit 99.8 Consent of Person Named as About to Become Director In accordance with Rule 438 under the Securities Act of 1933, as amended, the undersigned hereby consents to being named as a person who is anticipated to become a director of Peoples Financial Services Corp. (“Peoples”) following the consummation of the merger of FNCB Bancorp, Inc. (“FNCB”) with and into Peoples in accordance with t

Consent of Louis A. DeNaples

Exhibit 99.5 Consent of Person Named as About to Become Director In accordance with Rule 438 under the Securities Act of 1933, as amended, the undersigned hereby consents to being named as a person who is anticipated to become a director of Peoples Financial Services Corp. (“Peoples”) following the consummation of the merger of FNCB Bancorp, Inc. (“FNCB”) with and into Peoples in accordance with t

Consent of William P. Conaboy

Exhibit 99.10 Consent of Person Named as About to Become Director In accordance with Rule 438 under the Securities Act of 1933, as amended, the undersigned hereby consents to being named as a person who is anticipated to become a director of Peoples Financial Services Corp. (“Peoples”) following the consummation of the merger of FNCB Bancorp, Inc. (“FNCB”) with and into Peoples in accordance with

Consent of Keith W. Eckel

Exhibit 99.12 Consent of Person Named as About to Become Director In accordance with Rule 438 under the Securities Act of 1933, as amended, the undersigned hereby consents to being named as a person who is anticipated to become a director of Peoples Financial Services Corp. (“Peoples”) following the consummation of the merger of FNCB Bancorp, Inc. (“FNCB”) with and into Peoples in accordance with

Consent of Thomas J. Melone

Exhibit 99.7 Consent of Person Named as About to Become Director In accordance with Rule 438 under the Securities Act of 1933, as amended, the undersigned hereby consents to being named as a person who is anticipated to become a director of Peoples Financial Services Corp. (“Peoples”) following the consummation of the merger of FNCB Bancorp, Inc. (“FNCB”) with and into Peoples in accordance with t

As filed with the Securities and Exchange Commission on November 22, 2023

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on November 22, 2023 Registration No.

Consent of Joseph L. DeNaples

Exhibit 99.9 Consent of Person Named as About to Become Director In accordance with Rule 438 under the Securities Act of 1933, as amended, the undersigned hereby consents to being named as a person who is anticipated to become a director of Peoples Financial Services Corp. (“Peoples”) following the consummation of the merger of FNCB Bancorp, Inc. (“FNCB”) with and into Peoples in accordance with t

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended September 30, 2023 or ☐ Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) PEOPLES FINANCIAL SERVICES CORP.

Second Amended and Restated Bylaws of Peoples Financial Services Corp., effective October 27, 2023 (marked to show changes)

Exhibit 3.3 BYLAWS OF SECOND AMENDED AND RESTATED BYLAWS OF PEOPLES FINANCIAL SERVICES CORP. AMENDED AND RESTATED (EFFECTIVE NOVEMBER 30, 2013) Amended and Restated Effective October 27, 2023 Article 1 CORPORATION OFFICE Section 1.1. The Corporation shall have and continuously maintain in Pennsylvania a registered office which may, but need not, be the same as its place of business and at an addre

Second Amended and Restated Bylaws of Peoples Financial Services Corp., effective October 27, 2023 (incorporated by reference to Exhibit 3.1 to Peoples current report on Form 8-K filed November 2, 2023)

Exhibit 3.1 SECOND AMENDED AND RESTATED BYLAWS OF PEOPLES FINANCIAL SERVICES CORP. Amended and Restated Effective October 27, 2023 Article 1 CORPORATION OFFICE Section 1.1 The Corporation shall have and continuously maintain in Pennsylvania a registered office which may, but need not, be the same as its place of business and at an address to be designated from time to time by the Board of Director

Second Amended and Restated Bylaws of Peoples Financial Services Corp., effective October 27, 2023

Exhibit 3.1 SECOND AMENDED AND RESTATED BYLAWS OF PEOPLES FINANCIAL SERVICES CORP. Amended and Restated Effective October 27, 2023 Article 1 CORPORATION OFFICE Section 1.1 The Corporation shall have and continuously maintain in Pennsylvania a registered office which may, but need not, be the same as its place of business and at an address to be designated from time to time by the Board of Director

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 27, 2023 (Date of earliest event reported) PEOPLES FINANCIA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 27, 2023 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number)

Financial Statements and Exhibits, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 27, 2023 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number)

Conditional Amendments to Sections 11.3 and 11.5 of the Second Amended and Restated Bylaws of Peoples Financial Services Corp.

