FNFI / First Niles Financial, Inc. - تصريحات هيئة الأوراق المالية والبورصات، التقرير السنوي، بيان الوكيل

شركة فيرست نايلز المالية
US ˙ OTCPK

الإحصائيات الأساسية
CIK 1065823
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to First Niles Financial, Inc.
SEC Filings (Chronological Order)
توفر هذه الصفحة قائمة كاملة ومرتبة ترتيبًا زمنيًا لتصريحات هيئة الأوراق المالية والبورصات، باستثناء تصريحات الملكية التي نقدمها في مكان آخر.
March 7, 2007 SC 13D/A

Transaction Date

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 3 )* First Niles Financial, Inc. (Name of Issuer) Common Stock, $.01 Par Value per share (Title of Class of Securities) 33582N 10 6 (CUSIP Number) William L. Stephens c/o First Niles Financial, Inc. 55 North Main Street Niles, Ohio 44446 (330) 652-2539 (Name

March 5, 2007 SC 13D/A

Transaction Date

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 3 )* First Niles Financial, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 33582N 10 6 (CUSIP Number) Lawrence Safarek c/o First Niles Financial, Inc. 55 North Main Street Niles, Ohio 44446 (330)652-2539 (Name, A

February 14, 2007 SC 13G/A

2

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 06 )* First Niles Financial, Inc. (Name of Issuer) Common Stock, Par Value $0.01 per share (Title of Class of Securities) 33582N 10 6 (CUSIP Number) December 31, 2006 (Date of Event which Requires Filing of this Statement) Check the appropriate box to design

December 28, 2006 25

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 25 NOTIFICATION OF REMOVAL FROM LISTING AND/OR REGISTRATION UNDER SECTION 12(b) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number: 000-24849 FIRST NILES FINANC

OMB APPROVAL OMB Number: 3235-0080 Expires: January 31, 2008 Estimated average burden hours per response 1.

December 21, 2006 15-12G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13

15-12G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number: 005-60335 FIRST NILES FINANCIAL, INC. (Exact name of registrant as s

December 21, 2006 SC 13E3/A

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13E-3 (Rule 13e-100) TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e) OF T

SC 13E3/A 1 dsc13e3a.htm AMENDMENT NUMBER 4 TO THE SCHEDULE 13E-3 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13E-3 (Rule 13e-100) TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 4) First Niles Financial, Inc. (Na

November 28, 2006 EX-99.1

FIRST NILES FINANCIAL, INC. DECLARES CASH DIVIDEND

Exhibit 99.1 FIRST NILES FINANCIAL, INC. DECLARES CASH DIVIDEND Niles, Ohio, November 21, 2006 - First Niles Financial, Inc., the parent company of Home Federal Savings and Loan Association of Niles, has announced a cash dividend of $.16 per share for the fourth quarter of 2006. The dividend will be payable on December 22, 2006 to shareholders of record on December 8, 2006. Home Federal primarily

November 28, 2006 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 28, 2006 (November 21, 2

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 28, 2006 (November 21, 2006) FIRST NILES FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 000-24849 34-1870418 (State of or Other Jurisdic

November 16, 2006 DEF 14A

SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Table of Contents SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the registrant x Filed by a party other than the registrant ? Check the appropriate box: ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Preliminary proxy statement x Definitive proxy statement ? Definitive additional materials ? Soliciting material pursuant to Rule 14a-11(c) or Rule 14a-12 FIRST NILES FINANCIAL, INC.

November 16, 2006 SC 13E3/A

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13E-3 (Rule 13e-100) TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e) OF T

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13E-3 (Rule 13e-100) TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No.

November 14, 2006 10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB

Form 10-QSB UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2006 ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-24849 FIRST NILES FINAN

November 6, 2006 CORRESP

November 3, 2006

[LOGO OF POWELL GOLDSTEIN LLP APPEARS HERE] Atlanta ? Washington ? Dallas Resident in Atlanta Office direct dial: (404) 572-6918 jcarter@pogolaw.

November 1, 2006 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 1, 2006 (October 27, 200

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 1, 2006 (October 27, 2006) FIRST NILES FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 000-24849 34-1870418 (State of or Other Jurisdicti

November 1, 2006 SC 13E3/A

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13E-3 (Rule 13e-100) TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e) OF T

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13E-3 (Rule 13e-100) TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No.

November 1, 2006 EX-99.1

FIRST NILES FINANCIAL, INC. ANNOUNCES THIRD QUARTER 2006 EARNINGS

Exhibit 99.1 FIRST NILES FINANCIAL, INC. ANNOUNCES THIRD QUARTER 2006 EARNINGS Niles, Ohio, October 27, 2006 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles, today reported results for the three and nine month periods ended September 30, 2006. Net income for the three months ended September 30, 2006 totaled $1

November 1, 2006 PRER14A

SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. 2)

Table of Contents SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

August 28, 2006 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 28, 2006 (August 24, 2006) FIRST NILES FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 000-24849 34-1870418 (State of or Other Jurisdiction of Incor

August 28, 2006 EX-99.1

FIRST NILES FINANCIAL, INC.

Exhibit 99.1 FIRST NILES FINANCIAL, INC. DECLARES CASH DIVIDEND Niles, Ohio, August 24, 2006 - First Niles Financial, Inc., the parent company of Home Federal Savings and Loan Association of Niles, has announced a cash dividend of $.16 per share for the third quarter of 2006. The dividend will be payable on September 22, 2006 to shareholders of record on September 8, 2006. Home Federal primarily s

August 14, 2006 10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2006 ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-24849 FIRST NILES FINANCIAL, INC. (Exact

August 10, 2006 SC 13E3/A

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13E-3 (Rule 13e-100) TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e) OF T

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13E-3 (Rule 13e-100) TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No.

