LDI / loanDepot, Inc. - تصريحات هيئة الأوراق المالية والبورصات، التقرير السنوي، بيان الوكيل

Repurchase Agreement dated May 2, 2025,

Certain confidential information contained in this document, marked by “[***]”, has been omitted pursuant to Item 601(b)(10)(iv) of Regulation S-K because it is both (i) not material and (ii) is the type of information that the Company treats as private or confidential.

to the Master Repurchase Agreement dated May 2, 2025, among Atlas Securitized Products, L.P.,

Certain confidential information contained in this document, marked by “[***]”, has been omitted pursuant to Item 601(b)(10)(iv) of Regulation S-K because it is both (i) not material and (ii) is the type of information that the Company treats as private or confidential.

ed Base Indenture, among Citibank, N.A., Nomura Corporate Funding Americas, LLC, loanDepot GMSR Master Trust, and loanDepot.com, LLC.

Certain confidential information contained in this document, marked by “[***]”, has been omitted pursuant to Item 601(b)(10)(iv) of Regulation S-K because it is both (i) not material and (ii) is the type of information that the Company treats as private or confidential.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-40003 loanDepot,

Joint Amendment No. 1 to the Third Amended and Restated Master Repurchase Agreement and the Pricing Side Letter, dated May 28, 2025, between Citibank, N.A., Nomura Corporate Funding Americas, LLC, loanDepot GMSR Master Trust and loanDepot.com, LLC.

Certain confidential information contained in this document, marked by “[***]”, has been omitted pursuant to Item 601(b)(10)(iv) of Regulation S-K because it is both (i) not material and (ii) is the type of information that the Company treats as private or confidential.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): August 7, 2025 loanDepot, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): August 7, 2025 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File

2Q 2025 INVESTOR PRESENTATION August 7, 2025 Exhibit 99.2 We make the American Dream of home possible. Partnering with homeowners throughout the lifecycle of the homeownership journey. Finding An Agent Serving the Buyer First Time Homebuyer Veteran /

a2q25investorpresentatio 2Q 2025 INVESTOR PRESENTATION August 7, 2025 Exhibit 99.2 We make the American Dream of home possible. Partnering with homeowners throughout the lifecycle of the homeownership journey. Finding An Agent Serving the Buyer First Time Homebuyer Veteran / Active Duty Move Up / Downsize Relocation Local referral Supporting The Purchase Servicing the Mortgage Optimizing the Journ

(incorporated herein by reference to Exhibit 10.1 to the Company

Exhibit 10.1 TRANSITION AND SEPARATION AGREEMENT AND GENERAL RELEASE OF CLAIMS This TRANSITION AND SEPARATION AGREEMENT AND GENERAL RELEASE OF CLAIMS (this “Agreement”) is entered into by and between LOANDEPOT, INC., a Delaware corporation (the “Company”), and Jeff Walsh (“Executive”). Executive and the Company are each referred to herein as a “Party” and collectively as the “Parties.” WHEREAS, Ex

loanDepot announces second quarter 2025 financial results loanDepot Founder Anthony Hsieh appointed as permanent CEO; focused on growth, technology powered efficiency and a return to profitability. Positive Q2 momentum from higher revenue and lower c

Exhibit 99.1 loanDepot announces second quarter 2025 financial results loanDepot Founder Anthony Hsieh appointed as permanent CEO; focused on growth, technology powered efficiency and a return to profitability. Positive Q2 momentum from higher revenue and lower costs. Highlights: •Revenue increased 3% to $283 million and adjusted revenue increased 5% to $292 million compared to the prior quarter o

Press Release, dated July 28, 2025.

Exhibit 99.1 loanDepot Founder and Chairman of the Board Anthony Hsieh Named Permanent CEO July 28, 2025 •Hsieh is a proven mortgage thought leader with a track record of success •Hsieh’s strategic focus will be on returning the Company to profitability, gaining market share, leapfrogging the industry with new technical capabilities, and developing products and services that delight customers, ori

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): July 27, 2025 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File N

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): July 23, 2025 loanDepot, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): July 23, 2025 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File N

Series 2025-GT2 Indenture Supplement, dated July 23, 2025, to the Third Amended and Restated Base Indenture, among Citibank, N.A., Nomura Corporate Funding Americas, LLC, loanDepot GMSR Master Trust, and loanDepot.com, LLC

Certain confidential information contained in this document, marked by “[***]”, has been omitted pursuant to Item 601(b)(10)(iv) of Regulation S-K because it is both (i) not material and (ii) is the type of information that the Company treats as private or confidential.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): June 4, 2025 loanDepot, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): June 4, 2025 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File Nu

Filing Fee Table.

Exhibit 107.1 Calculation of Filing Fee Tables FORM S-8 (Form Type) LOANDEPOT, INC. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title (1) Fee Calculation Rule (2) Amount Registered (3) Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Class A common stock,

As filed with the Securities and Exchange Commission on June 6, 2025

As filed with the Securities and Exchange Commission on June 6, 2025 Registration No.

Amendment to the 2021 Omnibus Incentive Plan (incorporated herein by reference to Exhibit 99.

Exhibit 99.1 LOANDEPOT, INC. 2021 OMNIBUS INCENTIVE PLAN (as amended by the First, Second, and Third Amendments thereto) ARTICLE I PURPOSE The purpose of this loanDepot, Inc. 2021 Omnibus Incentive Plan is to enhance the profitability and value of the Company for the benefit of its stockholders by enabling the Company to offer Eligible Individuals cash and stock-based incentives in order to attrac

Credit Agreement, dated December 15, 2023, as amended on May 30, 2025 by the Omnibus Amendment of Transaction Documents, among Nomura Corporate Funding Americas, LLC, as administrative agent for the financial institutions that may from time to time become parties as Lenders, loanDepot FA Agency MSR, LLC, as borrower, loanDepot.com, LLC, as guarantor, and the Lenders party thereto (

Certain confidential information contained in this document, marked by “[***]”, has been omitted pursuant to Item 601(b)(10)(iv) of Regulation S-K because it is both (i) not material and (ii) is the type of information that the Company treats as private or confidential.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): May 30, 2025 loanDepot, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): May 30, 2025 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File Nu

ed Base Indenture, among Citibank, N.A., Nomura Corporate Funding Americas, LLC, loanDepot GMSR Master Trust, and loanDepot.com, LLC (incorporated herein by reference to Exhibit 10.2 to the Company’s Current Report on Form 8-K filed June 2, 2025).

Certain confidential information contained in this document, marked by “[***]”, has been omitted pursuant to Item 601(b)(10)(iv) of Regulation S-K because it is both (i) not material and (ii) is the type of information that the Company treats as private or confidential.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): May 28, 2025 loanDepot, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): May 28, 2025 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File Nu

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-40003 loanDepot

1Q 2025 INVESTOR PRESENTATION May 6, 2025 We make the American Dream of home possible. Partnering with homeowners throughout the lifecycle of the homeownership journey. Finding An Agent Serving the Buyer First Time Homebuyer Veteran / Active Duty Mov

1Q 2025 INVESTOR PRESENTATION May 6, 2025 We make the American Dream of home possible.

loanDepot announces first quarter 2025 financial results Q1 was a quarter of positive momentum for the company. Higher volume, margins and ongoing cost discipline drive improved Q1 results. Company Founder and Executive Chairman Anthony Hsieh also re

loanDepot announces first quarter 2025 financial results Q1 was a quarter of positive momentum for the company.

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): May 6, 2025 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File Num

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): April 25, 2025 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File

Amended and Restated Master Repurchase Agreement and Securities Contract, dated April 25, 2025, among Bank of Montreal, as buyer; loanDepot BMO Warehouse, LLC, as seller; and loanDepot.com, LLC, as guarantor and servicer.

Exhibit 10.1 Certain confidential information contained in this document, marked by “[***]”, has been omitted pursuant to Item 601(b)(10)(iv) of Regulation S-K because it is both (i) not material and (ii) is the type of information that the Company treats as private or confidential. Certain schedules (or similar attachments) also marked by “[***]” have been omitted pursuant to Item 601(a)(5) of Re

Guaranty, dated April 25, 2025, made by loanDepot.com, LLC, in favor of Bank of Montreal.

Exhibit 10.2 EXECUTION GUARANTY This GUARANTY is made by loanDepot.com, LLC (the “Guarantor”) and is dated as of April 25, 2025 (as amended, restated, supplemented, or otherwise modified from time to time, this “Guaranty”), in favor of Bank of Montreal (the “Buyer”). RECITALS Pursuant to the Amended and Restated Master Repurchase Agreement and Securities Contract, dated as of April 25, 2025 among

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy Statement o Definitive Additional Materials o Soliciting Material under § 240.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Proxy Statement x Definitive Additional Materials o Soliciting Material under § 240.

Amendment No. 5 to the Amended and Restated Master Repurchase Agreement, dated April 15, 2025, between UBS AG

Exhibit 10.1 Certain confidential information contained in this document, marked by “[***]”, has been omitted pursuant to Item 601(b)(10)(iv) of Regulation S-K because it is both (i) not material and (ii) is the type of information that the Company treats as private or confidential. Schedules (or similar attachments) have been omitted pursuant to Item 601(a)(5) of Regulation S-K. EXECUTION AMENDME

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): April 15, 2025 loanDepot, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): April 15, 2025 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): April 11, 2025 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File

Master Repurchase Agreement dated April 11, 2025, between loanDepot.com, LLC and Mello Warehouse Securitization Trust 2025-1 (incorporated herein by reference to Exhibit 10.2 to the Company’s Current Report on Form 8-K filed on April 17, 2025).

