BHFAP / Brighthouse Financial, Inc. - Preferred Stock - تصريحات هيئة الأوراق المالية والبورصات، التقرير السنوي، بيان الوكيل

Brighthouse Financial, Inc. - الأسهم المفضلة
US ˙ NasdaqGS ˙ US10922N3017

الإحصائيات الأساسية
LEI 5493003T8SZSHOGGAW52
CIK 1685040
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Brighthouse Financial, Inc. - Preferred Stock
SEC Filings (Chronological Order)
توفر هذه الصفحة قائمة كاملة ومرتبة ترتيبًا زمنيًا لتصريحات هيئة الأوراق المالية والبورصات، باستثناء تصريحات الملكية التي نقدمها في مكان آخر.
September 2, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 2, 2025 (August 27, 202

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 2, 2025 (August 27, 2025) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of in

September 2, 2025 EX-10.1

August 27, 2025

Exhibit 10.1 August 27, 2025 [Address] Dear Myles, I am pleased to offer you the role of Chief Operating Officer and look forward to your continued contributions to the success of our organization. In this role, you will continue to report to Eric Steigerwalt, President and Chief Executive Officer. Your first day in your new role will be on August 30, 2025. In your new role, you will continue empl

September 2, 2025 EX-10.2

August 27, 2025

Exhibit 10.2 August 27, 2025 Re: Special Cash Award – Myles J. Lambert Dear Mr. Lambert: Brighthouse Services, LLC (“Brighthouse”) values your specialized skills and institutional knowledge of the business. As an incentive for you to remain with Brighthouse, you will be eligible to receive: A one-time lump sum special cash award (“Award Payment”) equal to $1,000,000 so long as you remain actively

August 8, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Financial

August 7, 2025 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces Second Quarter 2025 Results •Estimated combined risk-based capital ("RBC") ratio between 405% and 425%; holding company liquid assets of $0.9 billion •The company repurchased $102 million of its common stock year-to-date through June 30, 2

August 7, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 7, 2025 Brighthouse Financ

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 7, 2025 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commiss

August 7, 2025 EX-99.2

December 31, 2024 (3)

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement Second Quarter 2025 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Segments 5 Statements of Adjusted Earnings by Segment 7 Annuities — Statements of Adjusted Earnings 8 Annuities — Select Operating Metrics 10 Life — Statements of Adjusted Earnings

June 16, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 16, 2025 (June 12, 2025) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorpor

June 16, 2025 EX-10.1

Amended and Restated Brighthouse Financial, Inc. 2017 Stock and Incentive Compensation Plan (Effective March 27, 2025), is incorporated by reference to Exhibit 10.1 to our Current Report on Form 8-K, filed on June 16, 2025.

Exhibit 10.1 Brighthouse Financial, Inc. Amended and Restated 2017 Stock and Incentive Compensation Plan (Effective March 27, 2025) Article 1. Establishment, Purpose, and Duration 1.1 Establishment of the Plan. This Amended and Restated 2017 Stock and Incentive Compensation Plan (the “Plan”) was originally adopted by the Board of Directors on August 9, 2017, and approved by the Company’s stockhold

May 20, 2025 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 20, 2025 (May 19, 2025) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporat

May 20, 2025 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Recommends Shareholders Reject "Mini-Tender" Offer by Potemkin Limited Brighthouse Financial believes the offer is not in the best interest of shareholders as it is significantly below market value CHARLOTTE, NC, May 20, 2025 — Brighthouse Financial

May 9, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Financia

May 8, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 8, 2025 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commission

May 8, 2025 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces First Quarter 2025 Results •Estimated combined risk-based capital ("RBC") ratio between 420% and 440%; holding company liquid assets of $1.0 billion •The company repurchased $85 million of its common stock year-to-date through May 6, 2025

May 8, 2025 EX-99.2

December 31, 2024 (3)

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement First Quarter 2025 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Segments 5 Statements of Adjusted Earnings by Segment 6 Annuities — Statements of Adjusted Earnings 7 Annuities — Select Operating Metrics 9 Life — Statements of Adjusted Earnings 10

April 29, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.)

DEFA14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 29, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant  ☒ Filed by a party other than the Registrant  ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 1

February 28, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Financial, In

February 28, 2025 EX-10.7 6

restated effective January 1, 2025).

Exhibit 10.7.6 Brighthouse Services, LLC Voluntary Deferred Compensation Plan Restated Effective as of January 1, 2025 1.Purpose. The purpose of the Plan is to provide an opportunity for a select group of management and highly compensated employees of the Company within the meaning of Sections 201(2), 301(a)(3) and 401(a)(1) of ERISA, to delay receipt of certain compensation until a later date, at

February 28, 2025 EX-21.1

List of Subsidiaries as of December 31, 2024.

Exhibit 21.1 SUBSIDIARIES OF BRIGHTHOUSE FINANCIAL, INC. As of 12/31/2024 Name of Subsidiary Jurisdiction of Incorporation of Organization BLIC Property Ventures, LLC Delaware BLICNY Property Ventures, LLC Delaware Brighthouse Assignment Company Connecticut Brighthouse Holdings, LLC Delaware Brighthouse Investment Advisers, LLC Delaware Brighthouse Life Insurance Company Delaware Brighthouse Life

February 28, 2025 EX-10.7 5

righthouse Services, LLC

Exhibit 10.7.5 AMENDMENT NUMBER FIVE TO THE BRIGHTHOUSE SERVICES, LLC VOLUNTARY DEFERRED COMPENSATION PLAN The BRIGHTHOUSE SERVICES, LLC VOLUNTARY DEFERRED COMPENSATION PLAN (the “Plan”) is hereby amended, effective as of January 1, 2025, as follows: Section 5.2(b) of the Plan is hereby amended by restating it in its entirety to read as follows: “(b) the percentage, in increments of 1%, of the Eli

February 28, 2025 EX-19.1

ding Policy

Exhibit 19.1 Brighthouse Financial Insider Trading Policy Version 4.0 Effective Date: February 12, 2025 Brighthouse Financial Insider Trading Policy Table of Contents Introduction 3 Scope 3 Policy Administration 4 Policy Statement 4 What is Material, Nonpublic Information? 4 Material Information 4 Public Information 6 Trading in Brighthouse Securities 6 Individual Responsibility 8 Consequences of

February 11, 2025 EX-99.2

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement Fourth Quarter 2024 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Segments 5 Statements of Adjusted Earnings by Segment 7 Annuities — Statements of Adjusted Earnings 8 Annuities — Select Operating Metrics 10 Life — Statements of Adjusted Earnings

February 11, 2025 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces Fourth Quarter and Full Year 2024 Results •Estimated combined risk-based capital ("RBC") ratio of approximately 400%; reflects $100 million capital contribution made to Brighthouse Life Insurance Company ("BLIC") •Holding company liquid as

February 11, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 11, 2025 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Comm

February 4, 2025 EX-3.1

Amended and Restated Bylaws of Brighthouse Financial, Inc., effective January 29, 2025.

Exhibit 3.1 AMENDED AND RESTATED BYLAWS OF BRIGHTHOUSE FINANCIAL, INC. (a Delaware corporation) Effective January 29, 2025 ARTICLE I OFFICES Section 1.Registered Office. The registered office of Brighthouse Financial, Inc. (the “Corporation”) in the State of Delaware shall be located at the address provided in the certificate of incorporation of the Corporation (as the same may be amended from tim

February 4, 2025 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 4, 2025 (January 29, 2025) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of in

November 13, 2024 SC 13G/A

BHF / Brighthouse Financial, Inc. / DODGE & COX - SC 13G/A Passive Investment

SC 13G/A 1 d792288dsc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 (AMENDMENT NO. 7 )* Brighthouse Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 10922N103 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriate box

November 8, 2024 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 8, 2

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 8, 2024 (November 7, 2024) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or othe

November 8, 2024 EX-99.1

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.1 Brighthouse Financial, Inc. Financial Supplement Third Quarter 2024 (As updated November 8, 2024) Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 7 Annuities — Statements of Adjusted Earnings 8 Annuit

November 8, 2024 EX-99.2

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.2 FOR IMMEDIATE RELEASE Brighthouse Financial Announces Completion of Reinsurance Transaction CHARLOTTE, NC, November 8, 2024 — Brighthouse Financial, Inc. ("Brighthouse Financial" or the "company") (Nasdaq: BHF) announced today that it has completed a reinsurance transaction with a third party

November 8, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Fina

November 7, 2024 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces Third Quarter 2024 Results •Estimated combined risk-based capital ("RBC") ratio between 365% and 385%; holding company liquid assets of $1.3 billion •The company repurchased approximately $215 million of its common stock year-to-date throu

November 7, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2024 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commi

November 7, 2024 EX-99.2

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement Third Quarter 2024 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 7 Annuities — Statements of Adjusted Earnings 8 Annuities — Select Operating Metrics

October 8, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 8, 2024 (October 3, 2024) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of inco

September 12, 2024 EX-FILING FEES

Filing fee table.

Exhibit 107 Calculation of Filing Fee Tables Form S-8 (Form Type) Brighthouse Financial, Inc.