August 10, 2006 CORRESP

August 10, 2006

RESIDENT IN ATLANTA OFFICE DIRECT DIAL: (404) 572-4561 [email protected] August 10, 2006 Via Federal Express Securities and Exchange Commission 100 F Street, N.W. Washington, D.C. 20549 Attn: Jessica Livingston Re: First Niles Financial, Inc. Preliminary Proxy Statement and Schedule 13E-3 File Number: 0-24849 Filed June 29, 2006 Ladies and Gentlemen: On behalf of our client, First Niles Financi

August 10, 2006 PRER14A

SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. 1)

Table of Contents SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

July 25, 2006 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 25, 2006 (July 21, 2006) FIRST NILES FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 000-24849 34-1870418 (State of or Other Jurisdiction of Incorpora

July 25, 2006 EX-99.1

FIRST NILES FINANCIAL, INC. ANNOUNCES SECOND QUARTER 2006 EARNINGS

Exhibit 99.1 FIRST NILES FINANCIAL, INC. ANNOUNCES SECOND QUARTER 2006 EARNINGS Niles, Ohio, July 21, 2006 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles, today reported results for the three and six month periods ended June 30, 2006. Net income for the three months ended June 30, 2006 totaled $194,000 compar

June 29, 2006 PRE 14A

SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Table of Contents SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the registrant x Filed by a party other than the registrant ¨ Check the appropriate box: x Preliminary proxy statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ¨ Definitive proxy statement ¨ Definitive additional materials ¨ Soliciting material pursuant to Rule 14a-11(c) or Rule 14a-12 FIRST NILES FINANCIAL, INC.

June 29, 2006 SC 13E3

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13E-3 (Rule 13e-100) TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e) OF T

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13E-3 (Rule 13e-100) TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 First Niles Financial, Inc.

June 19, 2006 10QSB/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Amendment No. 1 FORM 10-QSB

10QSB/A 1 d10qsba.htm AMENDMENT #1 TO FORM 10-QSB UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Amendment No. 1 to FORM 10-QSB x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2006 ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period

May 19, 2006 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 19, 2006 (May 17, 2006) FIRST

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 19, 2006 (May 17, 2006) FIRST NILES FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 000-24849 34-1870418 (State of or Other Jurisdiction of In

May 19, 2006 EX-99.1

FIRST NILES FINANCIAL, INC.

Exhibit 99.1 FIRST NILES FINANCIAL, INC. DECLARES CASH DIVIDEND Niles, Ohio, May 17, 2006 - First Niles Financial, Inc., the parent company of Home Federal Savings and Loan Association of Niles, has announced a cash dividend of $.16 per share for the second quarter of 2006. The dividend will be payable on June 23, 2006 to shareholders of record on June 9, 2006. Home Federal primarily serves the Ni

May 15, 2006 10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB

Form 10-QSB UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2006 ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-24849 FIRST NILES FIN

April 20, 2006 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Notice & Proxy UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definit

April 18, 2006 EX-99.1

FIRST NILES FINANCIAL, INC. ANNOUNCES FIRST QUARTER 2006 EARNINGS

Exhibit 99.1 FIRST NILES FINANCIAL, INC. ANNOUNCES FIRST QUARTER 2006 EARNINGS Niles, Ohio, April 14, 2006 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles today reported results for the three month period ended March 31, 2006. Net income for the three months ended March 31, 2006 totaled $237,000 compared to ne

April 18, 2006 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 18, 2006 (April 14, 2006) FIRST NILES FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 000-24849 34-1870418 (State of or Other Jurisdiction of Incorpo

March 31, 2006 10KSB

U.S. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-KSB

Form 10-KSB U.S. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-KSB (Mark One) x Annual report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For fiscal year ended December 31, 2005 ¨ Transition report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number 0-24849 FIRST NILES FINANCIAL, INC. (Na

March 31, 2006 EX-13

[LOGO] FIRST NILES FINANCIAL, INC. Niles, Ohio

Exhibit 13 2005 ANNUAL REPORT [LOGO] FIRST NILES FINANCIAL, INC. Niles, Ohio TABLE OF CONTENTS Page No. President?s Message 1 Management?s Discussion and Analysis of Financial Condition and Results of Operation 2 Consolidated Financial Statements 19 Shareholder Information 49 Corporate Information 51 [FIRST NILES FINANCIAL, INC. LETTERHEAD] March 24, 2006 To Our Stockholders: As always, it is a pl

February 28, 2006 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 28, 2006 (February 24, 2

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 28, 2006 (February 24, 2006) FIRST NILES FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 000-24849 34-1870418 (State of or Other Jurisdic

February 28, 2006 EX-99.1

FIRST NILES FINANCIAL, INC. DECLARES CASH DIVIDEND

Exhibit 99.1 FIRST NILES FINANCIAL, INC. DECLARES CASH DIVIDEND Niles, Ohio, February 24, 2006 - First Niles Financial, Inc., the parent company of Home Federal Savings and Loan Association of Niles, has announced a cash dividend of $.16 per share for the first quarter of 2006. The dividend will be payable on March 24, 2006 to shareholders of record on March 10, 2006. Home Federal primarily serves

February 21, 2006 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 9, 2006 FIRST NILES FINA

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 9, 2006 FIRST NILES FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 000-24849 34-1870418 (State of or Other Jurisdiction of Incorporation

February 21, 2006 EX-99.1

FIRST NILES FINANCIAL, INC. ANNOUNCES FOURTH QUARTER AND YEAR END 2005 EARNINGS

Exhibit 99.1 FIRST NILES FINANCIAL, INC. ANNOUNCES FOURTH QUARTER AND YEAR END 2005 EARNINGS Niles, Ohio, February 9, 2006 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles today reported results for the three month and one year periods ended December 31, 2005. Net income for the quarter ended December 31, 2005

February 14, 2006 SC 13G/A

2

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 05 )* First Niles Financial, Inc. (Name of Issuer) Common Stock, Par Value $0.01 per share (Title of Class of Securities) 33582N 10 6 (CUSIP Number) December 31, 2005 (Date of Event which Requires Filing of this Statement) Check the appropriate box to design

February 14, 2006 SC 13D/A

Transaction Date

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 2 )* First Niles Financial, Inc. (Name of Issuer) Common Stock, $.01 Par Value per share (Title of Class of Securities) 33582N 10 6 (CUSIP Number) William L. Stephens c/o First Niles Financial, Inc. 55 North Main Street Niles, Ohio 44446 (330) 652-2539 (Name

February 14, 2006 SC 13D/A

Transaction Date

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 2 )* First Niles Financial, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 33582N 10 6 (CUSIP Number) Lawrence Safarek c/o First Niles Financial, Inc. 55 North Main Street Niles, Ohio 44446 (330)652-2539 (Name, A

January 9, 2006 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 6, 2006 (January 4, 2006)

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 6, 2006 (January 4, 2006) FIRST NILES FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 000-24849 34-1870418 (State of or Other Jurisdiction

January 4, 2006 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 4, 2006 (November 11, 200

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 4, 2006 (November 11, 2005) FIRST NILES FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 000-24849 34-1870418 (State of or Other Jurisdicti

November 28, 2005 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 23, 2005 FIRST NILES FIN

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 23, 2005 FIRST NILES FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 000-24849 34-1870418 (State of or Other Jurisdiction of Incorporatio

November 28, 2005 EX-99.1

FIRST NILES FINANCIAL, INC.