Exhibit 3.2 Section 11.3 (a) For all purposes of this Section 11.3, unless specified otherwise, capitalized terms shall have the meanings ascribed to them in the Agreement and Plan of Merger, dated as of September 27, 2023 (the “Merger Agreement”), by and between the Corporation and FNCB Bancorp, Inc. (“FNCB”), as the same may be amended from time to time. (b) The Board of Directors has resolved t

Second Amended and Restated Bylaws of Peoples Financial Services Corp., effective October 27, 2023 (marked to show changes)

Exhibit 3.3 BYLAWS OF SECOND AMENDED AND RESTATED BYLAWS OF PEOPLES FINANCIAL SERVICES CORP. AMENDED AND RESTATED (EFFECTIVE NOVEMBER 30, 2013) Amended and Restated Effective October 27, 2023 Article 1 CORPORATION OFFICE Section 1.1. The Corporation shall have and continuously maintain in Pennsylvania a registered office which may, but need not, be the same as its place of business and at an addre

Peoples Bylaw Amendment effective as of 12:01 AM Eastern Time on July 1, 2024 (incorporated by reference to Exhibit 3.2 to Peoples current report on Form 8-K filed November 2, 2023)

Exhibit 3.2 Section 11.3 (a) For all purposes of this Section 11.3, unless specified otherwise, capitalized terms shall have the meanings ascribed to them in the Agreement and Plan of Merger, dated as of September 27, 2023 (the “Merger Agreement”), by and between the Corporation and FNCB Bancorp, Inc. (“FNCB”), as the same may be amended from time to time. (b) The Board of Directors has resolved t

PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Third Quarter 2023 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Third Quarter 2023 Earnings Scranton, PA, October 30, 2023/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three and nine months ended September 30,

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 30, 2023 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction

2 Disclaimer & Forward Looking FORWARD-LOOKING STATEMENTS This communication includes “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended, and

Exhibit 99.4 Transformational Strategic Merger September 27, 2023 Enhancing Value for our Shareholders, Customers and Communities 2 Disclaimer & Forward Looking FORWARD-LOOKING STATEMENTS This communication includes “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the S

Filed by Peoples Financial Services Corp.

Filed by Peoples Financial Services Corp. (Commission File No. 001-36388) Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 Under the Securities Exchange Act of 1934, as amended Subject Company: FNCB Bancorp (Commission File No. 001-38408) Date: September 27, 2023 Updated: 9/27/2023 Frequently Asked Questions What was announced? Today we ann

Filed by Peoples Financial Services Corp.

Filed by Peoples Financial Services Corp. (Commission File No. 001-36388) Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 Under the Securities Exchange Act of 1934, as amended Subject Company: FNCB Bancorp (Commission File No. 001-38408) Date: September 27, 2023 ONE BRAND ONE BANK ONE TEAM Employee Packet + We are excited to announce the s

Peoples Financial Services Corp. and FNCB Bancorp, Inc. Announce Transformational Strategic Merger

Exhibit 99.5 Peoples Financial Services Corp. and FNCB Bancorp, Inc. Announce Transformational Strategic Merger Scranton, Pa., Sept. 27, 2023 /PRNewswire/ - Peoples Financial Services Corp. ("Peoples") (Nasdaq: PFIS) and FNCB Bancorp, Inc. ("FNCB") (Nasdaq: FNCB) today announced they have entered into a definitive agreement under which Peoples and FNCB will combine in an all-stock strategic merger

AMENDED & RESTATED Severance Agreement

Exhibit 99.3 AMENDED & RESTATED Severance Agreement This Amended & Restated Severance Agreement (the “Agreement”), dated as of September 27, 2023, is made and entered into by and between Peoples Security Bank and Trust Company, a Pennsylvania state chartered bank (the “Bank”) and John R. Anderson, III (the “Employee”). This Agreement supersedes and replaces, in its entirety, the Change in Control

VOTING AND SUPPORT AGREEMENT

Exhibit 99.1 VOTING AND SUPPORT AGREEMENT This VOTING AND SUPPORT AGREEMENT, dated as of September 27, 2023 (this “Agreement”), is by and between Peoples Financial Services Corp., a Pennsylvania corporation (“PFIS”), and the undersigned shareholder (the “Shareholder”) of FNCB Bancorp, Inc., a Pennsylvania corporation (“FNCB”). Capitalized terms used herein and not defined herein shall have the mea

Regulation FD Disclosure, Financial Statements and Exhibits, Entry into a Material Definitive Agreement, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: September 27, 2023 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number

VOTING AND SUPPORT AGREEMENT

Exhibit 99.2 VOTING AND SUPPORT AGREEMENT This VOTING AND SUPPORT AGREEMENT, dated as of September 27, 2023 (this “Agreement”), is by and between FNCB Bancorp, Inc., a Pennsylvania corporation (“FNCB”), and the undersigned shareholder (the “Shareholder”) of Peoples Financial Services Corp., a Pennsylvania corporation (“PFIS”). Capitalized terms used herein and not defined herein shall have the mea

Agreement and Plan of Merger, dated as of September 27, 2023, by and between Peoples Financial Services Corp. and FNCB Bancorp, Inc.*

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER by and between Peoples financial services corp. and FNCB BANCORP, Inc. Dated as of September 27, 2023 TABLE OF CONTENTS Article I THE MERGER 1.1 The Merger 2 1.2 Closing 2 1.3 Effective Time 2 1.4 Effects of the Merger 2 1.5 Conversion of FNCB Common Stock 2 1.6 Treatment of FNCB Restricted Stock Awards. 3 1.7 Articles of Incorporation of Surviving Corporat

Filed by Peoples Financial Services Corp.