Certain confidential information contained in this document, marked by “[***]”, has been omitted pursuant to Item 601(b)(10)(iv) of Regulation S-K because it is both (i) not material and (ii) is the type of information that the Company treats as private or confidential.

Guaranty dated April 11, 2025, by LD Holdings Group LLC in favor of Mello Warehouse Securitization Trust 2025-1.

Exhibit 10.3 GUARANTY This GUARANTY, dated as of April 11, 2025 (this “Guaranty”) is made by LD Holdings Group LLC (the “Guarantor”), a Delaware limited liability company, in favor of Mello Warehouse Securitization Trust 2025-1 (the “Beneficiary”), a Delaware statutory trust. WHEREAS, the Beneficiary and loanDepot.com, LLC (the “LD Subsidiary”), a subsidiary of the Guarantor, have entered into a M

among Mello Warehouse Securitization Trust 2025-1, loanDepot.com, LLC, U.S. Bank Trust Company, National Association and U.S. Bank National Association.

Exhibit 10.1 Certain confidential information contained in this document, marked by “[***]”, has been omitted pursuant to Item 601(b)(10)(iv) of Regulation S-K because it is both (i) not material and (ii) is the type of information that the Company treats as private or confidential. Certain schedules (or similar attachments) also marked by “[***]” have been omitted pursuant to Item 601(a)(5) of Re

loanDepot FA Agency MSR, LLC,

Exhibit 10.23.2 SECOND AMENDMENT TO CREDIT AGREEMENT This SECOND AMENDMENT TO CREDIT AGREEMENT (this “Amendment”), is entered into as of January 22, 2025, by and among loanDepot FA Agency MSR, LLC, as borrower (“Borrower”), loanDepot.com, LLC, as guarantor (“Guarantor”), the financial institutions that may from time to time become parties hereto (each such financial institution, a “Lender” and col

Description of Capital Stock.

Exhibit 4.5 Description of loanDepot Capital Stock In this document, the “Company,” “we,” “us” and “our” refer to loanDepot, Inc., a Delaware corporation. The following summary of the terms of our capital stock is not meant to be complete and is qualified in its entirety by reference to our amended and restated certificate of incorporation (the “A&R Charter”) and our amended and restated bylaws. A

dated December 23, 2024

Exhibit 10.20.4 Execution Version FOURTH AMENDMENT TO FIRST AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT Dated as of December 23, 2024 Between: LOANDEPOT.COM, LLC, as Seller and JPMORGAN CHASE BANK, N.A., as Buyer The Parties have agreed to amend (for the fourth time) the First Amended and Restated Master Repurchase Agreement dated September 30, 2022, between them (the “Original MRA”, as amend

Amendment No. 1 to Master Repurchase Agreement, dated as of December 20, 2024, among Atlas Securitized Products, L.P., Atlas Securitized Products Funding 2, L.P., and loanDepot.com, LLC.

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed FUNDING 2 FACILITY EXECUTION AMENDMENT NO.

Plan, approved March 13, 2024.

Exhibit 10.6.8 PERFORMANCE RESTRICTED STOCK UNIT AWARD AGREEMENT PURSUANT TO THE LOANDEPOT, INC. 2021 OMNIBUS INCENTIVE PLAN * * * * * Participant: Grant Date: Number of Performance Restricted Stock Units Granted: * * * * * THIS PERFORMANCE RESTRICTED STOCK UNIT AWARD AGREEMENT (this "Agreement"), dated as of the Grant Date specified above, is entered into by and between loanDepot, Inc., a corpora

Amended and Restated Bylaws of loanDepot, Inc., effective November 10, 2022 (incorporated herein by reference to Exhibit 3.2 to the Company’s Annual Report on Form 10-K filed on March 13, 2025).

Exhibit 3.2 BYLAWS OF LOANDEPOT, INC. * * * * * ARTICLE I Offices Section 1.01 Registered Office. The address of the registered office of loanDepot, Inc. (the “Company”) in the State of Delaware is 9 E. Loockerman Street, Suite 311, Dover, County of Kent, Delaware 19901. The name of the Company’s registered agent at such address is Registered Agent Solutions, Inc. The Company may also have offices

Amendment Number Three to the Mortgage Loan Participation Purchase and Sale Agreement, dated December 31, 2019, between loanDepot.com, LLC and Jefferies Mortgage Funding, LLC.

Exhibit 10.4.3 AMENDMENT NUMBER THREE to the Mortgage Loan Participation Purchase and Sale Agreement Dated as of February 28, 2013 between JEFFERIES FUNDING LLC (f/k/a JEFFERIES MORTGAGE FUNDING, LLC) and LOANDEPOT.COM, LLC This AMENDMENT NUMBER THREE (this “Amendment”) is made as of this 31st day of December, 2019, by and between Jefferies Funding LLC (f/k/a Jefferies Mortgage Funding, LLC) (“Pur

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-40003 loanDepot, Inc

September 23, 2022, among loanDepot Agency Advance Receivables Trust, Citibank, N.A., loanDepot.com

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Form of Restricted Stock Unit Award Agreement under 2021 Omnibus Incentive Plan, approved March 13, 2024.

Exhibit 10.6.7 RESTRICTED STOCK UNIT AWARD AGREEMENT PURSUANT TO THE LOANDEPOT, INC. 2021 OMNIBUS INCENTIVE PLAN * * * * * Participant: Grant Date: Number of Restricted Stock Units Granted: * * * * * THIS RESTRICTED STOCK UNIT AWARD AGREEMENT (this "Agreement"), dated as of the Grant Date specified above, is entered into by and between loanDepot, Inc., a corporation organized in the State of Delaw

and Restated Master Repurchase Agreement

Exhibit 10.20.5 Execution Version FIFTH AMENDMENT TO FIRST AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT Dated as of January 24, 2025 Between: LOANDEPOT.COM, LLC, as Seller and JPMORGAN CHASE BANK, N.A., as Buyer The Parties have agreed to amend (for the fifth time) the First Amended and Restated Master Repurchase Agreement dated September 30, 2022, between them (the “Original MRA”, as amended

List of Subsidiaries of loanDepot, Inc.

Exhibit 21.1 LOANDEPOT, INC. List of Subsidiaries Subsidiary Jurisdiction of Organization LD Holdings Group LLC Delaware loanDepot.com, LLC Delaware

Amendment No. 7 to Series 2020-VF1 Indenture Supplement, dated December 19, 2024,

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Insider Trading Policy

Exhibit 19.1 INSIDER TRADING POLICY PURPOSE This Insider Trading Policy (the “Policy”) provides guidelines with respect to transactions in the securities of loanDepot, Inc. (together with its subsidiaries, the “Company”) and the handling of confidential information about the Company and its subsidiaries (collectively, “loanDepot”) and the companies with which loanDepot does business. The Company’s

4Q 2024 INVESTOR PRESENTATION March 11, 2025 DISCLAIMER 2 Forward-Looking Statements and Other Information This presentation and the related management commentary contain, and responses to investor questions may contain, forward-looking statements th

4Q 2024 INVESTOR PRESENTATION March 11, 2025 DISCLAIMER 2 Forward-Looking Statements and Other Information This presentation and the related management commentary contain, and responses to investor questions may contain, forward-looking statements that can be identified by the fact that they do not relate strictly to historical or current facts and may contain the words “believe,” “anticipate,” “expect,” “intend,” “plan,” “predict,” “estimate,” “project,” “will be,” “will continue,” “will likely result,” or other similar words and phrases or future or conditional verbs such as “will,” “may,” “might,” “should,” “would,” or “could” and the negatives of those terms.

loanDepot announces year-end and fourth quarter 2024 financial results Revenue increased 9% for the year on higher pull-through weighted gain on sale margin and volume, driving significant reduction of losses.

loanDepot announces year-end and fourth quarter 2024 financial results Revenue increased 9% for the year on higher pull-through weighted gain on sale margin and volume, driving significant reduction of losses.

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): March 11, 2025 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File

Letter Agreement between the Company and Anthony Hsieh, dated March 6, 2025 (incorporated herein by reference to Exhibit 10.3 to the Company’s Current Report on Form 8-K filed March 6, 2025).

Exhibit 10.3 March 6, 2025 Anthony Hsieh Re: Executive Chairman, Mortgage Operations and Interim CEO Agreement Dear Anthony: This letter agreement (this “Agreement”) outlines the terms of your appointment as Executive Chairman, Mortgage Operations (“Executive Chairman”) of loanDepot, Inc., a Delaware corporation (the “Company”), and your potential appointment as interim Chief Executive Officer (“I

A&R Cooperation Agreement, dated March 6, 2025, among loanDepot, Inc., Anthony Hsieh, The JLSSAA Trust, established September 4, 2014, JLSA, LLC, Trilogy Mortgage Holdings, Inc., Trilogy Management Investors Six, LLC, Trilogy Management Investors Seven, LLC and Trilogy Management Investors Eight, LLC (incorporated herein by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K filed March 6, 2025).