Exhibit 99.1 FIRST NILES FINANCIAL, INC. DECLARES CASH DIVIDEND Niles, Ohio, November 23, 2005 - First Niles Financial, Inc., the parent company of Home Federal Savings and Loan Association of Niles, has announced a cash dividend of $.16 per share for the fourth quarter of 2005. The dividend will be payable on December 23, 2005 to shareholders of record on December 9, 2005. Home Federal primarily

November 14, 2005 10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB

Form 10-QSB UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2005 ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-24849 FIRST NILES FINAN

October 26, 2005 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): October 21, 2005 FIRST NILES FINA

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): October 21, 2005 FIRST NILES FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 000-24849 34-1870418 (State of or Other Jurisdiction of Incorporation

October 26, 2005 EX-99.1

FIRST NILES FINANCIAL, INC. ANNOUNCES THIRD QUARTER 2005 EARNINGS

Exhibit 99.1 FIRST NILES FINANCIAL, INC. ANNOUNCES THIRD QUARTER 2005 EARNINGS Niles, Ohio, October 21, 2005?First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles, today reported results for the three and nine month periods ended September 30, 2005. Net income for the three months ended September 30, 2005 totaled $219

August 22, 2005 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 17, 2005 FIRST NILES FINAN

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 17, 2005 FIRST NILES FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 000-24849 34-1870418 (State of or Other Jurisdiction of Incorporation)

August 22, 2005 EX-99.1

FIRST NILES FINANCIAL, INC. DECLARES CASH DIVIDEND

Exhibit 99.1 FIRST NILES FINANCIAL, INC. DECLARES CASH DIVIDEND Niles, Ohio, August 17, 2005 – First Niles Financial, Inc., the parent company of Home Federal Savings and Loan Association of Niles, has announced a cash dividend of $.16 per share for the third quarter of 2005. The dividend will be payable on September 23, 2005 to shareholders of record no September 9, 2005. Home Federal primarily s

August 12, 2005 10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB

Form 10-QSB UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2005 ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 000-24849 FIRST NILES FINANCIA

July 25, 2005 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 21, 2005 FIRST NILES FINANCI

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 21, 2005 FIRST NILES FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 000-24849 34-1870418 (State of or Other Jurisdiction of Incorporation) (

July 25, 2005 EX-99.1

FIRST NILES FINANCIAL, INC. ANNOUNCES SECOND QUARTER 2005 EARNINGS

Exhibit 99.1 FIRST NILES FINANCIAL, INC. ANNOUNCES SECOND QUARTER 2005 EARNINGS Niles, Ohio, July 21, 2005 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles, today reported results for the three and six month periods ended June 30, 2005. Net income for the three months ended June 30, 2005 totaled $360,000 compar

May 19, 2005 EX-99.1

FIRST NILES FINANCIAL, INC. DECLARES CASH DIVIDEND

FIRST NILES FINANCIAL, INC. DECLARES CASH DIVIDEND Niles, Ohio, May 18, 2005 - First Niles Financial, Inc., the parent company of Home Federal Savings and Loan Association of Niles, has announced a cash dividend of $.16 per share for the second quarter of 2005. The dividend will be payable on June 24, 2005 to shareholders of record on June 10, 2005. Home Federal primarily serves the Niles, Ohio ar

May 19, 2005 8-K

FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 18, 2005 FIRST NILES FINANCIAL, INC.

May 13, 2005 10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2005 TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-24849 FIRST NILES FINANCIAL, INC. (Ex

April 14, 2005 EX-99.1

Niles, Ohio, April 14, 2005 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles today reported results for the three month period ended March 31, 2005.

FIRST NILES FINANCIAL, INC. ANNOUNCES FIRST QUARTER 2005 EARNINGS Niles, Ohio, April 14, 2005 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles today reported results for the three month period ended March 31, 2005. Net income for the three months ended March 31, 2005 totaled $244,000 compared to net income of $

April 14, 2005 8-K

FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 14, 2005 FIRST NILES FINANCIAL, INC.

March 31, 2005 EX-10.6

Director Fee Arrangements

Director Fee Arrangements Each director of First Niles Financial, Inc. (the "Company") is also a director of Home Federal Savings and Loan Association of Niles (the "Bank")are identical. Directors of the Company are not compensated for service on the Company's Board of Directors. Directors of the Bank, however, are compensated for service on the Bank Board of Directors. For 2005, as for 2004, each

March 31, 2005 EX-13

FIRST NILES FINANCIAL, INC. Niles, Ohio

2004 ANNUAL REPORT FIRST NILES FINANCIAL, INC. Niles, Ohio NEXT PAGE TABLE OF CONTENTS Page No. President's Message 1 Management's Discussion and Analysis of Financial Condition and Results of Operations 2 Report of Independent Registered Accounting Firm 18 Consolidated Financial Statements 19 Shareholder Information 46 Corporate Information 47 NEXT PAGE First Niles Financial, Inc. 55 North Main S

March 31, 2005 EX-10.6

Director Fee Arrangements

Director Fee Arrangements Each director of First Niles Financial, Inc. (the "Company") is also a director of Home Federal Savings and Loan Association of Niles (the "Bank")are identical. Directors of the Company are not compensated for service on the Company's Board of Directors. Directors of the Bank, however, are compensated for service on the Bank Board of Directors. For 2005, as for 2004, each