Filed by Peoples Financial Services Corp. (Commission File No. 001-36388) Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 Under the Securities Exchange Act of 1934, as amended Subject Company: FNCB Bancorp (Commission File No. 001-38408) Date: September 27, 2023 To: Date: From: Subject: All Employees September 27, 2023 / ,.. Craig W. Best,

Filed by Peoples Financial Services Corp.

Filed by Peoples Financial Services Corp. (Commission File No. 001-36388) Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 Under the Securities Exchange Act of 1934, as amended Subject Company: FNCB Bancorp (Commission File No. 001-38408) Date: September 27, 2023 ONE BRAND ONE BANK ONE TEAM Customer Information + We are excited to announce

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: September 27, 2023 (Date of earliest event reported) PEOPLES FINANC

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: September 27, 2023 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its Charter) PA 001-36388 23-2391852 (State or other jurisdiction (Commission file number

VOTING AND SUPPORT AGREEMENT

Exhibit 99.2 VOTING AND SUPPORT AGREEMENT This VOTING AND SUPPORT AGREEMENT, dated as of September 27, 2023 (this “Agreement”), is by and between FNCB Bancorp, Inc., a Pennsylvania corporation (“FNCB”), and the undersigned shareholder (the “Shareholder”) of Peoples Financial Services Corp., a Pennsylvania corporation (“PFIS”). Capitalized terms used herein and not defined herein shall have the mea

AMENDED & RESTATED Severance Agreement

Exhibit 99.3 AMENDED & RESTATED Severance Agreement This Amended & Restated Severance Agreement (the “Agreement”), dated as of September 27, 2023, is made and entered into by and between Peoples Security Bank and Trust Company, a Pennsylvania state chartered bank (the “Bank”) and John R. Anderson, III (the “Employee”). This Agreement supersedes and replaces, in its entirety, the Change in Control

Filed by Peoples Financial Services Corp.

Filed by Peoples Financial Services Corp. (Commission File No. 001-36388) Pursuant to Rule 425 under the Securities Act of 1933, as amended and deemed filed pursuant to Rule 14a-12 Under the Securities Exchange Act of 1934, as amended Subject Company: FNCB Bancorp (Commission File No. 001-38408) Date: September 27, 2023 To: All FNCB Bank Employees From: Gerard A. Champi, President & CEO Subject: S

Peoples Financial Services Corp. and FNCB Bancorp, Inc. Announce Transformational Strategic Merger

Exhibit 99.5 Peoples Financial Services Corp. and FNCB Bancorp, Inc. Announce Transformational Strategic Merger Scranton, Pa., Sept. 27, 2023 /PRNewswire/ - Peoples Financial Services Corp. ("Peoples") (Nasdaq: PFIS) and FNCB Bancorp, Inc. ("FNCB") (Nasdaq: FNCB) today announced they have entered into a definitive agreement under which Peoples and FNCB will combine in an all-stock strategic merger

2 Disclaimer & Forward Looking FORWARD-LOOKING STATEMENTS This communication includes “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended, and

Exhibit 99.4 Transformational Strategic Merger September 27, 2023 Enhancing Value for our Shareholders, Customers and Communities 2 Disclaimer & Forward Looking FORWARD-LOOKING STATEMENTS This communication includes “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the S

VOTING AND SUPPORT AGREEMENT

Exhibit 99.1 VOTING AND SUPPORT AGREEMENT This VOTING AND SUPPORT AGREEMENT, dated as of September 27, 2023 (this “Agreement”), is by and between Peoples Financial Services Corp., a Pennsylvania corporation (“PFIS”), and the undersigned shareholder (the “Shareholder”) of FNCB Bancorp, Inc., a Pennsylvania corporation (“FNCB”). Capitalized terms used herein and not defined herein shall have the mea

Agreement and Plan of Merger, dated as of September 27, 2023, by and between Peoples Financial Services Corp. and FNCB Bancorp, Inc.* (incorporated by reference to Exhibit 2.1 to Peoples Financial Services Corp.’s Current Report on Form 8-K filed on September 27, 2023)

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER by and between Peoples financial services corp. and FNCB BANCORP, Inc. Dated as of September 27, 2023 TABLE OF CONTENTS Article I THE MERGER 1.1 The Merger 2 1.2 Closing 2 1.3 Effective Time 2 1.4 Effects of the Merger 2 1.5 Conversion of FNCB Common Stock 2 1.6 Treatment of FNCB Restricted Stock Awards. 3 1.7 Articles of Incorporation of Surviving Corporat

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended June 30, 2023 or ☐ Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) PEOPLES FINANCIAL SERVICES CORP.

PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Second Quarter 2023 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Second Quarter 2023 Earnings Scranton, PA, July 25, 2023/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three and six months ended June 30, 2023. P

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 25, 2023 (Date of earliest event reported) PEOPLES FINANCIAL S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 25, 2023 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of

Form of Restricted Stock Award Agreement for the Peoples Financial Services Corp. 2023 Equity Incentive Plan (incorporated by reference to Exhibit 99.3 of the Peoples Financial Services Corp.’s registration statement on Form S-8 (File No. 333-272482) with the Commission on June 7, 2023)

Exhibit 99.3 Restricted Stock Award Agreement RESTRICTED STOCK AWARD AGREEMENT FOR THE peoples FINANCIAL SERVICES CORP. 2023 Equity INCENTIVE PLAN This Award Agreement is provided to (the “Participant”) by Peoples Financial Services Corp. (the “Company”) as of (the “Date of Grant”), the date the Committee awarded the Participant a Restricted Stock Award pursuant to the Peoples Financial Services C

Filing Fee Table*

Exhibit 107 Calculation of Filing Fee Tables Form S-8 (Form Type) Peoples Financial Services Corp.

As filed with the Securities and Exchange Commission on June 7, 2023

As filed with the Securities and Exchange Commission on June 7, 2023 Registration No.

Form of Performance-Based Restricted Stock Unit Award Agreement for the Peoples Financial Services Corp. 2023 Equity Incentive Plan (incorporated by reference to Exhibit 99.2 of the registrant’s registration on Form S-8 (File No. 333-272482) with the Commission on June 7, 2023)*

EX-99.2 5 tm2317376d1ex99-2.htm EXHIBIT 99.2 Exhibit 99.2 Performance-Based Restricted Stock Unit Award Agreement RESTRICTED STOCK UNIT AWARD AGREEMENT FOR THE peoples FINANCIAL SERVICES CORP. 2023 Equity INCENTIVE PLAN (PERFORMANCE-BASED) This Award Agreement is provided to (the “Participant”) by Peoples Financial Services Corp. (the “Company”) as of (the “Date of Grant”), the date the Committee

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 13, 2023 (Date of earliest event reported) PEOPLES FINANCIAL SE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 13, 2023 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of i

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended March 31, 2023 or ☐ Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) PEOPLES FINANCIAL SERVICES CORP.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 27, 2023 (Date of earliest event reported) PEOPLES FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 27, 2023 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of

PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited First Quarter 2023 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited First Quarter 2023 Earnings Scranton, PA, April 27, 2023/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three months ended March 31, 2023. Peoples

United States Securities and Exchange Commission Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

United States Securities and Exchange Commission Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy State

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-36388 P

Exhibit 4.2

Exhibit 4.2 Description of the Registrant’s Securities Registered Pursuant to Section 12 of the Securities Exchange Act Of 1934 The following information summarizes certain features and rights of our capital stock. The summary does not purport to be complete and is qualified in its entirety by reference to our articles of incorporation, our bylaws and applicable provisions of Pennsylvania law. Gen

List of Subsidiaries

Exhibit 21.1 LIST OF SUBSIDIARIES OF THE REGISTRANT Peoples Security Bank and Trust Company, a Pennsylvania bank and trust company

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 26, 2023 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction

PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Fourth Quarter 2022 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Fourth Quarter 2022 Earnings Scranton, PA, January 26, 2023/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three and twelve months ended December 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Table of Contents ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 ? ? Form 10-Q ? ? ? Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended September 30, 2022 or ? Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) ? ? PEOPLES FINANCIAL SERVICES CORP.

Financial Statements and Exhibits, Results of Operations and Financial Condition

? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 20, 2022 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdictio

PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Third Quarter 2022 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Third Quarter 2022 Earnings Scranton, PA, October 20, 2022/PRNEWSWIRE/ ? Peoples Financial Services Corp. (?Peoples?) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three and nine months ended September 30,

Deferred Compensation Plan by and between Peoples Security Bank and Trust Company and Susan L. Hubble adopted April 1, 2022 (incorporated by reference to exhibit 10.3 to registrant’s quarterly report on Form 10-Q filed with the Commission on August 8, 2022)

Exhibit 10.3 Deferred Compensation Plan THIS DEFERRED COMPENSATION PLAN (this ?Agreement?), adopted this 1st day of April, 2022, by and between by and between Peoples Security Bank and Trust Company (the ?Employer?) and Susan L. Hubble (the ?Executive?), formalizes the agreements and understanding between the Employer and the Executive. WITNESSETH: WHEREAS, the Executive is employed by the Employe

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Table of Contents ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 ? ? Form 10-Q ? ? ? Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended June 30, 2022 or ? Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) ? ? PEOPLES FINANCIAL SERVICES CORP.