Exhibit 10.1 AMENDED & RESTATED SETTLEMENT AND COOPERATION AGREEMENT This Amended & Restated Settlement and Cooperation Agreement (this “Agreement”) is made and entered into as of March 6, 2025, by and among loanDepot, Inc., a Delaware corporation (the “Company”), and Anthony Hsieh (“Hsieh”), The JLSSAA Trust, established September 4, 2014, JLSA, LLC, Trilogy Mortgage Holdings, Inc., Trilogy Manag

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 3, 2025 loanDepot, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-40003 85-3948939 (State or Other Jurisdiction of Incorporation) (Commission File Numb

loanDepot Announces Leadership Transition Anthony Hsieh, loanDepot Chairman of the Board, Returns to Company Executive Team in Originations Leadership Role Hsieh Will Become Executive Chairman of Mortgage Originations; CEO Frank Martell Will Transiti

Exhibit 99.1 loanDepot Announces Leadership Transition Anthony Hsieh, loanDepot Chairman of the Board, Returns to Company Executive Team in Originations Leadership Role Hsieh Will Become Executive Chairman of Mortgage Originations; CEO Frank Martell Will Transition to Board Advisory Role in June Search for a Successor to Martell Is Underway IRVINE, Calif.—March 6, 2025 – loanDepot, Inc. (NYSE: LDI

Transition, Separation and Consulting Agreement and General Release of Claims between the Company and Frank Martell, dated March 5, 2025 (incorporated herein by reference to Exhibit 10.2 to the Company’s Current Report on Form 8-K filed March 6, 2025).

Exhibit 10.2 TRANSITION, SEPARATION AND ADVISORY AGREEMENT AND GENERAL RELEASE OF CLAIMS This TRANSITION, SEPARATION AND ADVISORY AGREEMENT AND GENERAL RELEASE OF CLAIMS (this “Agreement”) is entered into by and between LOANDEPOT, INC., a Delaware corporation (the “Company”), and FRANK MARTELL (“Executive”). Executive and the Company are each referred to herein as a “Party” and collectively as the

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): February 7, 2025 loanDepot, In

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): February 7, 2025 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission Fil

Credit and Security Agreement, dated January 29, 2025, among

Exhibit 10.1 Certain confidential information contained in this document, marked by “[***]”, has been omitted pursuant to Item 601(b)(10)(iv) of Regulation S-K because it is both (i) not material and (ii) is the type of information that the Company treats as private or confidential. Certain schedules (or similar attachments) have been omitted pursuant to Item 601(a)(5) of Regulation S-K. EXECUTION

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): January 29, 2025 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission Fil

LDI / loanDepot, Inc. / Hsieh Anthony Li Activist Investment

SC 13D/A 1 e24462ldi-sc13da.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No. 13) loanDepot, Inc. (Name of Issuer) Class A Common Stock (Title of Class of Secu

LDI / loanDepot, Inc. / Hsieh Anthony Li Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No. 12) loanDepot, Inc. (Name of Issuer) Class A Common Stock (Title of Class of Securities) 53946R106 (CUSIP Number)

(incorporated herein by reference to Exhibit 10.1 of the Company’s Current Report on Form 8-K filed November 19, 2024).

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): November 14, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission Fi

(incorporated herein by reference to Exhibit 10.2 of the Company’s Current Report on Form 8-K filed November 19, 2024).

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-40003 loanD

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): November 5, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission Fil

loanDepot announces third quarter 2024 financial results Company achieves profitability on higher volumes, margin growth and productivity Completes Vision 2025 and launches new strategic plan - Project North Star

loanDepot announces third quarter 2024 financial results Company achieves profitability on higher volumes, margin growth and productivity Completes Vision 2025 and launches new strategic plan - Project North Star Highlights: •Revenue of $315 million, up 18% compared to the prior year.

LDI / loanDepot, Inc. / Hsieh Anthony Li Activist Investment

SC 13D/A 1 e24434ldi-sc13da.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No. 11) loanDepot, Inc. (Name of Issuer) Class A Common Stock (Title of Class of Secu

3Q 2024 INVESTOR PRESENTATION November 7, 2024 DISCLAIMER 2 Forward-Looking Statements and Other Information This presentation may contain "forward-looking statements," which reflect loanDepot's current views with respect to, among other things, our

3Q 2024 INVESTOR PRESENTATION November 7, 2024 DISCLAIMER 2 Forward-Looking Statements and Other Information This presentation may contain "forward-looking statements," which reflect loanDepot's current views with respect to, among other things, our business strategies, including Project North Star, our progress toward run-rate profitability, ongoing cost management and productivity programs, our HELOC product, financial condition and liquidity, competitive position, industry and regulatory environment, potential growth opportunities, the effects of competition, the impact of the Cybersecurity Incident, operations and financial performance.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): October 30, 2024 loanDepot, In

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): October 30, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission Fil

Fourth Amendment to the Second Amended and Restate Master Repurchase Agreement, dated October 31, 2024, between loanDepot.com, LLC and Everbank, N.A.

Exhibit 10.3 Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed. EVERBANK, N.A. 301 W. Bay Street Jacksonville, FL 32202 loanDepot.com, LLC 6561 Irvine Center Drive Irvine, California 92618 Attention: David Hayes Re: Fourth Amendment to the Second Amended

(incorporated herein by reference to Exhibit 10.1 of the Company’s Current Report on Form 8-K filed on November 4, 2024).

Exhibit 10.1 Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed. EXECUTION MASTER REPURCHASE AGREEMENT among JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, as Administrative Agent and as a Buyer, and LOANDEPOT JPM WAREHOUSE FACILITY, LLC, as Seller and LOANDEP

Guaranty, dated October 30, 2024, made by loanDepot.com, LLC in favor of JPMorgan Chase Bank, National Association

Exhibit 10.2 EXECUTION GUARANTY GUARANTY, dated as of October 30, 2024 (as amended, restated, supplemented, or otherwise modified from time to time, this “Guaranty”), made by loanDepot.com, LLC, a Delaware limited liability company (the “Guarantor”), in favor of JPMorgan Chase Bank, National Association, in its capacity as administrative agent for the benefit of Buyers (“Administrative Agent”). RE

Amendment Number Two to the Amended and Restate Credit and Security Agreement, dated October 11, 2024, among loanDepot.com, LLC, as borrower, Flagstar Bank, National Association, as administrative agent, and Flagstar Bank, National Association, as lender and the other lenders party thereto

Exhibit 10.1 AMENDMENT NUMBER TWO to the Amended and Restated Credit and Security Agreement Dated as of October 11, 2024 This AMENDMENT NUMBER TWO to the Amended and Restated Credit and Security Agreement (as defined below) (this “Amendment”) is made effective as of the 11th day of October, 2024, by and among LOANDEPOT.COM, LLC, as borrower (“Borrower”), FLAGSTAR BANK, NATIONAL ASSOCIATION, as adm

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): October 17, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission Fil

loanDepot, Inc. Up to 241,800,107 Shares of Class A Common Stock

TABLE OF CONTENTS Filed pursuant to Rule 424(b)(3) Registration No. 333-282623 PROSPECTUS   loanDepot, Inc. Up to 241,800,107 Shares of Class A Common Stock This prospectus covers the resale by the selling stockholders (the “Selling Stockholders”) named herein of shares of Class A common stock of loanDepot, Inc. (the “Company”), par value $0.001 per share (the “Class A Common Stock”). The shares o

October 18, 2024

October 18, 2024 VIA EDGAR Division of Corporation Finance U.S. Securities and Exchange Commission 100 F. Street, NE Washington, D.C. 20549 Re: loanDepot, Inc. Registration Statement on Form S-3 (File No. 333-282623) Filed October 11, 2024 Ladies and Gentlemen: loanDepot, Inc., a Delaware corporation (the “Company”), respectfully requests pursuant to Rule 461 under the Securities Act of 1933, as a

Calculation of Filing Fee Tables Form S-3 (Form Type) loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

Exhibit 107 Calculation of Filing Fee Tables Form S-3 (Form Type) loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered (1) Proposed Maximum Offering Price Per Unit (2) Maximum Aggregate Offering Price (2) Fee Rate Amount of Registration

As filed with the Securities and Exchange Commission on October 11, 2024

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on October 11, 2024 Registration No.

(incorporated herein by reference to Exhibit 10.2 of the Company’s Current Report on Form 8-K filed September 30, 2024).

Execution - Exhibit 10.2 Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed. Master Repurchase Agreement September 1996 Version Dated as of: September 27, 2024 Between: Mello Warehouse Securitization Trust 2024-1 (“BUYER”) And: loanDepot.com, LLC (“SELLER”

Entry into a Material Definitive Agreement, Termination of a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): September 25, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission F

Amendment No. 3 to the Amended and Restated Mortgage Loan Participation Sale Agreement, dated September 27, 2024, by and among loanDepot.com, LLC, as seller, and JPMorgan Chase Bank, National Association, as purchaser.

Execution - Exhibit 10.6 Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed. AMENDMENT NO. 3 TO AMENDED AND RESTATED MORTGAGE LOAN PARTICIPATION SALE AGREEMENT This Amendment No. 3 to the Amended and Restated Mortgage Loan Participation Sale Agreement, dat

Guaranty dated as of September 27, 2024, by LD Holdings Group LLC in favor of Mello Warehouse Securitization Trust 2024-1.

Execution - Exhibit 10.3 GUARANTY This GUARANTY, dated as of September 27, 2024 (this “Guaranty”) is made by LD Holdings Group LLC (the “Guarantor”), a Delaware limited liability company, in favor of Mello Warehouse Securitization Trust 2024-1 (the “Beneficiary”), a Delaware statutory trust. WHEREAS, the Beneficiary and loanDepot.com, LLC (the “LD Subsidiary”), a subsidiary of the Guarantor, have

Amendment No. 6 to Series 2020-VF1 Indenture Supplement, dated September 27, 2024, by and among loanDepot Agency Advance Receivables Trust, as issuer, Citibank, N.A. as indenture trustee, calculation agent, paying agent, custodian and securities intermediary, loanDepot.com, LLC as servicer and administrator, JPMorgan Chase Bank, N.A., as administrative agent, and consented to by JPMorgan Chase Bank, N.A. as noteholder of the Series 2020-VF1 Variable Funding Notes.