September 12, 2024 S-8

As filed with the U.S. Securities and Exchange Commission on September 12, 2024

As filed with the U.S. Securities and Exchange Commission on September 12, 2024 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Brighthouse Financial, Inc. (Exact Name of Registrant as Specified in Its Charter) Delaware (State or Other Jurisdiction of Incorporation or Organization) 81-384

September 9, 2024 EX-25.2

Statement of Eligibility under the Trust Indenture Act of 1939, as amended, of U.S. Bank National Association, as Trustee under the Form of Subordinated Indenture, relating to the subordinated debt securities.

Exhibit 25.2 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) o U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION (Exact name of Trustee as specified in its charter) 91-1821036 I.R.S. E

September 9, 2024 EX-25.1

Statement of Eligibility under the Trust Indenture Act of 1939, as amended, of U.S. Bank National Association, as Trustee under the Senior Indenture, dated as of May 15, 2020, relating to the senior debt securities.

Exhibit 25.1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) o U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION (Exact name of Trustee as specified in its charter) 91-1821036 I.R.S. E

September 9, 2024 EX-25.3

Statement of Eligibility under the Trust Indenture Act of 1939, as amended, of U.S. Bank National Association, as Trustee under the Junior Subordinated Indenture, dated as of September 12, 2018, relating to the junior subordinated debt securities.

Exhibit 25.3 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) o U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION (Exact name of Trustee as specified in its charter) 91-1821036 I.R.S. E

September 9, 2024 S-3ASR

As filed with the U.S. Securities and Exchange Commission on September 9, 2024

As filed with the U.S. Securities and Exchange Commission on September 9, 2024 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 BRIGHTHOUSE FINANCIAL, INC. (Exact name of registrant as specified in its charter) Delaware 81-3846992 (State or other jurisdiction of incorporation or organizati

September 9, 2024 EX-FILING FEES

Filing Fee Table.

Calculation of Filing Fee Tables S-3 Brighthouse Financial, Inc. Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial Effecti

August 8, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Financial

August 7, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 7, 2024 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commiss

August 7, 2024 EX-99.2

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement Second Quarter 2024 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 7 Annuities — Statements of Adjusted Earnings 8 Annuities — Select Operating Metric

August 7, 2024 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces Second Quarter 2024 Results •Estimated combined risk-based capital ("RBC") ratio between 380% and 400%; holding company liquid assets of $1.2 billion •The company repurchased approximately $151 million of its common stock year-to-date thro

June 10, 2024 EX-10.1

Brighthouse Financial, Inc. Employee Stock Purchase Plan (

Exhibit 10.1 BRIGHTHOUSE FINANCIAL, INC. EMPLOYEE STOCK PURCHASE PLAN (Amended and Restated Effective April 3, 2024) SECTION 1 PURPOSE The purpose of the Brighthouse Financial, Inc. Employee Stock Purchase Plan (the “Plan”) is to encourage and facilitate stock ownership by Employees by providing an opportunity to purchase Common Stock of Brighthouse Financial, Inc. through voluntary after-tax payr

June 10, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 10, 2024 (June 6, 2024) Brig

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 10, 2024 (June 6, 2024) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorpora

May 8, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Financia

May 8, 2024 EX-10.2

Award Agreement Supplement (Employee Plan) for Performance Share Unit and Restricted Stock Unit awards granted in 2024 and subsequently is incorporated by reference to Exhibit 10.2 to our Quarterly Report on Form 10-Q, filed on May 8, 2024.

Exhibit 10.2 AWARD AGREEMENT SUPPLEMENT This Award Agreement Supplement (this “Supplement”) provides terms that are part of your Award Agreement (the “Agreement”) under the Brighthouse Financial, Inc. 2017 Stock and Incentive Compensation Plan (the “2017 Plan”). In this Supplement, “Award” refers to the Performance Shares, Restricted Stock Units, Stock Options, Performance Units, or Restricted Uni

May 8, 2024 EX-10.1

Form of Performance Share Unit Agreement (Employee Plan) for awards granted in 2024 and subsequently is incorporated by reference to Exhibit 10.1 to our Quarterly Report on Form 10-Q, filed on May 8, 2024.

Exhibit 10.1 PERFORMANCE SHARE UNIT AGREEMENT Brighthouse Financial, Inc. (the “Company”) confirms that, on [grant date] (the “Grant Date”), it granted you, [name], [number] Performance Share Units (your “Performance Share Units”). Your Performance Share Units are subject to the terms and conditions of the Brighthouse Financial, Inc. 2017 Stock and Incentive Compensation Plan (the “Plan”) and this

May 7, 2024 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces First Quarter 2024 Results •Estimated combined risk-based capital ("RBC") ratio between 415% and 435%; holding company liquid assets of $1.3 billion •The company repurchased approximately $89 million of its common stock year-to-date throug

May 7, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 7, 2024 Brighthouse Financial

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 7, 2024 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commission

May 7, 2024 EX-99.2

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement First Quarter 2024 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 6 Annuities — Statements of Adjusted Earnings 7 Annuities — Select Operating Metrics

April 18, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a

April 18, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant  ☒ Filed by a Party other than the Registrant  ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 1

April 9, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 9, 2024 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commissi

April 9, 2024 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Appoints Michael J. Inserra and Lizabeth H. Zlatkus to Board of Directors CHARLOTTE, NC, April 9, 2024 – Brighthouse Financial, Inc. (“Brighthouse Financial” or the “Company”) (Nasdaq: BHF) announced that today its Board of Directors (the “Board”) a

February 22, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Financial, In

February 22, 2024 EX-21.1

List of Subsidiaries as of December 31, 2023.

Exhibit 21.1 SUBSIDIARIES OF BRIGHTHOUSE FINANCIAL, INC. As of 12/31/2023 Name of Subsidiary Jurisdiction of Incorporation of Organization BLIC Property Ventures, LLC Delaware BLICNY Property Ventures, LLC Delaware Brighthouse Assignment Company Connecticut Brighthouse Connecticut Properties Ventures, LLC Delaware Brighthouse Holdings, LLC Delaware Brighthouse Investment Advisers, LLC Delaware Bri

February 22, 2024 EX-4.20

Exhibit 4.20

Exhibit 4.20 DESCRIPTION OF THE REGISTRANT’S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 Brighthouse Financial, Inc. ("Brighthouse Financial," the "Company,” “we,” “our” or “us”) has six outstanding classes of securities registered under Section 12 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”): (i) common stock, par value $0.01 per

February 22, 2024 EX-97.1

Brighthouse Financial, Inc. Accounting Restatement Compensation Recovery Policy is incorporated by reference to our 2023 Annual Report.

Exhibit 97.1 Brighthouse Financial, Inc. Accounting Restatement Compensation Recovery Policy As required under the listing standards of The Nasdaq Stock Market (“Nasdaq”), the Compensation Committee (the “Committee”) of the Board of Directors (the “Board”) of Brighthouse Financial, Inc. (the “Company”) has adopted this Accounting Restatement Compensation Recovery Policy (this “Policy”). This Polic

February 13, 2024 SC 13G/A

BHF / Brighthouse Financial, Inc. / DODGE & COX - SC 13G/A Passive Investment

SC 13G/A 1 d671093dsc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 (AMENDMENT NO. 6 )* Brighthouse Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 10922N103 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box

February 13, 2024 SC 13G/A

BHF / Brighthouse Financial, Inc. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 10)* Name of issuer: Brighthouse Financial Inc Title of Class of Securities: Common Stock CUSIP Number: 10922N103 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to designate the rule pursuant to which this Schedule is f

February 12, 2024 EX-99.2

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement Fourth Quarter 2023 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 7 Annuities — Statements of Adjusted Earnings 8 Annuities — Select Operating Metric

February 12, 2024 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces Fourth Quarter and Full Year 2023 Results •Estimated combined risk-based capital ("RBC") ratio of approximately 420%; holding company liquid assets of $1.3 billion •$350 million total subsidiary dividends paid to the holding company in the

February 12, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 12, 2024 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Comm

February 9, 2024 SC 13G/A

BHF / Brighthouse Financial, Inc. / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Brighthouse Financial Inc (Name of Issuer) Common Stock (Title of Class of Securities) 10922N103 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate

November 16, 2023 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 16, 2023 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Comm

November 16, 2023 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces $750 Million Stock Repurchase Program CHARLOTTE, NC, November 16, 2023 – Brighthouse Financial, Inc. (“Brighthouse Financial” or the “company”) (Nasdaq: BHF) announced today that it has authorized the repurchase of up to $750 million of it

November 8, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Fina

November 7, 2023 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces Third Quarter 2023 Results •Estimated combined risk-based capital ("RBC") ratio between 400% and 420%; holding company liquid assets of $0.9 billion •Repurchased approximately $216 million of its common stock year-to-date through November

November 7, 2023 EX-99.2

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement Third Quarter 2023 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 7 Annuities — Statements of Adjusted Earnings 8 Annuities — Select Operating Metrics

November 7, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2023 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commi

September 20, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 19, 2023 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Com

September 20, 2023 EX-99.1

Brighthouse Financial Long-Term Statutory Free Cash Flow (“FCF”) Projections September 20, 2023 Note: All references to statutory free cash flows within this document are projected. Actual results may differ. See “Note regarding forward-looking state

Brighthouse Financial Long-Term Statutory Free Cash Flow (“FCF”) Projections September 20, 2023 Note: All references to statutory free cash flows within this document are projected.