March 31, 2005 10KSB

Check whether the issuer (1) filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the past 12 months (or for such shorter period that the registrant was required to file such reports), and (2) ha

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-KSB ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2004 OR TRANSITION REPORT UNDER SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION FILE NUMBER: 0-24849 FIRST NILES FINANCIAL, INC. (Name of sma

March 31, 2005 EX-10.4

FIRST NILES FINANCIAL, INC. 1999 STOCK OPTION AND INCENTIVE PLAN INCENTIVE STOCK OPTION AGREEMENT

FIRST NILES FINANCIAL, INC. 1999 STOCK OPTION AND INCENTIVE PLAN INCENTIVE STOCK OPTION AGREEMENT ISO NO. This Option is granted on , (the "Grant Date"), by First Niles Financial, Inc., a Delaware corporation (the "Corporation"), to (the "Optionee"), in accordance with the following terms and conditions: 1. Option Grant and Exercise Period. The Corporation hereby grants to the Optionee an Incentiv

March 31, 2005 EX-10.5

Named Executive Officer Salary and Bonus Arrangements for 2005

Named Executive Officer Salary and Bonus Arrangements for 2005 Base Salaries The base salaries for 2005 for the named executive officers of First Niles Financial, Inc.

March 31, 2005 ARS

Check whether the issuer (1) filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the past 12 months (or for such shorter period that the registrant was required to file such reports), and (2) ha

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-KSB ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2004 OR TRANSITION REPORT UNDER SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION FILE NUMBER: 0-24849 FIRST NILES FINANCIAL, INC. (Name of sma

March 31, 2005 EX-10.4

FIRST NILES FINANCIAL, INC. 1999 STOCK OPTION AND INCENTIVE PLAN INCENTIVE STOCK OPTION AGREEMENT

FIRST NILES FINANCIAL, INC. 1999 STOCK OPTION AND INCENTIVE PLAN INCENTIVE STOCK OPTION AGREEMENT ISO NO. This Option is granted on , (the "Grant Date"), by First Niles Financial, Inc., a Delaware corporation (the "Corporation"), to (the "Optionee"), in accordance with the following terms and conditions: 1. Option Grant and Exercise Period. The Corporation hereby grants to the Optionee an Incentiv

March 31, 2005 EX-10.5

Named Executive Officer Salary and Bonus Arrangements for 2005

Named Executive Officer Salary and Bonus Arrangements for 2005 Base Salaries The base salaries for 2005 for the named executive officers of First Niles Financial, Inc.

March 31, 2005 EX-13

FIRST NILES FINANCIAL, INC. Niles, Ohio

2004 ANNUAL REPORT FIRST NILES FINANCIAL, INC. Niles, Ohio NEXT PAGE TABLE OF CONTENTS Page No. President's Message 1 Management's Discussion and Analysis of Financial Condition and Results of Operations 2 Report of Independent Registered Accounting Firm 18 Consolidated Financial Statements 19 Shareholder Information 46 Corporate Information 47 NEXT PAGE First Niles Financial, Inc. 55 North Main S

March 18, 2005 DEF 14A

BOARD MEETINGS, BOARD COMMITTEES AND CORPORATE GOVERNANCE MATTERS

First Niles Financial, Inc. 55 North Main Street P.O. Box 311 Niles, Ohio 44446-0311 Ph. (330) 652-2539 ~ Fax: (330) 652-0911 March 18, 2005 Dear Fellow Shareholder: On behalf of the Board of Directors and management of First Niles Financial, Inc., we cordially invite you to attend the annual meeting of the First Niles Financial, Inc. shareholders. The meeting will be held at 2:00 p.m. local time,

March 2, 2005 SC 13D

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of Sections 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. )* First Niles Financial, Inc. (Name of Issuer) Common Stock, $0.01 Par Value (Title of Class of Securities) 33582N 10 6 (CUSIP Number) Ralph A Zuzolo, Sr. c/o First Niles Financial, Inc. 55 North Main Street P.O. Box 311 Niles, Ohio 44446 (330) 652-2539 (Na

February 25, 2005 EX-99.1

FIRST NILES FINANCIAL, INC. DECLARES CASH DIVIDEND

FIRST NILES FINANCIAL, INC. DECLARES CASH DIVIDEND Niles, Ohio, February 24, 2005 - First Niles Financial, Inc., the parent company of Home Federal Savings and Loan Association of Niles, has announced a cash dividend of $.16 per share for the first quarter of 2005. The dividend will be payable on March 25, 2005 to shareholders of record on March 11, 2005. The per share dividend amount is unchanged

February 25, 2005 8-K

FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 24, 2005 FIRST NILES FINANCIAL, INC.

February 22, 2005 8-K

FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 18, 2005 FIRST NILES FINANCIAL, INC.

February 22, 2005 EX-99.1

First Niles Financial, Inc. (Nasdaq: FNFI), the holding company for Home Federal Savings and Loan Association of Niles announced that it anticipates a one time net gain of approximately $217,048, after tax, to be realized no later than the third quar

FIRST NILES FINANCIAL, INC., ANTICIPATES GAIN FROM HARLAND FINANCIAL SOLUTIONS, INC. ACQUISITION OF INTRIEVE INCORPORATED First Niles Financial, Inc. (Nasdaq: FNFI), the holding company for Home Federal Savings and Loan Association of Niles announced that it anticipates a one time net gain of approximately $217,048, after tax, to be realized no later than the third quarter of fiscal year 2005. The

February 18, 2005 SC 13D/A

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of Sections 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* First Niles Financial, Inc. (Name of Issuer) Common Stock, $.01 Par Value per share (Title of Class of Securities) 33582N 10 6 (CUSIP Number) William L. Stephens c/o First Niles Financial, Inc. 55 North Main Street P.O. Box 311 Niles, Ohio 44446 (330)

February 16, 2005 SC 13D/A

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of Sections 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* First Niles Financial, Inc. (Name of Issuer) Common Stock, Par Value $0.01 per share (Title of Class of Securities) 33582N 10 6 (CUSIP Number) Lawrence Safarek c/o First Niles Financial, Inc. 55 North Main Street Niles, Ohio 44446 (330) 652-2539 (Name,