Execution - Exhibit 10.5 Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed. AMENDMENT NO. 6 TO SERIES 2020-VF1 INDENTURE SUPPLEMENT This Amendment No. 6 (the “Amendment”) to Series 2020-VF1 Indenture Supplement (as defined below), dated as of September 27

(incorporated herein by reference to Exhibit 10.1 of the Company’s Current Report on Form 8-K filed September 30, 2024).

Execution - Exhibit 10.1 Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed. MELLO WAREHOUSE SECURITIZATION TRUST 2024-1, as Issuer LOANDEPOT.COM, LLC, as Servicer U.S. BANK NATIONAL ASSOCIATION, as Standby Servicer and Securities Intermediary and U.S. BAN

(incorporated herein by reference to Exhibit 10.4 of the Company’s Current Report on Form 8-K filed September 30, 2024).

Exhibit 10.4 THIRD AMENDMENT TO FIRST AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT Dated as of September 27, 2024 Between: LOANDEPOT.COM, LLC, as Seller and JPMORGAN CHASE BANK, N.A., as Buyer The Parties have agreed to amend (for the second time) the First Amended and Restated Master Repurchase Agreement dated September 30, 2022, between them (the “Original MRA”, as amended by the First Amend

Amendment No. 8, dated September 20, 2024, by and among Bank of America, N.A., loanDepot BA Warehouse, LLC and loanDepot.com, LLC to the Second Amended and Restated Master Repurchase Agreement, dated as of August 20, 2021

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Amendment No. 6, dated September 20, 2024, by and between Bank of America, N.A. and loanDepot.com, LLC to the Second Amended and Restated Mortgage Loan Purchase Agreement, dated as of February 2, 2022.

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): September 20, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission F

LDI / loanDepot, Inc. / Hsieh Anthony Li Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No. 10) loanDepot, Inc. (Name of Issuer) Class A Common Stock (Title of Class of Securities) 53946R106 (CUSIP Number)

Exhibit 1 - Registration Rights Agreement, dated February 16, 2021, by and among loanDepot, Inc., LD Holdings Group LLC and certain holders identified therein.

EX-1 2 e24388ex1.htm Exhibit 1 LOANDEPOT, INC. REGISTRATION RIGHTS AGREEMENT February 16, 2021 TABLE OF CONTENTS Page Section 1. Definitions 2 Section 2. Demand Registrations 7 Section 3. Piggyback Registrations 14 Section 4. Holdback Agreements 17 Section 5. Registration Procedures 18 Section 6. Registration Expenses 23 Section 7. Indemnification and Contribution 24 Section 8. Underwritten Offeri

LDI / loanDepot, Inc. / Hsieh Anthony Li Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No. 9) loanDepot, Inc. (Name of Issuer) Class A Common Stock (Title of Class of Securities) 53946R106 (CUSIP Number)

LDI / loanDepot, Inc. / Hsieh Anthony Li Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No. 8) loanDepot, Inc. (Name of Issuer) Class A Common Stock (Title of Class of Securities) 53946R106 (CUSIP Number)

LDI / loanDepot, Inc. / Hsieh Anthony Li Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No. 7) loanDepot, Inc. (Name of Issuer) Class A Common Stock (Title of Class of Securities) 53946R106 (CUSIP Number)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-40003 loanDepot,

2Q 2024 INVESTOR PRESENTATION August 6, 2024 DISCLAIMER 2 Forward-Looking Statements and Other Information This presentation may contain "forward-looking statements," which reflect loanDepot's current views with respect to, among other things, our bu

2Q 2024 INVESTOR PRESENTATION August 6, 2024 DISCLAIMER 2 Forward-Looking Statements and Other Information This presentation may contain "forward-looking statements," which reflect loanDepot's current views with respect to, among other things, our business strategies, including the Vision 2025 plan, including our expanded productivity program, our progress toward run-rate profitability, our HELOC product, financial condition and liquidity, competitive position, industry and regulatory environment, potential growth opportunities, the effects of competition, the impact of the Cybersecurity Incident, operations and financial performance.

loanDepot announces second quarter 2024 financial results Strong operational results highlighted by expanded market share and gain on sale margins; continues to invest in key growth initiatives and platforms.

loanDepot announces second quarter 2024 financial results Strong operational results highlighted by expanded market share and gain on sale margins; continues to invest in key growth initiatives and platforms.

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): August 6, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File

First Amendment to Credit Agreement, dated as of July 26, 2024, by and among loanDepot FA Agency MSR, LLC, as borrower, loanDepot.com, LLC, as guarantor, and Goldman Sachs Bank USA, as Administrative Agent for the financial institutions that may from time to time become parties as Lenders, and the Lenders, as defined in the agreement

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed FIRST AMENDMENT TO CREDIT AGREEMENT This FIRST AMENDMENT TO CREDIT AGREEMENT (this “Amendment”), is entered into as of July 26, 2024, by and among loanDepot FA Agency MSR, LLC, as borrower (“Borrower”), loanDepot.

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): July 26, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File N

Supplemental Indenture, dated as of June 24, 2024, between the Issuer, mello Credit Strategies LLC and Wilmington Trust, National Association, as trustee, to the Indenture, dated as of March 26, 2021, among the Issuer, the guarantors thereto and Wilmington Trust, National Association, as trustee

Exhibit 4.3 Execution Version FIRST SUPPLEMENTAL INDENTURE FIRST SUPPLEMENTAL INDENTURE, dated as of June 24, 2024 (this “Supplemental Indenture”), by and among mello Credit Strategies LLC (the “Guaranteeing Entity”), LD Holdings Group LLC, as the Company, and Wilmington Trust, National Association, a national banking association, as trustee (the “Trustee”) under the Indenture referred to below. W

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): June 24, 2024 loanDepot, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): June 24, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File N

Indenture, dated as of June 24, 2024, by and among LD Holdings Group LLC, the guarantors party thereto and U.S. Bank Trust Company, National Association, as trustee and collateral agent

Exhibit 4.1 Execution Copy LD HOLDINGS GROUP LLC, the GUARANTORS party hereto from time to time AND U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as Trustee and Collateral Agent 8.750% Senior Secured Notes due 2027 INDENTURE Dated as of June 24, 2024 Table of Contents Page Article I DEFINITIONS AND INCORPORATION BY REFERENCE Section 1.1. Definitions. 1 Section 1.2. Other Definitions. 53 Section 1

loanDepot Announces Final Results of Exchange Offer Transaction will Refinance and Extend the Maturity of $477,955,000 of its Senior Notes due 2025

loanDepot Announces Final Results of Exchange Offer Transaction will Refinance and Extend the Maturity of $477,955,000 of its Senior Notes due 2025 IRVINE, California, June 20, 2024 — (BUSINESS WIRE)—loanDepot, Inc.

Supplemental Indenture, dated as of June 18, 2024, by and among LD Holdings Group LLC, the guarantors party thereto and Wilmington Trust, National Association, as trustee, to the Indenture, dated as of October 27, 2020, by and among LD Holdings Group LLC, the guarantors party thereto and Wilmington Trust, National Association, as trustee, related to LD Holdings Group LLC’s 6.500% unsecured senior notes due 2025

Execution Copy FIRST SUPPLEMENTAL INDENTURE FIRST SUPPLEMENTAL INDENTURE dated as of June 18, 2024 (this “Supplemental Indenture”), among LD Holdings Group LLC, a Delaware limited liability company (the “Company”), the guarantors named on the signature pages hereto (the “Guarantors”) and Wilmington Trust, National Association, as trustee (the “Trustee”) under the Indenture referred to below.

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): June 18, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File N

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): June 6, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File Nu

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): June 4, 2024 loanDepot, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): June 4, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File Nu

loanDepot Announces Amendments to Exchange Offer and Consent Solicitation for 6.500% Senior Notes due 2025 06/04/2024 IRVINE, Calif. -- (BUSINESS WIRE) – loanDepot, Inc. (NYSE: LDI) (“loanDepot”) announced today that its subsidiary, LD Holdings Group

pressrelease loanDepot Announces Amendments to Exchange Offer and Consent Solicitation for 6.

LDI / loanDepot, Inc. / Hsieh Anthony Li Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No. 6) loanDepot, Inc. (Name of Issuer) Class A Common Stock (Title of Class of Securities) 53946R106 (CUSIP Number)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): May 20, 2024 loanDepot, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): May 20, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File Nu

loanDepot Commences Exchange Offer and Consent Solicitation for 6.500% Senior Notes due 2025 05/20/2024 Transaction Intended to Extend Company’s Debt Maturities Profile IRVINE, Calif. -- (BUSINESS WIRE) – loanDepot, Inc. (NYSE: LDI) (“loanDepot”) ann

loanDepot Commences Exchange Offer and Consent Solicitation for 6.500% Senior Notes due 2025 05/20/2024 Transaction Intended to Extend Company’s Debt Maturities Profile IRVINE, Calif. - (BUSINESS WIRE) – loanDepot, Inc. (NYSE: LDI) (“loanDepot”) announced today that its subsidiary, LD Holdings Group LLC (the “Issuer”), has commenced an offer (the “Exchange Offer”) to certain Eligible Holders (as d

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-40003 loanDepot

loanDepot announces first quarter 2024 financial results Positive revenue and cost momentum partially offset by the impact of January cyber incident.

loanDepot announces first quarter 2024 financial results Positive revenue and cost momentum partially offset by the impact of January cyber incident.