August 24, 2023 CORRESP

Three Months Ended March 31,

Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 August 24, 2023 VIA EDGAR CORRESPONDENCE U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Attention: Michael Volley Amit Pande Ladies and Gentlemen: This letter sets forth the responses of Brighthouse Financial, Inc. (the “Company,” “we,” “us,” and “our”) to

August 14, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 14, 2023 (August 11, 2023) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of inco

August 10, 2023 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces Second Quarter 2023 Results •Estimated combined risk-based capital ("RBC") ratio between 430% and 450%; holding company liquid assets of $0.9 billion •Repurchased approximately $152 million of its common stock year-to-date through August 4

August 10, 2023 EX-99.2

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement Second Quarter 2023 (As updated August 9, 2023) Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 7 Annuities — Statements of Adjusted Earnings 8 Annuiti

August 10, 2023 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 9, 202

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 9, 2023 (August 8, 2023) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other ju

August 9, 2023 EX-3.3

is incorporated by reference to Exhibit 3.3 to our Quarterly Report on Form 10-Q, filed on August

Exhibit 3.3 RESTATED CERTIFICATE OF INCORPORATION OF BRIGHTHOUSE FINANCIAL, INC. (a Delaware corporation) BRIGHTHOUSE FINANCIAL, INC., a corporation organized and existing under the laws of the State of Delaware, hereby certifies as follows: 1.The present name of the corporation is Brighthouse Financial, Inc. (the “Corporation”). 2.The original Certificate of Incorporation of the Corporation was f

August 9, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Financial

August 9, 2023 EX-10.4

Amendment Number One to the Brighthouse Services, LLC Change of Control Severance Pay Plan.

Exhibit 10.4 AMENDMENT NUMBER ONE TO THE BRIGHTHOUSE SERVICES, LLC CHANGE OF CONTROL SEVERANCE PAY PLAN The BRIGHTHOUSE SERVICES, LLC CHANGE OF CONTROL SEVERANCE PAY PLAN (the “Plan”) is hereby amended, effective as of the date this amendment was executed, as set forth below: Section 7.10 of the Plan is hereby amended by restating it in its entirety to read as follows: “Recoupment. All Severance B

August 9, 2023 EX-10.3

Amendment Number One to the Brighthouse Services, LLC Amended and Restated Executive Severance Pay Plan.

Exhibit 10.3 AMENDMENT NUMBER ONE TO THE BRIGHTHOUSE SERVICES, LLC AMENDED AND RESTATED EXECUTIVE SEVERANCE PAY PLAN The BRIGHTHOUSE SERVICES, LLC AMENDED AND RESTATED EXECUTIVE SEVERANCE PAY PLAN (the “Plan”) is hereby amended, effective as of the date this amendment was executed, as set forth below: Section 7.10 of the Plan is hereby amended by restating it in its entirety to read as follows: “R

August 8, 2023 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces Second Quarter 2023 Results •Estimated combined risk-based capital ("RBC") ratio between 430% and 450%; holding company liquid assets of $0.9 billion •Repurchased approximately $152 million of its common stock year-to-date through August 4

August 8, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 8, 2023 Brighthouse Financ

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 8, 2023 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commiss

August 8, 2023 EX-99.2

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement Second Quarter 2023 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 7 Annuities — Statements of Adjusted Earnings 8 Annuities — Select Operating Metric

June 13, 2023 EX-3.2

Amended and Restated Bylaws of Brighthouse Financial, Inc., effective June 9, 2023, is incorporated by reference to Exhibit 3.2 to our Current Report on Form 8-K, filed on June 13, 2023.

Exhibit 3.2 AMENDED AND RESTATED BYLAWS OF BRIGHTHOUSE FINANCIAL, INC. (a Delaware corporation) Effective June 9, 2023 ARTICLE I OFFICES Section 1. Registered Office. The registered office of Brighthouse Financial, Inc. (the “Corporation”) in the State of Delaware shall be located at the address provided in the certificate of incorporation of the Corporation (as the same may be amended from time t

June 13, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 13, 2023 (June 8, 2023) Brig

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 13, 2023 (June 8, 2023) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorpora

June 13, 2023 EX-3.1

Certificate of Amendment of the Amended and Restated Certificate of Incorporation of Brighthouse Financial, Inc., dated June 9, 2023

Exhibit 3.1 CERTIFICATE OF AMENDMENT OF THE AMENDED AND RESTATED CERTIFICATE OF INCORPORATION OF BRIGHTHOUSE FINANCIAL, INC. (a Delaware corporation) BRIGHTHOUSE FINANCIAL, INC., a corporation organized and existing under the laws of the State of Delaware, hereby certifies as follows: 1.The present name of the corporation is Brighthouse Financial, Inc. (the “Corporation”). 2.The original Certifica

May 9, 2023 EX-10.1

Amendment Number Four to the Brighthouse Services, LLC Voluntary Deferred Compensation Plan.

Exhibit 10.1 AMENDMENT NUMBER FOUR TO THE BRIGHTHOUSE SERVICES, LLC VOLUNTARY DEFERRED COMPENSATION PLAN The BRIGHTHOUSE SERVICES, LLC VOLUNTARY DEFERRED COMPENSATION PLAN (the “Plan”) is hereby amended, effective as of January 1, 2023, as follows: 1.Section 10.1 of the Plan is hereby amended by restating the first sentence thereof in its entirety to read as follows: “Except as provided in Section

May 9, 2023 EX-10.2

Amendment Number One to the Brighthouse Services, LLC Deferred Compensation Plan for Non-Management Directors

Exhibit 10.2 AMENDMENT NUMBER ONE TO THE BRIGHTHOUSE SERVICES, LLC DEFERRED COMPENSATION PLAN FOR NON-MANAGEMENT DIRECTORS The BRIGHTHOUSE SERVICES, LLC DEFERRED COMPENSATION PLAN FOR NON-MANAGEMENT DIRECTORS (the “Plan”) is hereby amended, effective as of January 1, 2023, as follows: 1.Section 8.1 of the Plan is hereby amended by restating the first sentence thereof in its entirety to read as fol

May 9, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Financia

May 8, 2023 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces First Quarter 2023 Results •Estimated combined risk-based capital ("RBC") ratio between 460% and 480%; holding company liquid assets of $1.1 billion •The company repurchased approximately $89 million of its common stock year-to-date throug

May 8, 2023 EX-99.2

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement First Quarter 2023 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 6 Annuities — Statements of Adjusted Earnings 7 Annuities — Select Operating Metrics

May 8, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 8, 2023 Brighthouse Financial

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 8, 2023 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commission

April 27, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 ( Amendment No.)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 ( Amendment No.) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14

April 27, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.)

DEFA14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 17, 2023 EX-99.1

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.1 Brighthouse Financial, Inc. Financial Supplement Fourth Quarter 2022 Recast for Targeted Improvements to the Accounting for Long-Duration Contracts - Unaudited This financial supplement reflects the Company’s adoption, on January 1, 2023, of the provisions of U.S. GAAP Accounting Standards Update 2018-12, Targeted Improvements to the Accounting for Long-Duration Contracts ("LDTI"). Th

April 17, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 17, 2023 Brighthouse Financ

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 17, 2023 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commiss

April 14, 2023 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 ( Amendment No.)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 ( Amendment No.) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☒ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14

March 27, 2023 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Appoints Philip V. Bancroft to Board of Directors CHARLOTTE, NC, March 27, 2023 — Brighthouse Financial, Inc. ("Brighthouse Financial" or the "company") (Nasdaq: BHF) announced that today its Board of Directors (the “Board”) appointed Philip V. ("Ph

March 27, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 27, 2023 Brighthouse Financ

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 27, 2023 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commiss

February 23, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Financial, In

February 23, 2023 EX-10.25

Summary of Brighthouse Services, LLC ICOLI Supplemental Death Benefit Only Plan is incorporated by reference to Exhibit 10.25 to our Annual Report on Form 10-K, filed on February 23, 2023.