Financial Statements and Exhibits, Results of Operations and Financial Condition

? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 21, 2022 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction o

PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Second Quarter 2022 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Second Quarter 2022 Earnings Scranton, PA, July 21, 2022/PRNEWSWIRE/ ? Peoples Financial Services Corp. (?Peoples?) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three and six months ended June 30, 2022. P

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 14, 2022 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of i

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended March 31, 2022 or ☐ Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) PEOPLES FINANCIAL SERVICES CORP.

TO BUSINESS EDITOR

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR Peoples Financial Services Corp. CEO Craig Best to present at the D.A. Davidson 24th Annual Financial Institutions Conference Scranton, PA, May 2/PRNEWSWIRE/ ? Peoples Financial Services Corp., a $3.4 billion community bank based in Scranton, Pennsylvania, today announced that Craig Best, Chief Executive Officer, will present at the D.A. Davidson 24th A

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 2, 2022 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of in

PEOPLES FINANCIAL SERVICES CORP. Reports First Quarter 2022 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports First Quarter 2022 Earnings Scranton, PA, April 26, 2022/PRNEWSWIRE/ ? Peoples Financial Services Corp. (?Peoples?) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three months ended March 31, 2022. Peoples reported n

Financial Statements and Exhibits, Results of Operations and Financial Condition

? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 26, 2022 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction

United States Securities and Exchange Commission Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

United States Securities and Exchange Commission Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy State

Supplemental Executive Retirement Plan Agreement, dated March 30, 2022, by and between Peoples Security Bank and Trust Company, Peoples Financial Services Corp. and John R. Anderson, III (incorporated by reference to Exhibit 10.1 to registrant’s current report on Form 8-K filed with the Commission on April 1, 2022)

Exhibit 10.1 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN This Supplemental Executive Retirement Plan (the ?Agreement?) by and between Peoples Security Bank and Trust Company (the ?Employer?), and John Anderson (the ?Executive?), made this 30th day of March, 2022, formalizes the agreements and understanding between the Employer and the Executive. WITNESSETH: WHEREAS, the Executive is employed by the Emp

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: March 30, 2022 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of

Supplemental Executive Retirement Plan Agreement, dated March 30, 2022, by and between Peoples Security Bank and Trust Company, Peoples Financial Services Corp. and Timothy H. Kirtley (incorporated by reference to Exhibit 10.2 to registrant’s current report on Form 8-K filed with the Commission on April 1, 2022)

Exhibit 10.2 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN This Supplemental Executive Retirement Plan (the ?Agreement?) by and between Peoples Security Bank and Trust Company (the ?Employer?) and Timothy Kirtley (the ?Executive?), made this 30th day of March, 2022, formalizes the agreements and understanding between the Employer and the Executive. WITNESSETH: WHEREAS, the Executive is employed by the Em

List of Subsidiaries

? Exhibit 21.1 ? ? LIST OF SUBSIDIARIES OF THE REGISTRANT Peoples Security Bank and Trust Company, a Pennsylvania bank and trust company ?

Amendment #2 to the Peoples Security Bank and Trust Company Employee Stock Ownership Plan.(incorporated by reference to Exhibit 10.7 to registrant’s Form 10-K filed with the SEC on March 16, 2022)

Exhibit 10.7 AMENDMENT #2 TO THE PEOPLES SECURITY BANK & TRUST CO. EMPLOYEE STOCK OWNERSHIP PLAN As authorized by Section 7.2 of Peoples Security Bank & Trust Co. Employee Stock Ownership Plan (?Plan?) as amended and restated effective January 1, 2015, the employer, Peoples Security Bank and Trust Company, hereby amends the Plan in the following manner: FIRST: Employer Contribution Allocation Form

2016 Compliance Amendment to the Peoples Security Bank and Trust Company Employee Stock Ownership Plan.(incorporated by reference to Exhibit 10.6 to registrant’s Form 10-K filed with the SEC on March 16, 2022)

Exhibit 10.6 2016 COMPLIANCE AMENDMENT TO THE PEOPLES SECURITY BANK AND TRUST CO. EMPLOYEE STOCK OWNERSHIP PLAN As authorized by Section 7.2 of the Peoples Security Bank and Trust Co. Employee Stock Ownership Plan (?Plan?) as amended and restated effective January 1, 2015, the employer, Peoples Security Bank and Trust Company, hereby amends the Plan to clarify the administrative operation of the P

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ?ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 ?TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-36388 P

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: March 4, 2022 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of

PEOPLES FINANCIAL SERVICES CORP. Reports Fourth Quarter and Record Full Year 2021 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Fourth Quarter and Record Full Year 2021 Earnings Scranton, PA, January 31, 2022/PRNEWSWIRE/ ? Peoples Financial Services Corp. (?Peoples?) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three months and twelve month

Financial Statements and Exhibits, Results of Operations and Financial Condition

? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 31, 2022 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdictio

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Table of Contents ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 ? ? Form 10-Q ? ? ? Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended September 30, 2021 or ? Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) ? ? PEOPLES FINANCIAL SERVICES CORP.