February 10, 2005 SC 13G/A

SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4)* First Niles Financial, Inc. (Name of Issuer) Common Stock, Par Value $0.01 per share (Title of Class of Securities) 33582N 10 6 (CUSIP Number) December 31, 2004 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designat

February 9, 2005 EX-16

[LETTERHEAD OF ANNESS GERLACH & WILLIAMS]

[LETTERHEAD OF ANNESS GERLACH & WILLIAMS] February 9, 2005 U.S. Securities and Exchange Commission 450 Fifth Street, N.W. Washington, DC 20549 Re: First Niles Financial, Inc. - File No. 0-24849 Dear Ladies and Gentlemen: We have read Item 4.01 of the Form 8-K of First Niles Financial, Inc. dated February 7, 2005, and agree with the statements contained therein. Very truly yours, /s/ Anness, Gerlac

February 9, 2005 8-K

Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 7, 2005 FIRST NILES FINANCIAL, INC.

February 8, 2005 EX-99.1

Niles, Ohio, February 4, 2005 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles today reported results for the three month and one year periods ended December 31,

FIRST NILES FINANCIAL, INC. ANNOUNCES FOURTH QUARTER AND YEAR END 2004 EARNINGS Niles, Ohio, February 4, 2005 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles today reported results for the three month and one year periods ended December 31, 2004. Net income for the quarter ended December 31, 2004 totaled $240,

February 8, 2005 8-K

FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 4, 2005 FIRST NILES FINANCIAL, INC.

November 12, 2004 10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2004 TRANSITION REPORT UNDER SECT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2004 TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-24849 FIRST NILES FINANCIAL, INC.

October 21, 2004 EX-99.1

Niles, Ohio, October 15, 2004 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles, today reported results for the three month and nine month periods ended September

FIRST NILES FINANCIAL, INC. ANNOUNCES THIRD QUARTER 2004 EARNINGS Niles, Ohio, October 15, 2004 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles, today reported results for the three month and nine month periods ended September 30, 2004. Net income for the three months ended September 30, 2004 totaled $289,000

October 21, 2004 8-K

FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 15, 2004 FIRST NILES FINANCIAL, INC.

August 13, 2004 10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2004 TRANSITION REPORT UNDER SECTION 1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2004 TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-24849 FIRST NILES FINANCIAL, INC. (Exa

July 15, 2004 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 15, 2004 FIRST NILES FINANCIAL, INC.

July 15, 2004 EX-99.1

Niles, Ohio, July 15, 2004 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles, today reported results for the three and six month periods ended June 30, 2004.

FIRST NILES FINANCIAL, INC. ANNOUNCES SECOND QUARTER 2004 EARNINGS Niles, Ohio, July 15, 2004 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles, today reported results for the three and six month periods ended June 30, 2004. Net income for the three months ended June 30, 2004 totaled $244,000 compared to net inc

May 14, 2004 10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2004 TRANSITION REPORT UNDER SECTION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2004 TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-24849 FIRST NILES FINANCIAL, INC. (Ex

April 15, 2004 EX-99.1

Niles, Ohio, April 15, 2004 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles today reported results for the three month period ended March 31, 2004.

FIRST NILES FINANCIAL, INC. ANNOUNCES FIRST QUARTER 2004 EARNINGS Niles, Ohio, April 15, 2004 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles today reported results for the three month period ended March 31, 2004. Net income for the three months ended March 31, 2004 totaled $260,000 compared to net income of $

April 15, 2004 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 15, 2004 FIRST NILES FINANCIAL, INC.

March 30, 2004 EX-13

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION FIRST NILES FINANCIAL, INC. AND SUBSIDIARY (In thousands, except share data)

2003 ANNUAL REPORT FIRST NILES FINANCIAL, INC. Niles, Ohio NEXT PAGE TABLE OF CONTENTS Page No. President's Message 1 Selected Consolidated Financial Information 2 Management's Discussion and Analysis of Financial Condition and Results of Operations 4 Report of Independent Certified Public Accountants 16 Consolidated Financial Statements 17 Shareholder Information 42 Corporate Information 43 NEXT

March 30, 2004 EX-14

FIRST NILES FINANCIAL, INC. CODE OF BUSINESS CONDUCT AND ETHICS PART I

FIRST NILES FINANCIAL, INC. CODE OF BUSINESS CONDUCT AND ETHICS NEXT PAGE PART I OVERVIEW Purpose of the Code This Code of Business Conduct and Ethics ("Code") is intended to deter wrongdoing and promote: Honest and ethical conduct, including the ethical handling of actual or apparent conflicts of interest between personal and professional relationships; Avoidance of conflicts of interest, or the

March 30, 2004 10KSB

Check whether the issuer (1) filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the past 12 months (or for such shorter period that the registrant was required to file such reports) and (2) has

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-KSB ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2003 OR TRANSITION REPORT UNDER SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION FILE NUMBER: 0-24849 FIRST NILES FINANCIAL, INC. (Name of sma

March 18, 2004 DEF 14A

BOARD MEETINGS, BOARD COMMITTEES AND CORPORATE GOVERNANCE MATTERS

[FIRST NILES FINANCIAL, INC. LETTERHEAD] March 19, 2004 Dear Fellow Shareholder: On behalf of the Board of Directors and management of First Niles Financial, Inc., we cordially invite you to attend the annual meeting of the First Niles Financial, Inc. shareholders. The meeting will be held at 2:00 p.m. local time, on Wednesday, April 21, 2004 at our office located at 55 North Main Street, Niles, O

February 13, 2004 SC 13G/A

SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* First Niles Financial, Inc. (Name of Issuer) Common Stock, Par Value $0.01 per share (Title of Class of Securities) 33582N 10 6 (CUSIP Number) December 31, 2003 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designat

February 9, 2004 EX-99

Niles, Ohio, February 6, 2004 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles today reported results for the three month and one year periods ended December 31,

FIRST NILES FINANCIAL, INC. ANNOUNCES FOURTH QUARTER AND YEAR END 2003 EARNINGS Niles, Ohio, February 6, 2004 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles today reported results for the three month and one year periods ended December 31, 2003. Net income for the quarter ended December 31, 2003 totaled $275,

February 9, 2004 8-K

FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 6, 2004 FIRST NILES FINANCIAL, INC.