1Q 2024 INVESTOR PRESENTATION May 7, 2024 DISCLAIMER 2 Forward-Looking Statements and Other Information This press release may contain "forward-looking statements," which reflect loanDepot's current views with respect to, among other things, our busi

1Q 2024 INVESTOR PRESENTATION May 7, 2024 DISCLAIMER 2 Forward-Looking Statements and Other Information This press release may contain "forward-looking statements," which reflect loanDepot's current views with respect to, among other things, our business strategies, including the Vision 2025 plan, including our expanded productivity program, our progress toward run-rate profitability, our HELOC product, financial condition and liquidity, competitive position, industry and regulatory environment, potential growth opportunities, the effects of competition, the impact of the cybersecurity incident that occurred in the first quarter of 2024, operations and financial performance.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): May 7, 2024 loanDepot, Inc. (E

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): May 7, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File Num

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Proxy Statement x Definitive Additional Materials o Soliciting Material under § 240.

Amendment No. 4, dated as of April 16, 2024, by and between UBS AG, by and through its branch office at 1285 Avenue of Americas, New York, New York, and loanDepot.com, LLC to the Amended and Restated Master Repurchase Agreement

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): April 16, 2024 loanDepot, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): April 16, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy Statement o Definitive Additional Materials o Soliciting Material under § 240.

As filed with the Securities and Exchange Commission on April 8, 2024

As filed with the Securities and Exchange Commission on April 8, 2024 Registration No.

incorporated herein by reference to Exhibit 97.1 to the Company

LOANDEPOT, INC. COMPENSATION RECOUPMENT (CLAWBACK) POLICY Recoupment of Incentive-Based Compensation It is the policy of loanDepot, Inc. (the “Company”) that, in the event the Company is required to prepare an accounting restatement of the Company’s financial statements due to the Company’s material non-compliance with any financial reporting requirement under the federal securities laws (includin

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-40003 loanDepot, Inc

List of Subsidiaries of loanDepot, Inc.

LOANDEPOT, INC. List of Subsidiaries Subsidiary Jurisdiction of Organization LD Holdings Group LLC Delaware loanDepot.com, LLC Delaware

loanDepot announces fourth quarter and year-end 2023 financial results Vision 2025 productivity improvements more than offset market-driven revenue decline, resulting in 61% reduction in annual net loss. Company exits 2023 with strong liquidity posit

loanDepot announces fourth quarter and year-end 2023 financial results Vision 2025 productivity improvements more than offset market-driven revenue decline, resulting in 61% reduction in annual net loss.

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): March 12, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File

4Q 2023 INVESTOR PRESENTATION March 12, 2024 DISCLAIMER 2 Forward-Looking Statements and Other Information This press release may contain "forward-looking statements," which reflect loanDepot's current views with respect to, among other things, our b

4Q 2023 INVESTOR PRESENTATION March 12, 2024 DISCLAIMER 2 Forward-Looking Statements and Other Information This press release may contain "forward-looking statements," which reflect loanDepot's current views with respect to, among other things, our business strategies, including the Vision 2025 plan, including our expanded productivity program, our progress toward run-rate profitability, our HELOC product, financial condition and liquidity, competitive position, industry and regulatory environment, potential growth opportunities, the effects of competition, operations and financial performance.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 2) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): January 4,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 2) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): January 4, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporati

LDI / loanDepot, Inc. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv01363-loandepotincclassa.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 2)* Name of issuer: loanDepot, Inc. Class A Title of Class of Securities: Common Stock CUSIP Number: 53946R106 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to d

LDI / loanDepot, Inc. / PCP MANAGERS GP, LLC - SC 13G/A Passive Investment

SC 13G/A 1 d742841dsc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 2)* loanDepot, Inc. (Name of Issuer) Class A Common Stock, $0.001 par value per share (Title of Class of Securities) 53946R106 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Che

Amended and Restated Series 2021-SAVF1 Indenture Supplement, dated as of January 25, 2024, to Third Amended and Restated Base Indenture, dated as of January 25, 2024 (see exhibit 10.3 hereof), MSR Collateralized Notes, Series 2021-SAVF1, by and among loanDepot GMSR Master Trust, as issuer, Citibank, N.A., as indenture trustee, calculation agent, paying agent and securities intermediary, loanDepot.com, LLC, as servicer and administrator, and Nomura Corporate Funding Americas, LLC, as administrative agent, and consented to by Nomura Corporate Funding Americas, LLC, as noteholder of 100% of the outstanding VFNs

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed EXECUTION VERSION LOANDEPOT GMSR MASTER TRUST, as Issuer and CITIBANK, N.

Amended and Restated Series 2017-MBSADV1 Indenture Supplement, dated as of January 25, 2024, to Third Amended and Restated Base Indenture, dated as of January 25, 2024 (see exhibit 10.3 hereof), MSR Collateralized Notes, Series 2017-MBSADV1, by and among loanDepot GMSR Master Trust, as issuer, Citibank, N.A., as indenture trustee, calculation agent, paying agent and securities intermediary, loanDepot.com, LLC, as servicer and administrator, and Nomura Corporate Funding Americas, LLC, as administrative agent, and consented to by Nomura Corporate Funding Americas, LLC, as noteholder of 100% of the outstanding VFNs

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed EXECUTION VERSION LOANDEPOT GMSR MASTER TRUST, as Issuer and CITIBANK, N.

(incorporated herein by reference to Exhibit 10.1 of the Company’s Current Report on Form 8-K filed January 31, 2024).

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Master Repurchase Agreement, dated as of January 25, 2024, by and among Nomura Corporate Funding Americas, LLC, as administrative agent and as buyer, and loanDepot.com, LLC, as seller, with respect to loanDepot GMSR Master Trust MSR Collateralized Notes, Series 2017-VF1

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed EXECUTION VERSION MASTER REPURCHASE AGREEMENT among NOMURA CORPORATE FUNDING AMERICAS, LLC, as administrative agent (“Administrative Agent”) and NOMURA CORPORATE FUNDING AMERICAS, LLC, as buyer (“Buyer”) and LOANDEPOT.

(incorporated herein by reference to Exhibit 10.2 of the Company’s Current Report on Form 8-K filed January 31, 2024).

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Third Amended and Restated Base Indenture, dated January 25, 2024, among Citibank, N.A., as indenture trustee, calculation agent, paying agent and securities intermediary; Nomura Corporate Funding Americas, LLC, as administrative agent and as consenting noteholder of 100% of the outstanding Variable Funding Notes; loanDepot GMSR Master Trust, as issuer; loanDepot.com, LLC, as servicer and administrator; and Pentalpha Surveillance LLC, as credit manager (incorporated herein by reference to Exhibit 10.3 of the Company’s Current Report on Form 8-K filed January 31, 2024).

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

(incorporated herein by reference to Exhibit 10.4 of the Company’s Current Report on Form 8-K filed January 31, 2024).

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed EXECUTION VERSION LOANDEPOT GMSR MASTER TRUST, as Issuer and CITIBANK, N.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): January 25, 2024 loanDepot, In

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): January 25, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission Fil

Guaranty, dated as of January 25, 2024, made by LD Holdings Group LLC, as guarantor, in favor of Nomura Corporate Funding Americas, LLC, as buyer

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed EXECUTION VERSION GUARANTY This GUARANTY, dated as of January 25, 2024 (as may be amended, restated, supplemented or otherwise modified from time to time, this “Guaranty”) is made by LD HOLDINGS GROUP LLC (the “Guarantor”), in favor of NOMURA CORPORATE FUNDING AMERICAS, LLC (the “Buyer”).

Master Repurchase Agreement, dated as of January 25, 2024, by and among Nomura Corporate Funding Americas, LLC, as administrative agent and as buyer, and loanDepot.com, LLC, as seller, with respect to loanDepot GMSR Master Trust MSR Collateralized Notes, Series 2021-PIAVF1

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed EXECUTION VERSION MASTER REPURCHASE AGREEMENT among NOMURA CORPORATE FUNDING AMERICAS, LLC, as administrative agent (“Administrative Agent”) and NOMURA CORPORATE FUNDING AMERICAS, LLC, as buyer (“Buyer”) and LOANDEPOT.

(incorporated herein by reference to Exhibit 10.9 of the Company’s Current Report on Form 8-K filed January 31, 2024).

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed EXECUTION VERSION MASTER REPURCHASE AGREEMENT among NOMURA CORPORATE FUNDING AMERICAS, LLC, as administrative agent (“Administrative Agent”) and NOMURA CORPORATE FUNDING AMERICAS, LLC, as buyer (“Buyer”) and LOANDEPOT.