PEOPLES FINANCIAL SERVICES CORP. Reports Third Quarter 2021 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Third Quarter 2021 Earnings Scranton, PA, October 22, 2021/PRNEWSWIRE/ ? Peoples Financial Services Corp. (?Peoples?) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three months and nine months ended September 30, 20

Financial Statements and Exhibits, Results of Operations and Financial Condition

? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 22, 2021 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdictio

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 8, 2021 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction o

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Table of Contents ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 ? ? Form 10-Q ? ? ? Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended June 30, 2021 or ? Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) ? ? PEOPLES FINANCIAL SERVICES CORP.

PEOPLES FINANCIAL SERVICES CORP. Reports Second Quarter 2021 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Second Quarter 2021 Earnings Scranton, PA, July 21, 2021/PRNEWSWIRE/ ? Peoples Financial Services Corp. (?Peoples?) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three months and six months ended June 30, 2021. Peop

Financial Statements and Exhibits, Results of Operations and Financial Condition

? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 21, 2021 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction o

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 15, 2021 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of i

Quarterly Report - 10-Q

Table of Contents ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 ? ? Form 10-Q ? ? ? Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended March 31, 2021 or ? Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) ? ? PEOPLES FINANCIAL SERVICES CORP.

PEOPLES FINANCIAL SERVICES CORP. Reports First Quarter 2021 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports First Quarter 2021 Earnings Scranton, PA, April 23, 2021/PRNEWSWIRE/ ? Peoples Financial Services Corp. (?Peoples?) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three months ended March 31, 2021. Peoples reported n

Financial Statements and Exhibits, Results of Operations and Financial Condition

? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 23, 2021 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction

- DEF 14A

United States Securities and Exchange Commission Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

List of Subsidiaries

? Exhibit 21.1 ? ? LIST OF SUBSIDIARIES OF THE REGISTRANT Peoples Security Bank and Trust Company, a Pennsylvania bank and trust company ?

Amendment #2 to the Peoples Security Bank and Trust Company Employee Stock Ownership Plan

Exhibit 10.7 AMENDMENT #2 TO THE PEOPLES SECURITY BANK & TRUST CO. EMPLOYEE STOCK OWNERSHIP PLAN As authorized by Section 7.2 of Peoples Security Bank & Trust Co. Employee Stock Ownership Plan (?Plan?) as amended and restated effective January 1, 2015, the employer, Peoples Security Bank and Trust Company, hereby amends the Plan in the following manner: FIRST: Employer Contribution Allocation Form

2016 Compliance Amendment to the Peoples Security Bank and Trust Company Employee Stock Ownership Plan.

Exhibit 10.6 2016 COMPLIANCE AMENDMENT TO THE PEOPLES SECURITY BANK AND TRUST CO. EMPLOYEE STOCK OWNERSHIP PLAN As authorized by Section 7.2 of the Peoples Security Bank and Trust Co. Employee Stock Ownership Plan (?Plan?) as amended and restated effective January 1, 2015, the employer, Peoples Security Bank and Trust Company, hereby amends the Plan to clarify the administrative operation of the P

Annual Report - 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ?ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 ?TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-36388 P

PEOPLES FINANCIAL SERVICES CORP. Reports Fourth Quarter and Record Full Year 2020 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Fourth Quarter and Record Full Year 2020 Earnings Scranton, PA, February 1, 2021/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three and twelve months ended

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: February 1, 2021 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction

Change in Control Severance Agreement, dated as of January 5, 2021, by and between Peoples Security Bank and Trust Company and John R. Anderson, III (Incorporated by reference to Exhibit 10.1 to the registrant’s current report on Form 8-K filed with the Commission on January 8, 2021)

Exhibit 10.1 Change in Control Severance Agreement This Change in Control Severance Agreement (the “Agreement”), dated as of January 5, 2021, is made and entered into by and between Peoples Security Bank and Trust Company, a Pennsylvania state chartered bank (the “Bank”) and John R. Anderson, III (the “Employee”). RECITALS WHEREAS, the Bank is the wholly owned subsidiary of Peoples Financial Servi

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 5, 2021 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction o

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended September 30, 2020 or ☐ Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) PEOPLES FINANCIAL SERVICES CORP.