Exhibit 10.25 Brighthouse Financial, Inc. Summary of Supplemental Death Benefit Only Plan The following is a summary of the material terms of the Brighthouse Services, LLC (the “Company”) ICOLI Supplemental Death Benefit Only Plan (the “Plan”) adopted by the Company on December 21, 2022, and effective as of January 1, 2023. Purpose The purpose of the Plan, which is sponsored by the Company, is to

February 23, 2023 EX-21.1

List of Subsidiaries as of December 31, 202

Exhibit 21.1 SUBSIDIARIES OF BRIGHTHOUSE FINANCIAL, INC. As of 12/31/2022 Name of Subsidiary Jurisdiction of Incorporation of Organization BLIC Property Ventures, LLC Delaware BLICNY Property Ventures, LLC Delaware Brighthouse Assignment Company Connecticut Brighthouse Connecticut Properties Ventures, LLC Delaware Brighthouse Holdings, LLC Delaware Brighthouse Investment Advisers, LLC Delaware Bri

February 14, 2023 SC 13G/A

BHF / Brighthouse Financial Inc / DODGE & COX - SC 13G/A Passive Investment

SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 (AMENDMENT NO. 5)* Brighthouse Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 10922N103 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant

February 10, 2023 SC 13G

BHF / Brighthouse Financial Inc / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Brighthouse Financial Inc (Name of Issuer) Common Stock (Title of Class of Securities) 10922N103 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box

February 9, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 9, 2023 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commi

February 9, 2023 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces Fourth Quarter and Full Year 2022 Results •Estimated combined risk-based capital ("RBC") ratio of approximately 440%; holding company liquid assets of $1.0 billion •The company repurchased $488 million of its common stock in full year 2022

February 9, 2023 SC 13G/A

BHF / Brighthouse Financial Inc / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 9)* Name of issuer: Brighthouse Financial Inc. Title of Class of Securities: Common Stock CUSIP Number: 10922N103 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box to designate the rule pursuant to which this Schedule is f

February 9, 2023 EX-99.2

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement Fourth Quarter 2022 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 7 Annuities — Statements of Adjusted Earnings 8 Annuities — Select Operating Metric

January 30, 2023 EX-3.1

Amended and Restated Bylaws of Brighthouse Financial, Inc.,

Exhibit 3.1 AMENDED AND RESTATED BYLAWS OF BRIGHTHOUSE FINANCIAL, INC. (a Delaware corporation) Effective January 26, 2023 ARTICLE I OFFICES Section 1.Registered Office. The registered office of Brighthouse Financial, Inc. (the “Corporation”) in the State of Delaware shall be located at the address provided in the certificate of incorporation of the Corporation (as the same may be amended from tim

January 30, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2023 (January 26, 202

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2023 (January 26, 2023) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of in

November 17, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 17, 2022 (November 14, 2022) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of

November 8, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Fina

November 7, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2022 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commi

November 7, 2022 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces Third Quarter 2022 Results ?Estimated combined risk-based capital ("RBC") ratio between 450% and 470%; holding company liquid assets of $1.1 billion ?The company repurchased $447 million of its common stock year-to-date through November 3,

November 7, 2022 EX-99.2

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement Third Quarter 2022 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Business Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 7 Annuities ? Statements of Adjusted Earnings 8 Annuities ? Select Operatin

August 5, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Financial

August 4, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 4, 2022 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commiss

August 4, 2022 EX-99.2

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement Second Quarter 2022 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Business Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 7 Annuities ? Statements of Adjusted Earnings 8 Annuities ? Select Operati

August 4, 2022 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces Second Quarter 2022 Results ?Estimated combined risk-based capital ("RBC") ratio between 470% and 490%; holding company liquid assets of $1.2 billion ?The company repurchased $317 million of its common stock year-to-date through August 3,

June 9, 2022 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 9, 2022 (June 8, 2022) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporat

May 10, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Financia

May 9, 2022 EX-99.2

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement First Quarter 2022 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Business Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 6 Annuities ? Statements of Adjusted Earnings 7 Annuities ? Select Operatin

May 9, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 9, 2022 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commission

May 9, 2022 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces First Quarter 2022 Results ?Estimated combined risk-based capital ("RBC") ratio between 450% and 470%; holding company liquid assets of $1.4 billion ?The company repurchased $180 million of its common stock year-to-date through May 5, 2022

April 26, 2022 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defini

April 26, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a

April 19, 2022 8-K

Entry into a Material Definitive Agreement, Termination of a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 19, 2022 (April 15, 2022) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorp

April 19, 2022 EX-10.1

Revolving Credit Agreement, dated as of April 15, 2022, among Brighthouse Financial, Inc., Bank of America, N.A., as administrative agent, and the other lenders party thereto is incorporated by reference to Exhibit 10.1 to our Current Report on Form 8-K, filed on April 19, 2022.

Exhibit 10.1 Execution Version Published CUSIP Number: 10922RAK0 (Deal) 10922RAL8 (Facility) REVOLVING CREDIT AGREEMENT dated as of April 15, 2022 Among BRIGHTHOUSE FINANCIAL, INC., as the Company, The BANKS Party Hereto, BANK OF AMERICA, N.A., as Administrative Agent, BOFA SECURITIES, INC., JPMORGAN CHASE BANK, N.A., WELLS FARGO SECURITIES, LLC, and U.S. BANK NATIONAL ASSOCIATION, as Joint Lead A

March 29, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 29, 2022 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commiss

March 29, 2022 EX-99.1

Brighthouse Financial Projected Distributable Earnings Scenarios March 29, 2022 Note: All references to “distributable earnings” within this document are projected. Actual results may differ. See “Note regarding forward-looking statements” on slide 2

Brighthouse Financial Projected Distributable Earnings Scenarios March 29, 2022 Note: All references to ?distributable earnings? within this document are projected.

March 9, 2022 SC 13G/A

BHF / Brighthouse Financial Inc / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 8)* Name of issuer: Brighthouse Financial Inc. Title of Class of Securities: Common Stock CUSIP Number: 10922N103 Date of Event Which Requires Filing of this Statement: February 28, 2022 Check the appropriate box to designate the rule pursuant to which this Schedule is f

March 4, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 4, 2022 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commissi

February 24, 2022 EX-21.1

List of Subsidiaries as of December 31, 2021.

Exhibit 21.1 SUBSIDIARIES OF BRIGHTHOUSE FINANCIAL, INC. As of 12/31/2021 Name of Subsidiary Jurisdiction of Incorporation of Organization Brighthouse Assignment Company Connecticut Brighthouse Connecticut Properties Ventures, LLC Delaware Brighthouse Holdings, LLC Delaware Brighthouse Investment Advisers, LLC Delaware Brighthouse Life Insurance Company Delaware Brighthouse Life Insurance Company

February 24, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Financial, In

February 24, 2022 EX-4.20

Description of Securities.

Exhibit 4.20 DESCRIPTION OF THE REGISTRANT?S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 Brighthouse Financial, Inc. ("Brighthouse Financial," the "Company,? ?we,? ?our? or ?us?) has six outstanding classes of securities registered under Section 12 of the Securities Exchange Act of 1934, as amended (the ?Exchange Act?): (i) common stock, par value $0.01 per

February 14, 2022 SC 13G/A

BHF / Brighthouse Financial Inc / DODGE & COX - SC 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 (AMENDMENT NO. 4)* Brighthouse Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 10922N103 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

February 10, 2022 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces Fourth Quarter and Full Year 2021 Results ?Estimated combined risk-based capital ("RBC") ratio of approximately 500%; holding company liquid assets of $1.6 billion ?$344 million total subsidiary ordinary dividends paid to the holding compa

February 10, 2022 EX-99.2

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement Fourth Quarter 2021 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Business Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 7 Annuities ? Statements of Adjusted Earnings 8 Annuities ? Select Operati

February 10, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 10, 2022 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Comm

February 9, 2022 SC 13G/A

BHF / Brighthouse Financial Inc / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 7)* Name of issuer: Brighthouse Financial Inc. Title of Class of Securities: Common Stock CUSIP Number: 10922N103 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule is f

November 22, 2021 EX-3.1

Certificate of Designations of Brighthouse Financial, Inc. with respect to the 4.625% Non-Cumulative Preferred Stock, Series D, dated November 18, 2021, filed with the Secretary of State of the State of Delaware and effective November 18, 2021 (the “Series D Certificate of Designations”), is incorporated by reference to Exhibit 3.1 to our Current Report on Form 8-K, filed on November 22, 2021 (our “November 22, 2021 8-K”)

Exhibit 3.1 EXECUTION VERSION CERTIFICATE OF DESIGNATIONS OF 4.625% NON-CUMULATIVE PREFERRED STOCK, SERIES D OF BRIGHTHOUSE FINANCIAL, INC. Brighthouse Financial, Inc., a corporation organized and existing under the General Corporation Law of the State of Delaware (the ?Corporation?), in accordance with the provisions of Sections 103 and 151 thereof, does hereby certify: The board of directors of

November 22, 2021 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Entry into a Material Definitive Agreement, Material Modification to Rights of Security Holders, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 22, 2021 (November 18, 2021) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of

November 22, 2021 EX-1.2

Underwriting Agreement, dated November 10, 2021, among Brighthouse Financial, Inc. and BofA Securities, Inc., Morgan Stanley & Co. LLC, UBS Securities LLC, Wells Fargo Securities, LLC and J.P. Morgan Securities LLC, as representatives of the several underwriters named therein.

Exhibit 1.2 EXECUTION VERSION BRIGHTHOUSE FINANCIAL, INC. 14,000,000 Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 4.625% Non-Cumulative Preferred Stock, Series D Underwriting Agreement November 10, 2021 BofA Securities, Inc. One Bryant Park New York, NY 10036 Morgan Stanley & Co. LLC 1585 Broadway New York, NY 10036 UBS Securities LLC 1285 Avenue of the Americas New York

November 22, 2021 EX-4.5

Form of depositary receipt evidencing the Series D Depositary Shares (included as Exhibit A to Exhibit 4.15).