November 20, 2003 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 19, 2003 FIRST NILES FINANCIAL, INC.

November 20, 2003 EX-99.1

Niles, Ohio, November 19, 2003 - First Niles Financial, Inc., the parent company of Home Federal Savings and Loan Association of Niles, has announced a cash dividend of $.15 per share for the fourth quarter of 2003. The dividend will be payable on De

EX-99.1 2 ex99-1.htm FIRST NILES FINANCIAL, INC. DECLARES CASH DIVIDEND AND STOCK REPURCHASE PROGRAM Niles, Ohio, November 19, 2003 - First Niles Financial, Inc., the parent company of Home Federal Savings and Loan Association of Niles, has announced a cash dividend of $.15 per share for the fourth quarter of 2003. The dividend will be payable on December 19, 2003 to shareholders of record on Dece

November 14, 2003 10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2003 TRANSITION REPORT UNDER SECT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2003 TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-24849 FIRST NILES FINANCIAL, INC.

October 27, 2003 EX-99.1

Niles, Ohio, October 24, 2003 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles, today reported results for the three month and nine month periods ended September

FIRST NILES FINANCIAL, INC. ANNOUNCES THIRD QUARTER 2003 EARNINGS (Revised to Reflect $297,000 Increase in Stockholders' Equity) Niles, Ohio, October 24, 2003 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles, today reported results for the three month and nine month periods ended September 30, 2003. Net income

October 27, 2003 8-K/A

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K/A CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 24, 2003 FIRST NILES FINANCIAL, INC.

October 21, 2003 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 17, 2003 FIRST NILES FINANCIAL, INC.

October 21, 2003 EX-99.1

Niles, Ohio, October 17, 2003 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles, today reported results for the three month and nine month periods ended September

FIRST NILES FINANCIAL, INC. ANNOUNCES THIRD QUARTER 2003 EARNINGS Niles, Ohio, October 17, 2003 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles, today reported results for the three month and nine month periods ended September 30, 2003. Net income for the three months ended September 30, 2003 totaled $261,000

October 7, 2003 SC 13D/A

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of §§240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box. [

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Under the Securities Exchange Act of 1934 (Amendment No. 2) First Niles Financial, Inc. (Name of Issuer) Common Stock, $.01 par value (Title of Class of Securities) 33582N 10 6 (CUSIP Number) George J. Swift c/o First Niles Financial, Inc. 55 North Main Street P.O. Box 311 Niles, Ohio 44446 (330) 652-2539 (Name, Address and T

August 14, 2003 10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2003 TRANSITION REPORT UNDER SECTION 1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2003 TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-24849 FIRST NILES FINANCIAL, INC. (Exa

August 4, 2003 SC 13D/A

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of §§ 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box. [

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Under the Securities Exchange Act of 1934 (Amendment No. 1) First Niles Financial, Inc. (Name of Issuer) Common Stock, $.01 par value (Title of Class of Securities) 33582N 10 6 (CUSIP Number) George J. Swift c/o First Niles Financial, Inc. 55 North Main Street P.O. Box 311 Niles, Ohio 44446 (330) 652-2539 (Name, Address and T

July 17, 2003 EX-99.1

Selected Financial Condition Data (In thousands, except for per share data)

FIRST NILES FINANCIAL, INC. ANNOUNCES SECOND QUARTER 2003 EARNINGS Niles, Ohio, July 15, 2003 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles, today reported results for the three month and six month periods ended June 30, 2003. Net income for the three months ended June 30, 2003 totaled $249,000 compared to n

July 17, 2003 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 15, 2003 FIRST NILES FINANCIAL, INC.

May 14, 2003 10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2003 TRANSITION REPORT UNDER SECTION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2003 TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-24849 FIRST NILES FINANCIAL, INC. (Ex

May 14, 2003 EX-99

Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, each of the undersigned hereby certifies in his capacity as an officer of First Niles Financial, Inc. (The "Registrant") that the Quarterly Report of the Registrant on Form 10-QSB for the per

Exhibit 99.1 CERTIFICATION Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, each of the undersigned hereby certifies in his capacity as an officer of First Niles Financial, Inc. (The "Registrant") that the Quarterly Report of the Registrant on Form 10-QSB for the period ended March 31, 2003 fully complies with the requirements of Section 13(a) of the Securities Exchange Act of 1934 and t

April 15, 2003 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 14, 2003 FIRST NILES FINANCIAL, INC.

April 15, 2003 EX-99

Niles, Ohio, April 14, 2003 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles today reported results for the three month period ended March 31, 2003.

EXHIBIT 99.1 FIRST NILES FINANCIAL, INC. ANNOUNCES FIRST QUARTER 2003 EARNINGS Niles, Ohio, April 14, 2003 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles today reported results for the three month period ended March 31, 2003. Net income for the three months ended March 31, 2003 totaled $274,000 compared to ne

March 28, 2003 10KSB

10KSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-KSB [X] ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2002 OR [ ] TRANSITION REPORT UNDER SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION FILE NUMBER: 0-24849 FIRST NILES FINANCIAL, INC. (Nam

March 28, 2003 EX-13

March 15, 2003

2002 ANNUAL REPORT FIRST NILES FINANCIAL, INC. Niles, Ohio Next Page TABLE OF CONTENTS Page No. President's Message 1 Selected Consolidated Financial Information 2 Management's Discussion and Analysis of Financial Condition and Results of Operation 4 Consolidated Financial Statements 16 Shareholder Information 46 Corporate Information 47 Next Page First Niles Financial, Inc. 55 North Main Street P

March 28, 2003 EX-99

EX-99

EXHIBIT 99 CERTIFICATION (Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002) Each of the undersigned hereby certifies in his capacity as an officer of First Niles Financial, Inc.