Amended and Restated Series 2021-PIAVF1 Indenture Supplement, dated as of January 25, 2024, to Third Amended and Restated Base Indenture, dated as of January 25, 2024 (see exhibit 10.3 hereof), MSR Collateralized Notes, Series 2021-PIAVF1, by and among loanDepot GMSR Master Trust, as issuer, Citibank, N.A., as indenture trustee, calculation agent, paying agent and securities intermediary, loanDepot.com, LLC, as servicer and administrator, and Nomura Corporate Funding Americas, LLC, as administrative agent, and consented to by Nomura Corporate Funding Americas, LLC, as noteholder of 100% of the outstanding VFNs

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed EXECUTION VERSION LOANDEPOT GMSR MASTER TRUST, as Issuer and CITIBANK, N.

loanDepot Provides Update on Cyber Incident

loanDepot Provides Update on Cyber Incident IRVINE, Calif. – January 22, 2024 – (BUSINESS WIRE) – loanDepot, Inc. (“LDI” or “Company”) (NYSE: LDI), a leading provider of home lending solutions, today provided an update on the cyber incident it disclosed on January 8, 2024. The Company has been working diligently with outside forensics and security experts to investigate the incident and restore no

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): January 4,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): January 4, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporati

Amendment No. 3 to the Base Indenture, dated as of January 12, 2024, by and among loanDepot Agency Advance Receivables Trust, Citibank, N.A., loanDepot.com, LLC, JPMorgan Chase Bank, N.A., and consented to by JPMorgan Chase Bank, N.A

EXECUTION VERSION AMENDMENT NO. 3 TO BASE INDENTURE This Amendment No. 3 (this “Amendment”) to the Base Indenture (as defined below) is dated as of January 12, 2024, and is made by and among LOANDEPOT AGENCY ADVANCE RECEIVABLES TRUST, a statutory trust organized under the laws of the State of Delaware (the “Issuer”), CITIBANK, N.A., a national banking association, as indenture trustee (the “Indent

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): January 12, 2024 loanDepot, In

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): January 12, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission Fil

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): January 4, 2024 loanDepot, Inc

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): January 4, 2024 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): December 28, 2023 loanDepot, I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): December 28, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission Fi

Second Amended and Restated Master Repurchase Agreement, dated December 28, 2023, by and between loanDepot.com, LLC, as seller, and EverBank, N.A., formerly known as TIAA, FSB Bank, as buyer (incorporated herein by reference to Exhibit 10.1 of the Company’s Current Report on Form 8-K filed January 3, 2024).

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Amendment Number One to the Amended and Restated Credit and Security Agreement, dated as of December 19, 2023, among loanDepot.com, LLC, as borrower, Flagstar Bank, National Association, as administrative agent, and Flagstar Bank, National Association, as a lender and the other lenders party thereto.

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Joinder, dated as of December 19, 2023, to the Amended and Restated Credit Agreement by and among loanDepot.com, LLC, as borrower, Fl

EXECUTION VERSION JOINDER to the Amended and Restated Credit and Security Agreement Dated as of June 30, 2023 This JOINDER to the Amended and Restated Credit Agreement (as defined below) (this “Joinder”) is made effective as of the 19TH day of December, 2023, by and among LOANDEPOT.

Amendment Number Five to Master Repurchase Agreement and Securities Contract, dated December 20, 2023, by and between Bank of Montreal, a Canadian Chartered bank acting through its Chicago Branch, and loanDepot.com, LLC.

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): December 19, 2023 loanDepot, I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): December 19, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission Fi

Credit Agreement, dated as of December 15, 2023, by and among loanDepot FA Agency MSR, LLC, as borrower, loanDepot.com, LLC, as guarantor, and Goldman Sachs Bank USA, as administrative agent for the financial institutions that may from time to time become parties as Lenders, and the Lenders, as defined in the agreement.

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed EXECUTION VERSION CREDIT AGREEMENT among LOANDEPOT FA AGENCY MSR, LLC as Borrower, LOANDEPOT.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): December 15, 2023 loanDepot, I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): December 15, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-40003 loanD

Joint Omnibus Amendment No. 4, dated as of November 1, 2023, to the Series 2017-VF1 Repurchase Agreement, Amendment No. 2 to the Series 2021-PIAVF1 Repurchase Agreement, Amendment No. 3 to the Series 2021-SAVF1 Repurchase Agreement, Amendment No. 6 to the Series 2017-VF1 Pricing Side Letter, Amendment No.4 to the Series 2021-PIAVF1 Pricing Side Letter and the Series 2021-SAVF1 Pricing Side Letter

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Entry into a Material Definitive Agreement, Termination of a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): November 1, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission Fil

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): November 7, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission Fil

loanDepot announces third quarter 2023 financial results Continues focused execution of Vision 2025 Narrows net loss for third consecutive quarter and maintains strong liquidity position Expands productivity program, expected to yield additional $120

loanDepot announces third quarter 2023 financial results Continues focused execution of Vision 2025 Narrows net loss for third consecutive quarter and maintains strong liquidity position Expands productivity program, expected to yield additional $120 million in run-rate benefits •Revenue decreased $6 million or 2% to $266 million from second quarter 2023, primarily driven by lower pull through weighted lock volume partially offset by higher pull through weighted gain on sale margin.

3Q 2023 INVESTOR PRESENTATION November 7, 2023 DISCLAIMER 2 Forward-Looking Statements and Other Information This press release may contain "forward-looking statements," which reflect loanDepot's current views with respect to, among other things, our

3Q 2023 INVESTOR PRESENTATION November 7, 2023 DISCLAIMER 2 Forward-Looking Statements and Other Information This press release may contain "forward-looking statements," which reflect loanDepot's current views with respect to, among other things, our business strategies, including the Vision 2025 plan, including our expanded productivity program, our progress toward run-rate profitability, our HELOC product, financial condition and liquidity, competitive position, industry and regulatory environment, potential growth opportunities, the effects of competition, operations and financial performance.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): October 23, 2023 loanDepot, In

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): October 23, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission Fil

Addendum, dated as of October 23, 2023, to Second Amended and Restated Master Repurchase Agreement, dated as of August 20, 2021, by and among Bank of America, N.A, loanDepot BA Warehouse, LLC, and loanDepot.com, LLC

EXECUTION ADDENDUM TO SECOND AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT COMMITTED SUBLIMIT FOR MORTGAGE LOANS ORIGINATED IN NEW YORK THIS ADDENDUM (the “Addendum”) is made and entered into as of October 23, 2023 (the “Addendum Effective Date”), by and between Bank of America, N.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): September 27, 2023 loanDepot,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): September 27, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission F

(incorporated herein by reference to Exhibit 10.2 of the Company’s Current Report on Form 8-K filed October 3, 2023).

SECOND AMENDMENT TO FIRST AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT Dated as of September 29, 2023 Between: LOANDEPOT.

Amendment No. 2 to the Amended and Restated Mortgage Loan Participation Sale Agreement, dated September 27, 2023, by and among loanDepot.com, LLC, as seller, and JPMorgan Chase Bank, National Association, as purchaser

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

The Joinder to the Amended and Restated Security Agreement, dated September 29, 2023, by and among loanDepot.com, LLC, as borrower, and Flagstar Bank, National Association, as administrative agent on behalf of the lenders.

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Amendment No. 5 to Series 2020-VF1 Indenture Supplement, dated as of September 22, 2023, by and among loanDepot Agency Advance Receivables Trust, as issuer, Citibank, N.A., as indenture trustee, calculation agent, paying agent, custodian and securities intermediary, loanDepot.com, LLC, as servicer and administrator, JPMorgan Chase Bank, N.A., as administrative agent, and consented to by JPMorgan Chase Bank, N.A., as noteholder of the Series 2020-VF1 Variable Funding Notes

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): September 22, 2023 loanDepot,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): September 22, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission F

Amendment No. 5, dated September 25, 2023, by and between Bank of America, N.A. and loanDepot.com, LLC to the Second Amended and Restated Mortgage Loan Purchase Agreement, dated as of February 2, 2022

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Amendment No. 7, dated September 25, 2023, by and among Bank of America, N.A., loanDepot BA Warehouse, LLC and loanDepot.com, LLC to the Second Amended and Restated Master Repurchase Agreement, dated as of August 20, 2021

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed EXECUTION AMENDMENT NO.

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): August 25, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File

Amended and Restated Credit Agreement, dated as of August 25, 2023, by and among loanDepot.com, LLC, as borrower, Goldman Sachs Bank USA, as Administrative Agent for the financial institutions that may from time to time become parties as Lenders, and the Lenders

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-40003 loanDepot,

First Amendment, dated June 30, 2023, to the First Amended and Restated Master Repurchase Agreement, dated as of September 30, 2022, by and between JPMorgan Chase Bank, N.A., as buyer, and loanDepot.com, LLC, as seller

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Amendment Number Eleven, dated June 30, 2023, to Master Repurchase Agreement, dated as of March 10, 2017, by and among Atlas Securitized Products, L.P., as the administrative agent and a buyer, Atlas Securitized Products Investments 3, L.P., Atlas Securitized Products Funding 2, L.P., Nexera Holding LLC, as the buyers, and loanDepot.com, LLC, as the seller.

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Amendment No. 6, dated June 30, 2023, to the Second Amended and Restated Master Repurchase Agreement, dated as of August 20, 2021, by and between Bank of America, N.A., as buyer, and loanDepot BA Warehouse, LLC, as seller, and acknowledged and agreed to by loanDepot.com, LLC, as guarantor and pledgor (incorporated herein by reference to Exhibit 10.2 of the Company’s Quarterly Report on Form 10-Q filed August 10, 2023).

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Amendment Number Four, dated June 30, 2023, to the Second Amended and Restated Mortgage Loan Participation Purchase and Sale Agreement, dated as of February 2, 2022, by and among Bank of America, N.A., as purchaser, and loanDepot.com, LLC, as seller.

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Eighth Amendment, dated June 30, 2023, to the Amended and Restated Master Repurchase Agreement and Amended and Restated Pricing Letter, dated as of November 15, 2021, by and among TIAA, FSB, formerly known as EverBank, as the administrative agent for the buyers and as a buyer, Flagstar Bank, N.A, as purchaser of the rights and obligations hereunder from Signature Bridge Bank, N.A., as successor in interest to Signature Bank, as a buyer, and loanDepot.com, LLC, as the seller.