Exhibit 4.5 EXECUTION VERSION DEPOSIT AGREEMENT among BRIGHTHOUSE FINANCIAL, INC., COMPUTERSHARE INC. AND COMPUTERSHARE TRUST COMPANY, N.A., collectively, as Depositary, and The Holders From Time to Time of the Receipts Described Herein Dated as of November 22, 2021 TABLE OF CONTENTS Page ARTICLE I DEFINED TERMS Section 1.1. Definitions 1 ARTICLE II FORM OF RECEIPTS, DEPOSIT OF PREFERRED STOCK, EX

November 22, 2021 8-A12B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) or (g) OF THE SECURITIES EXCHANGE ACT OF 1934 Brighthouse Financial, Inc. (Exact name of regi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) or (g) OF THE SECURITIES EXCHANGE ACT OF 1934 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 81-3846992 (State or other jurisdiction of incorporation or organization) (IRS Employer Identification Nu

November 22, 2021 EX-1.1

Underwriting Agreement, dated November 10, 2021, among Brighthouse Financial, Inc. and BofA Securities, Inc., Barclays Capital Inc., Goldman Sachs & Co. LLC, J.P. Morgan Securities LLC and Wells Fargo Securities, LLC, as representatives of the several underwriters named therein.

Exhibit 1.1 EXECUTION VERSION $400,000,000 BRIGHTHOUSE FINANCIAL, INC. 3.850% Senior Notes due 2051 Underwriting Agreement November 10, 2021 BofA Securities, Inc. One Bryant Park New York, NY 10036 Barclays Capital Inc. 745 Seventh Avenue New York, NY, 10019 Goldman Sachs & Co. LLC 200 West Street New York, NY 10282 J.P. Morgan Securities LLC 383 Madison Avenue New York, NY 10179 Wells Fargo Secur

November 22, 2021 EX-4.2

Second Supplemental Indenture, dated as of November 22, 2021, between Brighthouse Financial, Inc. and U.S. Bank National Association, as Trustee, is incorporated by reference to Exhibit 4.2 to our Current Report on Form 8-K, filed on November 22, 2021 (our “November 22, 2021 8-K”).

Exhibit 4.2 EXECUTION VERSION SECOND SUPPLEMENTAL INDENTURE BETWEEN BRIGHTHOUSE FINANCIAL, INC., ISSUER AND U.S. BANK NATIONAL ASSOCIATION, TRUSTEE DATED AS OF NOVEMBER 22, 2021 3.850% SENIOR NOTES DUE 2051 TABLE OF CONTENTS Page ARTICLE I DEFINITIONS AND ESTABLISHMENT SECTION 1.01 Definitions 2 SECTION 1.02 Establishment 3 ARTICLE II TERMS AND CONDITIONS OF THE NOTES SECTION 2.01 Payment of Princ

November 12, 2021 424B5

CALCULATION OF REGISTRATION FEE Title of Each Class of Securities to be Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) 3.850% Senior Notes due 2051 $400,000,000 $37,080

Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-259372 CALCULATION OF REGISTRATION FEE Title of Each Class of Securities to be Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) 3.850% Senior Notes due 2051 $400,000,000 $37,080 (1) The registration fee is calculated in accordance with Rule 457(r) of the Securities Act of 1933, as amended. Table of Conten

November 12, 2021 424B5

CALCULATION OF REGISTRATION FEE Title of Each Class of Securities to be Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) Depositary Shares of Brighthouse Financial, Inc. (each representing a 1/1,000th interest in a share of 4.62

Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-259372 CALCULATION OF REGISTRATION FEE Title of Each Class of Securities to be Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) Depositary Shares of Brighthouse Financial, Inc. (each representing a 1/1,000th interest in a share of 4.625% Non-Cumulative Preferred Stock, Series D) $350,000,000 $32,445 4.625

November 10, 2021 FWP

Brighthouse Financial, Inc. $400,000,000 3.850% Senior Notes due 2051 Pricing Term Sheet November 10, 2021

Filed Pursuant to Rule 433 Registration Statement No. 333-259372 Final Term Sheet, dated November 10, 2021 relating to Preliminary Prospectus Supplement, dated November 10, 2021 to Prospectus, dated September 7, 2021 Brighthouse Financial, Inc. $400,000,000 3.850% Senior Notes due 2051 Pricing Term Sheet November 10, 2021 The information in this final term sheet relates to the offering of the secu

November 10, 2021 FWP

Brighthouse Financial, Inc. 14,000,000 Depositary Shares each representing a 1/1,000th interest in a share of 4.625% Non-Cumulative Preferred Stock, Series D Pricing Term Sheet November 10, 2021

Filed Pursuant to Rule 433 Registration Statement No. 333-259372 Final Term Sheet, dated November 10, 2021 relating to Preliminary Prospectus Supplement, dated November 10, 2021 to Prospectus, dated September 7, 2021 Brighthouse Financial, Inc. 14,000,000 Depositary Shares each representing a 1/1,000th interest in a share of 4.625% Non-Cumulative Preferred Stock, Series D Pricing Term Sheet Novemb

November 10, 2021 424B5

Subject to Completion Preliminary Prospectus Supplement, dated November 10, 2021

Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-259372 The information contained in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supplement and the accompanying prospectus are not an offer to sell nor do they seek an offer to buy the securities in any jurisdiction where the offer or sale is not permitted. Subject to

November 10, 2021 424B5

Subject to Completion Preliminary Prospectus Supplement, dated November 10, 2021

Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-259372 The information contained in this preliminary prospectus supplement and the accompanying prospectus is not complete and may be changed. This preliminary prospectus supplement and the accompanying prospectus are not an offer to sell nor do they seek an offer to buy the securities in any jurisdiction where the offer or sa

November 5, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Fina

November 4, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 4, 2021 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commi

November 4, 2021 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces Third Quarter 2021 Results ?Estimated combined risk-based capital ("RBC") ratio between 520% and 540%; holding company liquid assets of $1.5 billion ?$600 million Brighthouse Reinsurance Company of Delaware ("BRCD") extraordinary dividend

November 4, 2021 EX-99.2

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement Third Quarter 2021 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Business Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 7 Annuities ? Statements of Adjusted Earnings 8 Annuities ? Select Operatin

November 1, 2021 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Appoints Carol D. Juel to Board of Directors CHARLOTTE, NC, November 1, 2021 ? Brighthouse Financial, Inc. ("Brighthouse Financial" or the "company") (Nasdaq: BHF) announced today that on November 1, 2021, its Board of Directors (the ?Board?) appoin

November 1, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 1, 2021 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commi

September 10, 2021 SC 13G/A

BHF / Brighthouse Financial Inc / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 6)* Name of issuer: Brighthouse Financial Inc. Title of Class of Securities: Common Stock CUSIP Number: 10922N103 Date of Event Which Requires Filing of this Statement: August 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule is fil

September 7, 2021 S-3ASR

As filed with the U.S. Securities and Exchange Commission on September 7, 2021

Table of Contents As filed with the U.S. Securities and Exchange Commission on September 7, 2021 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 BRIGHTHOUSE FINANCIAL, INC. (Exact name of registrant as specified in its charter) Delaware 81-3846992 (State or other jurisdiction of incorpora

September 7, 2021 EX-25.1

Statement of Eligibility under the Trust Indenture Act of 1939, as amended, of U.S. Bank National Association, as Trustee under the Senior Indenture, dated as of May 15, 2020, relating to the senior debt securities.

Exhibit 25.1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ? Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) U.S. BANK NATIONAL ASSOCIATION (Exact name of Trustee as specified in its charter) 31-0841368 I.R.S. Employer Identif

September 7, 2021 EX-25.3

Statement of Eligibility under the Trust Indenture Act of 1939, as amended, of U.S. Bank National Association, as Trustee under the Junior Subordinated Indenture, dated as of September 12, 2018, relating to the junior subordinated debt securities.

Exhibit 25.3 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ? Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) U.S. BANK NATIONAL ASSOCIATION (Exact name of Trustee as specified in its charter) 31-0841368 I.R.S. Employer Identif

September 7, 2021 EX-25.2

Statement of Eligibility under the Trust Indenture Act of 1939, as amended, of U.S. Bank National Association, as Trustee under the Form of Subordinated Indenture, relating to the subordinated debt securities.