March 13, 2003 DEF 14A

OTHER MATTERS The Board of Directors is not aware of any business to come before the annual meeting other than the matters described above in this proxy statement. However, if any other matters should properly come before the meeting, it is intended

[FIRST NILES FINANCIAL, INC. LETTERHEAD] March 13, 2003 Dear Fellow Shareholder: On behalf of the Board of Directors and management of First Niles Financial, Inc., we cordially invite you to attend the annual meeting of the First Niles Financial, Inc. shareholders. The meeting will be held at 2:00 p.m. local time, on Wednesday, April 16, 2003 at our office located at 55 North Main Street, Niles, O

February 13, 2003 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* First Niles Financial, Inc. - --------------------------------------------------------------------------

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* First Niles Financial, Inc. - - (Name of Issuer) Common Stock, Par Value $0.01 per share - - (Title of Class of Securities) 33582N 10 6 - - (CUSIP Number) December 31, 2002 - - (Date of Event Which Requires Filing of this Statement) Check the appropriate

February 12, 2003 EX-99

EX-99

EXHIBIT 99.1 FIRST NILES FINANCIAL, INC. ANNOUNCES FOURTH QUARTER AND YEAR END 2002 EARNINGS Niles, Ohio, February 10, 2003 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles today reported results for the three month and one year periods ended December 31, 2002. Net income for the quarter ended December 31, 2002

February 12, 2003 8-K

FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 10, 2003 FIRST NILES FINANCIAL, INC.

November 14, 2002 10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 _______________________________________________ FORM 10-QSB QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2002 TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-24849 FIRST NILES FINANCIAL, INC.

November 14, 2002 EX-99.1

Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, each of the undersigned hereby certifies in his capacity as an officer of First Niles Financial, Inc. (The "Registrant") that the Quarterly Report of the Registrant on Form 10-QSB for the per

Exhibit 99.1 CERTIFICATION Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, each of the undersigned hereby certifies in his capacity as an officer of First Niles Financial, Inc. (The "Registrant") that the Quarterly Report of the Registrant on Form 10-QSB for the period ended September 30, 2002 fully complies with the requirements of Section 13(a) of the Securities Exchange Act of 1934 a

August 14, 2002 10QSB

Each of the undersigned hereby certifies in his capacity as an officer of First Niles Financial, Inc. (the "Company") that the Quarterly Report of the Company on Form 10-QSB for the period ended June 30, 2002 fully complies with the requirements of S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB [X] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2002 [ ] TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-24849 FIRST NILES FINANCIAL, I

July 3, 2002 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 3, 2002 FIRST NILES FINANCIAL, INC.

July 3, 2002 EX-99.1

EX-99.1

EXHIBIT 99.1 FIRST NILES FINANCIAL, INC. ANNOUNCES STOCK REPURCHASE PROGRAM Niles, Ohio, July 3, 2002 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles, announced its intention today to repurchase up to 75,382 common shares, representing 5% of its outstanding shares, in the open market or in privately negotiated

May 14, 2002 10QSB

PART II - OTHER INFORMATION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB [ X ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2002 [ ] TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-24849 FIRST NILES FINANCIAL

March 29, 2002 10KSB

FIRST NILES FINANCIAL, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-KSB ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2001 OR TRANSITION REPORT UNDER SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION FILE NUMBER: 0-24849 FIRST NILES FINANCIAL, INC. (Name of sma

March 29, 2002 EX-13

March 15, 2002

2001 ANNUAL REPORT [LOGO] FIRST NILES FINANCIAL, INC. Niles, Ohio Next Page TABLE OF CONTENTS Page No. President's Message 1 Selected Consolidated Financial Information 2 Management's Discussion and Analysis of Financial Condition and Results of Operations 4 Report of Independent Certified Public Accountants 15 Consolidated Financial Statements 16 Notes to Consolidated Financial Statements 20 Stoc

March 15, 2002 DEF 14A

March 15, 2002

[FIRST NILES FINANCIAL, INC. LETTERHEAD] March 15, 2002 Dear Fellow Shareholder: On behalf of the Board of Directors and management of First Niles Financial, Inc., we cordially invite you to attend the annual meeting of the First Niles Financial, Inc. shareholders. The meeting will be held at 2:00 p.m. local time, on Wednesday, April 17, 2002 at our office located at 55 North Main Street, Niles, O

February 13, 2002 EX-99

EX-99

EXHIBIT 99.1 FIRST NILES FINANCIAL, INC. ANNOUNCES FOURTH QUARTER AND YEAR END 2001 EARNINGS Niles, Ohio, February 11, 2002 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles today reported results for the three month and one year periods ended December 31, 2001. Net income for the quarter ended December 31, 2001

February 13, 2002 8-K

FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 11, 2002 FIRST NILES FINANCIAL, INC.

February 13, 2002 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* First Niles Financial, Inc. - --------------------------------------------------------------------------

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* First Niles Financial, Inc. - - (Name of Issuer) Common Stock, Par Value $0.01 per share - - (Title of Class of Securities) 33582N 10 6 - - (CUSIP Number) December 31, 2001 - - (Date of Event Which Requires Filing of this Statement) Check the appropriate

February 12, 2002 SC 13D

SC 13D

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. )* First Niles Financial, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 33582N 10 6 (CUSIP Number) Lawrence Safarek c/o First Niles Financial, Inc. 55 North Main Street Niles, Ohio 44446 (330) 652-2539 (Name, Ad

November 13, 2001 10QSB

10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB [ X ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2001 [ ] TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-24849 FIRST NILES FINAN

August 10, 2001 10QSB

10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB [ X ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2001 [ ] TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-24849 FIRST NILES FINANCIAL,

June 29, 2001 EX-99

Niles, Ohio, June 29, 2001 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles, announced its intention today to repurchase up to 78,887 common shares, representing

EX-99 2 ex-99.htm FIRST NILES FINANCIAL, INC. ANNOUNCES STOCK REPURCHASE PROGRAM Niles, Ohio, June 29, 2001 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles, announced its intention today to repurchase up to 78,887 common shares, representing 5% of its outstanding shares, in the open market or in privately nego