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

1, dated June 30, 2023, to the Amended and Restated Mortgage Loan Participation Sale Agreement, dated as of November 10, 2022, by and between JPMorgan Chase Bank, National Association, as the purchaser, and loanDepot.com. LLC, as the seller (incorporated herein by reference to Exhibit 10.4 of the C

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

3, dated June 29, 2023, to Amended and Restated Master Repurchase Agreement, dated as August 11, 2021, by and among UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York, as the buyer, and loanDepot.com, LLC, as the seller

EXECUTION AMENDMENT NO. 3 TO AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT Amendment No. 3 to Amended and Restated Master Repurchase Agreement, dated as of June 29, 2023 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and loanDepot.com, LLC (the “Seller”). RECITALS The Buyer and Seller are parties to that cert

loanDepot announces second quarter 2023 financial results Company reports second consecutive quarter of sequential double-digit revenue growth and ongoing cost productivity gains resulting in significant narrowing of net loss

loanDepot announces second quarter 2023 financial results Company reports second consecutive quarter of sequential double-digit revenue growth and ongoing cost productivity gains resulting in significant narrowing of net loss •Revenue up 31% or $63.

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): August 8, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File

2Q 2023 INVESTOR PRESENTATION August 8, 2023 DISCLAIMER 2 Forward-Looking Statements and Other Information This presentation may contain "forward-looking statements," which reflect loanDepot's current views with respect to, among other things, its bu

2Q 2023 INVESTOR PRESENTATION August 8, 2023 DISCLAIMER 2 Forward-Looking Statements and Other Information This presentation may contain "forward-looking statements," which reflect loanDepot's current views with respect to, among other things, its business strategies, including the Vision 2025 plan, our HELOC product, financial condition and liquidity, competitive position, industry and regulatory environment, potential growth opportunities, the effects of competition, operations and financial performance.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): July 7, 2023 loanDepot, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): July 7, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File Nu

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): June 30, 2023 loanDepot, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): June 30, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File N

Amended and Restated Credit and Security Agreement, dated as of June 30, 2023, among loanDepot.com, LLC, as borrower, Flagstar Bank, National Association, as administrative agent, and Flagstar Bank, National Association, as a lender and the other lenders party thereto

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Termination of a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): June 16, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File N

Second Amendment to the loanDepot, Inc. 2021 Omnibus Incentive Plan (incorporated herein by reference to Exhibit 99.3 of the Company’s Current Report on Form S-8 filed on June 13, 2023).

Appendix A LOANDEPOT, INC. 2021 OMNIBUS INCENTIVE PLAN (as amended by the First Amendment and Second Amendment thereto) ARTICLE I PURPOSE The purpose of this loanDepot, Inc. 2021 Omnibus Incentive Plan is to enhance the profitability and value of the Company for the benefit of its stockholders by enabling the Company to offer Eligible Individuals cash and stock-based incentives in order to attract

Filing Fee Table

U.S. Securities and Exchange Commission You’ve Exceeded the SEC’s Traffic Limit Your request rate has exceeded the SEC’s maximum allowable requests per second. Your access to SEC.gov will be limited for 10 minutes. Current guidelines limit each user to a total of no more than 10 requests per second, regardless of the number of machines used to submit requests. To ensure that SEC.gov remains

As filed with the Securities and Exchange Commission on June 12, 2023

As filed with the Securities and Exchange Commission on June 12, 2023 Registration No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): June 7, 2023 loanDepot, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): June 7, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File Nu

loanDepot makes executive changes and streamlines organization Changes in line with Vision 2025 strategy David Hayes named Chief Financial Officer

loanDepot makes executive changes and streamlines organization Changes in line with Vision 2025 strategy David Hayes named Chief Financial Officer IRVINE, Calif.

Executive Employment Agreement by and between loanDepot, Inc. and David Hayes, entered into as of June 1, 2023

U.S. Securities and Exchange Commission You’ve Exceeded the SEC’s Traffic Limit Your request rate has exceeded the SEC’s maximum allowable requests per second. Your access to SEC.gov will be limited for 10 minutes. Current guidelines limit each user to a total of no more than 10 requests per second, regardless of the number of machines used to submit requests. To ensure that SEC.gov remains

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): June 2, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File Nu

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-40003 loanDepot

Seventh Amendment dated March 30, 2023, to Amended and Restated Master Repurchase Agreement, dated as of November 15, 2021, by and among TIAA, FSB, formerly known as EverBank, as administrative agent for the Buyers and as buyer, Flagstar Bank, N.A., as purchaser of the rights and obligations hereunder from Signature Bridge Bank, N.A., as successor in interest to Signature Bank, as a buyer, and loanDepot.com LLC, as the seller.

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): May 9, 2023 loanDepot, Inc. (E

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): May 9, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File Num

1Q 2023 INVESTOR PRESENTATION May 9, 2023 DISCLAIMER 2 Forward-Looking Statements and Other Information This presentation may contain "forward-looking statements," which reflect loanDepot's current views with respect to, among other things, its busin

a1q23investorpresentatio 1Q 2023 INVESTOR PRESENTATION May 9, 2023 DISCLAIMER 2 Forward-Looking Statements and Other Information This presentation may contain "forward-looking statements," which reflect loanDepot's current views with respect to, among other things, its business strategies, including the Vision 2025 plan, our HELOC product, financial condition and liquidity, competitive position, industry and regulatory environment, potential growth opportunities, the effects of competition, operations and financial performance.

loanDepot announces first quarter 2023 financial results Company narrows net loss 42% on higher revenues and lower expenses.

loanDepot announces first quarter 2023 financial results Company narrows net loss 42% on higher revenues and lower expenses.

Omnibus Amendment No. 2 to the Indenture Supplements, dated as of April 28, 2023 among loanDepot.com, LLC, loanDepot GMSR Master Trust, Citibank, N.A, and Atlas Securitized Products, L.P.

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): April 28, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant  ☐ Check the appropriate box:  ☐ Preliminary Proxy Statement  ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy Statement  ☐ Definitive Additional Materials  ☐ Soliciting Material under § 240.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant  ☐ Check the appropriate box:  ☐ Preliminary Proxy Statement  ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy Statement  ☒ Definitive Additional Materials  ☐ Soliciting Material under § 240.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): April 13, 2023 loanDepot, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): April 13, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File

Seventeenth Amendment to Credit and Security Agreement, dated as of April 13, 2023, between loanDepot.com

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Amendment Number Two to Credit and Security Agreement, dated as of April 13, 2023, between loanDepot.com, LLC and Flagstar Bank, National Association (incorporated herein by reference to Exhibit 10.2 of the Company’s Current Report on Form 8-K filed April 19, 2023).

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

SETTLEMENT AND COOPERATION AGREEMENT

Exhibit 99.1 SETTLEMENT AND COOPERATION AGREEMENT This Settlement and Cooperation Agreement (this “Agreement”) is made and entered into as of April 4, 2023, by and among loanDepot, Inc., a Delaware corporation (the “Company”), and Anthony Hsieh (“Hsieh”), The JLSSAA Trust, established September 4, 2014, JLSA, LLC, Trilogy Mortgage Holdings, Inc., Trilogy Management Investors Six, LLC, Trilogy Mana

LDI / LoanDepot Inc - Class A / Hsieh Anthony Li Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No. 5) loanDepot, Inc. (Name of Issuer) Class A Common Stock (Title of Class of Securities) 53946R106 (CUSIP Number)

Settlement and Cooperation Agreement, dated as of April 4, 2023, by and among loanDepot, Inc., Anthony Hsieh, The JLSSAA Trust, established September 4, 2014, JLSA, LLC, Trilogy Mortgage Holdings, Inc., Trilogy Management Investors Six, LLC, Trilogy Management Investors Seven, LLC and Trilogy Management Investors Eight, LLC (incorporated herein by reference to Exhibit 10.1 of the Company’s Current Report on Form 8-K filed April 5, 2023).

SETTLEMENT AND COOPERATION AGREEMENT This Settlement and Cooperation Agreement (this “Agreement”) is made and entered into as of April 4, 2023, by and among loanDepot, Inc.

Settlement Agreement and Release, dated as of April 4, 2023, by and between loanDepot, Inc. and Anthony Hsieh (incorporated herein by reference to Exhibit 10.2 of the Company’s Current Report on Form 8-K filed April 5, 2023).

ACKNOWLEDGMENT I, Anthony Hsieh, acknowledge that I was provided with the attached Settlement Agreement and Release (hereinafter the “Release”) on April 4, 2023.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): April 4, 2023 loanDepot, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): April 4, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File N

loanDepot Announces Settlement and Cooperation Agreement with Anthony Hsieh Board Size to be Temporarily Increased from Eight to Nine Directors, with Steven Ozonian Joining the Board Immediately Ozonian, Andrew Dodson and Pamela Hughes Patenaude to b

loanDepot Announces Settlement and Cooperation Agreement with Anthony Hsieh Board Size to be Temporarily Increased from Eight to Nine Directors, with Steven Ozonian Joining the Board Immediately Ozonian, Andrew Dodson and Pamela Hughes Patenaude to be Nominated for Election at the 2023 Annual Meeting IRVINE, Calif.

Branch, Alpine Securitization LTD., Atlas Securitized Products, L.P., Atlas Securitized Products Investments 3, L.P., Atlas Securitized Products Funding 2, L.P., Nexera Holding LLC, and loanDepot.com, LLC to the Master Repurchase Agreement, dated as of March 10, 2017, the Amended and Restated Pricing Side Letter, dated as of May 21, 2021, the Repo Administration and Allocation Agreement, dated as of March 10, 2017, and the Repurchase Agreement and Pricing Side Letter.