Exhibit 25.2 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ? Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) U.S. BANK NATIONAL ASSOCIATION (Exact name of Trustee as specified in its charter) 31-0841368 I.R.S. Employer Identif

September 2, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 2, 2021 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Comm

August 6, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Financial

August 5, 2021 EX-99.3

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.3 Brighthouse Financial, Inc. Financial Supplement Second Quarter 2021 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Business Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 7 Annuities ? Statements of Adjusted Earnings 8 Annuities ? Select Operati

August 5, 2021 EX-99.2

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.2 FOR IMMEDIATE RELEASE Brighthouse Financial Announces $1 Billion Stock Repurchase Program CHARLOTTE, NC, August 5, 2021 ? Brighthouse Financial, Inc. ("Brighthouse Financial" or the "company") (Nasdaq: BHF) announced today that it has authorized the repurchase of up to $1 billion of its commo

August 5, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 5, 2021 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commiss

August 5, 2021 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces Second Quarter 2021 Results ?Announced a new repurchase authorization of up to an additional $1 billion of common stock ?The company repurchased $246 million of its common stock year-to-date through August 4, 2021 ?Estimated combined risk-

June 14, 2021 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 14, 2021 (June 10, 2021) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorpor

May 10, 2021 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Financia

May 10, 2021 EX-99.2

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement First Quarter 2021 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Business Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 6 Annuities ? Statements of Adjusted Earnings 7 Annuities ? Select Operatin

May 10, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 10, 2021 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commissio

May 10, 2021 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces First Quarter 2021 Results ?Estimated combined risk-based capital ("RBC") ratio between 500% and 520%; holding company liquid assets of $1.6 billion ?The company repurchased $123 million of its common stock year-to-date through May 7, 2021

April 28, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

April 28, 2021 DEF 14A

Schedule 14A

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defi

April 1, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 1, 2021 (March 29, 2021) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorpo

March 16, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 16, 2021 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commiss

March 16, 2021 EX-99.1

Brighthouse Financial Projected Distributable Earnings Scenarios March 16, 2021 Note: All references to “distributable earnings” within this document are projected. Actual results may differ. See “Note regarding forward-looking statements” on slide 2

bhf2021investordeupdate Brighthouse Financial Projected Distributable Earnings Scenarios March 16, 2021 Note: All references to “distributable earnings” within this document are projected.

February 24, 2021 EX-10.7.3

Amendment Number Three to the Brighthouse Services, LLC Voluntary Deferred Compensation Plan

Exhibit 10.7.3 AMENDMENT NUMBER THREE TO THE BRIGHTHOUSE SERVICES, LLC VOLUNTARY DEFERRED COMPENSATION PLAN The BRIGHTHOUSE SERVICES, LLC VOLUNTARY DEFERRED COMPENSATION PLAN (the ?Plan?) is hereby amended, effective as of January 1, 2019, as follows: Section 10.6 of the Plan is hereby amended by deleting the second sentence therein and replacing it with the following: ?Such payment will be made a

February 24, 2021 EX-21.1

List of Subsidiaries as of December 31, 2020.

EX-21.1 5 bhf-12312020xex211nextgen.htm EX-21.1 Exhibit 21.1 SUBSIDIARIES OF BRIGHTHOUSE FINANCIAL, INC. As of 12/31/2020 Name of Subsidiary Jurisdiction of Incorporation of Organization Brighthouse Assignment Company Connecticut Brighthouse Connecticut Properties Ventures, LLC Delaware Brighthouse Holdings, LLC Delaware Brighthouse Investment Advisers, LLC Delaware Brighthouse Life Insurance Comp

February 24, 2021 EX-10.5.3

is incorporated by reference to Exhibit 10.5.3 to our Annual Report on Form 10-K, filed on February 24, 2021 (our “2020 Annual Report”).

Exhibit 10.5.3 AMENDMENT NUMBER THREE TO THE BRIGHTHOUSE SERVICES, LLC AUXILIARY SAVINGS PLAN The BRIGHTHOUSE SERVICES, LLC AUXILIARY SAVINGS PLAN (the ?Plan?) is hereby amended, effective as of January 1, 2019, as follows: Section 3.6 of the Plan is hereby amended by deleting the first sentence therein and replacing it with the following: ?In the event of the Participant?s death, a single sum, eq

February 24, 2021 10-K

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Financial, In

February 24, 2021 EX-4.16

Description of Securities.

Exhibit 4.16 DESCRIPTION OF THE REGISTRANT?S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 Brighthouse Financial, Inc. (the ?Company,? ?Brighthouse,? ?we,? ?our? or ?us?) has five outstanding classes of securities registered under Section 12 of the Securities Exchange Act of 1934, as amended (the ?Exchange Act?): (i) common stock, par value $0.01 per share (th

February 11, 2021 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 (AMENDMENT NO. 3)* Brighthouse Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) (CUSIP Number)

SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 (AMENDMENT NO. 3)* Brighthouse Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 10922N103 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant

February 10, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 10, 2021 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Comm

February 10, 2021 SC 13G/A

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 5)*

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 5)* Name of issuer: Brighthouse Financial Inc. Title of Class of Securities: Common Stock CUSIP Number: 10922N103 Date of Event Which Requires Filing of this Statement: December 31, 2020 Check the appropriate box to designate the rule pursuant to which this Schedule is f

February 10, 2021 EX-99.2

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.2 FOR IMMEDIATE RELEASE Brighthouse Financial Announces $200 Million Stock Repurchase Program CHARLOTTE, NC, February 10, 2021 — Brighthouse Financial, Inc. ("Brighthouse Financial" or the "company") (Nasdaq: BHF) announced today that it has authorized the repurchase of up to $200 million of it

February 10, 2021 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces Fourth Quarter and Full Year 2020 Results •Fourth quarter 2020 net loss available to shareholders of $1,045 million, or $11.69 per diluted share, driven primarily by net derivative mark-to-market losses •Fourth quarter 2020 adjusted earnin

February 10, 2021 EX-99.3

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.3 Brighthouse Financial, Inc. Financial Supplement Fourth Quarter 2020 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Business Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 7 Annuities — Statements of Adjusted Earnings 8 Annuities — Select Operati

November 20, 2020 8-A12B

- 8-A12B

8-A12B UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) or (g) OF THE SECURITIES EXCHANGE ACT OF 1934 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 81-3846992 (State or other jurisdiction of incorporation or organization) (IRS Employer Identifica

November 20, 2020 EX-3.1

Certificate of Designations of Brighthouse Financial, Inc. with respect to the 5.375% Non-Cumulative Preferred Stock, Series C, dated November 18, 2020, filed with the Secretary of State of the State of Delaware and effective November 18, 2020 (the “Series C Certificate of Designations”), is incorporated by reference to Exhibit 3.1 to our Current Report on Form 8-K, filed on November 20, 2020 (our “November 20, 2020 8-K”).

EX-3.1 Exhibit 3.1 EXECUTION VERSION CERTIFICATE OF DESIGNATIONS OF 5.375% NON-CUMULATIVE PREFERRED STOCK, SERIES C OF BRIGHTHOUSE FINANCIAL, INC. Brighthouse Financial, Inc., a corporation organized and existing under the General Corporation Law of the State of Delaware (the “Corporation”), in accordance with the provisions of Sections 103 and 151 thereof, does hereby certify: The board of direct

November 20, 2020 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Material Modification to Rights of Security Holders, Financial Statements and Exhibits, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 20, 2020 (November 18, 2020) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of

November 20, 2020 EX-4.2

Deposit Agreement, dated as of November 20, 2020, among Brighthouse Financial, Inc., Computershare Inc. and Computershare Trust Company, N.A., collectively as depositary, and the holders from time to time of the depositary receipts described therein, is incorporated by reference to Exhibit 4.2 to our November 20, 2020 8-K.

EX-4.2 Exhibit 4.2 EXECUTION VERSION DEPOSIT AGREEMENT among BRIGHTHOUSE FINANCIAL, INC., COMPUTERSHARE INC. AND COMPUTERSHARE TRUST COMPANY, N.A., collectively, as Depositary, and The Holders From Time to Time of the Receipts Described Herein Dated as of November 20, 2020 TABLE OF CONTENTS Page ARTICLE I DEFINED TERMS Section 1.1. Definitions 1 ARTICLE II FORM OF RECEIPTS, DEPOSIT OF PREFERRED ST

November 20, 2020 EX-1.1

Underwriting Agreement, dated November 10, 2020, among Brighthouse Financial, Inc. and Morgan Stanley & Co. LLC, BofA Securities, Inc., UBS Securities LLC, Wells Fargo Securities, LLC and J.P. Morgan Securities LLC, as representatives of the several underwriters named therein.

EX-1.1 Exhibit 1.1 EXECUTION VERSION BRIGHTHOUSE FINANCIAL, INC. 20,000,000 Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 5.375% Non-Cumulative Preferred Stock, Series C Underwriting Agreement November 10, 2020 Morgan Stanley & Co. LLC 1585 Broadway New York, New York 10036 BofA Securities, Inc. One Bryant Park New York, NY 10036 UBS Securities LLC 1285 Avenue of the Amer

November 12, 2020 424B5

CALCULATION OF REGISTRATION FEE Title of each Class of Securities to be Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) Depositary Shares of Brighthouse Financial, Inc. (each representing a 1/1,000th interest in a share of 5.37

Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-227190 CALCULATION OF REGISTRATION FEE Title of each Class of Securities to be Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) Depositary Shares of Brighthouse Financial, Inc. (each representing a 1/1,000th interest in a share of 5.375% Non-Cumulative Preferred Stock, Series C) $575,000,000 $62,732.50 5.