PEOPLES FINANCIAL SERVICES CORP. Reports Third Quarter 2020 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Third Quarter 2020 Earnings Scranton, PA, November 3, 2020/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three and nine months ended September 30, 2020. Peo

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 3, 2020 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction

Articles of Amendment to the Articles of Incorporation of Peoples Financial Services Corp., effective as of May 19, 2020 (incorporated by reference to Exhibit 3.2 to registrant’s quarterly report on Form 10-Q filed with the Commission on August 10, 2020)

EX-3.2 2 pfis-20200630xex3d2.htm EX-3.2 Exhibit 3.2 ARTICLES OF AMENDMENT In compliance with the requirements of the applicable provisions (relating to articles of amendment), the undersigned, desiring to amend its articles, hereby states that: 1.The name of the corporation is: Peoples Financial Services Corp. 2.The address of this corporation’s current registered office in this Commonwealth is: 1

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended June 30, 2020 or ☐ Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) PEOPLES FINANCIAL SERVICES CORP.

Second Amendment to Employment Agreement among Peoples Security Bank and Trust Company, Peoples Financial Services Corp. and Timothy H. Kirtley (Incorporated by reference to Exhibit 10.1 to registrant’s quarterly report on Form 10-Q filed with the Commission on August 10, 2020)

Exhibit 10.1 Second Amendment To Employment Agreement THIS SECOND AMENDMENT TO EMPLOYMENT AGREEMENT (“Second Amendment”), dated as of May 8, 2020, is made and entered into by and between Peoples Security Bank and Trust Company, a Pennsylvania state chartered bank (the “Bank”), Peoples Financial Services Corp., a Pennsylvania corporation (“Parent”), and Timothy H. Kirtley (the “Executive”). Recital

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 31, 2020 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of

PEOPLES FINANCIAL SERVICES CORP. Reports Second Quarter 2020 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Second Quarter 2020 Earnings Scranton, PA, July 31, 2020/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three and six months ended June 30, 2020. The results

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 29, 2020 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of i

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: June 1, 2020 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of i

Form of 5.375% Fixed-to-Floating Subordinated Notes due 2030 (Incorporated by reference to Exhibit A of Exhibit 10.1 to this Current Report on Form 8-K)

EX-10.1 2 tm2021532d1ex10-1.htm EXHIBIT 10.1 Exhibit 10.1 Subordinated Note Purchase Agreement This SUBORDINATED NOTE PURCHASE AGREEMENT (this “Agreement”) is dated as of June 1, 2020, and is made by and among Peoples Financial Services Corp., a Pennsylvania corporation (the “Company”), and the purchasers of the Notes (as defined herein) named on the signature pages hereto (each a “Purchaser” and

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 16, 2020 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of i

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 8, 2020 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of in

Peoples Security Bank and Trust Company Executive Cash Bonus Plan, amended and restated as of May 8, 2020 (incorporated by reference to Exhibit 10.1 attached to the registrant’s current report on Form 8-K filed with the Commission on May 12, 2020)

Exhibit 10.1 Peoples Security Bank and Trust Company Executive Cash Bonus Plan Amended and Restated as of May 8, 2020 WHEREAS, Peoples Financial Services Corp. (“Corporation”) and Peoples Security Bank and Trust Company (“Bank”) designed their compensation program to provide a competitive base salary as well as provide incentives to executive officers to effectively lead and manage the Corporation

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q ☒Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended March 31, 2020 or ☐Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) PEOPLES FINANCIAL SERVICES CORP.

PEOPLES FINANCIAL SERVICES CORP. Reports First Quarter 2020 Earnings

EX-99.1 2 tmb-20200424xex99d1.htm EX-99.1 Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports First Quarter 2020 Earnings Scranton, PA, April 24, 2020/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three month

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 24, 2020 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of

PFIS / Peoples Financial Services Corp. DEF 14A - - DEF 14A

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14

PFIS / Peoples Financial Services Corp. PRE 14A - - PRE 14A

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: x Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14

PFIS / Peoples Financial Services Corp. 10-K - Annual Report - 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 ◻TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-36388 P

List of Subsidiaries

Exhibit 21.1 LIST OF SUBSIDIARIES OF THE REGISTRANT Peoples Security Bank and Trust Company, a Pennsylvania bank and trust company

Peoples Financial Services Corp. Announces Revision to 2019 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR Peoples Financial Services Corp. Announces Revision to 2019 Earnings Scranton, PA, March 11, 2020/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, is issuing this press release to report revised unaudited net income for the year ended December 31, 2019. The u

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A Amendment No. 1 CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 24, 2020 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or o

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: February 28, 2020 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: February 14, 2020 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction

Second Amendment to Amended and Restated Deferred Compensation Plan #2, dated January 30, 2020, by and between Peoples Security Bank and Trust and Craig Best (incorporated by reference to Exhibit 10.01 to the registrant’s Form 8-K filed with the Commission on January 31, 2020)*