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is not material.

Joint Omnibus Assignment, Assumption and Amendment No. 3 to the Series 2017-VF1 Repurchase Agreement, Amendment No.2 to the Series 2021-SAVF1 Repurchase Agreement, Amendment No. 1 to the Series 2021-PIAVF1 Repurchase Agreement, Amendment No. 4

Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): March 16, 2023 loanDepot, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): March 16, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File

2021 Omnibus Incentive Plan

PERFORMANCE SHARE UNIT AWARD AGREEMENT PURSUANT TO THE LOANDEPOT, INC. 2021 OMNIBUS INCENTIVE PLAN ***** Participant: Grant Date: Target Number of Performance Share Units to be Granted: ***** THIS PERFORMANCE SHARE UNIT AWARD AGREEMENT (this “Agreement”), dated as of the Grant Date specified above, is entered into by and between loanDepot, Inc., a corporation organized in the State of Delaware (th

Form of Restricted Stock Unit Award Agreement under 2021 Omnibus Incentive Plan

RESTRICTED STOCK UNIT AWARD AGREEMENT PURSUANT TO THE LOANDEPOT, INC. 2021 OMNIBUS INCENTIVE PLAN * * * * * Participant: Grant Date: Number of Restricted Stock Units Granted: * * * * * THIS RESTRICTED STOCK UNIT AWARD AGREEMENT (this “Agreement”), dated as of the Grant Date specified above, is entered into by and between loanDepot, Inc., a corporation organized in the State of Delaware (the “Compa

Form of Nonqualified Stock Option Agreemen

NONQUALIFIED STOCK OPTION AGREEMENT PURSUANT TO THE LOANDEPOT, INC. 2021 OMNIBUS INCENTIVE PLAN * * * * * Participant: Grant Date: Per Share Exercise Price: $ Number of Shares of Common Stock subject to this Option: * * * * * THIS NONQUALIFIED STOCK OPTION AGREEMENT (this “Agreement”), dated as of the Grant Date specified above, is entered into by and between loanDepot, Inc., a corporation organiz

List of Subsidiaries of loanDepot, Inc.

LOANDEPOT, INC. List of Subsidiaries Subsidiary Jurisdiction of Organization LD Holdings Group LLC Delaware loanDepot.com, LLC Delaware

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-40003 loanDepot, Inc

First Amendment dated February 17, 2022, to Amended and Restated Master Repurchase Agreement and Amended and Restated Pricing Letter, dated as of November 15, 2021, by and among TIAA, FSB, formerly known as EverBank, as administrative agent for the Buyers and as a buyer, Signature Bank, as a buyer, and loanDepot.com, LLC, as the seller.

EXECUTION VERSION TIAA BANK 301 W. Bay Street Jacksonville, FL 32202 February 17, 2022 loanDepot.com, LLC 26642 Towne Centre Drive Foothill Ranch, California 92610 Attention: Patrick Flanagan Re: First Amendment to Amended and Restated Master Repurchase Agreement and Amended and Restated Pricing Letter (“First Amendment”) This First Amendment is made as of the 17th day of February 2022 (the “Amend

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): March 14, 2023 loanDepot, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): March 14, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant o Filed by a Party other than the Registrant x Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant o Filed by a Party other than the Registrant x Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): March 8, 2023 loanDepot, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): March 8, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File N

4Q 2022 INVESTOR PRESENTATION March 8, 2023 DISCLAIMER 2 Forward-Looking Statements and Other Information This presentation may contain "forward-looking statements," which reflect loanDepot's current views with respect to, among other things, its bus

a4q22investorpresentatio 4Q 2022 INVESTOR PRESENTATION March 8, 2023 DISCLAIMER 2 Forward-Looking Statements and Other Information This presentation may contain "forward-looking statements," which reflect loanDepot's current views with respect to, among other things, its business strategies, including the Vision 2025 plan, our HELOC, financial condition and liquidity, competitive position, industry and regulatory environment, potential growth opportunities, the effects of competition, operations and financial performance.

loanDepot announces year-end and fourth quarter 2022 financial results Company exits 2022 with significantly lower expense base driven by strong execution of Vision 2025 Plan. Investments in technology and expanded product offerings position the Comp

loanDepot announces year-end and fourth quarter 2022 financial results Company exits 2022 with significantly lower expense base driven by strong execution of Vision 2025 Plan.

LDI / Loandepot Inc / PCP MANAGERS GP, LLC - SC 13G/A Passive Investment

SC 13G/A 1 d441806dsc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G/A UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 1)* loanDepot, Inc. (Name of Issuer) Class A Common Stock, $0.001 par value per share (Title of Class of Securities) 53946R106 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) C

LDI / Loandepot Inc / BASSWOOD CAPITAL MANAGEMENT, L.L.C. - SCHEDULE 13G/A, AMENDMENT #1 Passive Investment

SC 13G/A 1 b60538664a.htm SCHEDULE 13G/A, AMENDMENT #1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* LoanDepot, Inc. (Name of Issuer) Common Stock, $0.001 par value (Title of Class of Securities) 53946R106 (CUSIP Number) December 31, 2022 (Date of Event which Requires Filing of this Statement) Che

EXHIBIT 99.1

EX-99.1 2 b60538664b.htm THE IDENTITY AND THE ITEM 3 CLASSIFICATION OF THE RELEVANT SUBSIDIARY EXHIBIT 99.1 The identity and the Item 3 classification of the relevant subsidiary are: Basswood Capital Management, L.L.C., which is an Investment Adviser in accordance with Rule 13d-1(b)(1)(ii)(E).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State

loanDepot Responds to Anthony Hsieh’s Proxy Contest Hsieh steps down as Executive Chairman

loanDepot Responds to Anthony Hsieh’s Proxy Contest Hsieh steps down as Executive Chairman Irvine, Calif.

LDI / Loandepot Inc / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv01327-loandepotincclassa.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 1)* Name of issuer: loanDepot Inc. Class A Title of Class of Securities: Common Stock CUSIP Number: 53946R106 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box to de

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): February 6, 2023 loanDepot, In

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): February 6, 2023 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission Fil

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

DFAN14A 1 e23058ldi-dfan14a.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant o Filed by a Party other than the Registrant x Check the appropriate box: o Preliminary Proxy Stat

CERTAIN INFORMATION CONCERNING THE PARTICIPANTS

Exhibit 99.1 Anthony Hsieh Dear Fellow loanDepot Stockholders: As the founder and largest voting stockholder of loanDepot, Inc. (NYSE: LDI), on February 7, 2023, I nominated Steve Ozonian, a highly accomplished, independent real estate executive, for election to the Board of Directors of the Company at the Company’s upcoming 2023 Annual Meeting of stockholders. This is not a decision I came to lig

LDI / Loandepot Inc / Hsieh Anthony Li Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No. 4) loanDepot, Inc. (Name of Issuer) Class A Common Stock (Title of Class of Securities) 53946R106 (CUSIP Number)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant o Filed by a Party other than the Registrant x Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of

LDI / Loandepot Inc / loanDepot, Inc. - SC 13D/A Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 3) loanDepot, Inc. (Name of Issuer) Class A Common Stock (Title of Class of Securities) 53946R106 (CUSIP Number) Gregory Smallwood 6561 Irvine Center Drive Irvine, CA 92618 (949) 629-7991 (Name, Address and Telephone Number of Person Authorized to Receive No

Sixth Amendment, dated December 30, 2022, to the Amended and Restated Master Repurchase Agreement and Amended and Restated Pricing Letter, each dated as of November 15, 2021, by and among loanDepot.com, LLC, TIAA, FSB, formerly known as EverBank, and Signature Bank.

Certain confidential information contained in this document, marked by ?[***]?, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): December 30, 2022 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): December 2

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): December 20, 2022 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorpora

Sixteenth Amendment, dated December 22, 2022, to the Credit and Security Agreement, between loanDepot.com, LLC, as borrower, and NexBank, as lender, dated as of October 29, 2014

EX-10.2 3 sixteenthamendmenttocredit.htm EX-10.2 SIXTEENTH AMENDMENT TO CREDIT AND SECURITY AGREEMENT THIS SIXTEENTH AMENDMENT TO CREDIT AND SECURITY AGREEMENT (this “Amendment”) is entered into as of December 22, 2022, between LOANDEPOT.COM, LLC, a Delaware limited liability company (“Borrower”), and NEXBANK (with its participants, successors and assigns, “Lender”). R E C I T A L S A. Borrower an

Amendment Number 1 to the Credit and Security Agreement, dated as of December 20, 2022, among loanDepot.com, LLC, as borrower, Signature Bank, as administrative agent and Signature Bank and the Lenders, as lenders.

Certain confidential information contained in this document, marked by ?[***]?, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

NexBank, as lender, dated as of October 29, 2014

SIXTEENTH AMENDMENT TO CREDIT AND SECURITY AGREEMENT THIS SIXTEENTH AMENDMENT TO CREDIT AND SECURITY AGREEMENT (this ?Amendment?) is entered into as of December 22, 2022, between LOANDEPOT.

Amendment Number 1 to the Credit and Security Agreement, dated as of December 20, 2022, among loanDepot.com, LLC, as borrower, Signature Bank, as administrative agent and Signature Bank and the Lenders, as lenders.

Certain confidential information contained in this document, marked by ?[***]?, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed.

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): December 20, 2022 loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission Fi