November 10, 2020 424B5

Subject to Completion Preliminary Prospectus Supplement, dated November 10, 2020

424B5 Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-227190 The information contained in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supplement and the accompanying prospectus are not an offer to sell nor do they seek an offer to buy the securities in any jurisdiction where the offer or sale is not permitted. Subje

November 10, 2020 FWP

Brighthouse Financial, Inc. 20,000,000 Depositary Shares each representing a 1/1,000th interest in a share of 5.375% Non-Cumulative Preferred Stock, Series C Pricing Term Sheet November 10, 2020

Filed Pursuant to Rule 433 Registration Statement No. 333-227190 Final Term Sheet, dated November 10, 2020 relating to Preliminary Prospectus Supplement, dated November 10, 2020 to Prospectus, dated September 5, 2018 Brighthouse Financial, Inc. 20,000,000 Depositary Shares each representing a 1/1,000th interest in a share of 5.375% Non-Cumulative Preferred Stock, Series C Pricing Term Sheet Novemb

November 6, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Fina

November 5, 2020 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces Third Quarter 2020 Results •Third quarter 2020 net loss available to shareholders of $3,012 million, or $32.49 per diluted share, driven primarily by the impact from the company's annual actuarial review and net derivative mark-to-market l

November 5, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 5, 2020 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commi

November 5, 2020 EX-99.2

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement Third Quarter 2020 Table of Contents Financial Results 1 Key Metrics 2 GAAP Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Business Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 7 Annuities — Statements of Adjusted Earnings 8 Annuities — Select Operatin

August 21, 2020 EX-99.1

PUBLIC RELATIONS

EX-99.1 PUBLIC RELATIONS Brighthouse Financial 11225 N Community House Rd Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Appoints Stephen C. Hooley to Board of Directors CHARLOTTE, NC, August 20, 2020 – Brighthouse Financial, Inc. (“Brighthouse Financial”) (Nasdaq: BHF) announced today that on August 19, 2020, its Board of Directors (the “Board”) appointed Stephen C.

August 21, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 21, 2020 (August 19, 2020) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of inco

August 10, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Financial

August 10, 2020 EX-10.2

Amendment Number One to the Brighthouse Services, LLC Temporary Incentive Deferred Compensation Plan,

Exhibit 10.2 AMENDMENT NUMBER ONE TO THE BRIGHTHOUSE SERVICES, LLC TEMPORARY INCENTIVE DEFERRED COMPENSATION PLAN (Restated as of March 13, 2018) - WHEREAS, the final payment under the Brighthouse Services, LLC Temporary Incentive Deferred Compensation Plan (the “Plan”) was made on June 26, 2020 and no other payments from the Plan are or will be due and owing; and WHEREAS, Brighthouse Services, LL

August 10, 2020 EX-10.1

Brighthouse Financial, Inc. Employee Stock Purchase Plan (restated effective March 25, 2020), is incorporated by reference to Exhibit 10.1 to our Quarterly Report on Form 10-Q, filed on August 7, 2020

Exhibit 10.1 BRIGHTHOUSE FINANCIAL, INC. EMPLOYEE STOCK PURCHASE PLAN (Restated Effective March 25, 2020) SECTION 1 PURPOSE The purpose of the Brighthouse Financial, Inc. Employee Stock Purchase Plan (the “Plan”) is to encourage and facilitate stock ownership by Employees by providing an opportunity to purchase Common Stock of Brighthouse Financial, Inc. through voluntary after-tax payroll deducti

August 6, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 6, 2020 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commiss

August 6, 2020 EX-99.2

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement Second Quarter 2020 Table of Contents Financial Results 1 Key Metrics 2 GAAP Condensed Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Business Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 7 Annuities — Statements of Adjusted Earnings 8 Annuities — Sele

August 6, 2020 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces Second Quarter 2020 Results •Second quarter 2020 net loss available to shareholders of $1,998 million, or $21.10 per diluted share, driven primarily by net derivative mark-to-market losses •Second quarter 2020 adjusted earnings, less notab

June 11, 2020 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 11, 2020 (June 10, 2020) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorpor

June 2, 2020 EX-1.1

Underwriting Agreement, dated May 28, 2020, among Brighthouse Financial, Inc. and BofA Securities, Inc., Goldman Sachs & Co. LLC and Wells Fargo Securities, LLC, as representatives of the several underwriters named therein.

EX-1.1 Exhibit 1.1 EXECUTION VERSION $115,000,000 BRIGHTHOUSE FINANCIAL, INC. 5.625% Senior Notes due 2030 Underwriting Agreement May 28, 2020 BofA Securities, Inc. One Bryant Park New York, NY, 10036 Goldman Sachs & Co. LLC 200 West Street New York, NY, 10282 Wells Fargo Securities, LLC 550 South Tryon Street, 5th Floor Charlotte, NC, 28202 As Representatives of the several Underwriters listed in

June 2, 2020 8-K

Termination of a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 2, 2020 (May 28, 2020) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporat

May 29, 2020 424B5

CALCULATION OF REGISTRATION FEE Title of each Class of Securities to be Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) 5.625% Senior Notes due 2030 $118,663,900 $15,403

424B5 Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-227190 CALCULATION OF REGISTRATION FEE Title of each Class of Securities to be Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) 5.625% Senior Notes due 2030 $118,663,900 $15,403 (1) The registration fee is calculated in accordance with Rule 457(r) of the Securities Act of 1933, as amended. Table of

May 28, 2020 424B5

Subject to Completion Preliminary Prospectus Supplement, dated May 28, 2020

424B5 Table of Contents The information contained in this preliminary prospectus supplement and the accompanying prospectus is not complete and may be changed.

May 28, 2020 FWP

Brighthouse Financial, Inc. $115,000,000 5.625% Senior Notes due 2030 Pricing Term Sheet May 28, 2020

FWP Filed Pursuant to Rule 433 Registration Statement No. 333-227190 Final Term Sheet, dated May 28, 2020 relating to Preliminary Prospectus Supplement, dated May 28, 2020 to Prospectus, dated September 5, 2018 Brighthouse Financial, Inc. $115,000,000 5.625% Senior Notes due 2030 Pricing Term Sheet May 28, 2020 The information in this final term sheet relates to the offering of the securities spec

May 21, 2020 8-A12B

- 8-A12B

8-A12B UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) or (g) OF THE SECURITIES EXCHANGE ACT OF 1934 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 81-3846992 (State or other jurisdiction of incorporation or organization) (IRS Employer Identifica

May 21, 2020 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Material Modification to Rights of Security Holders, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2020 (May 18, 2020) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporat

May 21, 2020 EX-3.1

Certificate of Designations of Brighthouse Financial, Inc. with respect to the 6.750% Non-Cumulative Preferred Stock, Series B, dated May 19, 2020, filed with the Secretary of State of the State of Delaware and effective May 19, 2020 (the “Series B Certificate of Designations”), is incorporated by reference to Exhibit 3.1 to our Current Report on Form 8-K, filed on May 21, 2020 (our “May 21, 2020 8-K”)

EX-3.1 Exhibit 3.1 EXECUTION VERSION CERTIFICATE OF DESIGNATIONS OF 6.750% NON-CUMULATIVE PREFERRED STOCK, SERIES B OF BRIGHTHOUSE FINANCIAL, INC. Brighthouse Financial, Inc., a corporation organized and existing under the General Corporation Law of the State of Delaware (the “Corporation”), in accordance with the provisions of Sections 103 and 151 thereof, does hereby certify: The board of direct

May 21, 2020 EX-1.1

Underwriting Agreement, dated May 18, 2020, among Brighthouse Financial, Inc. and Wells Fargo Securities, LLC, BofA Securities, Inc., Morgan Stanley & Co. LLC, UBS Securities LLC and J.P. Morgan Securities LLC, as representatives of the several underwriters named therein.

EX-1.1 Exhibit 1.1 EXECUTION VERSION BRIGHTHOUSE FINANCIAL, INC. 14,000,000 Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 6.750% Non-Cumulative Preferred Stock, Series B Underwriting Agreement May 18, 2020 Wells Fargo Securities, LLC 550 South Tryon Street, 5th Floor Charlotte, North Carolina 28202 BofA Securities, Inc. One Bryant Park New York, NY 10036 Morgan Stanley &

May 21, 2020 EX-4.2

Deposit Agreement, dated as of May 21, 2020, among Brighthouse Financial, Inc., Computershare Inc. and Computershare Trust Company, N.A., collectively as depositary, and the holders from time to time of the depositary receipts described therein, is incorporated by reference to Exhibit 4.2 to our May 21, 2020 8-K.

EX-4.2 Exhibit 4.2 EXECUTION VERSION DEPOSIT AGREEMENT among BRIGHTHOUSE FINANCIAL, INC., COMPUTERSHARE INC. AND COMPUTERSHARE TRUST COMPANY, N.A., collectively, as Depositary, and The Holders From Time to Time of the Receipts Described Herein Dated as of May 21, 2020 TABLE OF CONTENTS Page ARTICLE I DEFINED TERMS Section 1.1. Definitions 1 ARTICLE II FORM OF RECEIPTS, DEPOSIT OF PREFERRED STOCK,

May 19, 2020 424B5

CALCULATION OF REGISTRATION FEE Title of each Class of Securities to be Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) Depositary Shares of Brighthouse Financial, Inc. (each representing a 1/1,000th interest in a share of 6.75

424B5 Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-227190 CALCULATION OF REGISTRATION FEE Title of each Class of Securities to be Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) Depositary Shares of Brighthouse Financial, Inc. (each representing a 1/1,000th interest in a share of 6.750% Non-Cumulative Preferred Stock, Series B) $402,500,000 $52,244

May 18, 2020 FWP

Brighthouse Financial, Inc. 14,000,000 Depositary Shares each representing a 1/1,000th interest in a share of 6.750% Non-Cumulative Preferred Stock, Series B Pricing Term Sheet May 18 , 2020

FWP Filed Pursuant to Rule 433 Registration Statement No. 333-227190 Final Term Sheet, dated May 18, 2020 relating to Preliminary Prospectus Supplement, dated May 18, 2020 to Prospectus, dated September 5, 2018 Brighthouse Financial, Inc. 14,000,000 Depositary Shares each representing a 1/1,000th interest in a share of 6.750% Non-Cumulative Preferred Stock, Series B Pricing Term Sheet May 18 , 202

May 18, 2020 424B5

Subject to Completion Preliminary Prospectus Supplement, dated May 18, 2020

424B5 Table of Contents The information contained in this preliminary prospectus supplement is not complete and may be changed.