Exhibit 10.1 SECOND AMENDMENT TO THE AMENDED AND RESTATED DEFERRED COMPENSATION PLAN #2 THIS SECOND AMENDMENT (the “Amendment”) is adopted this 30th day of January, 2020, by Peoples Security Bank and Trust Company (the “Employer”) and Craig Best (the “Executive”). WHEREAS, the Bank adopted the Amended and Restated Deferred Compensation Plan #2 on April 22, 2014, (as amended, the “Plan”) to provide

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 30, 2020 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction

PEOPLES FINANCIAL SERVICES CORP. Reports Fourth Quarter 2019 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Fourth Quarter 2019 Earnings Scranton, PA, January 24, 2020/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three and twelve months ended December 31, 2019. P

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 24, 2020 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: December 20, 2019 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction

PFIS / Peoples Financial Services Corp. 10-Q - Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q ☒Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended September 30, 2019 or ☐Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) PEOPLES FINANCIAL SERVICES CORP.

Consulting and Confidentiality Agreement dated August 29, 2019 between Peoples Security Bank and Trust Company and Michael L. Jake.

Exhibit 10.1 CONSULTING AND CONFIDENTIALITY AGREEMENT THIS CONSULTING AND CONFIDENTIALITY AGREEMENT (“Agreement”) is made as of the latest date written below, by and between Peoples Security Bank and Trust Company, a Pennsylvania bank and trust company (the “Bank”) and the undersigned consultant (the “Consultant” and, together with the Bank, the “Parties”). BACKGROUND A. The Parties desire the Con

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 f8-k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 22, 2019 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or

PEOPLES FINANCIAL SERVICES CORP. Reports Third Quarter 2019 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Third Quarter 2019 Earnings Scranton, PA, October 22, 2019/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three and nine months ended September 30, 2019. Peo

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 27, 2019 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction o

PFIS / Peoples Financial Services Corp. 10-Q - Quarterly Report - 10-Q

10-Q 1 pfis-20190630x10q.htm 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q ☒Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended June 30, 2019 or ☐Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388

PEOPLES FINANCIAL SERVICES CORP. Reports Second Quarter 2019 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Second Quarter 2019 Earnings Scranton, PA, July 23, 2019/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three and six months ended June 30, 2019. Peoples rep

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 23, 2019 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 18, 2019 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of i

PFIS / Peoples Financial Services Corp. 10-Q Quarterly Report 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q ☒Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended March 31, 2019 or ◻Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) PEOPLES FINANCIAL SERVICES CORP.

PEOPLES FINANCIAL SERVICES CORP. Reports First Quarter 2019 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports First Quarter 2019 Earnings Scranton, PA, April 23, 2019/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three months ended March 31, 2019. Peoples reported n

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 23, 2019 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction of

PFIS / Peoples Financial Services Corp. DEF 14A

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14

List of Subsidiaries

Exhibit 21.1 LIST OF SUBSIDIARIES OF THE REGISTRANT Peoples Security Bank and Trust Company, a Pennsylvania bank and trust company

First Amendment to Employment Agreement dated as of December 5, 2017, by and between Peoples Security Bank and Trust Company and Timothy H. Kirtley(incorporated by reference to Exhibit 10.28 to the registrant’s annual report on Form 10-K filed with the Commission on March 14, 2018*

EX-10.27 2 pfis-20181231ex1027da147.htm EX-10.27 Exhibit 10.27 First Amendment To Employment Agreement THIS FIRST AMENDMENT TO EMPLOYMENT AGREEMENT (“Amendment”), dated as of December 5, 2017, is made and entered into by and between Peoples Security Bank and Trust Company, a Pennsylvania state chartered bank (the “Bank”), Peoples Financial Services Corp., a Pennsylvania corporation (“Parent”), and

PFIS / Peoples Financial Services Corp. 10-K (Annual Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 ◻TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-36388 P

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 29, 2019 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction

PEOPLES FINANCIAL SERVICES CORP. Reports Fourth Quarter 2018 Earnings

Exhibit 99.1 NEWS RELEASE TO BUSINESS EDITOR: PEOPLES FINANCIAL SERVICES CORP. Reports Fourth Quarter 2018 Earnings Scranton, PA, January 29, 2019/PRNEWSWIRE/ – Peoples Financial Services Corp. (“Peoples”) (NASDAQ: PFIS), the bank holding company for Peoples Security Bank and Trust Company, today reported unaudited financial results at and for the three and twelve months ended December 31, 2018. P

PFIS / Peoples Financial Services Corp. 10-Q (Quarterly Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q ☒Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended September 30, 2018 or ◻Transition report pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 for the transition period from 001-36388 (Commission File Number) PEOPLES FINANCIAL SERVICES CORP.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 23, 2018 (Date of earliest event reported) PEOPLES FINANCIAL SERVICES CORP. (Exact name of registrant as specified in its charter) 001-36388 (Commission File Number) PA 23-2391852 (State or other jurisdiction