June 29, 2001 8-K

Current Report

8-K 1 n-8k.htm OMB APPROVAL OMB Number: 3235-0060 Expires: May 31, 2000 Estimated average burden hours per response: 5 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest reported) June 29, 2001 FIRST NILES FINANCIAL, INC. (Exact name of registrant as spe

May 15, 2001 10QSB

10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSIONWASHINGTON, D.C. 20549 FORM 10-QSB [ X ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2001 [ ] TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-24849 FIRST NILES FINANCIAL,

March 16, 2001 DEF 14A

March 16, 2001

DEF 14A 2 proxy.htm First Niles Financial, Inc. 55 North Main Street P.O. Box 311 Niles, Ohio 44446-0311 Ph. (330) 652-2539 ~ Fax: (330) 652-0911 March 16, 2001 Dear Fellow Shareholder: On behalf of the Board of Directors and management of First Niles Financial, Inc., we cordially invite you to attend the annual meeting of the First Niles Financial, Inc. shareholders. The meeting will be held at 2

February 15, 2001 EX-99.1

Niles, Ohio, February 12, 2001 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles today reported results for the three month and one year periods ended December 31,

FIRST NILES FINANCIAL, INC. ANNOUNCES FOURTH QUARTER AND YEAR END 2000 EARNINGS Niles, Ohio, February 12, 2001 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles today reported results for the three month and one year periods ended December 31, 2000. Net income for the quarter ended December 31, 2000 totaled $412

February 15, 2001 SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* First Niles Financial, Inc. -----------------------------------------------------------------------------

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* First Niles Financial, Inc. - (Name of Issuer) Common Stock, Par Value $0.01 per share - (Title of Class of Securities) 33582N 10 6 - (CUSIP Number) December 31, 1998 - (Date of Event Which Requires Filing of this Statement) Check the appropriate box to d

February 15, 2001 8-K

FORM 8-K

OMB APPROVAL OMB Number: 3235-0060 Expires: May 31, 2000 Estimated average burden hours per response: 5 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest reported) February 12, 2001 FIRST NILES FINANCIAL, INC.

February 7, 2001 SC 13D

First Niles Financial, Inc. (Name of Issuer) Common Stock, $.01 par value (Title of Class of Securities) 33582N 10 6 (CUSIP Number) George J. Swift c/o First Niles Financial, Inc. 55 North Main Street P.O. Box 311 Niles, Ohio 44446 (330) 652-2539 (Na

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. )* First Niles Financial, Inc. (Name of Issuer) Common Stock, $.01 par value (Title of Class of Securities) 33582N 10 6 (CUSIP Number) George J. Swift c/o First Niles Financial, Inc. 55 North Main Street P.O. Box 311 Niles, Ohio 44446 (330) 652-2539 (Name, Address and Tel

February 7, 2001 SC 13D

First Niles Financial, Inc. (Name of Issuer) Common Stock, $.01 par value (Title of Class of Securities) 33582N 10 6 (CUSIP Number) William L. Stephens c/o First Niles Financial, Inc. 55 North Main Street P.O. Box 311 Niles, Ohio 44446 (330) 652-2539

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. )* First Niles Financial, Inc. (Name of Issuer) Common Stock, $.01 par value (Title of Class of Securities) 33582N 10 6 (CUSIP Number) William L. Stephens c/o First Niles Financial, Inc. 55 North Main Street P.O. Box 311 Niles, Ohio 44446 (330) 652-2539 (Name, Address and

November 14, 2000 10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 _______________________________________________ FORM 10-QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB [X] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2000 [ ] TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-24849 FIRST NILES FINANCI

November 14, 2000 EX-27

EX-27

9 1,000 9-MOS Jan-01-2000 Dec-31-2000 Sep-30-2000 73,259 754 820 2,550 0 16,957 14,648 14,255 36,433 579 53,656 0 1,396 0 0 0 18 18,189 73,259 2,210 1,480 114 3,804 1,570 1,628 2,176 30 0 1,686 501 501 0 0 395 0.26 0.26 3.99 306 342 0 519 549 0 0 579 579 0 0

August 9, 2000 EX-27

EX-27

9 1,000 6-MOS Jan-01-2000 Dec-31-2000 Jun-30-2000 73,400 657 527 1,000 0 16,276 15,555 14,973 37,822 579 54,174 0 1,429 0 0 0 18 17,779 73,400 1,482 998 66 2,546 1,029 1,087 1,459 30 0 1,206 247 247 0 0 205 0.14 0.14 3.98 372 389 0 521 549 0 0 579 579 0 0

August 9, 2000 EX-15

To the Board of Directors and Stockholders

[ANNESS GERLACH & WILLIAMS LETTERHEAD] INDEPENDENT ACCOUNTANTS' REPORT To the Board of Directors and Stockholders of First Niles Financial, Inc.

August 9, 2000 10QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 _______________________________________________ FORM 10-QSB

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB [X] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2000 [ ] TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-24849 FIRST NILES FINANCIAL, I

July 26, 2000 EX-99.1

FIRST NILES FINANCIAL, INC. ANNOUNCES STOCK REPURCHASE PROGRAM

FIRST NILES FINANCIAL, INC. ANNOUNCES STOCK REPURCHASE PROGRAM Niles, Ohio, July 26, 2000 - First Niles Financial, Inc. (Nasdaq SmallCap Market: FNFI), the holding company for Home Federal Savings and Loan Association of Niles, announced its intention today to repurchase up to 83,037 common shares, representing 5% of its outstanding shares, in the open market or in privately negotiated transaction

July 26, 2000 8-K

Current Report

OMB APPROVAL OMB Number: 3235-0060 Expires: May 31, 2000 Estimated average burden hours per response: 5 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest reported) July 26, 2000 FIRST NILES FINANCIAL, INC.

Fintel data has been cited in the following publications:
Daily Mail Fox Business Business Insider Wall Street Journal The Washington Post Bloomberg Financial Times Globe and Mail
NASDAQ.com Reuters The Guardian Associated Press FactCheck.org Snopes Politifact
Federal Register The Intercept Forbes Fortune Magazine TheStreet Time Magazine Canadian Broadcasting Corporation International Business Times
Cambridge University Press Investopedia MarketWatch NY Daily News Entrepreneur Newsweek Barron's El Economista