May 15, 2020 424B5

CALCULATION OF REGISTRATION FEE Title of each Class of Securities to be Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) 5.625% Senior Notes due 2030 $500,000,000 $64,900

424B5 Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-227190 CALCULATION OF REGISTRATION FEE Title of each Class of Securities to be Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) 5.625% Senior Notes due 2030 $500,000,000 $64,900 (1) The registration fee is calculated in accordance with Rule 457(r) of the Securities Act of 1933, as amended. Table of

May 15, 2020 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 15, 2020 (May 13, 2020) Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporat

May 15, 2020 EX-1.1

Underwriting Agreement, dated May 13, 2020, among Brighthouse Financial, Inc. and Wells Fargo Securities, LLC, Barclays Capital Inc., BofA Securities, Inc., Goldman Sachs & Co. LLC and J.P. Morgan Securities LLC, as representatives of the several underwriters named therein.

EX-1.1 Exhibit 1.1 EXECUTION VERSION $500,000,000 BRIGHTHOUSE FINANCIAL, INC. 5.625% Senior Notes due 2030 Underwriting Agreement May 13, 2020 Wells Fargo Securities, LLC 550 South Tryon Street, 5th Floor Charlotte, NC, 28202 Barclays Capital Inc. 745 Seventh Avenue New York, NY, 10019 BofA Securities, Inc. One Bryant Park New York, NY, 10036 Goldman Sachs & Co. LLC 200 West Street New York, NY, 1

May 15, 2020 EX-4.2

First Supplemental Indenture, dated as of May 15, 2020, between Brighthouse Financial, Inc. and U.S. Bank National Association, as Trustee, is incorporated by reference to Exhibit 4.2 to our May 15, 2020 8-K.

EX-4.2 Exhibit 4.2 EXECUTION VERSION FIRST SUPPLEMENTAL INDENTURE BETWEEN BRIGHTHOUSE FINANCIAL, INC., ISSUER AND U.S. BANK NATIONAL ASSOCIATION, TRUSTEE DATED AS OF MAY 15, 2020 5.625% SENIOR NOTES DUE 2030 TABLE OF CONTENTS Page ARTICLE I DEFINITIONS AND ESTABLISHMENT SECTION 1.01 Definitions 1 SECTION 1.02 Establishment 3 ARTICLE II TERMS AND CONDITIONS OF THE NOTES SECTION 2.01 Payment of Prin

May 15, 2020 EX-4.1

Senior Indenture, dated as of May 15, 2020, between Brighthouse Financial, Inc. and U.S. Bank National Association, as Trustee, is incorporated by reference to Exhibit 4.1 to our Current Report on Form 8-K, filed on May 15, 2020 (our “May 15, 2020 8-K”).

EX-4.1 Exhibit 4.1 EXECUTION VERSION BRIGHTHOUSE FINANCIAL, INC., as Issuer AND U.S. BANK NATIONAL ASSOCIATION, as Trustee SENIOR INDENTURE DATED AS OF May 15, 2020 PROVIDING FOR ISSUANCE OF SENIOR DEBT SECURITIES IN SERIES CROSS-REFERENCE TABLE(1) TRUST INDENTURE ACT SECTION SECTION OF INDENTURE 310(a) 7.09 310(b) 7.08 311(a) 7.13 311(b) 7.13 312(a) 5.01; 5.02(a) 312(b) 5.02(c) 312(c) 5.02(d) 313

May 13, 2020 424B5

Subject to Completion Preliminary Prospectus Supplement, dated May 13, 2020

424B5 Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-227190 The information contained in this preliminary prospectus supplement and the accompanying prospectus is not complete and may be changed. This preliminary prospectus supplement and the accompanying prospectus are not an offer to sell nor do they seek an offer to buy the securities in any jurisdiction where the offer

May 13, 2020 FWP

Brighthouse Financial, Inc. $500,000,000 5.625% Senior Notes due 2030 Pricing Term Sheet May 13, 2020

FWP Filed Pursuant to Rule 433 Registration Statement No. 333-227190 Final Term Sheet, dated May 13, 2020 relating to Preliminary Prospectus Supplement, dated May 13, 2020 to Prospectus, dated September 5, 2018 Brighthouse Financial, Inc. $500,000,000 5.625% Senior Notes due 2030 Pricing Term Sheet May 13, 2020 The information in this final term sheet relates to the offering of the securities spec

May 11, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 11, 2020 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commissio

May 11, 2020 EX-99.2

Non-GAAP financial measures: Most directly comparable GAAP financial measures: (i) adjusted earnings (i) net income (loss) available to shareholders (1) (ii) adjusted earnings, less notable items (ii) net income (loss) available to shareholders (1) (

Exhibit 99.2 Brighthouse Financial, Inc. Financial Supplement First Quarter 2020 Table of Contents Financial Results 1 Key Metrics 2 GAAP Condensed Statements of Operations 3 GAAP Balance Sheets Earnings and Select Metrics from Business Segments and Corporate & Other 5 Statements of Adjusted Earnings by Segment and Corporate & Other 6 Annuities — Statements of Adjusted Earnings 7 Annuities — Selec

May 11, 2020 EX-10.2

Form of Non-Management Director Restricted Stock Unit Agreement (Director Plan), as amended November 14, 2019, is incorporated by reference to Exhibit 10.2 to our Quarterly Report on Form 10-Q, filed on May 11, 2020.

Exhibit 10.2 NON-MANAGEMENT DIRECTOR RESTRICTED STOCK UNIT AGREEMENT Brighthouse Financial, Inc. (the “Company”) confirms that, on [grant date] (the “Grant Date”), it granted you, [name], [number] Restricted Stock Units. Your Restricted Stock Units are subject to the terms and conditions of the Brighthouse Financial, Inc. 2017 Non-Management Director Stock Compensation Plan (the “Director Plan”) a

May 11, 2020 EX-10.3

Form of Non-Management Director Award Agreement Supplement (Director Plan), as amended November 14, 2019, is incorporated by reference to Exhibit 10.3 to our Quarterly Report on Form 10-Q, filed on May 11, 2020.

Exhibit 10.3 NON-MANAGEMENT DIRECTOR AWARD AGREEMENT SUPPLEMENT This Award Agreement Supplement (this “Supplement”) provides terms that are part of your Award Agreement (the “Agreement”) under the Brighthouse Financial, Inc. 2017 Non-Management Director Stock Compensation Plan (the “Director Plan”). In this Supplement, “Award” refers to the Restricted Stock Units, Stock Options, or Restricted Unit

May 11, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37905 Brighthouse Financia

May 11, 2020 EX-99.1

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277

PUBLIC RELATIONS Brighthouse Financial, Inc. 11225 N. Community House Rd. Charlotte, NC 28277 Exhibit 99.1 FOR IMMEDIATE RELEASE Brighthouse Financial Announces First Quarter 2020 Results •First quarter 2020 net income available to shareholders of $4,950 million, or $47.11 per diluted share, driven primarily by net derivative mark-to-market gains •First quarter 2020 adjusted earnings, less notable

May 8, 2020 SC 13G/A

BHF / Brighthouse Financial, Inc. / DODGE & COX - SC 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 (AMENDMENT NO. 2)* Brighthouse Financial, Inc. - (Name of Issuer) Common Stock - (Title of Class of Securities) 10922N103 - (CUSIP Number) April 30, 2020 - (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to w

April 29, 2020 DEF 14A

Definitive Proxy Statement

DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 29, 2020 DEFA14A

- DEFA14A

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Pro

April 9, 2020 SC 13G/A

BHF / Brighthouse Financial, Inc. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 4)* Name of issuer: Brighthouse Financial Inc Title of Class of Securities: Common Stock CUSIP Number: 10922N103 Date of Event Which Requires Filing of this Statement: March 31, 2020 Check the appropriate box to designate the rule pursuant to which this Schedule is filed

March 5, 2020 EX-99.1

Exhibit 99.1 Business Update for Investors & Analysts Note regarding forward-looking statements This presentation and other oral or written statements that we make from time to time contains information that includes or is based upon forward-looking

bhf2020investorbusiness Exhibit 99.1 Business Update for Investors & Analysts Note regarding forward-looking statements This presentation and other oral or written statements that we make from time to time contains information that includes or is based upon forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements involve

March 5, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 4, 2020 Brighthouse Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37905 81-3846992 (State or other jurisdiction of incorporation) (Commissi

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